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LOMBARD GENERAL INSURANCE COMPANY LIMITEDMain BoardEquityNon-Linked Policy2026-04-012027-03-312026-10-142026-09-28INRLakhsQuarterlySecond quarter2026-10-1415:50:002026-10-1418:30:00trueCash Flow DirectNot applicabletruetrueNANAfalsetrue2026-01-13https://www.icicilombard.com/docs/default-source/policies-of-the-company/rpt-policy_fy2026.pdf?sfvrsn=39fd6f22_4falsefalseNot Applicable2026-07-012026-09-30AuditedStandalone7702090000062136600000665187000001160830000031020000078437200000126861000001268610000045768000004051200000862800000004652130000018671000004838840000069702500000-318380000000873470000087347000000873470000040736000001270000012821000000205500000-118000001532000003469000001247410000001247410000030101000009464000000008914070000098604700000499610000017466700000029217800000169531700000473785100000643316800000-4344016000002089152000000.02750.3630.72740.80671.070518.9518.9500002470005270002440641180.488500000In the General Information Sheet: <br /> 1. ICICI Lombard is General Insurance Company and hence type of insurance viz. “Linked and Non-Linked Policy” would not be applicable. However, in order to validate the sheet we have selected type of insurance as “Non-Linked Policy” <br /> <br /> Analytical ratios have been calculated as per definition given in IRDAI analytical ratios disclosures. <br /> Analytical ratios (i):- The Solvency has been computed at the last day of the period. <br /> Analytical ratios (ii):- The Expenses of Management has been computed on the basis of Gross Direct Premium <br /> Analytical ratios (v):- The Ratio has been computed at the last day of the period. <br /> Analytical ratios (vi) & (viii):- Not annualised <br /> Analytical ratios (viii):- Excludes unrealised gains or losses on real estate and unlisted equity <br /> Analytical ratios (viii):- Yield on investments with unrealised gains is computed using the modified Dietz method <br /> Analytical ratios (viii)(a):- The computation is based on time weighted average book value. <br /> Analytical ratios (vi)(a)&(b):- Earnings Per Share <br /> Basic: Rs. 18.95 Diluted: Rs. 18.85 (Current Quarter) <br /> Basic: Rs. 27.04 Diluted: Rs. 26.88 (Year To Date) <br /> <br /> Solvency ratio are in times and other ratios mentioned below are in % <br /> Analytical Ratios Current Quarter Year to date <br /> (i) Solvency ratio 2.75 2.75 <br /> (ii) Expenses of management ratio 36.3% 32.2% <br /> (iii) Incurred Claim Ratio 72.7% 74.5% <br /> (iv) Net retention ratio 80.7% 77.4% <br /> (v) Combined ratio 107.0% 107.0% <br /> 2026-04-012026-09-30AuditedStandalone16562360000012817390000012601910000020187000000368200000146574300000251879000002518790000088380000007642200000164802000000816374000001219620000093833600000135501700000-948260000000110726000001107260000001107260000068767000009070000018040000000417800000-2400000-20650000020890000017831100000017831100000433540000013495700000070000085109000000986047000000.02750.32160.74460.77391.069727.0427.04000043800010150000.4885000000Other income310200000Other income368200000Other expenses4051200000Other expenses7642200000Other income12700000Other income9070000013754000005928000001060000019198000002000000006400000000753110000060120000053000002274900000015407000002801000001790000052000000297492000007855700000-4000003681000008680000020000027733000006419000008000000Crop3490000084000000024903000001101800000-7300000360670000034200000014100000000143043000001014000000109000004070070000026781000002540000007520000081000001000005855740000013605200000839000007341000001510000004000005504100000111500000012100000Crop463000001718000000000000000Crop0000000000Crop0676400000-1044000000-774600000-3009000000-500000-32660000039600000167600000Crop147700000444200000-4610000000-854300000-6026300000-1500000-277870000083500000-88300000Crop19980000012798000001020000000-168600000-118860000047000007528400000127200000818400000Crop2314000001538700000-1049000000170200000-30944000006700000109103000002351000001039400000Crop3715000003642800000265580000001512640000034777100000764000005667410000022711000007814800000Crop2210000037245400000130017000000666500000025098700000755700000225609400000151720000047395200000Crop13120000000499610000017505690000034300000206818000008146100000002089152000001695317000004737851000000862450000011537000005231100000184030000000189261100000507793300000125647600000633440900000-44417980000000208915200000486227000001 