HDFCLIFE2025-10-012025-12-31HDFCLIFE2025-12-31HDFCLIFE2025-10-01HDFCLIFE2025-04-012025-12-31HDFCLIFE2025-04-01HDFCLIFE2025-10-012025-12-31in-capmkt:PolicyholdersAccountOtherIncome1MemberHDFCLIFE2025-04-012025-12-31in-capmkt:PolicyholdersAccountOtherIncome1MemberHDFCLIFE2025-10-012025-12-31in-capmkt:OtherOperatingExpenses1MemberHDFCLIFE2025-04-012025-12-31in-capmkt:OtherOperatingExpenses1MemberHDFCLIFE2025-10-012025-12-31in-capmkt:ShareholdersAccountOtherIncome1MemberHDFCLIFE2025-04-012025-12-31in-capmkt:ShareholdersAccountOtherIncome1MemberHDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember1HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember2HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember3HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember4HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember5HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember6HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember7HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember8HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember9HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember10HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember11HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember12HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember13HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember21HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember22HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember1HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember2HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember3HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember4HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember5HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember6HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember7HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember8HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember9HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember10HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember11HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember12HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember13HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember21HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember22HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember1HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember2HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember3HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember4HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember5HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember6HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember7HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember8HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember9HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember10HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember11HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember12HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember13HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember21HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember22HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember1HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember2HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember3HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember4HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember5HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember6HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember7HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember8HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember9HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember10HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember11HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember12HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember13HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember21HDFCLIFE2025-04-012025-12-31in-capmkt:ReportableSegmentsMember22HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember1HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember2HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember3HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember4HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember5HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember6HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember7HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember8HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember9HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember10HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember11HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember12HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember13HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember21HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember22HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember1HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember2HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember3HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember4HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember5HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember6HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember7HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember8HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember9HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember10HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember11HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember12HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember13HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember21HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember22HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember1HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember1HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember2HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember2HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember3HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember3HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember4HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember4HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember5HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember5HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember6HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember6HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember7HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember7HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember8HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember8HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember9HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember9HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember10HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember10HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember11HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember11HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember12HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember12HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember13HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember13HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember21HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember21HDFCLIFE2025-10-012025-12-31in-capmkt:ReportableSegmentsMember22HDFCLIFE2025-12-31in-capmkt:ReportableSegmentsMember22iso4217:INRxbrli:pureiso4217:INRxbrli:shares540777HDFCLIFENOTLISTEDINE795G01014HDFC Life Insurance Company LimitedMain BoardEquityNon-Linked Policy And Linked Policy2025-04-012026-03-312026-01-152025-12-31INRLakhsQuarterlyThird quarter2026-01-1513:15:002026-01-1515:40:00Not applicable2025-01-102025-12-31UnauditedConsolidated3343600000010479980000050047400000188283200000183514200000106562900000917000000581800000291575900000114590000001759100000950650000022724600000227516000001110740000000116205000002272790000045479500000046300000745000004190000004190000092290000000153776700000291708900000-1330000001398600000-153160000079097000000-133000000175380000095305000001398600000419900000024540000044444000005843000000829800000581800000021300000143290000044101000002282000002282000000418190000004181900000001058377000002157620000014771810000067120000001989116000002442627900000113713110000037786706000002686200000038055326000001.80.24112044550001.941.949220400080015000059904900000000.0001000.00100000.02270.022800.02340.03090.005900.046713440900000.000702230002750000.79470.72920.70220.69120.62350.8485000001. Net of reinsurance ceded and accepted including HDFC Re, wholly owned subsidiary <br></br> 2. The persistency ratios are calculated in accordance with the IRDAI circular no. IRDAI/F&A/CIR/MISC/256/09/2021 dated September 30, 2021 and hence are with a lag of one month. <br></br> 3. The persistency ratios for the quarter ended December 31, 2025 have been calculated for the policies issued in the September to November period of the relevant years. E.g.: the 13th month persistency for the current quarter is calculated for the policies issued from September 2024 to November 2024. The persistency ratios for quarter ended December 31, 2024 have been calculated in a similar manner. <br></br> 2025-01-042025-12-31UnauditedConsolidated9502670000028429620000015097470000053029760000051762070000026675930000024503000001815900000788646200000390104000004605700000200327000006364880000063713200000298292000000026034800000558640000001195772000000-45600000025528000004785000000478500000273294900000394188500000789635900000-9897000007245300000-8235000000201236000000-9897000004095800000232297000007245300000110347000006910000001172570000018971000000244440000018159000000-15600000424470000014726300000578000000578000000014148300000014148300000001058377000001477181000001.80.22452044550006.566.569220400080015000059904900000000.0001000.00100000.06380.070900.08470.065-0.004600.105213440900000.000706030006980000.8490.77990.71860.71160.63290.856000000Other income917000000Other income2450300000Other Operating Expenses11620500000Other Operating Expenses26034800000Other income245400000Other income691000000Segment A - Participating - Individual & Group Life37856000000158870000002300000550300000Segment B - Participating - Individual & Group Pension13142000004453000006000008100000Segment C - Non Participating - Individual & Group Life698459000002803360000015300000335300000Segment D - Non Participating - Life Group Variable2126200000415000000100000100000Segment E - Non Participating - Individual & Group Pension901500000544400000392100000700000Segment F - Non Participating - Individual & Group Pension Variable755200000329700000100000-100000Segment G - Non Participating - Individual & Group Annuity1291670000066260000006000006500000Segment H - Non Participating - Individual & Group Health1049000005300000-101000000Segment I - Unit Linked - Individual Life4548870000047502300000484000008400000Segment J - Unit Linked - Individual Pension24408000003059300000132000000-200000Segment K - Unit Linked - Group Life84505000003112100000400000100000Segment L - Unit Linked - Group Pension47270000054360000000Segment M - Reinsurance8409000001450000007800000Shareholders041777000000245400000Unallocated00001. <br></br> Segments include: <br></br> a. <br></br> Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> b. <br></br> Non-Linked: <br></br> 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> c. <br></br> Variable insurance shall be further segregated into Life and Pension. <br></br> 2. <br></br> Net of provisions for diminution in value of investment. <br></br> 3. Includes income tax deposited with tax authorities which is contested by the company and Advance Tax (net of provision for taxation). As per Accounting Standard 17 - Segment Reporting, income tax asset and liabilities cannot be allocated across reporting segments. <br></br> 4. Segment policy liabilities includes fund for future appropriations and excludes Credit / (Debit) Fair Value Change Account on Policyholders' funds.Segment A - Participating - Individual & Group Life9831200000042484500000214000001510800000Segment B - Participating - Individual & Group Pension74231000001554700000360000017300000Segment C - Non Participating - Individual & Group Life1961217000008077800000040200000868700000Segment D - Non Participating - Life Group