<?xml version="1.0" encoding="UTF-8"?>
<xbrli:xbrl xmlns:in-capmkt="http://www.bseindia.com/xbrl/2020-03-31/in-capmkt" xmlns:in-capmkt-ent="http://www.bseindia.com/xbrl/GeneralInsurance/2020-03-31/in-capmkt/in-capmkt-ent" xmlns:in-capmkt-roles="http://www.bseindia.com/xbrl/GeneralInsurance/2020-03-31/in-capmkt-roles" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.xbrl.org/2003/XLink">
<link:schemaRef xlink:type="simple" xlink:href="in-capmkt-ent-2020-03-31.xsd"/>
<xbrli:context id="OneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context>
<xbrli:context id="OneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context>
<xbrli:context id="FourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context>
<xbrli:context id="FourI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context>
<xbrli:context id="OneOtherIncome01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherIncomeAxis">OtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherIncome02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherIncomeAxis">OtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherIncome03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherIncomeAxis">OtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherIncome01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherIncomeAxis">OtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherIncome02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherIncomeAxis">OtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherIncome03MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherIncomeAxis">OtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">OtherOperatingExpenses1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneOtherOperatingExpenses02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">OtherOperatingExpenses1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">OtherOperatingExpenses1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourOtherOperatingExpenses02MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfOtherOperatingExpensesAxis">OtherOperatingExpenses1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OneShareholdersAccountOtherIncome01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfShareholdersAccountOtherIncomeAxis">ShareholdersAccountOtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FourShareholdersAccountOtherIncome01MemberD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:DetailsOfShareholdersAccountOtherIncomeAxis">ShareholdersAccountOtherIncome1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FireContextOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:FireMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MarineContextOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:MarineMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthIncludingPersonalAccidentContextOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:HealthIncludingPersonalAccidentMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthRetailContextOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:HealthRetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGroupContextOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:HealthGroupMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGovernmentSchemesContextOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:HealthGovernmentSchemesMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MotorContextOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:MotorMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="RetailContextOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:RetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="GroupAndCorporateContextOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:GroupAndCorporateMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OtherReportableSegments01ContextOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:OtherReportableSegments1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FireContextFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:FireMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MarineContextFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:MarineMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthIncludingPersonalAccidentContextFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:HealthIncludingPersonalAccidentMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthRetailContextFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:HealthRetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGroupContextFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:HealthGroupMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGovernmentSchemesContextFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:HealthGovernmentSchemesMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MotorContextFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:MotorMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="RetailContextFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:RetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="GroupAndCorporateContextFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:GroupAndCorporateMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OtherReportableSegments01ContextFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentRevenueAxis">in-capmkt:OtherReportableSegments1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FireContextPremiumDefOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:FireMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MarineContextPremiumDefOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:MarineMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthIncludingPersonalAccidentContextPremiumDefOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:HealthIncludingPersonalAccidentMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthRetailContextPremiumDefOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:HealthRetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGroupContextPremiumDefOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:HealthGroupMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGovernmentSchemesContextPremiumDefOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:HealthGovernmentSchemesMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MotorContextPremiumDefOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:MotorMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="RetailContextPremiumDefOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:RetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="GroupAndCorporateContextPremiumDefOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:GroupAndCorporateMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OtherReportableSegments01ContextPremiumDefOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:OtherReportableSegments1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="UnallocatedContextPremiumDefOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:UnallocatedMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FireContextPremiumDefFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:FireMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MarineContextPremiumDefFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:MarineMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthIncludingPersonalAccidentContextPremiumDefFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:HealthIncludingPersonalAccidentMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthRetailContextPremiumDefFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:HealthRetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGroupContextPremiumDefFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:HealthGroupMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGovernmentSchemesContextPremiumDefFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:HealthGovernmentSchemesMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MotorContextPremiumDefFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:MotorMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="RetailContextPremiumDefFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:RetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="GroupAndCorporateContextPremiumDefFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:GroupAndCorporateMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OtherReportableSegments01ContextPremiumDefFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:OtherReportableSegments1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="UnallocatedContextPremiumDefFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentPremiumDeficiencyAxis">in-capmkt:UnallocatedMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FireContextUnderwritingProfLossOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:FireMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MarineContextUnderwritingProfLossOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:MarineMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthIncludingPersonalAccidentContextUnderwritingProfLossOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:HealthIncludingPersonalAccidentMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthRetailContextUnderwritingProfLossOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:HealthRetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGroupContextUnderwritingProfLossOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:HealthGroupMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGovernmentSchemesContextUnderwritingProfLossOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:HealthGovernmentSchemesMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MotorContextUnderwritingProfLossOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:MotorMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="RetailContextUnderwritingProfLossOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:RetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="GroupAndCorporateContextUnderwritingProfLossOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:GroupAndCorporateMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OtherReportableSegments01ContextUnderwritingProfLossOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:OtherReportableSegments1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="UnallocatedContextUnderwritingProfLossOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:UnallocatedMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FireContextUnderwritingProfLossFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:FireMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MarineContextUnderwritingProfLossFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:MarineMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthIncludingPersonalAccidentContextUnderwritingProfLossFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:HealthIncludingPersonalAccidentMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthRetailContextUnderwritingProfLossFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:HealthRetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGroupContextUnderwritingProfLossFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:HealthGroupMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGovernmentSchemesContextUnderwritingProfLossFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:HealthGovernmentSchemesMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MotorContextUnderwritingProfLossFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:MotorMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="RetailContextUnderwritingProfLossFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:RetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="GroupAndCorporateContextUnderwritingProfLossFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:GroupAndCorporateMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OtherReportableSegments01ContextUnderwritingProfLossFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:OtherReportableSegments1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="UnallocatedContextUnderwritingProfLossFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentUnderwritingProfitOrLossAxis">in-capmkt:UnallocatedMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FireContextOperatingPLOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:FireMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MarineContextOperatingPLOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:MarineMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthIncludingPersonalAccidentContextOperatingPLOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:HealthIncludingPersonalAccidentMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthRetailContextOperatingPLOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:HealthRetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGroupContextOperatingPLOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:HealthGroupMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGovernmentSchemesContextOperatingPLOