<?xml version="1.0" encoding="UTF-8" standalone="no"?><!--IFIndAs V2.1 (26-06-2026)--><xbrli:xbrl xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:in-capmkt="http://www.sebi.gov.in/xbrl/2026-01-31/in-capmkt" xmlns:in-capmkt-ent="http://www.sebi.gov.in/xbrl/IntegratedFinance_IndAS/2026-01-31/in-capmkt/in-capmkt-ent" xmlns:in-capmkt-roles="http://www.sebi.gov.in/xbrl/IntegratedFinance_IndAS/2026-01-31/in-capmkt-roles" xmlns:in-capmkt-types="http://www.sebi.gov.in/xbrl/2026-01-31/in-capmkt-types" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink"><link:schemaRef xlink:href="in-capmkt-ent-2026-01-31.xsd" xlink:type="simple"/><xbrli:context id="OneD"><xbrli:entity><xbrli:identifier scheme="http://www.sebi.gov.in/in-capmkt/Symbol">VERTOZ</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2026-04-01</xbrli:startDate><xbrli:endDate>2026-06-30</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="OneExpenses1D"><xbrli:entity><xbrli:identifier scheme="http://www.sebi.gov.in/in-capmkt/Symbol">VERTOZ</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2026-04-01</xbrli:startDate><xbrli:endDate>2026-06-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherExpensesAxis">in-capmkt:OtherExpenses1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context><xbrli:unit id="INR"><xbrli:measure>iso4217:INR</xbrli:measure></xbrli:unit><xbrli:unit id="pure"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit><xbrli:unit id="INRPerShare"><xbrli:divide><xbrli:unitNumerator><xbrli:measure>iso4217:INR</xbrli:measure></xbrli:unitNumerator><xbrli:unitDenominator><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unitDenominator></xbrli:divide></xbrli:unit><in-capmkt:ScripCode contextRef="OneD">000000</in-capmkt:ScripCode><in-capmkt:Symbol contextRef="OneD">VERTOZ</in-capmkt:Symbol><in-capmkt:MSEISymbol contextRef="OneD">NOTLISTED</in-capmkt:MSEISymbol><in-capmkt:ISIN contextRef="OneD">INE188Y01031</in-capmkt:ISIN><in-capmkt:NameOfTheCompany contextRef="OneD">VERTOZ LIMITED</in-capmkt:NameOfTheCompany><in-capmkt:TypeOfCompany contextRef="OneD">Main Board</in-capmkt:TypeOfCompany><in-capmkt:ClassOfSecurity contextRef="OneD">Equity</in-capmkt:ClassOfSecurity><in-capmkt:DateOfStartOfFinancialYear contextRef="OneD">2026-04-01</in-capmkt:DateOfStartOfFinancialYear><in-capmkt:DateOfEndOfFinancialYear contextRef="OneD">2027-03-31</in-capmkt:DateOfEndOfFinancialYear><in-capmkt:DateOfBoardMeetingWhenFinancialResultsWereApproved contextRef="OneD">2026-08-13</in-capmkt:DateOfBoardMeetingWhenFinancialResultsWereApproved><in-capmkt:DateOnWhichPriorIntimationOfTheMeetingForConsideringFinancialResultsWasInformedToTheExchange contextRef="OneD">2026-08-10</in-capmkt:DateOnWhichPriorIntimationOfTheMeetingForConsideringFinancialResultsWasInformedToTheExchange><in-capmkt:DescriptionOfPresentationCurrency contextRef="OneD">INR</in-capmkt:DescriptionOfPresentationCurrency><in-capmkt:LevelOfRounding contextRef="OneD">Lakhs</in-capmkt:LevelOfRounding><in-capmkt:TypeOfReportingPeriod contextRef="OneD">Quarterly</in-capmkt:TypeOfReportingPeriod><in-capmkt:ReportingQuarter contextRef="OneD">First quarter</in-capmkt:ReportingQuarter><in-capmkt:IsCompanyReportingMultisegmentOrSingleSegment contextRef="OneD">Single segment</in-capmkt:IsCompanyReportingMultisegmentOrSingleSegment><in-capmkt:DescriptionOfSingleSegment contextRef="OneD">We are a programmatic Advertising Company that offers engaging and innovative advertising and monetization solutions which replaces the traditional methods of media buying and selling of advertisement. 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decimals="INF" unitRef="pure">0.0483</in-capmkt:InterestServiceCoverageRatio><in-capmkt:DisclosureOfNotesOnFinancialResultsExplanatoryTextBlock contextRef="OneD">Notes forming part of the Statement of Unaudited Consolidated Financial Results for the Quarter ended 30th June, 2026: &lt;br /&gt; 
