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Payments Bank LimitedEquity2025-04-012026-03-312025-10-292025-10-18INRLakhsQuarterlySecond quarterMulti segment2025-10-2914:05:002025-10-2917:05:00trueCash Flow IndirectNot applicabletruetrueNAYesfalsetrue2025-01-29https://web4.finobank.com/uploads/pages/corporate-governance/1739193553_RPTPolicy.pdftrue1falseThere is no default on loans and debt securities by the Company during the quarter ended September 30, 2025. Therefore, the said disclosure is not applicable.2025-07-012025-09-30AuditedStandalone0438100000163000000060110000033994000004000500000276200000564900000294720000035121000003788300000212200000002122000005870000015350000001535000001535000008322000001000.704801.841.841.841.8400000Return On Assets: <BR> <BR> 3 months ended (for the quater ended September 30, 2025): 0.35% <BR> Half year ended (for the period ended September 30, 2025): 0.78%2025-04-012025-09-30AuditedStandalone100000886900000318600000550000012111000007324100000853520000055990000011481000006368700000751680000080767000004585000000045850000012740000033110000003311000003311000008322000001000.704803.983.973.983.9700000.0001Rent, taxes and lighting65100000Printing and stationery3300000Advertisement and publicity21000000Depreciation on banks property182200000Director’s fees Allowances and expenses4200000Auditors' fees and expenses1700000Law Charges15200000Postage, Telegrams, Telephones, etc.138700000Repairs and maintenance37000000Other Expenditure2478800000Rent, taxes and lighting130300000Printing and stationery5900000Advertisement and publicity41600000Depreciation on banks property352100000Director’s fees Allowances and expenses9000000Auditors' fees and expenses3300000Law Charges34100000Postage, Telegrams, Telephones, etc.246700000Repairs and maintenance74500000Other Expenditure54712000008322000007030400000209066000008653700000581620000043239100000964600000110120000002373680000013000003320300000420410000043239100000Corporate/ Wholesale Banking0Retail Banking1261800000Treasury603000000Other Banking Operations2135600000Unallocated100000Corporate/ Wholesale Banking0Retail Banking2466900000Treasury1207300000Other Banking Operations4855300000Unallocated5700000400050000085352000000040005000008535200000Corporate/ Wholesale Banking0Retail Banking615600000Treasury433300000Other Banking Operations103600000Unallocated0Corporate/ Wholesale Banking0Retail Banking1105600000Treasury869900000Other Banking Operations325000000Unallocated011525000002300500000009403000001842000000212200000458500000Corporate/ Wholesale Banking0Retail Banking890600000Treasury33922500000Other Banking Operations3764300000Unallocated038577400000466170000043239100000Corporate/ Wholesale Banking0Retail Banking21364500000Treasury6927900000Other Banking Operations6193200000Unallocated03448560000087535000004323910000045850000004383000000005700000001700000000512300000000-353000005080000000472700000985000000144350000000071300000013722000000013722000000000000001122000000584500000000000000-69670000000-696700000000259200000000002592000000025920000093470000009347000001104190000011976600000Fino Payments Bank Limited******Fino Paytech Limited******Holding CompanyAny other transactionService Charges for facilitating bank's infrastructure and distribution network to Fino PayTech Limited28000000Approved880900014740008809000Fino Payments Bank Limited******Fino Paytech Limited******Holding CompanyAny other transactionReimbursement of Common Expenses incurred by Fino PayTech Limited35000000Approved286200001024600034328000Fino Payments Bank Limited******Fino Paytech Limited******Holding CompanyAny other transactionAvailing of Authentication services from ASA for AEPS & E-KYC6312000Approved631200000Fino Payments Bank Limited******Bharat Petroleum Corporation LTD******Promoter GroupAny other transactionRent Payment2100000Approved94800000Fino Payments Bank Limited******Bharat Petroleum Corporation LTD******Promoter GroupAny other transactionCommission for extending services12000000Approved40400000048729000Public Issues2021-11-0930000000002025-09-30falsefalseThere is no deviation/variation in the utilization of fundsfalsefalseBasavraj LoniCompany Secretary and Compliance OfficerNavi Mumbai2025-10-29Augmentation of Bank’s Tier-1 capital base to meet its future capital requirementsNot Applicable3000000000026506870000The proceeds have been utilised till 30th September 2025, for augmentation of Banks technology as per the objects of the offer.