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:HealthGovernmentSchemesMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MotorContextOperatingPLOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:MotorMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="RetailContextOperatingPLOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:RetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="GroupAndCorporateContextOperatingPLOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:GroupAndCorporateMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OtherReportableSegments01ContextOperatingPLOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:OtherReportableSegments1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="UnallocatedContextOperatingPLOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:UnallocatedMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FireContextOperatingPLFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:FireMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MarineContextOperatingPLFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:MarineMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthIncludingPersonalAccidentContextOperatingPLFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:HealthIncludingPersonalAccidentMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthRetailContextOperatingPLFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:HealthRetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGroupContextOperatingPLFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:HealthGroupMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGovernmentSchemesContextOperatingPLFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:HealthGovernmentSchemesMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MotorContextOperatingPLFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:MotorMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="RetailContextOperatingPLFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:RetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="GroupAndCorporateContextOperatingPLFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:GroupAndCorporateMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OtherReportableSegments01ContextOperatingPLFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:OtherReportableSegments1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="UnallocatedContextOperatingPLFourD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentOperatingProfitOrLossAxis">in-capmkt:UnallocatedMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FireContextTechLiabilityOneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNetAxis">in-capmkt:FireMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MarineContextTechLiabilityOneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNetAxis">in-capmkt:MarineMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthIncludingPersonalAccidentContextTechLiabilityOneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNetAxis">in-capmkt:HealthIncludingPersonalAccidentMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthRetailContextTechLiabilityOneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNetAxis">in-capmkt:HealthRetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGroupContextTechLiabilityOneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNetAxis">in-capmkt:HealthGroupMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGovernmentSchemesContextTechLiabilityOneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNetAxis">in-capmkt:HealthGovernmentSchemesMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MotorContextTechLiabilityOneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNetAxis">in-capmkt:MotorMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="RetailContextTechLiabilityOneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNetAxis">in-capmkt:RetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="GroupAndCorporateContextTechLiabilityOneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNetAxis">in-capmkt:GroupAndCorporateMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OtherReportableSegments01ContextTechLiabilityOneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNetAxis">in-capmkt:OtherReportableSegments1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OtherReportableSegments01ContextTechLiabilityOneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNetAxis">in-capmkt:OtherReportableSegments1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="UnallocatedContextTechLiabilityOneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNetAxis">in-capmkt:UnallocatedMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="FireContextTechLiabilityIBNEROneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNERAxis">in-capmkt:FireMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MarineContextTechLiabilityIBNEROneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNERAxis">in-capmkt:MarineMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthIncludingPersonalAccidentContextTechLiabilityIBNEROneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNERAxis">in-capmkt:HealthIncludingPersonalAccidentMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthRetailContextTechLiabilityIBNEROneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNERAxis">in-capmkt:HealthRetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGroupContextTechLiabilityIBNEROneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNERAxis">in-capmkt:HealthGroupMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="HealthGovernmentSchemesContextTechLiabilityIBNEROneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNERAxis">in-capmkt:HealthGovernmentSchemesMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="MotorContextTechLiabilityIBNEROneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNERAxis">in-capmkt:MotorMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="RetailContextTechLiabilityIBNEROneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNERAxis">in-capmkt:RetailMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="GroupAndCorporateContextTechLiabilityIBNEROneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNERAxis">in-capmkt:GroupAndCorporateMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OtherReportableSegments01ContextTechLiabilityIBNEROneD"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNERAxis">in-capmkt:OtherReportableSegments1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="OtherReportableSegments01ContextTechLiabilityIBNEROneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNERAxis">in-capmkt:OtherReportableSegments1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:context id="UnallocatedContextTechLiabilityIBNEROneI"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">GODIGIT</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNERAxis">in-capmkt:UnallocatedMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context>
