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BANK LIMITEDEquity2024-04-012025-03-312025-04-282025-03-28INRLakhsQuarterlyFourth quarterMulti segment2025-04-2813:10:002025-04-2814:40:00trueCash Flow IndirectDeclaration of unmodified opiniontruetrueYesYesfalsetrue2024-02-13https://www.csb.co.in/pdf/Annexure-II__Policy_on_dealing_with_Related_Party_Transaction_15072024.pdffalsetrue2025-01-012025-03-31AuditedStandalone7875100000182890000068100000368000009808900000381470000013623600000609620000019634000002396500000435990000010456100000316750000060210000002565400000661000000190440000001904400000190440000017354000001000.20590.018710.9810.9810.9810.98498460000016353000000.01570.00520.0173As per PDF2024-04-012025-03-31AuditedStandalone29306400000621730000019860000024910000035971400000972060000045692000000212097000007542500000783740000015379900000365896000009102400000110710000007995300000205730000059380000000593800000059380000001735400000104150360000000.20590.018734.2334.2334.2334.23498460000016353000000.01570.00520.0149Other operating expense2396500000Other operating expense783740000017354000004324190000036861490000055462800000930770000047836270000031872800000404900000011389340000031507050000062868000007190200000478362700000Treasury2489800000Corporate/Wholesale Banking3729600000Retail Banking6728900000Other Banking Operations675300000Treasury7638000000Corporate/Wholesale Banking11216400000Retail Banking25226900000Other Banking Operations16107000001362360000045692000000001362360000045692000000Treasury591900000Corporate/Wholesale Banking481600000Retail Banking1229700000Other Banking Operations271300000Treasury1003000000Corporate/Wholesale Banking1310200000Retail Banking5107500000Other Banking Operations5988000002574500000801950000091000002420000025654000007995300000Treasury137513500000Corporate/Wholesale Banking114434700000Retail Banking225282700000Other Banking Operations462500000477693400000669300000478362700000Treasury37712800000Corporate/Wholesale Banking157953800000Retail Banking237718800000Other Banking Operations04333854000000433385400000As per PDF7995300000078730000018112000000097900000-74000000242000000271320000000-1337550000000726825000000-61072500000-58359300000-5036400000000021912000000-5255520000000-52555200000000000008200000300240000000000000022033300000019039100000001903910000000037889000000000003788900000000378890000004372900000043729000003154890000035921800000CSB BANK LIMITED******Mr. B K Divakara******Key Managerial PersonnelAny other transactionFixed Deposits placed in bankAt Actuals103720001001900010372000Rs. 103.72 lakhs is the maximum value in the account during the reporting period. The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly , loans/advances and interest income received/accrued thereon during the period are not reported.CSB BANK LIMITED******Mr. B K Divakara******Key Managerial PersonnelInterest paidValue is dependent on the counterparty39200000Deposits from any related Parties will be accepted only at compliance with Companies Act, 2013, Banking Regulation Act, 1949 and any other applicable laws and regulations and rates permitted by RBI. This is required to be disclosed as per format specified by Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. As per RBI Master Direction DBR Dir. No. 84/13.03.00/2015-16 dated March 3, 2016, Scheduled Commercial Banks shall, at their discretion, allow additional interest of one percent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of Bank's staff and their exclusive associations as well as on deposits of Chairman, Chairman and Managing Director, Executive Director or such other Executives appointed for a fixed tenure, subject to the conditions prescribed therein. The Bank, has therefore, in line with the said RBI Master Direction, paid an additional interest of 0.5% per annum on the deposits in savings account as well as fixed deposits by KMPs. The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly, loans/advances and interest income received/accrued during the period are not reported. CSB BANK LIMITED******Mr. Sijo Varghese******Key Managerial PersonnelAny other transactionFixed Deposits placed in bankAt Actuals553000527000432000Rs. 5.53 lakhs is the maximum value in the account during the reporting period. The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly , loans/advances and interest income received/accrued thereon during the period are not reported.CSB BANK LIMITED******Mr. Sijo Varghese******Key Managerial PersonnelInterest paidValue is dependent on the counterparty200000Deposits from any related Parties will be accepted only at compliance with Companies Act, 2013, Banking Regulation Act, 1949 and any other applicable laws and regulations and rates permitted by RBI. This is required to be disclosed as per format specified by Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. As per RBI Master Direction DBR Dir. No. 84/13.03.00/2015-16 dated March 3, 2016, Scheduled Commercial Banks shall, at their discretion, allow additional interest of one percent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of Bank's staff and their exclusive associations as well as on deposits of Chairman, Chairman and Managing Director, Executive Director or such other Executives appointed for a fixed tenure, subject to the conditions prescribed therein. The Bank, has therefore, in line with the said RBI Master Direction, paid an additional interest of 0.5% per annum on the deposits in savings account as well as fixed deposits by KMPs. The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly, loans/advances and interest income received/accrued during the period are not reported. CSB BANK LIMITED******Ms. Annie Varghese******Relative of Key Managerial PersonnelAny other transactionFixed Deposits placed in bankAt Actuals1280001250000Rs. 1.28 lakhs is the maximum value in the account during the reporting period. The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly , loans/advances and interest income received/accrued thereon during the period are not reported.CSB