1) The above Financial Results have been reviewed and recommended by the Audit Committee of the Company and, the same were approved by the Board of Directors of the Company at their respective Meeting held on Thursday, 13th August 2026. &lt;br /&gt; 
2) The Consolidated Financial Results for the Quarter ended 30th June 2026, are in compliance with Ind AS and other Accounting Principles generally accepted in India and the Results for the comparative Quarter ended 30th June 2025 are also in compliance with Ind AS. &lt;br /&gt; 
3) The Consolidated Financial Statements have been prepared and presented in accordance with the Indian Accounting Standards (Ind AS) notified under the Section 133 of the Companies Act, 2013, read together with the Companies (Indian Accounting Standards), Rule, 2015, as amended. &lt;br /&gt; 
4) The Company does not have more than one reportable segment in terms of lnd AS hence segment wise reporting is not applicable. &lt;br /&gt; 
5) The figures for the previous Quarters and year-to-date have been restated / regrouped, reclassified, wherever necessary to make them comparable. &lt;br /&gt; 
6) The total Other Comprehensive Income (net of tax) is resultant impact of net gain/ loss based on fair value of equity instrument and fair value of actuarial gain/ loss as per Ind AS. As per fair valuation, the Cumulative impact of Other Comprehensive Income (net of tax) is a net gain of Rs. 721.79 Lakhs during the current Quarter ended 30th June, 2026. &lt;br /&gt; 
7) The figures for the Quarter ended 31st March, 2026 are the balancing figures between Audited figures in respect of the full Financial Year and the published year- to-date figures up to the Third Quarter of the Financial Year respectively. &lt;br /&gt; 
8) Compulsorily Convertible Debentures:  &lt;br /&gt; 
On June 25, 2025, IncrementX Private Limited (“IXPL”), a wholly-owned subsidiary of Vertoz Limited (“the Company”), issued 2,000 Compulsorily Convertible Debentures (“CCDs”) aggregating to Rs.20 crore to certain identified investors, including Blue Ashva Varenya Fund, Blue Ashva Vasudha India Fund I and other investors, on a private placement basis, pursuant to the Debenture Subscription Agreement dated June 25, 2025.  &lt;br /&gt; 
During the quarter ended June 30, 2026, pursuant to the terms of the Debenture Subscription Agreement, the Company paid Rs.5 crore to Blue Ashva towards the agreed arrangement, against which CCDs aggregating to Rs.5 crore were received by the Company from Blue Ashva in accordance with the terms of the agreement. &lt;br /&gt; 
9) Interim Dividend:  &lt;br /&gt; 
During the quarter ended 30th June 2026, the Board of Directors, at its meeting held on 29th May, 2026, declared an interim dividend of Rs.0.10 per equity share having a face value of Rs.10 each for the Financial Year 2026–27. The Promoter and Promoter Group shareholders voluntarily waived their entitlement to the interim dividend. Pursuant to Regulation 42 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, 5th June, 2026 was fixed as the record date for determining the entitlement of shareholders, and the interim dividend was paid on 26th June, 2026. &lt;br /&gt; 
10) These Financial Statements includes the year-to-date results of the following Entities: -  &lt;br /&gt; 
 &lt;br /&gt; 
(a)	Adzurite Solutions Pvt. Ltd., India (Wholly Owned Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(b)	Own Web Solution Pvt. Ltd. India (Wholly Owned Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(c)	Increment X Pvt. Ltd., India (Wholly Owned Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(d)	Perfomise Solutions Pvt. Ltd., India (Majority Owned Subsidiary of Vertoz Limited, India (51%- Stake)) &lt;br /&gt; 
(e)	Perfomise Inc., USA (Wholly Owned Subsidiary of Perfomise Solutions Pvt. Ltd., India) &lt;br /&gt; 