<xbrli:unit id="INR"><xbrli:measure>iso4217:INR</xbrli:measure></xbrli:unit><xbrli:unit id="pure"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit><xbrli:unit id="shares"><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unit><xbrli:unit id="INRPerShare"><xbrli:divide><xbrli:unitNumerator><xbrli:measure>iso4217:INR</xbrli:measure></xbrli:unitNumerator><xbrli:unitDenominator><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unitDenominator></xbrli:divide></xbrli:unit>
<in-capmkt:ScripCode contextRef="OneI">544179</in-capmkt:ScripCode>
<in-capmkt:NSESymbol contextRef="OneI">GODIGIT</in-capmkt:NSESymbol>
<in-capmkt:MSEISymbol contextRef="OneI">NOTLISTED</in-capmkt:MSEISymbol>
<in-capmkt:ISIN contextRef="OneI">INE03JT01014</in-capmkt:ISIN>
<in-capmkt:NameOfTheCompany contextRef="OneI">Go Digit General Insurance Limited</in-capmkt:NameOfTheCompany>
<in-capmkt:TypeOfInsurance contextRef="OneI">Non-Linked Policy</in-capmkt:TypeOfInsurance>
<in-capmkt:DateOfStartOfFinancialYear contextRef="OneI">2024-04-01</in-capmkt:DateOfStartOfFinancialYear>
<in-capmkt:DateOfEndOfFinancialYear contextRef="OneI">2025-03-31</in-capmkt:DateOfEndOfFinancialYear>
<in-capmkt:DateOfBoardMeetingWhenFinancialResultsWereApproved contextRef="OneI">2025-01-22</in-capmkt:DateOfBoardMeetingWhenFinancialResultsWereApproved>
<in-capmkt:DateOnWhichPriorIntimationOfTheMeetingForConsideringFinancialResultsWasInformedToTheExchange contextRef="OneI">2025-01-03</in-capmkt:DateOnWhichPriorIntimationOfTheMeetingForConsideringFinancialResultsWasInformedToTheExchange>
<in-capmkt:DescriptionOfPresentationCurrency contextRef="OneI">INR</in-capmkt:DescriptionOfPresentationCurrency>
<in-capmkt:LevelOfRoundingUsedInFinancialStatements contextRef="OneI">Lakhs</in-capmkt:LevelOfRoundingUsedInFinancialStatements>
<in-capmkt:ReportingQuarter contextRef="OneI">Third quarter</in-capmkt:ReportingQuarter>
<in-capmkt:NatureOfReportStandaloneConsolidated contextRef="OneI">Standalone</in-capmkt:NatureOfReportStandaloneConsolidated>
<in-capmkt:DateOfStartOfBoardMeeting contextRef="OneI">2025-01-22</in-capmkt:DateOfStartOfBoardMeeting>
<in-capmkt:StartTimeOfBoardMeeting contextRef="OneI">17:10:00</in-capmkt:StartTimeOfBoardMeeting>
<in-capmkt:DateOfEndOfBoardMeeting contextRef="OneI">2025-01-22</in-capmkt:DateOfEndOfBoardMeeting>
<in-capmkt:EndTimeOfBoardMeeting contextRef="OneI">18:08:00</in-capmkt:EndTimeOfBoardMeeting>
<in-capmkt:WhetherCashFlowStatementIsApplicableOnCompany contextRef="OneD">false</in-capmkt:WhetherCashFlowStatementIsApplicableOnCompany>
<in-capmkt:DeclarationOfUnmodifiedOpinionOrStatementOnImpactOfAuditQualification contextRef="OneI">Not applicable</in-capmkt:DeclarationOfUnmodifiedOpinionOrStatementOnImpactOfAuditQualification>
<in-capmkt:DateOfStartOfReportingPeriod contextRef="OneI">2024-10-01</in-capmkt:DateOfStartOfReportingPeriod>
<in-capmkt:DateOfEndOfReportingPeriod contextRef="OneI">2024-12-31</in-capmkt:DateOfEndOfReportingPeriod>
<in-capmkt:WhetherResultsAreAuditedOrUnaudited contextRef="OneI">Unaudited</in-capmkt:WhetherResultsAreAuditedOrUnaudited>
<in-capmkt:GrossPremiumsWritten contextRef="OneD" unitRef="INR" decimals="-5">26767800000.00</in-capmkt:GrossPremiumsWritten>
<in-capmkt:NetPremiumWritten contextRef="OneD" unitRef="INR" decimals="-5">22423700000.00</in-capmkt:NetPremiumWritten>
<in-capmkt:PremiumEarned contextRef="OneD" unitRef="INR" decimals="-5">20841400000.00</in-capmkt:PremiumEarned>
<in-capmkt:IncomeFromInvestmentsNet contextRef="OneD" unitRef="INR" decimals="-5">2876500000.00</in-capmkt:IncomeFromInvestmentsNet>
<in-capmkt:OtherIncome contextRef="OneD" unitRef="INR" decimals="-5">700000.00</in-capmkt:OtherIncome>
<in-capmkt:OperatingIncome contextRef="OneD" unitRef="INR" decimals="-5">23718600000.00</in-capmkt:OperatingIncome>
<in-capmkt:CommissionsAndBrokerageNet contextRef="OneD" unitRef="INR" decimals="-5">5430200000.00</in-capmkt:CommissionsAndBrokerageNet>
<in-capmkt:NetCommission contextRef="OneD" unitRef="INR" decimals="-5">5430200000.00</in-capmkt:NetCommission>
<in-capmkt:EmployeesRemunerationAndWelfareExpenses contextRef="OneD" unitRef="INR" decimals="-5">862000000.00</in-capmkt:EmployeesRemunerationAndWelfareExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneD" unitRef="INR" decimals="-5">1597100000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:OperatingExpensesRelatedToInsuranceBusiness contextRef="OneD" unitRef="INR" decimals="-5">2459100000.00</in-capmkt:OperatingExpensesRelatedToInsuranceBusiness>
<in-capmkt:PremiumDeficiency contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:ClaimsPaid contextRef="OneD" unitRef="INR" decimals="-5">9487700000.00</in-capmkt:ClaimsPaid>
<in-capmkt:ChangeInOutstandingClaims contextRef="OneD" unitRef="INR" decimals="-5">5711900000.00</in-capmkt:ChangeInOutstandingClaims>
<in-capmkt:IncurredClaims contextRef="OneD" unitRef="INR" decimals="-5">15199600000.00</in-capmkt:IncurredClaims>
<in-capmkt:OperatingExpenses contextRef="OneD" unitRef="INR" decimals="-5">23088900000.00</in-capmkt:OperatingExpenses>
<in-capmkt:UnderwritingProfitOrLoss contextRef="OneD" unitRef="INR" decimals="-5">-2247500000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:ProvisionsForDoubtfulDebtsIncludingBadDebtsWrittenOff contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:ProvisionsForDoubtfulDebtsIncludingBadDebtsWrittenOff>
<in-capmkt:ProvisionsForDiminutionInValueOfInvestments contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:ProvisionsForDiminutionInValueOfInvestments>
<in-capmkt:OperatingProfitOrLoss contextRef="OneD" unitRef="INR" decimals="-5">629700000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:TransferToProfitAndLossAccount contextRef="OneD" unitRef="INR" decimals="-5">629700000.00</in-capmkt:TransferToProfitAndLossAccount>
<in-capmkt:TransferToReserves contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:TransferToReserves>
<in-capmkt:ShareholdersAccountTransferFromPolicyholdersFund contextRef="OneD" unitRef="INR" decimals="-5">629700000.00</in-capmkt:ShareholdersAccountTransferFromPolicyholdersFund>
