<?xml version="1.0" encoding="UTF-8" standalone="no"?><!--IFFIndAs--><xbrli:xbrl xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:in-capmkt="http://www.sebi.gov.in/xbrl/2025-01-31/in-capmkt" xmlns:in-capmkt-ent="http://www.sebi.gov.in/xbrl/IntegratedFinance_IndAS/2025-01-31/in-capmkt/in-capmkt-ent" xmlns:in-capmkt-roles="http://www.sebi.gov.in/xbrl/IntegratedFinance_IndAS/2025-01-31/in-capmkt-roles" xmlns:in-capmkt-types="http://www.sebi.gov.in/xbrl/2025-01-31/in-capmkt-types" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink"><link:schemaRef xlink:href="in-capmkt-ent-2025-01-31.xsd" xlink:type="simple"/><xbrli:context id="OneD"><xbrli:entity><xbrli:identifier scheme="http://www.bseindia.com/in-capmkt/ScripCode">500830</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2025-04-01</xbrli:startDate><xbrli:endDate>2025-06-30</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="OneExpenses1D"><xbrli:entity><xbrli:identifier scheme="http://www.bseindia.com/in-capmkt/ScripCode">500830</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2025-04-01</xbrli:startDate><xbrli:endDate>2025-06-30</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherExpensesAxis">in-capmkt:OtherExpenses1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context><xbrli:context id="OneExpenses2D"><xbrli:entity><xbrli:identifier 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contextRef="OneD">INE259A01022</in-capmkt:ISIN><in-capmkt:NameOfTheCompany contextRef="OneD">Colgate Palmolive (India) Limited</in-capmkt:NameOfTheCompany><in-capmkt:TypeOfCompany contextRef="OneD">Main Board</in-capmkt:TypeOfCompany><in-capmkt:ClassOfSecurity contextRef="OneD">Equity</in-capmkt:ClassOfSecurity><in-capmkt:DateOfStartOfFinancialYear contextRef="OneD">2025-04-01</in-capmkt:DateOfStartOfFinancialYear><in-capmkt:DateOfEndOfFinancialYear contextRef="OneD">2026-03-31</in-capmkt:DateOfEndOfFinancialYear><in-capmkt:DateOfBoardMeetingWhenFinancialResultsWereApproved contextRef="OneD">2025-07-22</in-capmkt:DateOfBoardMeetingWhenFinancialResultsWereApproved><in-capmkt:DateOnWhichPriorIntimationOfTheMeetingForConsideringFinancialResultsWasInformedToTheExchange contextRef="OneD">2025-07-14</in-capmkt:DateOnWhichPriorIntimationOfTheMeetingForConsideringFinancialResultsWasInformedToTheExchange><in-capmkt:DescriptionOfPresentationCurrency 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unitRef="INR">3206200000</in-capmkt:ComprehensiveIncomeForThePeriod><in-capmkt:PaidUpValueOfEquityShareCapital contextRef="OneD" decimals="-5" unitRef="INR">272000000</in-capmkt:PaidUpValueOfEquityShareCapital><in-capmkt:FaceValueOfEquityShareCapital contextRef="OneD" decimals="INF" unitRef="INRPerShare">1</in-capmkt:FaceValueOfEquityShareCapital><in-capmkt:BasicEarningsLossPerShareFromContinuingOperations contextRef="OneD" decimals="INF" unitRef="INRPerShare">11.79</in-capmkt:BasicEarningsLossPerShareFromContinuingOperations><in-capmkt:DilutedEarningsLossPerShareFromContinuingOperations contextRef="OneD" decimals="INF" unitRef="INRPerShare">11.79</in-capmkt:DilutedEarningsLossPerShareFromContinuingOperations><in-capmkt:BasicEarningsLossPerShareFromDiscontinuedOperations contextRef="OneD" decimals="INF" unitRef="INRPerShare">0</in-capmkt:BasicEarningsLossPerShareFromDiscontinuedOperations><in-capmkt:DilutedEarningsLossPerShareFromDiscontinuedOperations contextRef="OneD" decimals="INF" unitRef="INRPerShare">0</in-capmkt:DilutedEarningsLossPerShareFromDiscontinuedOperations><in-capmkt:BasicEarningsLossPerShareFromContinuingAndDiscontinuedOperations contextRef="OneD" decimals="INF" unitRef="INRPerShare">11.79</in-capmkt:BasicEarningsLossPerShareFromContinuingAndDiscontinuedOperations><in-capmkt:DilutedEarningsLossPerShareFromContinuingAndDiscontinuedOperations contextRef="OneD" decimals="INF" unitRef="INRPerShare">11.79</in-capmkt:DilutedEarningsLossPerShareFromContinuingAndDiscontinuedOperations><in-capmkt:DebtEquityRatio contextRef="OneD" decimals="INF" unitRef="pure">0.07</in-capmkt:DebtEquityRatio><in-capmkt:DebtServiceCoverageRatio contextRef="OneD" decimals="INF" unitRef="pure">0</in-capmkt:DebtServiceCoverageRatio><in-capmkt:InterestServiceCoverageRatio contextRef="OneD" decimals="INF" unitRef="pure">0</in-capmkt:InterestServiceCoverageRatio><in-capmkt:DisclosureOfNotesOnFinancialResultsExplanatoryTextBlock contextRef="OneD">1. Debt relates to Lease Liabilities only. The Company does not have any debts or borrowings. &lt;BR&gt; 
