<?xml version="1.0" encoding="UTF-8" standalone="no"?><!--IFIndAs V2.1 (26-06-2026)--><xbrli:xbrl xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:in-capmkt="http://www.sebi.gov.in/xbrl/2026-01-31/in-capmkt" xmlns:in-capmkt-ent="http://www.sebi.gov.in/xbrl/IntegratedFinance_IndAS/2026-01-31/in-capmkt/in-capmkt-ent" xmlns:in-capmkt-roles="http://www.sebi.gov.in/xbrl/IntegratedFinance_IndAS/2026-01-31/in-capmkt-roles" xmlns:in-capmkt-types="http://www.sebi.gov.in/xbrl/2026-01-31/in-capmkt-types" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink"><link:schemaRef 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unitRef="INRPerShare">1.21</in-capmkt:DilutedEarningsLossPerShareFromContinuingOperations><in-capmkt:BasicEarningsLossPerShareFromDiscontinuedOperations contextRef="OneD" decimals="INF" unitRef="INRPerShare">0</in-capmkt:BasicEarningsLossPerShareFromDiscontinuedOperations><in-capmkt:DilutedEarningsLossPerShareFromDiscontinuedOperations contextRef="OneD" decimals="INF" unitRef="INRPerShare">0</in-capmkt:DilutedEarningsLossPerShareFromDiscontinuedOperations><in-capmkt:BasicEarningsLossPerShareFromContinuingAndDiscontinuedOperations contextRef="OneD" decimals="INF" unitRef="INRPerShare">1.21</in-capmkt:BasicEarningsLossPerShareFromContinuingAndDiscontinuedOperations><in-capmkt:DilutedEarningsLossPerShareFromContinuingAndDiscontinuedOperations contextRef="OneD" decimals="INF" unitRef="INRPerShare">1.21</in-capmkt:DilutedEarningsLossPerShareFromContinuingAndDiscontinuedOperations><in-capmkt:DisclosureOfNotesOnFinancialResultsExplanatoryTextBlock contextRef="OneD">Notes: &lt;br /&gt; 
1.	These consolidated financial results have been prepared in accordance with Indian Accounting Standards (Ind AS) as prescribed under Section 133 of the Companies Act, 2013 read with Rule 3 of the Companies (Indian Accounting Standards) Rules 2015 and relevant amendments thereafter. &lt;br /&gt; 
2.	The above financial results have been reviewed by the Audit Committee. These results have been approved by the Board of Directors at their meeting held on August 07, 2026. Review under Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 has been carried out by the statutory auditors of the Group. The auditors have issued an unmodified conclusion on the consolidated financial results of the Group. &lt;br /&gt; 
3.	The figures of the quarter ended March 31, 2026 are the balancing figures between the audited figures for the year ended March 31, 2026 and the published unaudited year-to-date figures for nine months ended December 31, 2025. &lt;br /&gt; 
4.	Subsequent to the quarter-end, the Board of Directors of the Holding Company approved the acquisition of 100% of the issued share capital of Owen Springs Limited, United Kingdom, for an aggregate consideration not exceeding GBP 2,150,000. The Holding Company is currently undertaking the necessary formalities to complete the acquisition. &lt;br /&gt; 
5.	The Group is engaged in the business of manufacturing of Automotive suspension which includes Parabolic/Tapered leaf spring and Lift axle that constitutes a single reporting business segment. Accordingly, in line with the provisions of Ind AS 108 "Operating Segments", no segment disclosures are required. &lt;br /&gt; 
6.	During the quarter ended June 30, 2026, 1,98,500 equity shares of Re. 1/- each were issued and allotted under the Employee Stock Option Scheme, 2017. Consequently, the issued and paid-up share capital of the Holding Company as on June 30, 2026 stands increased to Rs. 3,998.46. &lt;br /&gt; 
7.	The Group's unaudited consolidated financial results include results of the following entities: &lt;br /&gt; 
 &lt;br /&gt; 
Relationship-   Name of the entities &lt;br /&gt; 
Holding Company- Jamna Auto Industries Limited &lt;br /&gt; 
Subsidiaries- Direct subsidiaries: &lt;br /&gt; 
1. Jai Suspension Systems Private Limited &lt;br /&gt; 
2. Jai Automotive Components Limited &lt;br /&gt; 
3. Jai Suspensions Limited &lt;br /&gt; 
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