BANK LIMITED******Ms. Annie Varghese******Relative of Key Managerial PersonnelInterest paidValue is dependent on the counterparty300000Deposits from any related Parties will be accepted only at compliance with Companies Act, 2013, Banking Regulation Act, 1949 and any other applicable laws and regulations and rates permitted by RBI. This is required to be disclosed as per format specified by Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. As per RBI Master Direction DBR Dir. No. 84/13.03.00/2015-16 dated March 3, 2016, Scheduled Commercial Banks shall, at their discretion, allow additional interest of one percent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of Bank's staff and their exclusive associations as well as on deposits of Chairman, Chairman and Managing Director, Executive Director or such other Executives appointed for a fixed tenure, subject to the conditions prescribed therein. The Bank, has therefore, in line with the said RBI Master Direction, paid an additional interest of 0.5% per annum on the deposits in savings account as well as fixed deposits by KMPs. The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly, loans/advances and interest income received/accrued during the period are not reported. CSB BANK LIMITED******Mstr. Aaron Sijo******Relative of Key Managerial PersonnelAny other transactionFixed Deposits placed in bankAt Actuals28000280000Rs. 0.28 lakhs is the maximum value in the account during the reporting period. The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly , loans/advances and interest income received/accrued thereon during the period are not reported.CSB BANK LIMITED******Mstr. Aaron Sijo******Relative of Key Managerial PersonnelInterest paidValue is dependent on the counterparty100000Deposits from any related Parties will be accepted only at compliance with Companies Act, 2013, Banking Regulation Act, 1949 and any other applicable laws and regulations and rates permitted by RBI. This is required to be disclosed as per format specified by Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. As per RBI Master Direction DBR Dir. No. 84/13.03.00/2015-16 dated March 3, 2016, Scheduled Commercial Banks shall, at their discretion, allow additional interest of one percent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of Bank's staff and their exclusive associations as well as on deposits of Chairman, Chairman and Managing Director, Executive Director or such other Executives appointed for a fixed tenure, subject to the conditions prescribed therein. The Bank, has therefore, in line with the said RBI Master Direction, paid an additional interest of 0.5% per annum on the deposits in savings account as well as fixed deposits by KMPs. The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly, loans/advances and interest income received/accrued during the period are not reported. CSB BANK LIMITED******IIFL Capital Services Limited (Formerly known as IIFL Securities Ltd)******Promoter GroupAny other transactionCommission received1000000At Actuals32300000The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly, loans/advances and interest income received/accrued during the period are not reported. CSB BANK LIMITED******FIH Mauritius Investments Ltd******PromoterAny other transactionForeign Exchange Transaction - Inward Remitance50000000000At Actuals695608500000Shareholders of the Bank vide resolution passed at the Annual General Meeting of the Bank held on August 23, 2024 had approved for continuing the Material Related Party Transactions in the nature of permitted foreign exchange transactions including International cross border transaction wherein the Bank act as an authorised dealer in foreign exchange, with FIH Mauritius Investments Ltd, promoter of the Bank. The value of transaction reported in respect of foreign exchange transaction represent the total volume of transactions undertaken by the Bank. The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly, loans/advances and interest income received/accrued during the period are not reported. CSB BANK LIMITED******FIH Mauritius Investments Ltd******PromoterAny other transactionCommission receivedAt Actuals24800000Represents the margin amount collected for the foreign exchange transaction. The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly, loans/advances and interest income received/accrued during the period are not reported. CSB BANK LIMITED******FIH Private Investments Ltd******Promoter GroupAny other transactionForeign Exchange Transaction - Outward Remitance50000000000At Actuals696000000000Shareholders of the Bank vide resolution passed at the Annual General Meeting of the Bank held on August 23, 2024 had approved for continuing the Material Related Party Transactions in the nature of permitted foreign exchange transactions including International cross border transaction wherein the Bank act as an authorised dealer in foreign exchange, with FIH Private Investments Ltd, an entity forming part of the promoter group of the Bank. The value of transaction reported in respect of foreign exchange transaction represent the total volume of transactions undertaken by the Bank. The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly, loans/advances and interest income received/accrued during the period are not reported. CSB BANK LIMITED******FIH Private Investments Ltd******Promoter GroupAny other transactionCommission receivedAt Actuals8300000Represents the margin amount collected for the foreign exchange transaction. The above disclosure on Related Party transactions is pursuant to regulation 23(9) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Transaction involving loans, advances or investments made or given by listed banks are exempted from disclosure. Accordingly, loans/advances and interest income received/accrued during the period are not reported. 13928218000AuditedtrueM/s. Walker Chandiok & Co LLP, Chartered Accountantstrue2025-05-31M/s. Sundaram & Srinivasantrue2027-09-30000055462800000Note 1: Represents total borrowings.