<?xml version="1.0" encoding="UTF-8" standalone="no"?><!--IFIndAs V2.1 (26-06-2026)--><xbrli:xbrl xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:in-capmkt="http://www.sebi.gov.in/xbrl/2026-01-31/in-capmkt" xmlns:in-capmkt-ent="http://www.sebi.gov.in/xbrl/IntegratedFinance_IndAS/2026-01-31/in-capmkt/in-capmkt-ent" xmlns:in-capmkt-roles="http://www.sebi.gov.in/xbrl/IntegratedFinance_IndAS/2026-01-31/in-capmkt-roles" xmlns:in-capmkt-types="http://www.sebi.gov.in/xbrl/2026-01-31/in-capmkt-types" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink"><link:schemaRef xlink:href="in-capmkt-ent-2026-01-31.xsd" xlink:type="simple"/><xbrli:context id="OneD"><xbrli:entity><xbrli:identifier scheme="http://www.sebi.gov.in/in-capmkt/Symbol">VERTOZ</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2026-04-01</xbrli:startDate><xbrli:endDate>2026-06-30</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="OneExpenses1D"><xbrli:entity><xbrli:identifier scheme="http://www.sebi.gov.in/in-capmkt/Symbol">VERTOZ</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2026-04-01</xbrli:startDate><xbrli:endDate>2026-06-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherExpensesAxis">in-capmkt:OtherExpenses1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context><xbrli:unit id="INR"><xbrli:measure>iso4217:INR</xbrli:measure></xbrli:unit><xbrli:unit id="pure"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit><xbrli:unit id="INRPerShare"><xbrli:divide><xbrli:unitNumerator><xbrli:measure>iso4217:INR</xbrli:measure></xbrli:unitNumerator><xbrli:unitDenominator><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unitDenominator></xbrli:divide></xbrli:unit><in-capmkt:ScripCode contextRef="OneD">000000</in-capmkt:ScripCode><in-capmkt:Symbol contextRef="OneD">VERTOZ</in-capmkt:Symbol><in-capmkt:MSEISymbol contextRef="OneD">NOTLISTED</in-capmkt:MSEISymbol><in-capmkt:ISIN contextRef="OneD">INE188Y01031</in-capmkt:ISIN><in-capmkt:NameOfTheCompany contextRef="OneD">VERTOZ LIMITED</in-capmkt:NameOfTheCompany><in-capmkt:TypeOfCompany contextRef="OneD">Main Board</in-capmkt:TypeOfCompany><in-capmkt:ClassOfSecurity contextRef="OneD">Equity</in-capmkt:ClassOfSecurity><in-capmkt:DateOfStartOfFinancialYear contextRef="OneD">2026-04-01</in-capmkt:DateOfStartOfFinancialYear><in-capmkt:DateOfEndOfFinancialYear contextRef="OneD">2027-03-31</in-capmkt:DateOfEndOfFinancialYear><in-capmkt:DateOfBoardMeetingWhenFinancialResultsWereApproved contextRef="OneD">2026-08-13</in-capmkt:DateOfBoardMeetingWhenFinancialResultsWereApproved><in-capmkt:DateOnWhichPriorIntimationOfTheMeetingForConsideringFinancialResultsWasInformedToTheExchange contextRef="OneD">2026-08-10</in-capmkt:DateOnWhichPriorIntimationOfTheMeetingForConsideringFinancialResultsWasInformedToTheExchange><in-capmkt:DescriptionOfPresentationCurrency contextRef="OneD">INR</in-capmkt:DescriptionOfPresentationCurrency><in-capmkt:LevelOfRounding contextRef="OneD">Lakhs</in-capmkt:LevelOfRounding><in-capmkt:TypeOfReportingPeriod contextRef="OneD">Quarterly</in-capmkt:TypeOfReportingPeriod><in-capmkt:ReportingQuarter contextRef="OneD">First quarter</in-capmkt:ReportingQuarter><in-capmkt:IsCompanyReportingMultisegmentOrSingleSegment contextRef="OneD">Single segment</in-capmkt:IsCompanyReportingMultisegmentOrSingleSegment><in-capmkt:DescriptionOfSingleSegment contextRef="OneD">We are a programmatic Advertising Company that offers engaging and innovative advertising and monetization solutions which replaces the traditional methods of media buying and selling of advertisement. 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decimals="INF" unitRef="pure">0.0324</in-capmkt:InterestServiceCoverageRatio><in-capmkt:DisclosureOfNotesOnFinancialResultsExplanatoryTextBlock contextRef="OneD">Notes forming part of the Statement of Unaudited Standalone Financial Results for the  &lt;br /&gt; 
