5004692026-04-012026-06-305004692026-06-305004692026-04-012026-06-30in-capmkt:OtherOperatingExpenses1Member5004692026-04-012026-06-30in-capmkt:ReportableSegments1Member5004692026-04-012026-06-30in-capmkt:ReportableSegments2Member5004692026-04-012026-06-30in-capmkt:ReportableSegments3Member5004692026-04-012026-06-30in-capmkt:ReportableSegments4Member5004692026-04-012026-06-30in-capmkt:ReportableSegments5Member5004692026-04-012026-06-30in-capmkt:ReportableSegments6Member5004692026-04-012026-06-30in-capmkt:ReportableSegments1Member5004692026-04-012026-06-30in-capmkt:ReportableSegments2Member5004692026-04-012026-06-30in-capmkt:ReportableSegments3Member5004692026-04-012026-06-30in-capmkt:ReportableSegments4Member5004692026-04-012026-06-30in-capmkt:ReportableSegments5Member5004692026-04-012026-06-30in-capmkt:ReportableSegments6Member5004692026-04-012026-06-30in-capmkt:ReportableSegments1Member5004692026-06-30in-capmkt:ReportableSegments1Member5004692026-04-012026-06-30in-capmkt:ReportableSegments2Member5004692026-06-30in-capmkt:ReportableSegments2Member5004692026-04-012026-06-30in-capmkt:ReportableSegments3Member5004692026-06-30in-capmkt:ReportableSegments3Member5004692026-04-012026-06-30in-capmkt:ReportableSegments4Member5004692026-06-30in-capmkt:ReportableSegments4Member5004692026-04-012026-06-30in-capmkt:ReportableSegments5Member5004692026-06-30in-capmkt:ReportableSegments5Member5004692026-04-012026-06-30in-capmkt:ReportableSegments6Member5004692026-06-30in-capmkt:ReportableSegments6Member5004692026-04-012026-06-30in-capmkt:ReportableSegments1Member5004692026-06-30in-capmkt:ReportableSegments1Member5004692026-04-012026-06-30in-capmkt:ReportableSegments2Member5004692026-06-30in-capmkt:ReportableSegments2Member5004692026-04-012026-06-30in-capmkt:ReportableSegments3Member5004692026-06-30in-capmkt:ReportableSegments3Member5004692026-04-012026-06-30in-capmkt:ReportableSegments4Member5004692026-06-30in-capmkt:ReportableSegments4Member5004692026-04-012026-06-30in-capmkt:ReportableSegments5Member5004692026-06-30in-capmkt:ReportableSegments5Member5004692026-04-012026-06-30in-capmkt:ReportableSegments6Member5004692026-06-30in-capmkt:ReportableSegments6Memberiso4217:INRxbrli:pureiso4217:INRxbrli:shares500469FEDERALBNKNOTLISTEDINE171A01029The Federal Bank LimitedEquity2026-04-012027-03-312026-07-172026-07-09INRLakhsQuarterlyFirst quarterMulti segment2026-07-1712:00:002026-07-1713:10:00Not applicable2026-04-012026-06-30UnauditedConsolidated6371030000013401600000883700000620200000786158000001081530000089431100000453758000001070630000012406600000231129000006848870000020942400000353240000001741000000044339000001297610000001297610000048800000464000000125609000004936100000200.158905.094.915.094.914282340000050605000000.01520.00180.0031. The above Consolidated Unaudited Financial Results for the quarter ended June 30, 2026, were approved by the Board of Directors at its meeting held on July 17, 2026. These financial results have been subjected to limited review by the Joint Statutory Auditors of the Bank and an unmodified review report has been issued thereon. <br /> 2. The above Financial Results of the Group have been prepared in accordance with the provisions of the Banking Regulation Act, 1949, Generally Accepted Accounting Principles in India, including Accounting Standards as specified under Section 133 of the Companies Act, 2013, Regulation 33 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended, in so far as they apply to the Group, and the guidelines issued by the RBI. <br /> 3. The Consolidated Financial Results of the Group comprise the financial results of The Federal Bank Limited and its subsidiaries viz. Fedbank Financial Services Limited and Federal Operations and Services Limited and its associate, Ageas Federal Life Insurance Company Limited. <br /> 4. There has been no material change in the significant accounting policies applied in the preparation of these financial results with those followed in the annual financial statements for the year ended March 31, 2026. <br /> 5. Other income includes fees earned from providing services to customers, commission from non-fund-based banking activities, earnings from foreign exchange and derivative transactions, selling of third-party products, profit / loss on sale of investments / fixed assets, profit / loss on revaluation of investments, recoveries from advances written off, etc. <br /> <br /> Cont... <br /> Other operating expenses12406600000Treasury15047100000Corporate/Wholesale Banking33088300000Retail Banking - Digital Banking9507500000Retail Banking - Other Retail Banking79366600000Other Banking operations1160900000Unallocated576000001382280000004879690000089431100000Treasury2767800000Corporate/Wholesale Banking6087000000Retail Banking - Digital Banking540400000Retail Banking - Other Retail Banking6958000000Other Banking operations999200000Unallocated0173524000000-5760000017410000000Treasury1031146700000Corporate/Wholesale Banking1334122200000Retail Banking - Digital Banking83515800000Retail Banking - Other Retail Banking1633112400000Other Banking operations880200000Unallocated04082777300000153320000004098109300000Treasury335003600000Corporate/Wholesale Banking456588000000Retail Banking - Digital Banking243383900000Retail Banking - Other Retail Banking2625742100000Other Banking operations15800000Unallocated03660733400000113205000003672053900000Cont... <br /> <br /> 6. As per the extant RBI guidelines, banks are required to make Pillar 3 disclosures including leverage ratio, liquidity coverage ratio and Net Stable Funding Ratio (NSFR) under the Basel III Capital Regulations. Accordingly, such applicable disclosures have been placed on the website of the Bank, which can be accessed at the following link: https://www.federal.bank.in/regulatory-disclosures. These disclosures have not been subjected to audit or review by the Joint Statutory Auditors of the Bank. <br /> 7. The figures for the quarter ended March 31, 2026 are the balancing figures between the audited figures in respect of the financial year 2025-26 and the published year to date figures up to December 31, 2025, which were subjected to limited review. <br /> 8. Previous period's figures have been regrouped / reclassified, wherever necessary to conform to the current period's classification. <br /> <br /> <br /> <br /> For the above segment reporting, the reportable segments are identified as Treasury, Corporate/Wholesale Banking, Retail Banking (with Digital Banking and Other Retail Banking as sub-segments) and Other Banking Operations, in compliance with the Reserve Bank of India (RBI) guidelines. <br /> <br /> The business operations of the Bank are substantially concentrated in India and for the purpose of Segment Reporting as per Accounting Standard-17, the bank is considered to operate only in the domestic segment.