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Small Finance Bank Limited2025-04-012026-03-31Yearly2026-03-31EquitytruetruefalseThe Bank has not acquired any shares or voting rights in unlisted Company and hence, the Disclosure of Aquisition of shares or voting rignts in unlisted Company is not applicable to the Bank.truetruefalseDisclosure of Loans/ Guarantees/ Comfort Letters/ Securities etc is not applicable to Bank.trueTop 2000 listed entitiestrueCOMZ00217OriginaltruefalseMrKarthikeyan Manickam******09450145Non-Executive - Independent DirectorChairperson1965-03-17falseActiveNA2025-12-212025-12-213.111100MrKadambelil Paul Thomas******00199925Executive DirectorNot ApplicableCEO-MD1963-05-21falseActiveNA2018-10-012024-10-01901010MrThomas Jacob Kalappila******00812892Non-Executive - Independent DirectorNot Applicable1953-06-13falseActiveNA2020-03-102023-03-102026-03-09720000Tenure CompletionMrVinod Vijayalekshmi Vasudevan******02503201Non-Executive - Independent DirectorNot Applicable1967-05-25falseActiveNA2021-12-222024-12-2251.11110MsKolasseril Chandramohanan Ranjani******01735529Non-Executive - Independent DirectorNot Applicable1958-05-09falseActiveNA2022-12-132025-12-1339.191121MrBiju Varkkey******01298281Non-Executive - Independent DirectorNot Applicable1965-12-22falseActiveNA2023-08-172023-08-1731.152210MrAjay Sharma******06417150Non-Executive - Independent DirectorNot Applicable1962-10-21falseActiveNA2025-12-212025-12-213.112220MrGeorge Kalaparambil John******00694646Executive DirectorNot Applicable1973-08-09falseActiveNA2024-05-182024-05-1822.141000MrGeorge Ittan Maramkandathil******11193648Non-Executive - Non Independent DirectorNot Applicable1959-05-24falseActiveNA2025-11-182025-11-184.141011truetruetruetruetrueAudit Committee01735529Kolasseril Chandramohanan RanjaniNon-Executive - Independent DirectorChairperson2022-12-13Ms. Kolasseril Chandramohanan Ranjani was appointed as Chairperson of the Committee with effect from March 10, 2026 upon reconstitution of the Committees. Audit Committee00812892Thomas Jacob KalappilaNon-Executive - Independent DirectorMember2020-03-102026-03-09Shri. Thomas Jacob Kalappila ceased to be a member and Chairperson of the Committee with effect from March 9, 2026 upon retirement. Audit Committee06417150Ajay SharmaNon-Executive - Independent DirectorMember2025-12-21Audit Committee02503201Vinod Vijayalekshmi VasudevanNon-Executive - Independent DirectorMember2026-03-10Nomination and remuneration committee01298281Biju VarkkeyNon-Executive - Independent DirectorChairperson2023-08-11Nomination and remuneration committee01735529Kolasseril Chandramohanan RanjaniNon-Executive - Independent DirectorMember2022-12-13Nomination and remuneration committee09450145Karthikeyan ManickamNon-Executive - Independent DirectorMember2025-12-21Stakeholders Relationship Committee11193648George Ittan MaramkandathilNon-Executive - Non Independent DirectorChairperson2025-12-13Stakeholders Relationship Committee01735529Kolasseril Chandramohanan RanjaniNon-Executive - Independent DirectorMember2022-12-13Stakeholders Relationship Committee00199925Kadambelil Paul ThomasExecutive DirectorMember2019-12-11Stakeholders Relationship Committee09450145Karthikeyan ManickamNon-Executive - Independent DirectorMember2025-12-212026-03-09Ajay Sharman was appointed as member of the Committee with effect from December 21, 2025. However, he ceased to be a member of the Committee with effect from March 09, 2026 upon reconstitution of the Committees. Risk Management Committee06417150Ajay SharmaNon-Executive - Independent DirectorChairperson2026-03-10Risk Management