(f)	Qualispace Cloud Private Limited, India (Wholly Owned Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(g)	Vertoz Limited, Hongkong (Wholly Owned Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(h)	Vertoz Ltd, UK (Wholly Owned Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(i)	Vertoz Advertising FZ-LLC, UAE (Wholly Owned Subsidiary of Vertoz Limited, UK) &lt;br /&gt; 
(j)	Vertoz FZ LLC, UAE (Wholly Owned Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(k)	OR Solutions FZ LLC, UAE (Wholly Owned Subsidiary of Vertoz FZ LLC, UAE) &lt;br /&gt; 
(l)	Vertoz Inc, USA (Wholly Owned Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(m)	AdNet Holdings Inc., USA (Wholly Owned Subsidiary of Vertoz Inc.) &lt;br /&gt; 
(n)	MediaXchange LLC, USA (Wholly Owned Subsidiary of Adnet Holdings Inc.) &lt;br /&gt; 
(o)	Advlistings LLC, USA (Wholly Owned Subsidiary of Adnet Holdings Inc.) &lt;br /&gt; 
(p)	BidderAds LLC, USA (Wholly Owned Subsidiary of Adnet Holdings Inc.) &lt;br /&gt; 
(q)	Adspectro LLC (Formerly Known as MagicPocket LLC), USA (Wholly Owned Subsidiary of Adnet Holdings Inc.) &lt;br /&gt; 
(r)	AdCanny LLC, USA (Wholly Owned Subsidiary of Adnet Holdings Inc.) &lt;br /&gt; 
(s)	AdZesto LLC, USA (Wholly Owned Subsidiary of Adnet Holdings Inc.) &lt;br /&gt; 
(t)	BoffoAds LLC, USA (Wholly Owned Subsidiary of Adnet Holdings Inc.) &lt;br /&gt; 
(u)	Adokut LLC, USA (Wholly Owned Subsidiary of Adnet Holdings Inc.) &lt;br /&gt; 
(v)	Admeridian LLC, USA (Wholly Owned Subsidiary of Adnet Holdings Inc.) &lt;br /&gt; 
(w)	Hueads LLC, USA (Wholly Owned Subsidiary of Adnet Holdings Inc.) &lt;br /&gt; 
(x)	Admida LLC, USA (Wholly Owned Subsidiary of Adnet Holdings Inc.) &lt;br /&gt; 
(y)	FlairAds LLC, USA (Wholly Owned Subsidiary of Adnet Holdings Inc.) &lt;br /&gt; 
(z)	Zkraft Inc., USA (Wholly Owned Subsidiary of Vertoz Inc.) &lt;br /&gt; 
(aa)	PubNX Inc., USA (Wholly Owned Subsidiary of Vertoz Inc.) &lt;br /&gt; 
(ab)	Admozart Inc., USA (Wholly Owned Subsidiary of Vertoz Inc.) &lt;br /&gt; 
(ac)	AdZurite Inc., USA (Wholly Owned Subsidiary of Vertoz Inc.) &lt;br /&gt; 
(ad)	Adzurite LLC, USA (Wholly Owned Subsidiary of Vertoz Inc.) &lt;br /&gt; 
(ae)	Admozart LLC, USA (Wholly Owned Subsidiary of Vertoz Inc.) &lt;br /&gt; 
(af)	Qualisapce LLC, USA (Wholly Owned Subsidiary of Vertoz Inc.) &lt;br /&gt; 
(ag)	Increment X LLC, USA (Wholly Owned Subsidiary of Vertoz Inc.) &lt;br /&gt; 
(ah)	IngeniousPlex LLC, USA (Wholly Owned Subsidiary of Vertoz Inc.) &lt;br /&gt; 
(ai)	Vokut LLC, USA (Wholly Owned Subsidiary of Vertoz Inc.) &lt;br /&gt; 
(aj)	TechBravo LLC, USA (Wholly Owned Subsidiary of Vertoz Inc.) &lt;br /&gt; 
(ak)	OwnRegistrar Inc, USA (Wholly Owned Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(al)	Qualispace Inc, USA (Wholly Owned Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(am)	Hueads Inc, USA (Wholly Owned Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(an)	Vokut Inc, USA (Wholly Owned Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(ao)	Admeridian Inc, USA (Wholly Onwed Subsidiary of Vertoz Limited, India) &lt;br /&gt; 
(ap)	Adokut Inc, USA (Wholly Owned Subsidiary of Admeridian Inc.) &lt;br /&gt; 
(aq)	AdCanny Inc, USA (Wholly Owned Subsidiary of Admeridian Inc.) &lt;br /&gt; 
(ar)	AdZesto Inc, USA (Wholly Owned Subsidiary of Admeridian Inc.) &lt;br /&gt; 
(as)	Boffoads Inc, USA (Wholly Owned Subsidiary of Admeridian Inc.) &lt;br /&gt; 
(at)	Flairads Inc, USA (Wholly Owned Subsidiary of Admeridian Inc.) &lt;br /&gt; 
(au)	Admida Inc, USA (Wholly Owned Subsidiary of Admeridian Inc.) &lt;br /&gt; 
(av)	OwnAdtech Inc, USA (Wholly Owned Subsidiary of Admeridian Inc.) &lt;br /&gt; 
(aw)    Webimax LLC, USA (Majority Owned Subsidiary of Vertoz Inc (80% - Stake)) &lt;br /&gt; 
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