5407772025-04-012025-06-305407772025-06-305407772025-04-015407772025-04-012025-06-30in-capmkt:PolicyholdersAccountOtherIncome1Member5407772025-04-012025-06-30in-capmkt:OtherOperatingExpenses1Member5407772025-04-012025-06-30in-capmkt:ShareholdersAccountOtherIncome1Member5407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember15407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember25407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember35407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember45407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember55407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember65407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember75407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember85407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember95407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember105407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember115407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember125407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember215407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember225407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember15407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember25407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember35407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember45407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember55407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember65407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember75407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember85407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember95407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember105407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember115407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember125407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember215407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember225407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember15407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember25407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember35407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember45407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember55407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember65407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember75407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember85407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember95407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember105407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember115407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember125407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember215407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember225407772025-06-30in-capmkt:ReportableSegmentsMember15407772025-06-30in-capmkt:ReportableSegmentsMember25407772025-06-30in-capmkt:ReportableSegmentsMember35407772025-06-30in-capmkt:ReportableSegmentsMember45407772025-06-30in-capmkt:ReportableSegmentsMember55407772025-06-30in-capmkt:ReportableSegmentsMember65407772025-06-30in-capmkt:ReportableSegmentsMember75407772025-06-30in-capmkt:ReportableSegmentsMember85407772025-06-30in-capmkt:ReportableSegmentsMember95407772025-06-30in-capmkt:ReportableSegmentsMember105407772025-06-30in-capmkt:ReportableSegmentsMember115407772025-06-30in-capmkt:ReportableSegmentsMember125407772025-06-30in-capmkt:ReportableSegmentsMember215407772025-06-30in-capmkt:ReportableSegmentsMember225407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember15407772025-06-30in-capmkt:ReportableSegmentsMember15407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember25407772025-06-30in-capmkt:ReportableSegmentsMember25407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember35407772025-06-30in-capmkt:ReportableSegmentsMember35407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember45407772025-06-30in-capmkt:ReportableSegmentsMember45407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember55407772025-06-30in-capmkt:ReportableSegmentsMember55407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember65407772025-06-30in-capmkt:ReportableSegmentsMember65407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember75407772025-06-30in-capmkt:ReportableSegmentsMember75407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember85407772025-06-30in-capmkt:ReportableSegmentsMember85407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember95407772025-06-30in-capmkt:ReportableSegmentsMember95407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember105407772025-06-30in-capmkt:ReportableSegmentsMember105407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember115407772025-06-30in-capmkt:ReportableSegmentsMember115407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember125407772025-06-30in-capmkt:ReportableSegmentsMember125407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember215407772025-06-30in-capmkt:ReportableSegmentsMember215407772025-04-012025-06-30in-capmkt:ReportableSegmentsMember225407772025-06-30in-capmkt:ReportableSegmentsMember22iso4217:INRxbrli:pureiso4217:INRxbrli:shares540777HDFCLIFENOTLISTEDINE795G01014HDFC Life Insurance Company LimitedMain BoardEquityNon-Linked Policy And Linked Policy2025-04-012026-03-312025-07-152025-06-30INRLakhsQuarterlyFirst quarter2025-07-1513:30:002025-07-1515:35:00Not applicablefalsefalseThere is no default on loans and debt securities. Hence disclosure for default on loans and debt securites is not applicable2025-04-012025-06-30UnauditedStandalone25502000000760296000004721910000014875070000014466090000014594990000073870000066560000029201510000014249900000129480000019474000001749210000017492100000874750000000635150000015099000000325911000000-4240000012669000004022000000402200000867979000001701651000002911808000008343000003663400000-282910000050408000000834300000943500000681860000036634000003202200000400000320260000068660000006155000006656000000-21600000125950000056065000001419000001419000000546460000005464600000001017694000002154690000014161350000069643000001908573000002260250300000110786320000035589708000002642820000035853990000001.920.21911990200002.542.539220000080000000059900000000000.00010.000100.000500000.0180.02300.030.04-0.00200.09513440000000.000701700003600000.82710.79530.69320.69940.610.86700000Notes pertaining to Statement of Standalone Reviewed Results for quarter ended June 30, 2025: <br></br> 1. Net premium income is net of reinsurance. <br></br> <br></br> 2. Income from investments (Net) is net of amortisation and losses (including capital gains). <br></br> <br></br> 3. Net Commission is net of reinsurance. Rewards have been included in First year commission. <br></br> <br></br> 4. Benefits Paid (Net) is net of