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Payments Bank LimitedEquity2024-04-012025-03-312025-04-282025-04-18INRLakhsQuarterlyFourth quarterMulti segment2025-04-2814:45:002025-04-2817:05:00trueCash Flow IndirectDeclaration of unmodified opiniontruetrueNAYesfalsetrue2025-01-29https://web4.finobank.com/uploads/pages/corporate-governance/1739193553_RPTPolicy.pdftrue1falseThere is no default on loans and debt securities by the Company during the quarter ended March 31, 2025. Therefore, the said disclosure is not applicable.2025-01-012025-03-31AuditedStandalone0397600000126700000350000052780000044071000004934900000259900000549300000382870000043780000004637900000297000000002970000005700000024000000002400000002400000008322000001000.738702.892.882.892.8800000.0001Return on Assets: <BR> <BR> 3 months ended (For quarter ended March 31, 2025): 0.60% <BR> 12 months ended (For Year ended March 31, 2025) : 2.43% <BR> 2024-04-012025-03-31AuditedStandalone1000001517400000429400000540000019523000001651870000018471000000100580000020658000001431590000016381700000173875000001083500000001083500000158200000925300000092530000092530000083220000010636080000000.7387011.1211.0811.1211.0800000.0002Rent, taxes and lighting61200000Printing and stationery600000Advertisement and publicity29500000Depreciation on banks property164600000Director’s fees Allowances and expenses4400000Auditors' fees and expenses1700000Law Charges23300000Postage, Telegrams, Telephones, etc.124500000Repairs and maintenance34000000Other Expenditure3384900000Rent, taxes and lighting217700000Printing and stationery28900000Advertisement and publicity120400000Depreciation on banks property621500000Director’s fees Allowances and expenses16700000Auditors' fees and expenses6600000Law Charges69400000Postage, Telegrams, Telephones, etc.441100000Repairs and maintenance121500000Other Expenditure126721000008322000006636600000193944000008394600000680150000042059300000182860000092133000002388130000017000002975800000415860000042059300000Corporate/ Wholesale Banking0Retail Banking1183700000Treasury524200000Other Banking Operations3223400000Unallocated3600000Corporate/ Wholesale Banking0Retail Banking4238100000Treasury1946700000Other Banking Operations12280100000Unallocated6100000493490000018471000000493490000018471000000Corporate/ Wholesale Banking0Retail Banking572000000Treasury376300000Other Banking Operations337600000Unallocated0Corporate/ Wholesale Banking0Retail Banking1803700000Treasury1327600000Other Banking Operations1365700000Unallocated0128590000044970000000098890000034135000002970000001083500000Corporate/ Wholesale Banking0Retail Banking823700000Treasury32991700000Other Banking Operations3747900000Unallocated037563300000449600000042059300000Corporate/ Wholesale Banking0Retail Banking19957000000Treasury6851500000Other Banking Operations7055500000Unallocated0338640000008195300000420593000001083500000065400000000012420000005030000000828500000000-653480000055124000000-1022400000-1939000008896000000001277000000761900000007619000000000000005474000006000001097700000000000000-164450000000-164450000090000000126810000000000126900000000126900000038640000003864000001065550000011041900000Fino Payments Bank Limited******Fino Paytech Limited******Holding CompanyAny other transactionService Charges for facilitating bank's infrastructure and distribution network to Fino PayTech Limited28000000Approved849400089500001474000Fino Payments Bank Limited******Fino Finance Private Limited******Fellow SubsidiaryAny other transactionCash Management Services0Approved000Fino Payments Bank Limited******Fino Paytech Limited******Holding CompanyAny other transactionReimbursement of Common Expenses incurred by Fino PayTech Limited35000000Approved13832000010246000Fino Payments Bank Limited******Fino Paytech Limited******Holding CompanyAny other transactionAvailing of Authentication services from ASA for AEPS & E-KYC13184000Approved725700000Fino Payments Bank Limited******Mr. Rishi Gupta******Managing Director and Chief Executing OfficerRemunerationApproved110830000040666000AuditedtrueM/s. A P Sanzgiri & Cotrue2025-05-31Public Issues2021-11-0930000000002025-03-31falsefalseThere is no deviation/variation in the utilization of fundsfalsefalseBasavraj LoniCompany Secretary and Compliance OfficerNavi Mumbai2025-04-28Augmentation of Bank’s Tier-1 capital base to meet its future capital requirementsNot Applicable30000000000231512300001. The proceeds have been utilised till 31st March 2025, for augmentation of Banks technology as per the objects of the offer. <br></br> <br></br> 2. Please note that during the quarter ended March 31, 2025, the Bank has not raised any funds by way of public issue, rights issue, preferential issue, qualified institutions placement etc. However, the Bank has raised fund by way of public issue on 09-11-2021.