5322182026-04-012026-06-305322182026-06-305322182026-04-012026-06-30in-capmkt:OtherOperatingExpenses1Member5322182026-04-012026-06-30in-capmkt:OtherOperatingExpenses2Member5322182026-04-012026-06-30in-capmkt:OtherOperatingExpenses3Member5322182026-04-012026-06-30in-capmkt:OtherOperatingExpenses4Member5322182026-04-012026-06-30in-capmkt:OtherOperatingExpenses5Member5322182026-04-012026-06-30in-capmkt:OtherOperatingExpenses6Member5322182026-04-012026-06-30in-capmkt:OtherOperatingExpenses7Member5322182026-04-012026-06-30in-capmkt:OtherOperatingExpenses8Member5322182026-04-012026-06-30in-capmkt:ReportableSegments1Member5322182026-04-012026-06-30in-capmkt:ReportableSegments2Member5322182026-04-012026-06-30in-capmkt:ReportableSegments3Member5322182026-04-012026-06-30in-capmkt:ReportableSegments4Member5322182026-04-012026-06-30in-capmkt:ReportableSegments5Member5322182026-04-012026-06-30in-capmkt:ReportableSegments1Member5322182026-04-012026-06-30in-capmkt:ReportableSegments2Member5322182026-04-012026-06-30in-capmkt:ReportableSegments3Member5322182026-04-012026-06-30in-capmkt:ReportableSegments4Member5322182026-04-012026-06-30in-capmkt:ReportableSegments5Member5322182026-04-012026-06-30in-capmkt:ReportableSegments1Member5322182026-06-30in-capmkt:ReportableSegments1Member5322182026-04-012026-06-30in-capmkt:ReportableSegments2Member5322182026-06-30in-capmkt:ReportableSegments2Member5322182026-04-012026-06-30in-capmkt:ReportableSegments3Member5322182026-06-30in-capmkt:ReportableSegments3Member5322182026-04-012026-06-30in-capmkt:ReportableSegments4Member5322182026-06-30in-capmkt:ReportableSegments4Member5322182026-04-012026-06-30in-capmkt:ReportableSegments5Member5322182026-06-30in-capmkt:ReportableSegments5Member5322182026-04-012026-06-30in-capmkt:ReportableSegments1Member5322182026-06-30in-capmkt:ReportableSegments1Member5322182026-04-012026-06-30in-capmkt:ReportableSegments2Member5322182026-06-30in-capmkt:ReportableSegments2Member5322182026-04-012026-06-30in-capmkt:ReportableSegments3Member5322182026-06-30in-capmkt:ReportableSegments3Member5322182026-04-012026-06-30in-capmkt:ReportableSegments4Member5322182026-06-30in-capmkt:ReportableSegments4Member5322182026-04-012026-06-30in-capmkt:ReportableSegments5Member5322182026-06-30in-capmkt:ReportableSegments5Member5322182026-04-012026-06-30