<in-capmkt:ShareholdersAccountIncomeFromInvestments contextRef="OneD" unitRef="INR" decimals="-5">645900000.00</in-capmkt:ShareholdersAccountIncomeFromInvestments>
<in-capmkt:ShareholdersAccountOtherIncome contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:ShareholdersAccountOtherIncome>
<in-capmkt:IncomeInShareholdersAccount contextRef="OneD" unitRef="INR" decimals="-5">1275600000.00</in-capmkt:IncomeInShareholdersAccount>
<in-capmkt:NonOperatingExpensesOtherThanThoseRelatedToInsuranceBusiness contextRef="OneD" unitRef="INR" decimals="-5">90400000.00</in-capmkt:NonOperatingExpensesOtherThanThoseRelatedToInsuranceBusiness>
<in-capmkt:NonOperatingProvisionsForDoubtfulDebtsIncludingBadDebtsWrittenOff contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:NonOperatingProvisionsForDoubtfulDebtsIncludingBadDebtsWrittenOff>
<in-capmkt:NonOperatingProvisionsForDiminutionInValueOfInvestments contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:NonOperatingProvisionsForDiminutionInValueOfInvestments>
<in-capmkt:NonOperatingExpense contextRef="OneD" unitRef="INR" decimals="-5">90400000.00</in-capmkt:NonOperatingExpense>
<in-capmkt:ProfitOrLossBeforeExtraordinaryItems contextRef="OneD" unitRef="INR" decimals="-5">1185200000.00</in-capmkt:ProfitOrLossBeforeExtraordinaryItems>
<in-capmkt:ExtraordinaryItems contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:ExtraordinaryItems>
<in-capmkt:ProfitOrLossBeforeTax contextRef="OneD" unitRef="INR" decimals="-5">1185200000.00</in-capmkt:ProfitOrLossBeforeTax>
<in-capmkt:ProvisionForTax contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:ProvisionForTax>
<in-capmkt:ProfitLossAfterTax contextRef="OneD" unitRef="INR" decimals="-5">1185200000.00</in-capmkt:ProfitLossAfterTax>
<in-capmkt:InterimDividend contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:InterimDividend>
<in-capmkt:FinalDividend contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:FinalDividend>
<in-capmkt:OpeningBalanceAndApproproationsFromPATNet contextRef="OneI" unitRef="INR" decimals="-5">0.00</in-capmkt:OpeningBalanceAndApproproationsFromPATNet>
<in-capmkt:ProfitLossCarriedToBalanceSheet contextRef="OneD" unitRef="INR" decimals="-5">1185200000.00</in-capmkt:ProfitLossCarriedToBalanceSheet>
<in-capmkt:PaidUpEquityCapital contextRef="OneI" unitRef="INR" decimals="-5">9222400000.00</in-capmkt:PaidUpEquityCapital>
<in-capmkt:ReserveAndSurplus contextRef="OneD" unitRef="INR" decimals="-5">30304300000.00</in-capmkt:ReserveAndSurplus>
<in-capmkt:FairValueChangeAccountAndRevaluationReserve contextRef="OneI" unitRef="INR" decimals="-5">2461500000.00</in-capmkt:FairValueChangeAccountAndRevaluationReserve>
<in-capmkt:ShareholderFund contextRef="OneI" unitRef="INR" decimals="-5">37561700000.00</in-capmkt:ShareholderFund>
<in-capmkt:PolicyholdersFund contextRef="OneI" unitRef="INR" decimals="-5">150410500000.00</in-capmkt:PolicyholdersFund>
<in-capmkt:Investments contextRef="OneI" unitRef="INR" decimals="-5">187972200000.00</in-capmkt:Investments>
<in-capmkt:OtherAssetsNetOfCurrentLiabilitiesAndProvisions contextRef="OneI" unitRef="INR" decimals="-5">-142482000000.00</in-capmkt:OtherAssetsNetOfCurrentLiabilitiesAndProvisions>
<in-capmkt:Assets contextRef="OneI" unitRef="INR" decimals="-5">45490200000.00</in-capmkt:Assets>
<in-capmkt:SolvencyRatio contextRef="OneD" unitRef="pure" decimals="INF">0.02</in-capmkt:SolvencyRatio>
<in-capmkt:ExpensesOfManagementRatio contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:ExpensesOfManagementRatio>
<in-capmkt:IncurredClaimRatio contextRef="OneD" unitRef="pure" decimals="INF">0.01</in-capmkt:IncurredClaimRatio>
<in-capmkt:NetRetentionRatio contextRef="OneD" unitRef="pure" decimals="INF">0.01</in-capmkt:NetRetentionRatio>
<in-capmkt:CombinedRatio contextRef="OneD" unitRef="pure" decimals="INF">0.01</in-capmkt:CombinedRatio>
<in-capmkt:BasicAndDilutedEPSBeforeExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized contextRef="OneD" unitRef="INRPerShare" decimals="INF">1.29</in-capmkt:BasicAndDilutedEPSBeforeExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized>
<in-capmkt:BasicAndDilutedEPSAfterExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized contextRef="OneD" unitRef="INRPerShare" decimals="INF">1.28</in-capmkt:BasicAndDilutedEPSAfterExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized>
<in-capmkt:GrossNPAsPolicyholdersFund contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:GrossNPAsPolicyholdersFund>
<in-capmkt:NetNPAsPolicyholdersFund contextRef="OneD" unitRef="INR" decimals="-5">0.00</in-capmkt:NetNPAsPolicyholdersFund>
<in-capmkt:PercentageOfGrossNPAsPolicyholdersFund contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:PercentageOfGrossNPAsPolicyholdersFund>
<in-capmkt:PercentageOfNetNPAsPolicyholdersFund contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:PercentageOfNetNPAsPolicyholdersFund>
<in-capmkt:WithoutUnrealizedGains contextRef="OneD" unitRef="INR" decimals="-5">2000.00</in-capmkt:WithoutUnrealizedGains>
<in-capmkt:WithUnrealisedGains contextRef="OneD" unitRef="INR" decimals="-5">2000.00</in-capmkt:WithUnrealisedGains>
<in-capmkt:NumberOfShares contextRef="OneI" unitRef="shares" decimals="INF">247340908</in-capmkt:NumberOfShares>
<in-capmkt:PercentageOfShareholding contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:PercentageOfShareholding>
<in-capmkt:PercentageOfGovernmentHolding contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:PercentageOfGovernmentHolding>
<in-capmkt:NoOfInvestorComplaintsPendingAtTheBeginningOfThePeriod contextRef="OneI" unitRef="pure" decimals="INF">0</in-capmkt:NoOfInvestorComplaintsPendingAtTheBeginningOfThePeriod>
<in-capmkt:NoOfInvestorComplaintsDuringThePeriod contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:NoOfInvestorComplaintsDuringThePeriod>
<in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod contextRef="OneD" unitRef="pure" decimals="INF">0</in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod>
<in-capmkt:NoOfInvestorComplaintsRemainingUnresolvedAtTheEndOfThePeriod contextRef="OneI" unitRef="pure" decimals="INF">0</in-capmkt:NoOfInvestorComplaintsRemainingUnresolvedAtTheEndOfThePeriod>
<in-capmkt:DisclosureOfNotesOnFinancialResultsExplanatoryTextBlock contextRef="OneD">1. Net of reinsurance  (Including Excess of Loss Reinsurance ceded)   2. Net of accretion/amortisation (including capital gains)   3.Commission is net of commission received on reinsurance ceded   4.Incurred claims are net of reinsurance recoveries   5.Analytical ratios have been calculated as per definiton given in IRDAI analytical ratios disclosures   5a.Solvency has been computed at  last day of the period   5b.The Expenses of Management has been computed on the basis of Gross Direct Premium   6.Not Annualized for the periods / quarters.   7.Net of Debit balance in Profit &amp; Loss account and includes ESOP Reserve.</in-capmkt:DisclosureOfNotesOnFinancialResultsExplanatoryTextBlock>
