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SMALL FINANCE BANK LIMITEDEquity2025-04-012026-03-312025-11-112025-11-04INRLakhsQuarterlySecond quarterMulti segment2025-11-1102:15:002025-11-1106:00:00trueCash Flow IndirectDeclaration of unmodified opiniontruetrueNANAfalsetrue2025-03-21https://www.esaf.bank.in/wp-content/uploads/2025/04/Related-Party-Transaction-Policy.pdffalsefalseNot Applicable2025-07-012025-09-30UnauditedStandalone71495000001044800000390000008198200000145160000096498000004557600000158400000025757000004159700000871730000093250000024867000000-1554200000-396100000-11581000000-1158100000-115810000051551000001000.16370.0053-2.25-2.24001634570000069640000000.08540.0383-0.0043The statement of unaudited financial results for the quarter and half year ended 30 September 2025 ("Statement" or "financial results") have been reviewed by the Audit Committee and approved by the Board of Directors at their meetings held on 11 November 2025 in accordance with the requirement of Regulation 33 and Regulation 52 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, (the "Regulations") as amended. The financial results for the quarter and half year ended 30 September 2025, were subjected to a limited review by the Joint Statutory Auditors who have issued an unmodified conclusion there on. <BR> The comparitive financial information of the Bank included in the statement have been reviewed/ audited by M/s. Abarna & Ananthan and M/s. Kirtane & Pandit (one of the present joint auditors, who expressed an unmodified opinion The above financial results have been prepared in accordance with the recognition and measurement principles laid down in the applicable Accounting Standard ("Accounting standards") prescribed under Section 133 of the Companies Act, 2013 (the "Act"), in so far as they apply to the Banks, the relevant provisions of the Banking Regulation Act, 1949 and the circulars, the guidelines and directions issued by the Reserve Bank of India ("RBI") from time to time (the "RBI Regulations") and other accounting principles generally accepted in India and the requirements of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended.The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statement for the year ended 31 March 2025. Any circulars/ directions issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statement for the year ended 31 March 2025. Any circulars/ directions issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. <BR> Sl No Particulars Sale to ARC <BR> Q1 Sale to ARC <BR> Q2 <BR> 1 No. of Accounts (Nos) 2,12,564 1 <BR> 2 Aggregate principal outstanding of loans transferred 73,340 2,833 <BR> 3 Weighted average residual tenure of loans 0.49 <BR> 4 Net book value of loans transferred 7,242 - <BR> 5 Aggregate consideration 7,334 1,280 <BR> 6 Additional consideration realised in respect of accounts transferred earlier - 0 <BR> <BR> RR3 CRISIL 50% and upto 75% 4579.82 <BR> The determination of the recovery rating for the security receipts for stressed assets transferred during the quarter ended 30 June 2025 is in progress and will be completed within the prescribed regulatory timelines. <BR> 7. The Bank is carrying an additional contingency provision on standard assets of Rs. 3,105 Lakhs as on 30 September 2025 (Rs.4,447 Lakhs as on 31 March 2025). <BR> <BR> 8. Other income includes processing fee, Revaluation profit or loss, profit/ loss on sale of investments (net off provision for depreciation), Income from selling of third party products, recovery from loans written off, income from dealing in PSLC and Collection Agency Fees from Asset Reconstruction Companies (ARC). <BR> <BR> 9. During the half year ended 30 September 2025, the Bank has allotted 85,883 equity shares pursuant to the exercise of options under the approved employee stock option scheme. <BR> <BR> 10. The Bank is carrying an additional contingency provision on standard assets of Rs. 3,105 Lakhs as on 30 September 2025 (Rs.4,447 Lakhs as on 31 March 2025). <BR> <BR> 11. Other income includes processing fee, Revaluation profit or loss, profit/ loss on sale of investments (net off provision for depreciation), Income from selling of third party products, recovery from loans written off, income from dealing in PSLC and Collection Agency Fees from Asset Reconstruction Companies (ARC). <BR> <BR> 12. During the half year ended 30 September 2025, the Bank has allotted 85,883 equity shares pursuant to the exercise of options under the approved employee stock option scheme. <BR> <BR> 13. The Bank has raised Tier II capital of Rs. 11,500 Lakhs during quarter and half year ended 30 September 2025 <BR> <BR> 14. The Bank does not have any subsidiary/ associate/ joint venture as on 30 September 2025. <BR> <BR> 15. The Bank absorbed 5,109 trained employees of M/s. ESAF Swasraya Multi State Agro Co-operative Society Limited (“ESMACO”) and paid compensation of 5,800 lakhs (inclusive of GST) being the value addition for sourcing and training the staff which otherwise the Bank would have had to incur based on an independent external valuation, which is reported as an