AuditorDomain1

5322182026-04-012026-06-30

AuditorDomain2

iso4217:INRxbrli:pureiso4217:INRxbrli:shares

532218

SOUTHBANK

NOTLISTED

INE683A01023

THE SOUTH INDIAN BANK LIMITED

Equity

2026-04-01

2027-03-31

2026-07-16

2026-07-07

INR

Lakhs

Quarterly

First quarter

Multi segment

2026-07-16

11:00:00

2026-07-16

13:35:00

Declaration of unmodified opinion

2026-04-01

2026-06-30

Unaudited

Consolidated

21082500000

4482100000

636200000

77300000

26278100000

3795900000

30074000000

16030900000

4587800000

3536900000

8124700000

24155600000

5918400000

843400000

5075000000

1298400000

3776600000

2618100000

0.1893

1.44

14376700000

2674700000

0.0138

0.0026

0.0107

The above consolidated financial results for the quarter ended June 30, 2026 were reviewed by the Audit Committee and approved by the Board of Directors at its meeting held on July 16, 2026. These results have been subjected to limited review by the Joint Statutory Central Auditors M/s. M.P. Chitale & Co, Chartered Accountants and M/s. Borkar & Muzumdar, Chartered Accountants of the Bank. The report thereon is unmodified. The financial results for the quarter ended June 30, 2025 were reviewed by Joint Statutory Central Auditors M/s. K Venkatachalam Aiyer & Co, Chartered Accountants and M/s. M.P. Chitale & Co, Chartered Accountants. The Consolidated Financial Results comprise the financial results of The South Indian Bank Ltd and it's subsidiary SIB Operations and Services Ltd. Group has consistently applied its significant accounting policies in the preparation of its financial results for the quarter ended June 30, 2026 as compared to those followed for the year ended March 31, 2026.The above results are prepared in accordance with the principles set out in Accounting Standard 21 - Consolidated Financial Statements as notified under Section 133 of the Companies Act, 2013. The Bank in line with RBI (Commercial Bank-Classification, Valuation and Operation of Investment Portfolio) second amendment directions 2026 dated 18.05.2026 has discontinued the maintenance of Investment Fluctuation Reserve (IFR) and consequently the existing IFR amount of Rs. 11,901 Lakhs has been transfered to Balance in Profit & Loss during the quarter ended June 30,2026. The above financial results have been prepared in accordance with the recognition and measurement principles laid down in Accounting Standards specified under Section 133 of the Companies Act, 2013 read with relevant rules issued thereunder the relevant provisions of the Banking Regulation Act 1949 ,the circulars, guidelines and directions issued by the Reserve Bank of India ('the RBI') ,from time to time ('RBI Guidelines') and other accounting principles generally accepted in India ,and is in compliance with the presentation and disclosure requirements of the Regulation 33 and Regulation 52 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015, as amended including relevant circulars issued by the SEBI from time to time. The financial results have been arrived at after considering provision for standard assets (including requirements for exposures to entities with unhedged foreign currency exposures), provision for non-performing assets (NPAs), provision for non-performing investments, provision for income-tax and other usual and necessary provisions. Other Income includes Profit on sale of investments (net), provision for appreciation/(depreciation) on eligible investments, earnings from foreign exchange and derivative transactions, commission from non – fund based banking activities, income from sale of PSL Certificates, income from card business, income from bancassurance business, recoveries from advances written off etc. Other operating expenses includes Insurance, Rent, Repair, Depreciation, Communication expenses, Outsourced manpower charges, premium paid on PSLC purchase, CSR, Card expenses etc. In accordance with the RBI Circular DOR.CAP.REC.70/21-01-002/2025-26 on Prudential Norms on Capital Adequacy dated November 28, 2025, as amended and RBI Circular DOR.LRG.No.82/13-10-001/2025-26 dated November 28, 2025 - 'Commercial Banks – Asset Liability Management', as amended, Banks are required to make Pillar III disclosures including leverage ratio and liquidity coverage ratio under Basel III framework. The Bank has made these disclosures which are available on its website at the following link. https://www.southindianbank.bank.in/other-links/disclosures/disclosure-under-basel-ii-basel-iii-guidelines These disclosures have not been subjected to audit/review by the Joint Statutory Central Auditors. The figures of the quarter ended March 31, 2026 are the balancing figures between audited figures in respect of the full financial year up to March 31, 2026 and the unaudited published year to date figures up to December 31, 2025 being the date of the end of the third quarter of the financial year which were subjected to Limited Review. During the quarter ended June 30, 2026, the Bank allotted 4,98,159 shares, pursuant to the exercise of stock options. Previous period's figures /ratios have been regrouped / reclassified, wherever necessary to conform to current period's classification.

Depreciation

308400000

Insurance

284500000

Office Expenses

84300000

Communication Expenses

196500000

Rent Rates and Taxes

458200000

Repairs

285100000

Travelling Expenses

199800000

Others

1720100000

Treasury

5712300000

Corporate/ Wholesale Banking

8974900000

Digital Banking

2110200000

Other Retail Banking

12268300000

Other Banking Operations

1008300000

30074000000

Treasury

874600000

Corporate/ Wholesale Banking

597800000

Digital Banking

30900000

Other Retail Banking

3318700000

Other Banking Operations

252500000

5074500000

-500000

5075000000

Treasury

288517800000

Corporate/ Wholesale Banking

575601800000

Digital Banking

63880300000

Other Retail Banking

477145000000

Other Banking Operations

102100000

1405247000000

39261300000

1444508300000

Treasury

263945100000

Corporate/ Wholesale Banking

536015200000

Digital Banking

59487000000

Other Retail Banking

444272200000

Other Banking Operations

1303719500000

22773400000

1326492900000

For the above segment reporting, the reportable segments are identified into Treasury, Corporate/Wholesale Banking, Retail Banking (including Digital Banking) and Other Banking Operations in Compliance with the revised RBI Guidelines. The Bank operates in India.

Unaudited

true

MP Chitale & Co.

true

2028-07-31

Borkar & Muzumdar

true

2028-05-31