Committee01735529Kolasseril Chandramohanan RanjaniNon-Executive - Independent DirectorMember2025-12-13Ms. Kolasseril Chandramohanan Ranjani (DIN: 01735529) was appointed as the Chairperson of the Committee effective from December 13, 2025. However, she ceased to be the Chairperson of the Committee with effect from March 9, 2026 upon reconstitution of the Committees. Risk Management Committee00199925Kadambelil Paul ThomasExecutive DirectorMember2020-05-29Risk Management Committee00812892Thomas Jacob KalappilaNon-Executive - Independent DirectorMember2020-03-102026-03-09Shri. Thomas Jacob Kalappila ceased to be a member of the Committee with effect from March 9, 2026 upon retirement. Risk Management Committee09450145Karthikeyan ManickamNon-Executive - Independent DirectorMember2025-12-21Corporate Social Responsibility Committee09450145Karthikeyan ManickamNon-Executive - Independent DirectorChairperson2026-03-10Corporate Social Responsibility Committee11193648George Ittan MaramkandathilNon-Executive - Non Independent DirectorMember2025-12-13Corporate Social Responsibility Committee00199925Kadambelil Paul ThomasExecutive DirectorMember2018-10-03Corporate Social Responsibility Committee06417150Ajay SharmaNon-Executive - Independent DirectorMember2025-12-212026-03-09Ajay Sharman was appointed as Chairperson of the Committee with effect from December 21, 2025. However, he ceased to be a member and Chairperson of the Committee with effect from March 09, 2026 upon reconstitution of the Committees. 2025-10-10true11752025-11-0323true111162025-11-117true111162025-12-1230true111162026-01-3048true9962026-02-2727true996Audit Committee2025-11-10true4430Audit Committee2026-01-2878true3330Audit Committee2026-01-301true3330Audit Committee2026-02-2626true3330Nomination and remuneration committee2025-11-08true4430Nomination and remuneration committee2025-11-112true4430Nomination and remuneration committee2026-01-2978true3330Nomination and remuneration committee2026-02-2627true3330Risk Management Committee2025-12-10true5530Risk Management Committee2026-01-2848true4430Risk Management Committee2026-02-2527true4430Stakeholders Relationship Committee2026-02-260true4420Corporate Social Responsibility Committee2025-11-10true4410truetruetruetrueYestruetruetrueRanjith Raj PCompany Secretary and Compliance OfficerYeshttps://www.esaf.bank.in/#Yeshttps://www.esaf.bank.in/wp-content/uploads/2026/03/Memorandum-of-Association.pdf, https://www.esaf.bank.in/wp-content/uploads/2024/12/Articles_of_Association.pdfYeshttps://www.esaf.bank.in/team/board-of-directors/Yeshttps://www.esaf.bank.in/pdf/policies/other-disclosures/Terms%20and%20conditions%20of%20appointment%20of%20Independent-Directors.pdfYeshttps://www.esaf.bank.in/investor-relation/?id=board-committeeYeshttps://www.esaf.bank.in/pdf/policies/other-disclosures/Code%20of%20Conduct%20for%20Directors%20and%20Senior%20Management%20v1.pdfYeshttps://www.esaf.bank.in/wp-content/uploads/2025/04/Whistle-Blower-Policy-V-8.0.pdfYeshttps://www.esaf.bank.in/wp-content/uploads/2025/01/Criteria_of_Making_Payments_to_Non-Executive_Directors.pdfYeshttps://www.esaf.bank.in/wp-content/uploads/2026/02/Related-Party-Transaction-Policy-1.pdfNAYeshttps://www.esaf.bank.in/pdf/corporate-governance/Familiarisation-Programme-for-Independent-Directors-1.pdfYeshttps://www.esaf.bank.in/investor-relation/?id=investor-contactsYeshttps://www.esaf.bank.in/investor-relation/?id=investor-contactsYeshttps://www.esaf.bank.in/investor-relation/?id=financial-resultsYeshttps://www.esaf.bank.in/investor-relation/?id=stock-informationNAYeshttps://www.esaf.bank.in/investor-relation