exceptional item for the Quarter and half year ended 30 September 2024 and year ended 31 March 2025. <BR> <BR> 16.Figures for the previous period/year have been reclassified/regrouped wherever necessary, to conform to the current period classification.2025-04-012025-09-30UnauditedStandalone14355600000205000000074900000016480500000340300000019883500000906120000034883000005152300000864060000017701800000218170000048279000000-2646200000-675900000-19703000000-1970300000-197030000051551000001000.16370.0053-3.82-3.81001634570000069640000000.08540.0383-0.0074Rent, taxes and lighting321500000Printing and stationery23700000Advertisement and publicity800000Depreciation165700000Directors' fees, allowances and expenses5600000Auditors' fees and expenses2100000Law charges7500000Postage, Telegrams, Telephones65100000BC expenses907500000Other Expenditure1076200000Rent, taxes and lighting635700000Printing and stationery32900000Advertisement and publicity42900000Depreciation328700000Directors' fees, allowances and expenses11300000Auditors' fees and expenses4200000Law charges12000000Postage, Telegrams, Telephones155600000BC expenses1857800000Other Expenditure2071200000515510000012329900000228940700000211280000003736700000271290400000951390000074260000063961900000181987900000435300000010731100000271290400000The statement of unaudited financial results for the quarter and half year ended 30 September 2025 ("Statement" or "financial results") have been reviewed by the Audit Committee and approved by the Board of Directors at their meetings held on 11 November 2025 in accordance with the requirement of Regulation 33 and Regulation 52 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, (the "Regulations") as amended. The financial results for the quarter and half year ended 30 September 2025, were subjected to a limited review by the Joint Statutory Auditors who have issued an unmodified conclusion there on. <BR> The comparitive financial information of the Bank included in the statement have been reviewed/ audited by M/s. Abarna & Ananthan and M/s. Kirtane & Pandit (one of the present joint auditors, who expressed an unmodified opinion The above financial results have been prepared in accordance with the recognition and measurement principles laid down in the applicable Accounting Standard ("Accounting standards") prescribed under Section 133 of the Companies Act, 2013 (the "Act"), in so far as they apply to the Banks, the relevant provisions of the Banking Regulation Act, 1949 and the circulars, the guidelines and directions issued by the Reserve Bank of India ("RBI") from time to time (the "RBI Regulations") and other accounting principles generally accepted in India and the requirements of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended.The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statement for the year ended 31 March 2025. Any circulars/ directions issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statement for the year ended 31 March 2025. Any circulars/ directions issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. <BR> Sl No Particulars Sale to ARC <BR> Q1 Sale to ARC <BR> Q2 <BR> 1 No. of Accounts (Nos) 2,12,564 1 <BR> 2 Aggregate principal outstanding of loans transferred 73,340 2,833 <BR> 3 Weighted average residual tenure of loans 0.49 <BR> 4 Net book value of loans transferred 7,242 - <BR> 5 Aggregate consideration 7,334 1,280 <BR> 6 Additional consideration realised in respect of accounts transferred earlier - 0 <BR> <BR> RR3 CRISIL 50% and upto 75% 4579.82 <BR> The determination of the recovery rating for the security receipts for stressed assets transferred during the quarter ended 30 June 2025 is in progress and will be completed within the prescribed regulatory timelines. <BR> 7. The Bank is carrying an additional contingency provision on standard assets of Rs. 3,105 Lakhs as on 30 September 2025 (Rs.4,447 Lakhs as on 31 March 2025). <BR> <BR> 8. Other income includes processing fee, Revaluation profit or loss, profit/ loss on sale of investments (net off provision for depreciation), Income from selling of third party products, recovery from loans written off, income from dealing in PSLC and Collection Agency Fees from Asset Reconstruction Companies (ARC). <BR> <BR> 9. During the half year ended 30 September 2025, the Bank has allotted 85,883 equity shares pursuant to the exercise of options under the approved employee stock option scheme. <BR> <BR> 10. The Bank is carrying an additional contingency provision on standard assets of Rs. 3,105 Lakhs as on 30 September 2025 (Rs.4,447 Lakhs as on 31 March 2025). <BR> <BR> 11. Other income includes processing fee, Revaluation profit or loss, profit/ loss on sale of investments (net off provision for depreciation), Income from selling of third party products, recovery from loans written off, income from dealing in PSLC and Collection Agency Fees from Asset Reconstruction Companies (ARC). <BR> <BR> 12. During the half year ended 30 September 2025, the Bank has allotted 85,883 equity shares pursuant to the exercise of options under the approved employee stock option