Variable60924000001245400000100000200000Segment E - Non Participating - Individual & Group Pension369090000016437000006421000002500000Segment F - Non Participating - Individual & Group Pension Variable52296000001223500000100000100000Segment G - Non Participating - Individual & Group Annuity4190780000019177900000280000019400000Segment H - Non Participating - Individual & Group Health1944000001900000026200000100000Segment I - Unit Linked - Individual Life12088420000010495490000014660000022500000Segment J - Unit Linked - Individual Pension79193000005932500000932400000100000Segment K - Unit Linked - Group Life252503000006942100000400000700000Segment L - Unit Linked - Group Pension247810000012055000000100000Segment M - Reinsurance21169000006760000007800000Shareholders0110503000000691000000Unallocated0000Segment A - Participating - Individual & Group Life947200000Segment B - Participating - Individual & Group Pension-1416400000Segment C - Non Participating - Individual & Group Life32500000Segment D - Non Participating - Life Group Variable600000Segment E - Non Participating - Individual & Group Pension-391900000Segment F - Non Participating - Individual & Group Pension Variable4300000Segment G - Non Participating - Individual & Group Annuity347700000Segment H - Non Participating - Individual & Group Health10100000Segment I - Unit Linked - Individual Life-60200000Segment J - Unit Linked - Individual Pension-130700000Segment K - Unit Linked - Group Life-44600000Segment L - Unit Linked - Group Pension22900000Segment M - Reinsurance-10300000Shareholders3339100000Unallocated01. <br></br> Segments include: <br></br> a. <br></br> Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> b. <br></br> Non-Linked: <br></br> 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> c. <br></br> Variable insurance shall be further segregated into Life and Pension. <br></br> 2. Net of provisions for diminution in value of investment. <br></br> 3. Includes income tax deposited with tax authorities which is contested by the company and Advance Tax (net of provision for taxation). As per Accounting Standard 17 - Segment Reporting, income tax asset and liabilities cannot be allocated across reporting segments. <br></br> 4. Segment policy liabilities includes fund for future appropriations and excludes Credit / (Debit) Fair Value Change Account on Policyholders' funds.Segment A - Participating - Individual & Group Life-2585700000Segment B - Participating - Individual & Group Pension-3028200000Segment C - Non Participating - Individual & Group Life2487600000Segment D - Non Participating - Life Group Variable46000000Segment E - Non Participating - Individual & Group Pension-640900000Segment F - Non Participating - Individual & Group Pension Variable117300000Segment G - Non Participating - Individual & Group Annuity860300000Segment H - Non Participating - Individual & Group Health-26100000Segment I - Unit Linked - Individual Life661500000Segment J - Unit Linked - Individual Pension-928100000Segment K - Unit Linked - Group Life231500000Segment L - Unit Linked - Group Pension63800000Segment M - Reinsurance27500000Shareholders8626800000Unallocated0Segment A - Participating - Individual & Group Life786640200000Segment B - Participating - Individual & Group Pension29869500000Segment C - Non Participating - Individual & Group Life1193815300000Segment D - Non Participating - Life Group Variable19147600000Segment E - Non Participating - Individual & Group Pension30074700000Segment F - Non Participating - Individual & Group Pension Variable18638500000Segment G - Non Participating - Individual & Group Annuity368180300000Segment H - Non Participating - Individual & Group Health236500000Segment I - Unit Linked - Individual Life912449500000Segment J - Unit Linked - Individual Pension59272200000Segment K - Unit Linked - Group Life143785900000Segment L - Unit Linked - Group Pension23247400000Segment M - Reinsurance2568600000Shareholders207919600000Unallocated96870000001. <br></br> Segments include: <br></br> a. <br></br> Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> b. <br></br> Non-Linked: <br></br> 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> c. <br></br> Variable insurance shall be further segregated into Life and Pension. <br></br> 2. Net of provisions for diminution in value of investment. <br></br> 3. Includes income tax deposited with tax authorities which is contested by the company and Advance Tax (net of provision for taxation). As per Accounting Standard 17 - Segment Reporting, income tax asset and liabilities cannot be allocated across reporting segments. <br></br> 4. Segment policy liabilities includes fund for future appropriations and excludes Credit / (Debit) Fair Value Change Account on Policyholders' funds.Segment A - Participating - Individual & Group Life731953600000Segment B - Participating - Individual & Group Pension26844900000Segment C - Non Participating - Individual & Group Life1187262300000Segment D - Non Participating - Life Group Variable19418800000Segment E - Non Participating - Individual & Group Pension28209100000Segment F - Non Participating - Individual & Group Pension Variable18499600000Segment G - Non Participating - Individual & Group Annuity366085300000Segment H - Non Participating - Individual & Group Health281000000Segment I - Unit Linked - Individual Life916718300000Segment J - Unit Linked - Individual Pension59272200000Segment K - Unit Linked - Group Life143940600000Segment L - Unit Linked - Group Pension23247400000Segment M - Reinsurance2383700000Shareholders206996000000Unallocated01. <br></br> Segments include: <br></br> a. <br></br> Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> b. <br></br> Non-Linked: <br></br> 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> c. <br></br> Variable insurance shall be further segregated into Life and Pension. <br></br> 2. Net of provisions for diminution in value of investment. <br></br> 3. Includes income tax deposited with tax authorities which is contested by the company and Advance Tax (net of provision for taxation). As per Accounting Standard 17 - Segment Reporting, income tax asset and liabilities cannot be allocated across reporting segments. <br></br> 4. Segment policy liabilities includes fund for future appropriations and excludes Credit / (Debit) Fair Value Change Account on Policyholders' funds.