The above audited financial results of the ICICI Lombard General Insurance Company Limited (the Company) for the quarter and year ended September 30, 2026 were reviewed and recommended by the Audit Committee and subsequently approved by the Board of Directors at its Meeting held on October 14, 2026. <br /> 2 The above audited financial results were audited by the joint statutory auditors, Walker Chandiok & Co LLP, Chartered Accountants and B S R & co LLP, Chartered Accountants who have issued an unmodified opinion on these financial results. <br /> 3 During the quarter and half year ended Sept 30, 2026, the Company has allotted 342,632 and 1,119,804 equity shares respectively of face value of Rs. 10 each pursuant to exercise of employee stock options and employee stock units granted. (For the quarter and year to date ended Sept 30, 2025, 829,451 equity shares and 17,39,142 equity shares respectively allotted, for the year ended March 31, 2026, 2,768,515 equity shares allotted respectively). <br /> 4 The Board of directors has declared an interim dividend of Rs.7.00 per equity share of face value of Rs. 10 each at its the meeting held on October 14,2026. <br /> 5. Pursuant to the judgment delivered by the Hon’ble Supreme Court of India on June 11, 2026, recognizing the economic value of unpaid domestic work performed by homemakers for the purpose of determining compensation under the Motor Vehicles Act, the Company has assessed the potential impact of the ruling on its Motor Third-Party (TP) portfolio. The Company has on a prudent and conservative basis recognized claim reserves amounting to Rs.16,940 Lakhs for the period ended 30 September 2026 which includes claim reserves amounting to Rs.16,500 Lakhs pertaining to previous quarter ended 30 June 2026.The statutory auditors have placed reliance on the estimates arrived by the appointed actuary of the Company for this matter. <br /> 6 In view of the seasonality of Industry, the financial results for the quarters are not indicative of full year's expected performance. <br /> 7. Figures of the previous period have been re-grouped wherever necessary, to conform to the current year presentation. <br /> 8 IRDAI has notified Ind AS as the applicable financial reporting framework for insurers with effect from 1 April 2026. Pursuant to the Company's application dated April 29, 2026 for the one-year implementation forbearance permitted under the IRDAI (Actuarial, Finance and Investment Functions of Insurers) (Amendment) Regulations, 2026, IRDAI vide its approval dated 18 June 2026 granted the Company exemption from preparation of Ind AS financial statements up to 31 March 2027.Accordingly, the Company will continue to prepare its financial statements under the existing applicable accounting framework during FY 2027. <br /> 9. In accordance with requirements of IRDAI circular no. IRDAI/F&A/CIR/MISC/256/09/2021 dated September 30, 2021 on Public Disclosures by Insurers, the Company will publish the financials results on the company's website latest by October 29, 2026. <br /> 0001662671000000000014390470000001634020000060222000000002448100000-7410700000-383660000000889835946000906328246000009600000116610000000000000000000017939800000000291000000001357200000000000000348891300000-2131713000-56773130000-56773130006403286000725973000ICICI Lombard General Insurance Company Limited******ICICI Bank Limited******Promoter & Holding CompanyAny other transactionInsurance Premium10000000000NA160623900000ICICI Lombard General Insurance Company Limited******ICICI Bank Limited******Promoter & Holding CompanyAny other transactionClaim Paid10000000000NA3000229102000372749000ICICI Lombard General Insurance Company Limited******ICICI Bank Limited******Promoter & Holding CompanyAny other transactionIncome from Investment10000000000NA000ICICI Lombard General Insurance Company 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