Quarter 30th June, 2026: &lt;br /&gt; 
1) The above Financial Results have been reviewed and recommended by the Audit Committee of the Company and the same were approved by the Board of Directors of the Company at their respective Meeting held on Thursday, 13th August 2026. &lt;br /&gt; 
2) The Financial Results for the Quarter ended 30th June 2026, are in compliance with Ind AS and other Accounting Principles generally accepted in India and the Results for the comparative Quarter ended 30th  June, 2025 are also in compliance with Ind AS. &lt;br /&gt; 
3) The Financial Statements have been prepared and presented in accordance with the Indian Accounting Standards (Ind AS) notified under section 133 of the Companies Act, 2013, read together with the Companies (Indian Accounting Standards), Rule, 2015, as amended. &lt;br /&gt; 
4)  The Company does not have more than one reportable segment in terms of lnd AS, hence Segment-wise reporting is not applicable. &lt;br /&gt; 
5)  The figures for the previous Quarters and year-to-date have been restated / regrouped, reclassified, wherever necessary to make them comparable. &lt;br /&gt; 
6)  The total Other Comprehensive Income (net of tax) is resultant impact of net gain/ loss based on fair value of equity instrument and fair value of actuarial gain/ loss as per Ind AS. As per fair valuation, the Cumulative impact of Other Comprehensive Income (net of tax) is a net profit of Rs. 150.16 lakhs during the current Quarter ended 30th June 2026. &lt;br /&gt; 
7) The figures for the Quarter ended 31st March 2026 are the balancing figures between Audited figures in respect of the full Financial Year and the published year- to-date figures up to the Third Quarter of the Financial Year respectively. &lt;br /&gt; 
8) Compulsorily Convertible Debentures:  &lt;br /&gt; 
On June 25, 2025, IncrementX Private Limited (“IXPL”), a wholly-owned subsidiary of Vertoz Limited (“the Company”), issued 2,000 Compulsorily Convertible Debentures (“CCDs”) aggregating to Rs.20 crore to certain identified investors, including Blue Ashva Varenya Fund, Blue Ashva Vasudha India Fund I and other investors, on a private placement basis, pursuant to the Debenture Subscription Agreement dated June 25, 2025.  &lt;br /&gt; 
    During the quarter ended June 30, 2026, pursuant to the terms of the Debenture Subscription Agreement, the Company paid Rs.5 crore to Blue Ashva towards the agreed arrangement, against which CCDs aggregating to Rs.5 crore were received by the Company from Blue Ashva in accordance with the terms of the agreement.  &lt;br /&gt; 
9) Interim Dividend:  &lt;br /&gt; 
During the quarter ended 30th June 2026, the Board of Directors, at its meeting held on 29th May, 2026, declared an interim dividend of Rs.0.10 per equity share having a face value of Rs.10 each for the Financial Year 2026–27. The Promoter and Promoter Group shareholders voluntarily waived their entitlement to the interim dividend. Pursuant to Regulation 42 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, 5th June, 2026 was fixed as the record date for determining the entitlement of shareholders, and the interim dividend was paid on 26th June, 2026. &lt;br /&gt; 
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