/?id=presentation-and-concall-transcriptYeshttps://www.esaf.bank.in/investor-relation/?id=presentation-and-concall-transcriptNAYeshttps://www.esaf.bank.in/investor-relation/?id=newspaper-advertisementsYeshttps://www.esaf.bank.in/investor-relation/?id=credit-ratingsNAYeshttps://www.esaf.bank.in/investor-relation/?id=secretarial-compliance-reportYeshttps://www.esaf.bank.in/wp-content/uploads/2025/02/POLICY-FOR-DETERMINATION-OF-MATERIALITY-OF-EVENTS-OR-INFORMATION.pdfYeshttps://www.esaf.bank.in/investor-relation/?id=investor-contactsYeshttps://www.esaf.bank.in/investor-relation/?id=disclosure-to-stock-exchangesYeshttps://www.esaf.bank.in/investor-relation/?id=disclosure-to-stock-exchangesYeshttps://www.esaf.bank.in/wp-content/uploads/2025/09/Policy-for-Dividend-Distribution.pdfYeshttps://www.esaf.bank.in/investor-relation/?id=annual-returnYeshttps://www.esaf.bank.in/wp-content/uploads/2025/01/ESAF-Small-Finance-Bank-Employee-Stock-Option-Plan-2019.pdfYeshttps://www.esaf.bank.in/investor-relation/?id=disclosure-as-per-regulation-462-of-sebi-lodr-regulation-2015/Yeshttps://www.esaf.bank.in/investor-relation/?id=disclosure-to-stock-exchangesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesNANANAYesYesYesYesYesYesNAYesYesYesYesYesRanjith Raj PCompany Secretary and Compliance OfficerNARanjith Raj PCompany Secretary and Compliance OfficerfalseRanjith Raj PCompany Secretary and Compliance OfficerThrissur2026-04-2808800Office of the Superintendent, GST, Rampurhat, Birbhum Division, West BengalAn Audit was conducted in the state of West Bengal for FY 2019-20 to FY 2021-22. Department treated the ITC availed by bank as non claimable. Though the Bank filed reply to Show Cause Notice, the department issued Order demanding payment of Rs 1580/- as ITC Reversal and Rs 1580/- as penalty.2026-03-26Alledged availment of Ineligible ITC.Rs. 3,160 towards ITC Reversal and Penalty.Office of the Superintendent, GST, Rampurhat, Birbhum Division, West BengalAn Audit was conducted in the state of West Bengal for FY 2019-20 to FY 2021-22. The Department treated Exempted income as Taxable income. Bank filed reply to Show Cause Notice, but the department issued Order demanding payment of Liability of Rs 10,366/-, Interest of Rs. 68,812/- and Penalty of Rs. 87,484/-.2026-03-26Department treated Tax exemted income as Taxable income and demanded payment of Liability along with interest and Penalty.Rs. 1,66,662 includng Liability,Interest and Penalty.Income Tax Department2022-09-22Based on the Return of Income filed by the Bank for the Assessment Year 2020-21, a demand notice and notice for penalty, each dated September 22, 2022 was issued by Assessment Unit, Income Tax Department under Sections 156 and 274 read with Section 270 A of the IT Act, respectively, to the Bank demanding to pay a sum aggregating to ₹217.99 million and to show cause as to why an order imposing penalty under Section 270A of the IT Act should not be passed. This matter is currently pending with Commissioner of Income Tax (Appeals).There is no change in the status of the litigation/dispute. Based on the Return of Income filed by the Bank for the Assessment Year 2020-21, a demand notice and notice for penalty, each dated September 22, 2022 was issued by Assessment Unit, Income Tax Department under Sections 156 and 274 read with Section 270 A of the IT Act, respectively, to the Bank demanding to pay a sum aggregating to ₹217.99 million and to show cause as to why an order imposing penalty under Section 270A of the IT Act should not be passed. This matter is currently pending with Commissioner of Income Tax (Appeals).