<in-capmkt:DateOfStartOfReportingPeriod contextRef="FourI">2024-04-01</in-capmkt:DateOfStartOfReportingPeriod>
<in-capmkt:DateOfEndOfReportingPeriod contextRef="FourI">2024-12-31</in-capmkt:DateOfEndOfReportingPeriod>
<in-capmkt:WhetherResultsAreAuditedOrUnaudited contextRef="FourI">Unaudited</in-capmkt:WhetherResultsAreAuditedOrUnaudited>
<in-capmkt:GrossPremiumsWritten contextRef="FourD" unitRef="INR" decimals="-5">77057600000.00</in-capmkt:GrossPremiumsWritten>
<in-capmkt:NetPremiumWritten contextRef="FourD" unitRef="INR" decimals="-5">61970300000.00</in-capmkt:NetPremiumWritten>
<in-capmkt:PremiumEarned contextRef="FourD" unitRef="INR" decimals="-5">57990900000.00</in-capmkt:PremiumEarned>
<in-capmkt:IncomeFromInvestmentsNet contextRef="FourD" unitRef="INR" decimals="-5">8250400000.00</in-capmkt:IncomeFromInvestmentsNet>
<in-capmkt:OtherIncome contextRef="FourD" unitRef="INR" decimals="-5">2100000.00</in-capmkt:OtherIncome>
<in-capmkt:OperatingIncome contextRef="FourD" unitRef="INR" decimals="-5">66243400000.00</in-capmkt:OperatingIncome>
<in-capmkt:CommissionsAndBrokerageNet contextRef="FourD" unitRef="INR" decimals="-5">16301000000.00</in-capmkt:CommissionsAndBrokerageNet>
<in-capmkt:NetCommission contextRef="FourD" unitRef="INR" decimals="-5">16301000000.00</in-capmkt:NetCommission>
<in-capmkt:EmployeesRemunerationAndWelfareExpenses contextRef="FourD" unitRef="INR" decimals="-5">2650500000.00</in-capmkt:EmployeesRemunerationAndWelfareExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourD" unitRef="INR" decimals="-5">4039200000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:OperatingExpensesRelatedToInsuranceBusiness contextRef="FourD" unitRef="INR" decimals="-5">6689700000.00</in-capmkt:OperatingExpensesRelatedToInsuranceBusiness>
<in-capmkt:PremiumDeficiency contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:ClaimsPaid contextRef="FourD" unitRef="INR" decimals="-5">25180700000.00</in-capmkt:ClaimsPaid>
<in-capmkt:ChangeInOutstandingClaims contextRef="FourD" unitRef="INR" decimals="-5">16216900000.00</in-capmkt:ChangeInOutstandingClaims>
<in-capmkt:IncurredClaims contextRef="FourD" unitRef="INR" decimals="-5">41397600000.00</in-capmkt:IncurredClaims>
<in-capmkt:OperatingExpenses contextRef="FourD" unitRef="INR" decimals="-5">64388300000.00</in-capmkt:OperatingExpenses>
<in-capmkt:UnderwritingProfitOrLoss contextRef="FourD" unitRef="INR" decimals="-5">-6397400000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:ProvisionsForDoubtfulDebtsIncludingBadDebtsWrittenOff contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:ProvisionsForDoubtfulDebtsIncludingBadDebtsWrittenOff>
<in-capmkt:ProvisionsForDiminutionInValueOfInvestments contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:ProvisionsForDiminutionInValueOfInvestments>
<in-capmkt:OperatingProfitOrLoss contextRef="FourD" unitRef="INR" decimals="-5">1855100000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:TransferToProfitAndLossAccount contextRef="FourD" unitRef="INR" decimals="-5">1855100000.00</in-capmkt:TransferToProfitAndLossAccount>
<in-capmkt:TransferToReserves contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:TransferToReserves>
<in-capmkt:ShareholdersAccountTransferFromPolicyholdersFund contextRef="FourD" unitRef="INR" decimals="-5">1855100000.00</in-capmkt:ShareholdersAccountTransferFromPolicyholdersFund>
<in-capmkt:ShareholdersAccountIncomeFromInvestments contextRef="FourD" unitRef="INR" decimals="-5">1520400000.00</in-capmkt:ShareholdersAccountIncomeFromInvestments>
<in-capmkt:ShareholdersAccountOtherIncome contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:ShareholdersAccountOtherIncome>
<in-capmkt:IncomeInShareholdersAccount contextRef="FourD" unitRef="INR" decimals="-5">3375500000.00</in-capmkt:IncomeInShareholdersAccount>
<in-capmkt:NonOperatingExpensesOtherThanThoseRelatedToInsuranceBusiness contextRef="FourD" unitRef="INR" decimals="-5">282200000.00</in-capmkt:NonOperatingExpensesOtherThanThoseRelatedToInsuranceBusiness>
<in-capmkt:NonOperatingProvisionsForDoubtfulDebtsIncludingBadDebtsWrittenOff contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:NonOperatingProvisionsForDoubtfulDebtsIncludingBadDebtsWrittenOff>
<in-capmkt:NonOperatingProvisionsForDiminutionInValueOfInvestments contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:NonOperatingProvisionsForDiminutionInValueOfInvestments>
<in-capmkt:NonOperatingExpense contextRef="FourD" unitRef="INR" decimals="-5">282200000.00</in-capmkt:NonOperatingExpense>
<in-capmkt:ProfitOrLossBeforeExtraordinaryItems contextRef="FourD" unitRef="INR" decimals="-5">3093300000.00</in-capmkt:ProfitOrLossBeforeExtraordinaryItems>
<in-capmkt:ExtraordinaryItems contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:ExtraordinaryItems>
<in-capmkt:ProfitOrLossBeforeTax contextRef="FourD" unitRef="INR" decimals="-5">3093300000.00</in-capmkt:ProfitOrLossBeforeTax>
<in-capmkt:ProvisionForTax contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:ProvisionForTax>
<in-capmkt:ProfitLossAfterTax contextRef="FourD" unitRef="INR" decimals="-5">3093300000.00</in-capmkt:ProfitLossAfterTax>
<in-capmkt:InterimDividend contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:InterimDividend>
<in-capmkt:FinalDividend contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:FinalDividend>
<in-capmkt:OpeningBalanceAndApproproationsFromPATNet contextRef="FourI" unitRef="INR" decimals="-5">0.00</in-capmkt:OpeningBalanceAndApproproationsFromPATNet>
<in-capmkt:ProfitLossCarriedToBalanceSheet contextRef="FourD" unitRef="INR" decimals="-5">3093300000.00</in-capmkt:ProfitLossCarriedToBalanceSheet>
<in-capmkt:PaidUpEquityCapital contextRef="FourI" unitRef="INR" decimals="-5">9222400000.00</in-capmkt:PaidUpEquityCapital>
<in-capmkt:ReserveAndSurplus contextRef="FourD" unitRef="INR" decimals="-5">30304300000.00</in-capmkt:ReserveAndSurplus>
<in-capmkt:FairValueChangeAccountAndRevaluationReserve contextRef="FourI" unitRef="INR" decimals="-5">2461500000.00</in-capmkt:FairValueChangeAccountAndRevaluationReserve>
<in-capmkt:ShareholderFund contextRef="FourI" unitRef="INR" decimals="-5">37561700000.00</in-capmkt:ShareholderFund>
