GROWW2026-07-012026-09-30GROWW2026-09-30GROWW2026-03-31GROWW2026-04-012026-09-30GROWW2026-07-012026-09-30in-capmkt:OtherExpenses1MemberGROWW2026-04-012026-09-30in-capmkt:OtherExpenses1MemberGROWW2026-09-30OtherNoncurrentFinancialAssetsDomain1GROWW2026-09-30OtherNoncurrentAssetsDomain1GROWW2026-09-30OtherCurrentFinancialAssetsDomain1GROWW2026-09-30OtherCurrentAssetsDomain1GROWW2026-09-30OtherNoncurrentFinancialLiabilitiesDomain1GROWW2026-09-30OtherNoncurrentFinancialLiabilitiesDomain2GROWW2026-09-30OtherCurrentFinancialLiabilitiesDomain1GROWW2026-09-30OtherCurrentFinancialLiabilitiesDomain2GROWW2026-09-30OtherCurrentLiabilitiesDomain1GROWW2026-07-012026-09-30ItemsThatWillNotBeReclassifiedToProfitAndLoss1GROWW2026-04-012026-09-30ItemsThatWillNotBeReclassifiedToProfitAndLoss1GROWW2026-07-012026-09-30ItemsThatWillBeReclassifiedToProfitAndLoss1GROWW2026-04-012026-09-30ItemsThatWillBeReclassifiedToProfitAndLoss1GROWW2026-07-012026-09-30AuditorDomain1iso4217:INRiso4217:INRxbrli:shares544603GROWWNOTLISTEDINE0HOQ01053Billionbrains Garage Ventures LimitedMain BoardEquity2026-04-012027-03-312026-10-142026-10-07INRCroresQuarterlySecond quarterSingle segmentApp based technology platform2026-10-1410:45:002026-10-1412:35:00trueCash Flow IndirectDeclaration of unmodified opinion2026-07-012026-09-30UnauditedConsolidated1501530000039010000015405400000000168890000047100000182000000364130000055593000009846100000098461000002638500000-46900000259160000007254500000000-75000007247000000-1060000072364000007256500000-9500000-1060000072459000001248420000021.171.15001.171.151.Earnings per equity share in INR (Face Value : INR 2/- per share) disclosed in the statement of financial results is not annualised for quarter periods2026-04-012026-09-30UnauditedConsolidated30029500000862600000308921000000003508900000120200000358300000712870000011116100000197760000000197760000005242500000-786000005163900000014612100000000-1470000014597400000-110000001458640000014606900000-9500000-11000000145959000001248420000022.362.32002.362.32Not applicable for Consolidated Financial results.Not applicable for Consolidated Financial results.Not applicable for Consolidated Financial results.Other expenses3641300000Other expenses7128700000245100000001238740000015028000000071400000229991000000840640000050440000031909900000181000000543400000468410000000108848000003560600000265350000066831000000529365000001294580000014981220000016380000011031000001510791000000019792010000012484200000103195900000115680100000877900000116558000000000012615000001261500000189800000001451300000210000000157000007605650000076072200000120080000077483000000139220000081600000954000000079910800000813621000001979201000001. In terms of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended, the above consolidated financial results were reviewed and recommended by the Audit Committee on 14 October 2026 and approved by the Board of Directors at its meeting held on 14 October 2026. The statutory auditors have reviewed the consolidated financial results for the quarter and six-months ended 30 September 2026 and have issued an unqualified opinion on the same. <br /> <br /> 2. The consolidated financial results have been prepared in accordance with Indian Accounting Standards (Ind AS) notified under Section 133 of the Companies Act, 2013 read with the Companies (Indian Accounting Standard) Rules, 2015 (as amended) and in terms of Regulation 33 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015, as amended ("Listing Regulations"). <br /> <br /> 3. During the quarter ended 30 September 2026, the "Groww Employee Welfare Trust" (“Trust”) has transferred 69,42,862 equity shares of INR 2/- each pursuant to the exercise of stock options under the Billionbrains Garage Ventures Limited Employee Stock Option Scheme 2024 (formerly known as Billionbrains Garage Ventures Private Limited Employee Stock Option Scheme 2024). <br /> <br /> 4. During the year ended 31 March 2026, the Company has completed an initial public offering (IPO) of 66,32,30,051 equity shares with a face value of INR 2/- each at an issue price of INR 100/- per share, comprising a fresh issue of 10,60,00,000 shares and an offer for sale of 55,72,30,051 shares. The Company’s equity shares were listed on the National Stock Exchange of India Limited (NSE) and BSE Limited (BSE) on 12 November 2025. <br /> The Company has received an amount of INR 1,015.98 Crores (net of IPO expenses of INR 44.02 Crores) from proceeds out of fresh issue of equity shares. Out of which company has utilized 1,014.99 Crores till 30th September 2026 and hence unutilize amount is 0.99 Crores. <br /> <br /> 5. The Group does not distinguish revenues, costs and expenses between segments in its internal reporting, and reports costs and expenses by nature as a whole. The Board of Directors (Chief Operating Decision Maker ("CODM")) reviews the Consolidated Financial information when making decisions about allocating resources and assessing performance of the Group as a whole and hence, the Group has only one reportable segment. The Group operates and manages its business as a single segment mainly through the sale of financial services through web & app based technology platform. The