scheme. <BR> <BR> 13. The Bank has raised Tier II capital of Rs. 11,500 Lakhs during quarter and half year ended 30 September 2025 <BR> <BR> 14. The Bank does not have any subsidiary/ associate/ joint venture as on 30 September 2025. <BR> <BR> 15. The Bank absorbed 5,109 trained employees of M/s. ESAF Swasraya Multi State Agro Co-operative Society Limited (“ESMACO”) and paid compensation of 5,800 lakhs (inclusive of GST) being the value addition for sourcing and training the staff which otherwise the Bank would have had to incur based on an independent external valuation, which is reported as an exceptional item for the Quarter and half year ended 30 September 2024 and year ended 31 March 2025. <BR> <BR> 16.Figures for the previous period/year have been reclassified/regrouped wherever necessary, to conform to the current period classification.Retail7982700000Wholesale253900000Treasury954000000Other Banking Operations459200000Capital & Reserves0NA0NA0NA0NA0NA0NA0NA0NA0NA0NA0Retail16146300000Wholesale555700000Treasury2329400000Other Banking Operations852100000Capital & Reserves0NA0NA0NA0NA0NA0NA0NA0NA0NA0NA096498000001988350000000964980000019883500000Retail-2142400000Wholesale208900000Treasury-64700000Other Banking Operations444000000Capital & Reserves0NA0NA0NA0NA0NA0NA0NA0NA0NA0NA0Retail-3952400000Wholesale287600000Treasury203000000Other Banking Operations815600000Capital & Reserves0NA0NA0NA0NA0NA0NA0NA0NA0NA0NA0-1554200000-26462000000000-1554200000-2646200000Retail180969700000Wholesale8862800000Treasury73985200000Other Banking Operations0Capital & Reserves0NA0NA0NA0NA0NA0NA0NA0NA0NA0NA02638177000007472700000271290400000Retail181622900000Wholesale8340600000Treasury60105200000Other Banking Operations0Capital & Reserves17485000000NA0NA0NA0NA0NA0NA0NA0NA0NA0NA02675537000003736700000271290400000The statement of unaudited financial results for the quarter and half year ended 30 September 2025 ("Statement" or "financial results") have been reviewed by the Audit Committee and approved by the Board of Directors at their meetings held on 11 November 2025 in accordance with the requirement of Regulation 33 and Regulation 52 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, (the "Regulations") as amended. The financial results for the quarter and half year ended 30 September 2025, were subjected to a limited review by the Joint Statutory Auditors who have issued an unmodified conclusion there on. <BR> The comparitive financial information of the Bank included in the statement have been reviewed/ audited by M/s. Abarna & Ananthan and M/s. Kirtane & Pandit (one of the present joint auditors, who expressed an unmodified opinion The above financial results have been prepared in accordance with the recognition and measurement principles laid down in the applicable Accounting Standard ("Accounting standards") prescribed under Section 133 of the Companies Act, 2013 (the "Act"), in so far as they apply to the Banks, the relevant provisions of the Banking Regulation Act, 1949 and the circulars, the guidelines and directions issued by the Reserve Bank of India ("RBI") from time to time (the "RBI Regulations") and other accounting principles generally accepted in India and the requirements of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended.The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statement for the year ended 31 March 2025. Any circulars/ directions issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statement for the year ended 31 March 2025. Any circulars/ directions issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. <BR> Sl No Particulars Sale to ARC <BR> Q1 Sale to ARC <BR> Q2 <BR> 1 No. of Accounts (Nos) 2,12,564 1 <BR> 2 Aggregate principal outstanding of loans transferred 73,340 2,833 <BR> 3 Weighted average residual tenure of loans 0.49 <BR> 4 Net book value of loans transferred 7,242 - <BR> 5 Aggregate consideration 7,334 1,280 <BR> 6 Additional consideration realised in respect of accounts transferred earlier - 0 <BR> <BR> RR3 CRISIL 50% and upto 75% 4579.82 <BR> The determination of the recovery rating for the security receipts for stressed assets transferred during the quarter ended 30 June 2025 is in progress and will be completed within the prescribed regulatory timelines. <BR> 7. The Bank is carrying an additional contingency provision on standard assets of Rs. 3,105 Lakhs as on 30 September 2025 (Rs.4,447 Lakhs as on 31 March 2025). <BR> <BR> 8. Other income includes processing fee, Revaluation profit or loss, profit/ loss on sale of investments (net off provision for depreciation), Income from selling of third party products, recovery from loans written off, income from dealing in PSLC and Collection Agency Fees from Asset Reconstruction Companies (ARC). <BR> <BR> 9. During the half year ended 30 September 2025, the Bank has allotted 85,883 equity shares pursuant to the exercise of options under the approved employee stock option scheme. <BR> <BR> 10. The Bank is carrying an additional contingency provision on standard assets of Rs. 3,105 Lakhs as on 30 September 2025 (Rs.4,447 Lakhs as on 31 March 2025). <BR> <BR> 