    &lt;BR&gt; 
    Debt Equity Ratio as per schedule III. &lt;BR&gt; 
 &lt;BR&gt; 
    Debt Equity Ratio = Total Debt or Shareholders Equity = 0.07 &lt;BR&gt; 
 &lt;BR&gt; 
2. Debt Service Coverage Ratio = Earnings available for Debt Service or Debt Service = 278 &lt;BR&gt; 
 &lt;BR&gt; 
3. Interest Service Coverage Ratio = EBIT divided by Interest = 410 &lt;BR&gt; 
 &lt;BR&gt; 
    Interest cost on leases which are part of Lease Liabilties in the Financial Statements as per IndAS 116 &lt;BR&gt; 
    adoption is disclosed as Finance Cost in the results. The Company does not have any debts or borrowings</in-capmkt:DisclosureOfNotesOnFinancialResultsExplanatoryTextBlock><in-capmkt:RemarksForDebtEquityRatio contextRef="OneD">Interest cost on leases which are part of Lease Liabilties in the Financial Statements as per IndAS 116 &lt;BR&gt; 
adoption is disclosed as Finance Cost in the results. The Company does not have any debts or borrowings</in-capmkt:RemarksForDebtEquityRatio><in-capmkt:RemarksForDebtServiceCoverageRatio contextRef="OneD">1. Debt relates to Lease Liabilities only. The Company does not have any debts or borrowings. &lt;BR&gt; 
    &lt;BR&gt; 
    Debt Equity Ratio as per schedule III. &lt;BR&gt; 
 &lt;BR&gt; 
    Debt Equity Ratio = Total Debt divided by Shareholders Equity = 0.07 &lt;BR&gt; 
 &lt;BR&gt; 
2. Debt Service Coverage Ratio = Earnings available for Debt Service or Debt Service = 278 &lt;BR&gt; 
 &lt;BR&gt; 
3. Interest Service Coverage Ratio = EBIT divided by Interest = 410 &lt;BR&gt; 
 &lt;BR&gt; 
Interest cost on leases which are part of Lease Liabilties in the Financial Statements as per IndAS 116 &lt;BR&gt; 
adoption is disclosed as Finance Cost in the results. The Company does not have any debts or borrowings</in-capmkt:RemarksForDebtServiceCoverageRatio><in-capmkt:RemarksForInterestServiceCoverageRatio contextRef="OneD">1. Debt relates to Lease Liabilities only. The Company does not have any debts or borrowings. &lt;BR&gt; 
    &lt;BR&gt; 
    Debt Equity Ratio as per schedule III. &lt;BR&gt; 
 &lt;BR&gt; 
    Debt Equity Ratio = Total Debt divided by Shareholders Equity = 0.07 &lt;BR&gt; 
 &lt;BR&gt; 
2. Debt Service Coverage Ratio = Earnings available for Debt Service or Debt Service = 278 &lt;BR&gt; 
 &lt;BR&gt; 
3. Interest Service Coverage Ratio = EBIT divided by Interest = 410 &lt;BR&gt; 
 &lt;BR&gt; 
Interest cost on leases which are part of Lease Liabilties in the Financial Statements as per IndAS 116 &lt;BR&gt; 
adoption is disclosed as Finance Cost in the results. The Company does not have any debts or borrowings</in-capmkt:RemarksForInterestServiceCoverageRatio><in-capmkt:DescriptionOfOtherExpenses contextRef="OneExpenses1D">Advertising</in-capmkt:DescriptionOfOtherExpenses><in-capmkt:OtherExpenses contextRef="OneExpenses1D" decimals="-5" unitRef="INR">1884100000</in-capmkt:OtherExpenses><in-capmkt:DescriptionOfOtherExpenses contextRef="OneExpenses2D">Others</in-capmkt:DescriptionOfOtherExpenses><in-capmkt:OtherExpenses contextRef="OneExpenses2D" decimals="-5" unitRef="INR">2292500000</in-capmkt:OtherExpenses><in-capmkt:DisclosureOfNotesOnSegmentsExplanatoryTextBlock contextRef="OneD">The Company has identified Personal Care including Oral care as its only primary reportable segment in accordance with the requirements of Ind AS 108 Operating Segments. Accordingly no seperate segment information has been provided.</in-capmkt:DisclosureOfNotesOnSegmentsExplanatoryTextBlock></xbrli:xbrl>