<in-capmkt:PolicyholdersFund contextRef="FourI" unitRef="INR" decimals="-5">150410500000.00</in-capmkt:PolicyholdersFund>
<in-capmkt:Investments contextRef="FourI" unitRef="INR" decimals="-5">187972200000.00</in-capmkt:Investments>
<in-capmkt:OtherAssetsNetOfCurrentLiabilitiesAndProvisions contextRef="FourI" unitRef="INR" decimals="-5">-142482000000.00</in-capmkt:OtherAssetsNetOfCurrentLiabilitiesAndProvisions>
<in-capmkt:Assets contextRef="FourI" unitRef="INR" decimals="-5">45490200000.00</in-capmkt:Assets>
<in-capmkt:SolvencyRatio contextRef="FourD" unitRef="pure" decimals="INF">0.02</in-capmkt:SolvencyRatio>
<in-capmkt:ExpensesOfManagementRatio contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:ExpensesOfManagementRatio>
<in-capmkt:IncurredClaimRatio contextRef="FourD" unitRef="pure" decimals="INF">0.01</in-capmkt:IncurredClaimRatio>
<in-capmkt:NetRetentionRatio contextRef="FourD" unitRef="pure" decimals="INF">0.01</in-capmkt:NetRetentionRatio>
<in-capmkt:CombinedRatio contextRef="FourD" unitRef="pure" decimals="INF">0.01</in-capmkt:CombinedRatio>
<in-capmkt:BasicAndDilutedEPSBeforeExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized contextRef="FourD" unitRef="INRPerShare" decimals="INF">3.39</in-capmkt:BasicAndDilutedEPSBeforeExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized>
<in-capmkt:BasicAndDilutedEPSAfterExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized contextRef="FourD" unitRef="INRPerShare" decimals="INF">3.36</in-capmkt:BasicAndDilutedEPSAfterExtraordinaryItemsNetOfTaxExpenseForThePeriodNotToBeAnnualized>
<in-capmkt:GrossNPAsPolicyholdersFund contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:GrossNPAsPolicyholdersFund>
<in-capmkt:NetNPAsPolicyholdersFund contextRef="FourD" unitRef="INR" decimals="-5">0.00</in-capmkt:NetNPAsPolicyholdersFund>
<in-capmkt:PercentageOfGrossNPAsPolicyholdersFund contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:PercentageOfGrossNPAsPolicyholdersFund>
<in-capmkt:PercentageOfNetNPAsPolicyholdersFund contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:PercentageOfNetNPAsPolicyholdersFund>
<in-capmkt:WithoutUnrealizedGains contextRef="FourD" unitRef="INR" decimals="-5">5000.00</in-capmkt:WithoutUnrealizedGains>
<in-capmkt:WithUnrealisedGains contextRef="FourD" unitRef="INR" decimals="-5">6000.00</in-capmkt:WithUnrealisedGains>
<in-capmkt:NumberOfShares contextRef="FourI" unitRef="shares" decimals="INF">247340908</in-capmkt:NumberOfShares>
<in-capmkt:PercentageOfShareholding contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:PercentageOfShareholding>
<in-capmkt:PercentageOfGovernmentHolding contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:PercentageOfGovernmentHolding>
<in-capmkt:NoOfInvestorComplaintsPendingAtTheBeginningOfThePeriod contextRef="FourI" unitRef="pure" decimals="INF">0</in-capmkt:NoOfInvestorComplaintsPendingAtTheBeginningOfThePeriod>
<in-capmkt:NoOfInvestorComplaintsDuringThePeriod contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:NoOfInvestorComplaintsDuringThePeriod>
<in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod contextRef="FourD" unitRef="pure" decimals="INF">0</in-capmkt:NoOfInvestorComplaintsDisposedOffDuringThePeriod>
<in-capmkt:NoOfInvestorComplaintsRemainingUnresolvedAtTheEndOfThePeriod contextRef="FourI" unitRef="pure" decimals="INF">0</in-capmkt:NoOfInvestorComplaintsRemainingUnresolvedAtTheEndOfThePeriod>
<in-capmkt:DescriptionOfOtherIncome contextRef="OneOtherIncome01MemberD">Contribution from Shareholders Funds towards Excess EOM</in-capmkt:DescriptionOfOtherIncome>
<in-capmkt:OtherIncome contextRef="OneOtherIncome01MemberD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfOtherIncome contextRef="OneOtherIncome02MemberD">Contribution towards remuneration of MD/CEO/WTD/Other KMPs</in-capmkt:DescriptionOfOtherIncome>
<in-capmkt:OtherIncome contextRef="OneOtherIncome02MemberD" unitRef="INR" decimals="-5">500000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfOtherIncome contextRef="OneOtherIncome03MemberD">Others</in-capmkt:DescriptionOfOtherIncome>
<in-capmkt:OtherIncome contextRef="OneOtherIncome03MemberD" unitRef="INR" decimals="-5">200000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfOtherIncome contextRef="FourOtherIncome01MemberD">Contribution from Shareholders Funds towards Excess EOM</in-capmkt:DescriptionOfOtherIncome>
<in-capmkt:OtherIncome contextRef="FourOtherIncome01MemberD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfOtherIncome contextRef="FourOtherIncome02MemberD">Contribution towards remuneration of MD/CEO/WTD/Other KMPs</in-capmkt:DescriptionOfOtherIncome>
<in-capmkt:OtherIncome contextRef="FourOtherIncome02MemberD" unitRef="INR" decimals="-5">1700000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfOtherIncome contextRef="FourOtherIncome03MemberD">Others</in-capmkt:DescriptionOfOtherIncome>
<in-capmkt:OtherIncome contextRef="FourOtherIncome03MemberD" unitRef="INR" decimals="-5">400000.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses01MemberD">Business Development &amp; Sales Promotion Expenses</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses01MemberD" unitRef="INR" decimals="-5">1046700000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="OneOtherOperatingExpenses02MemberD">Other expenses</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="OneOtherOperatingExpenses02MemberD" unitRef="INR" decimals="-5">550400000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses01MemberD">Business Development &amp; Sales Promotion Expenses</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses01MemberD" unitRef="INR" decimals="-5">2366900000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfOtherOperatingExpenses contextRef="FourOtherOperatingExpenses02MemberD">Other expenses</in-capmkt:DescriptionOfOtherOperatingExpenses>
<in-capmkt:OtherOperatingExpenses contextRef="FourOtherOperatingExpenses02MemberD" unitRef="INR" decimals="-5">1672300000.00</in-capmkt:OtherOperatingExpenses>
<in-capmkt:DescriptionOfShareholdersAccountOtherIncome contextRef="OneShareholdersAccountOtherIncome01MemberD">Other income</in-capmkt:DescriptionOfShareholdersAccountOtherIncome>
<in-capmkt:ShareholdersAccountOtherIncome contextRef="OneShareholdersAccountOtherIncome01MemberD" unitRef="INR" decimals="-5">0.00</in-capmkt:ShareholdersAccountOtherIncome>
<in-capmkt:DescriptionOfShareholdersAccountOtherIncome contextRef="FourShareholdersAccountOtherIncome01MemberD">Other income</in-capmkt:DescriptionOfShareholdersAccountOtherIncome>