Group operates in one geographic segment namely "within India" and hence no separate information for geographic segment wise disclosure is required. <br /> <br /> 6. On 16 May 2025, Billionbrains Garage Ventures Limited (formerly known as Billionbrains Garage Ventures Private Limited) entered into share purchase agreement to acquire 100% shareholding in Finwizard Technology Private Limited. The said transaction obtained necessary regulatory and other approvals by 09 September 2025 pursuant to which the Company had paid the total consideration amounting to INR 961.05 Crores by 03 October 2025. <br /> <br /> <br /> 7. The Company had executed a Share Subscription and Share Purchase Agreement (SSPA) among the Company, Groww Asset Management Limited (Groww AMC), and State Street Global Advisors, Inc. (SSGA) in relation to an investment in Groww AMC on 14 January 2026. The Company has received approval from the Competition Commission of India (CCI) and Securities and Exchange Board of India (""SEBI"") on 25 March 2026 and 01 June 2026 respectively. <br /> <br /> All conditions precedent and closing conditions under the transaction documents were duly fulfilled and the transaction was completed on 04 August 2026. Pursuant to completion of the transaction, SSGA holds voting rights aggregating to 4.85% and an economic interest aggregating to 22.94% of the fully diluted share capital of Groww AMC." <br /> <br /> "8. The Board of Directors of the Company, at its meeting held on 14 October 2026 has noted the approval of a Composite Scheme of Arrangement under Sections 230 to 232 of the Companies Act, 2013 and other applicable provisions thereof (""Scheme""), by the respective Boards of Directors of the following wholly-owned/step-down subsidiaries of the Company: <br /> <br /> The Scheme, inter alia, provides for (i) demerger of identified business undertakings of Finwizard Technology Private Limited (""FTPL"") into Groww Wealth Tech Private Limited (""GWTPL"") and Fisdom Broking Private Limited (""FBPL"") (formerly known as Groww Insurance Broking Private Limited) ; and (ii) amalgamation of Finwizard Technology Services Private Limited (""FTSPL"") and Finwizard Securities Private Limited (""FSPL"") into Finwizard Technology Private Limited (""FTPL""),  subject to requisite approvals of shareholders, creditors (as applicable), the National Company Law Tribunal, Bengaluru (""NCLT""), and other regulatory/statutory authorities. <br /> <br /> The appointed date of the Scheme is 01 April 2027. As all companies involved are wholly-owned/step-down subsidiaries of the Company, the Scheme does not have any impact on the shareholding, control or economic interest of the Company, thus no effect of the same has been considered in these consolidated financial results." <br /> <br /> 9. Effective from the quarter ended 30 June 2026, all comparative figures have been restated from INR million to INR crore, to maintain consistency in presentation. Any minor variances arising from this change are solely attributable to rounding adjustments. <br /> <br /> 10. The unaudited consolidated financial results for the quarter and six-months ended 30 September 2026 are available on the Company's website at www.groww.in and also on the website of BSE Limited at www.bseindia.com and the National Stock Exchange of India Limited at www.nseindia.com, where the shares of the Company are listed. <br /> <br /> <br /> Other financial assets504400000Right of use assets543400000Other financial assets12945800000Other current assets1103100000Lease Liability301900000Other non-current financial liabilities959600000Lease Liability258500000Other current financial liabilities942300000Other current liabilities1392200000The Group does not distinguish revenues, costs and expenses between segments in its internal reporting, and report costs and expenses by nature as a whole. The Board of Directors (Chief Operating Decision Maker ("CODM")) reviews the Consolidated Financial information when making decisions about allocating resources and assessing performance of the Group as a whole and hence, the Group has only one reportable segment. The Group operates and manages its business as a single segment mainly through the sale of financial services through web & app based technology platform. The Group operates in one geographic segment namely "within India" and hence no separate information for geographic segment wise disclosure is required.1080000000-8572000000-939000000-1201100000-174997000002371400000-45012000000-13544000000358400000352600000-2900000-6300000146900000-72120000000409200000386800000-440800000000-90000000-23372800000-359680000000046805000000-827730000000381350000045000000000800000985000000000000000000000006149000000-4772700000-4465000001986800000061000000000002015400000001227000000-132300000-277500000-9001300000100000-9001200000116547000002653500000Remeasurement losses on defined employee benefit plans-13800000-13800000Remeasurement losses on defined employee benefit plans-14800000-14800000-3400000-3700000Foreign currency translation reserve-200000-200000Foreign currency translation reserve10000010000000-10600000-11000000UnauditedtrueM/s B S R & Co. LLPtrue2028-07-31