reinsurance and inclusive of interim and terminal bonus. <br></br> <br></br> 5. Expenses other than those related to insurance business includes interest on Non convertible debentures. <br></br> <br></br> 6. Provisions for diminution in value of investments is inclusive of provision for standard and non-standard assets. <br></br> <br></br> 7. Profit carried to Balance Sheet represents accumulated surplus. <br></br> <br></br> 8. Analytical ratios have been calculated as per definition given in IRDAI Analytical ratios disclosure. <br></br> <br></br> 9. Advertisement and publicity expenses have been included in other operating expenses for the the current period. <br></br> <br></br> 10. Profit after tax comprises: <br></br> <br></br> Underwriting profits <br></br> Q1 (a) Existing business surplus (i) 1,62,976 <br></br> (b) New business strain (ii) (1,32,596) <br></br> Shareholders' surplus (iii) 24,266 <br></br> <br></br> <br></br> (i) Represents profit emerging during current period from business written in prior years <br></br> <br></br> (ii) Insurance contracts being long term in nature revenue is recognised over the period of the contract as against costs being recognised in the period in which they are incurred, leading to New business strain. <br></br> <br></br> (iii) Represents investment and other income arising on shareholders' funds, net of expenses and taxes0Other income738700000Other operating expenses6351500000Other income400000Segment A - Participating - Individual & Group Life237747000001173160000012100000464800000Segment B - Participating - Individual & Group Pension33140000005871000009000004500000Segment C - Non Participating - Individual & Group Life559553000002547890000016200000256400000Segment D - Non Participating - Life Group Variable21378000003848000000100000Segment E - Non Participating - Individual & Group Pension1090000000557100000257800000700000Segment F - Non Participating - Individual & Group Pension Variable37763000004971000000200000Segment G - Non Participating - Individual & Group Annuity13845400000617310000013000007100000Segment H - Non Participating - Individual & Group Health184000006900000250000000Segment I - Unit Linked - Individual Life314550000009154570000082000004500000Segment J - Unit Linked - Individual Pension232810000040723000003441000000Segment K - Unit Linked - Group Life569810000042153000000300000Segment L - Unit Linked - Group Pension12678000007481000000100000Shareholders032238000000400000Unallocated0000Notes pertaining to Segment Reporting (Standalone) for the quarter ended June 30, 2025: <br></br> <br></br> 1. Segments include: <br></br> a. Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> b. Non-Linked: <br></br> 1. Non-Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> c. Variable insurance shall be further segregated into Life and Pension. <br></br> <br></br> 2. Income from Investments is net of provisions for diminution in value of investment.Segment A - Participating - Individual & Group Life-1620200000Segment B - Participating - Individual & Group Pension-580800000Segment C - Non Participating - Individual & Group Life2206200000Segment D - Non Participating - Life Group Variable28100000Segment E - Non Participating - Individual & Group Pension-257200000Segment F - Non Participating - Individual & Group Pension Variable89300000Segment G - Non Participating - Individual & Group Annuity106800000Segment H - Non Participating - Individual & Group Health-24900000Segment I - Unit Linked - Individual Life444000000Segment J - Unit Linked - Individual Pension-342200000Segment K - Unit Linked - Group Life152800000Segment L - Unit Linked - Group Pension7000000Shareholders2426600000Unallocated0Notes pertaining to Segment Reporting (Standalone) for quarter ended June 30, 2025: <br></br> <br></br> 1. Segments include: <br></br> a. Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> b. Non-Linked: <br></br> 1. Non-Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> c. Variable insurance shall be further segregated into Life and PensionSegment A - Participating - Individual & Group Life737525400000Segment B - Participating - Individual & Group Pension30275500000Segment C - Non Participating - Individual & Group Life1084290400000Segment D - Non Participating - Life Group Variable18978400000Segment E - Non Participating - Individual & Group Pension29676300000Segment F - Non Participating - Individual & Group Pension Variable23280700000Segment G - Non Participating - Individual & Group Annuity341266400000Segment H - Non Participating - Individual & Group Health221000000Segment I - Unit Linked - Individual Life903486000000Segment J - Unit Linked - Individual Pension57872900000Segment K - Unit Linked - Group Life126429600000Segment L - Unit Linked - Group Pension22496600000Shareholders200874200000Unallocated8757200000Notes pertaining to Segment Reporting (Standalone) for the quarterJune 30, 2025: <br></br> <br></br> 1. Segments include: <br></br> a. Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> b. Non-Linked: <br></br> 1. Non-Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> c. Variable insurance shall be further segregated into Life and Pension. <br></br> <br></br> 2. Includes income tax deposited with tax authorities which is contested by the company and Advance Tax (net of provision for taxation). As per Accounting Standard 17 - Segment Reporting, income tax asset and liabilities cannot be allocated across reporting segments. <br></br> Segment A - Participating - Individual & Group Life681328500000Segment B - Participating - Individual & Group Pension27625100000Segment C - Non Participating - Individual & Group Life1070689600000Segment D - Non Participating - Life Group Variable19240300000Segment E - Non Participating - Individual & Group Pension27818800000Segment F - Non Participating - Individual & Group Pension Variable23152400000Segment G - Non Participating - Individual & Group Annuity339354200000Segment H - Non Participating - Individual & Group Health265600000Segment I - Unit Linked - Individual Life907603100000Segment J - Unit Linked - Individual Pension57872600000Segment K - Unit Linked - Group Life126525300000Segment L - Unit Linked - Group Pension22496400000Shareholders199625900000Unallocated0Notes pertaining to Segment Reporting (Standalone) for the quarter ended June 30, 2025: <br></br> <br></br> 1. Segments include: <br></br> a. Linked Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> b. Non-Linked: <br></br> 1. Non-Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> 2. Participating Policies: (i) Life (ii) General Annuity and Pension (iii) Health (iv) Variable <br></br> c. Variable insurance shall be further segregated into Life and Pension. <br></br> <br></br> 2. Segment policy liabilities includes fund for future appropriations and excludes Credit / (Debit) Fair Value Change Account on Policyholders' funds.