11. Other income includes processing fee, Revaluation profit or loss, profit/ loss on sale of investments (net off provision for depreciation), Income from selling of third party products, recovery from loans written off, income from dealing in PSLC and Collection Agency Fees from Asset Reconstruction Companies (ARC). <BR> <BR> 12. During the half year ended 30 September 2025, the Bank has allotted 85,883 equity shares pursuant to the exercise of options under the approved employee stock option scheme. <BR> <BR> 13. The Bank has raised Tier II capital of Rs. 11,500 Lakhs during quarter and half year ended 30 September 2025 <BR> <BR> 14. The Bank does not have any subsidiary/ associate/ joint venture as on 30 September 2025. <BR> <BR> 15. The Bank absorbed 5,109 trained employees of M/s. ESAF Swasraya Multi State Agro Co-operative Society Limited (“ESMACO”) and paid compensation of 5,800 lakhs (inclusive of GST) being the value addition for sourcing and training the staff which otherwise the Bank would have had to incur based on an independent external valuation, which is reported as an exceptional item for the Quarter and half year ended 30 September 2024 and year ended 31 March 2025. <BR> <BR> 16.Figures for the previous period/year have been reclassified/regrouped wherever necessary, to conform to the current period classification. <BR> -26462000000341400000477890000000006325000004987000000625150000000-163133000000-55952000000-21908500000-15657000000-1830320000000000-1830320000000-1830320000000000000540000016821000000000000003373400000016967000000016967000001300000000-707060000000007071900000007071900000-95346000000-95346000001975790000010223300000ESAF Small Finance Bank Ltd******K Paul Thomas******Managing Director and CEO - KMPAny other transactionDeposit accepted 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accepted (excluding CASA)Nil028250002635000ESAF Small Finance Bank Ltd******Alok Thomas Paul******Relative of KMPAny other transactionDeposit repaid (excluding CASA)Nil19000028250002635000ESAF Small Finance Bank Ltd******Alok Thomas Paul******Relative of KMPInterest paidNil10600000ESAF Small Finance Bank Ltd******Emy Acha Paul******Relative of KMPAny other transactionDeposit accepted (excluding CASA)Nil0927000962000ESAF Small Finance Bank Ltd******Emy Acha Paul******Relative of KMPAny other transactionDeposit repaid (excluding CASA)Nil0927000962000ESAF Small Finance Bank Ltd******Emy Acha Paul******Relative of KMPInterest paidNil5700000ESAF Small Finance Bank Ltd******Beena George******Relative of KMPAny other transactionDeposit accepted (excluding CASA)Nil81500017110001832000ESAF Small Finance Bank Ltd******Beena George******Relative of KMPAny other transactionDeposit repaid (excluding CASA)Nil73400017110001832000ESAF Small Finance Bank Ltd******Beena George******Relative of 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Small Finance Bank Ltd******Cedar Retail Private Ltd******Related Company - Company in which Director /KMP /or their Relatives are membersInterest paidNil000ESAF Small Finance Bank Ltd******Dia Vikas Capital******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit accepted (excluding CASA)Nil000ESAF Small Finance Bank Ltd******Dia Vikas Capital******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit repaid (excluding CASA)Nil000ESAF Small Finance Bank Ltd******Dia Vikas Capital******Related Company - Company in which Director /KMP /or their Relatives are membersInterest paidNil000ESAF Small Finance Bank Ltd******ESAF Financial Holdings (P) Ltd******Significant InvestorAny other transactionDeposit accepted (excluding CASA)Nil140000000201472000181561000ESAF Small Finance Bank Ltd******ESAF Financial Holdings (P) Ltd******Significant InvestorAny other transactionDeposit repaid (excluding CASA)Nil160000000201472000181561000ESAF Small Finance Bank Ltd******ESAF Financial Holdings (P) Ltd******Significant InvestorInterest paidNil679300000ESAF Small Finance Bank Ltd******ESAF Financial Holdings (P) Ltd******Significant InvestorLoan0Nil0200000000200000000ESAF Small Finance Bank Ltd******ESAF Financial Holdings (P) Ltd******Significant InvestorAny other transactionInterest on Sub Debt8200000Nil1128100000ESAF Small Finance Bank Ltd******ESAF Foundation******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit accepted (excluding CASA)Nil200000003562200056895000ESAF Small Finance Bank Ltd******ESAF Foundation******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit repaid (excluding CASA)Nil03562200056895000ESAF Small Finance Bank Ltd******ESAF Foundation******Related Company - Company in which Director /KMP /or their Relatives are membersInterest paidNil1018200000ESAF Small Finance Bank Ltd******ESAF Foundation******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionCSR0Nil000ESAF Small Finance Bank Ltd******ESAF Foundation******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionRoyalty0Nil000ESAF Small Finance Bank Ltd******ESAF Foundation******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionBank GuaranteeNil500000000ESAF Small Finance Bank Ltd******ESAF Foundation******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionRoyalty PayableNil000ESAF Small Finance Bank Ltd******ESAF Foundation******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionCharityNil1165100000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupAny other transactionDeposit accepted (excluding CASA)Nil0117225000117225000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupAny other transactionDeposit repaid (excluding CASA)Nil0117225000117225000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupInterest paidNil1915000000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupAny other transactionInterest on PDINil3128500000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupAny other transactionInterest on Sub DebtNil768800000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupAny other transactionSub Debt RepaidNil4000000004000000000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupAny other transactionPDINil0480000000480000000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupAny other transactionBC Expenses2422600000Nil70426300000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupAny other transactionRetention Money PayableNil2617300000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupAny other transactionBC Expenses PayableNil1089900000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupAny other transactionInterest Payable on PDINil3145600000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupAny other transactionInterest Payable on SubdebtNil000ESAF Small Finance Bank Ltd******ESAF Swasraya Multi State Agro CO Operative Society LTD******Promoter GroupAny other transactionCorporate Facility 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transactionDeposit accepted (excluding CASA)Nil019210001993000ESAF Small Finance Bank Ltd******Lahanti Homes and Infrastructure Private Limited******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit repaid (excluding CASA)Nil019210001993000ESAF Small Finance Bank Ltd******Lahanti Homes and Infrastructure Private Limited******Related Company - Company in which Director /KMP /or their Relatives are membersInterest paidNil8000000ESAF Small Finance Bank Ltd******Lahanti Homes and Infrastructure Private Limited******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionRent350000Nil1390000000ESAF Small Finance Bank Ltd******Rhema Kisan Producer Company Ltd******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit accepted (excluding CASA)Nil000ESAF Small Finance Bank Ltd******Rhema Kisan Producer Company Ltd******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit repaid (excluding CASA)Nil000ESAF Small Finance Bank Ltd******Rhema Kisan Producer Company Ltd******Related Company - Company in which Director /KMP /or their Relatives are membersInterest paidNil000ESAF Small Finance Bank Ltd******Prachodan Development Services******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit accepted (excluding CASA)Nil000ESAF Small Finance Bank Ltd******Prachodan Development Services******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit repaid (excluding CASA)Nil000ESAF Small Finance Bank Ltd******Prachodan Development Services******Related Company - Company in which Director /KMP /or their Relatives are membersInterest paidNil000ESAF Small Finance Bank Ltd******Prachodan Development Services******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionCSRNil000ESAF Small Finance Bank Ltd******Rhema Dairy Products India Pvt Ltd******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit accepted (excluding CASA)Nil000ESAF Small Finance Bank Ltd******Rhema Dairy Products India Pvt Ltd******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit repaid (excluding CASA)Nil000ESAF Small Finance Bank Ltd******Rhema Dairy Products India Pvt Ltd******Related Company - Company in which Director /KMP /or their Relatives are membersInterest paidNil000ESAF Small Finance Bank Ltd******Sa-Dhan******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit accepted (excluding CASA)Nil090150009345000ESAF Small Finance Bank Ltd******Sa-Dhan******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit repaid (excluding CASA)Nil090150009345000ESAF Small Finance Bank Ltd******Sa-Dhan******Related Company - Company in which Director /KMP /or their Relatives are membersInterest paidNil75300000ESAF Small Finance Bank Ltd******JRK Marketing******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit accepted (excluding CASA)Nil000ESAF Small Finance Bank Ltd******JRK Marketing******Related Company - Company in which Director /KMP /or their Relatives are membersAny other transactionDeposit repaid (excluding CASA)Nil000ESAF Small Finance Bank Ltd******JRK Marketing******Related Company - Company in which Director /KMP /or their Relatives are membersInterest paidNil000ESAF Small Finance Bank Ltd******Anil Kumar******Immediate relative of Ravimohan P RAny other transactionDeposit accepted (excluding CASA)Nil0300000300000ESAF Small Finance Bank Ltd******Anil Kumar******Immediate relative of Ravimohan P RInterest 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