<in-capmkt:ShareholdersAccountOtherIncome contextRef="FourShareholdersAccountOtherIncome01MemberD" unitRef="INR" decimals="-5">0.00</in-capmkt:ShareholdersAccountOtherIncome>
<in-capmkt:NetPremium contextRef="FireContextOneD" unitRef="INR" decimals="-5">265600000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FireContextOneD" unitRef="INR" decimals="-5">55800000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="FireContextOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="MarineContextOneD" unitRef="INR" decimals="-5">12900000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="MarineContextOneD" unitRef="INR" decimals="-5">600000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="MarineContextOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="HealthIncludingPersonalAccidentContextOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="HealthIncludingPersonalAccidentContextOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="HealthIncludingPersonalAccidentContextOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="HealthRetailContextOneD" unitRef="INR" decimals="-5">167700000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="HealthRetailContextOneD" unitRef="INR" decimals="-5">9200000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="HealthRetailContextOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="HealthGroupContextOneD" unitRef="INR" decimals="-5">3171100000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="HealthGroupContextOneD" unitRef="INR" decimals="-5">172600000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="HealthGroupContextOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="HealthGovernmentSchemesContextOneD" unitRef="INR" decimals="-5">1046000000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="HealthGovernmentSchemesContextOneD" unitRef="INR" decimals="-5">82400000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="HealthGovernmentSchemesContextOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="MotorContextOneD" unitRef="INR" decimals="-5">13854200000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="MotorContextOneD" unitRef="INR" decimals="-5">2428900000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="MotorContextOneD" unitRef="INR" decimals="-5">700000.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="RetailContextOneD" unitRef="INR" decimals="-5">237800000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="RetailContextOneD" unitRef="INR" decimals="-5">19200000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="RetailContextOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="GroupAndCorporateContextOneD" unitRef="INR" decimals="-5">154000000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="GroupAndCorporateContextOneD" unitRef="INR" decimals="-5">25200000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="GroupAndCorporateContextOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OtherReportableSegments01ContextOneD">Crop</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OtherReportableSegments01ContextOneD" unitRef="INR" decimals="-5">1932100000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OtherReportableSegments01ContextOneD" unitRef="INR" decimals="-5">82600000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="OtherReportableSegments01ContextOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="FireContextFourD" unitRef="INR" decimals="-5">775300000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="FireContextFourD" unitRef="INR" decimals="-5">163400000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="FireContextFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="MarineContextFourD" unitRef="INR" decimals="-5">35900000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="MarineContextFourD" unitRef="INR" decimals="-5">2500000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="MarineContextFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="HealthIncludingPersonalAccidentContextFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="HealthIncludingPersonalAccidentContextFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="HealthIncludingPersonalAccidentContextFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="HealthRetailContextFourD" unitRef="INR" decimals="-5">498600000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="HealthRetailContextFourD" unitRef="INR" decimals="-5">28200000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="HealthRetailContextFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="HealthGroupContextFourD" unitRef="INR" decimals="-5">9917900000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="HealthGroupContextFourD" unitRef="INR" decimals="-5">585800000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="HealthGroupContextFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="HealthGovernmentSchemesContextFourD" unitRef="INR" decimals="-5">1760600000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="HealthGovernmentSchemesContextFourD" unitRef="INR" decimals="-5">103800000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="HealthGovernmentSchemesContextFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="MotorContextFourD" unitRef="INR" decimals="-5">40507400000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="MotorContextFourD" unitRef="INR" decimals="-5">7069800000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="MotorContextFourD" unitRef="INR" decimals="-5">2100000.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="RetailContextFourD" unitRef="INR" decimals="-5">682100000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="RetailContextFourD" unitRef="INR" decimals="-5">57300000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="RetailContextFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:NetPremium contextRef="GroupAndCorporateContextFourD" unitRef="INR" decimals="-5">412800000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="GroupAndCorporateContextFourD" unitRef="INR" decimals="-5">65200000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="GroupAndCorporateContextFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:DescriptionOfReportableSegments contextRef="OtherReportableSegments01ContextFourD">Crop</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:NetPremium contextRef="OtherReportableSegments01ContextFourD" unitRef="INR" decimals="-5">3400300000.00</in-capmkt:NetPremium>
<in-capmkt:IncomeFormInvestments contextRef="OtherReportableSegments01ContextFourD" unitRef="INR" decimals="-5">174400000.00</in-capmkt:IncomeFormInvestments>
<in-capmkt:OtherIncome contextRef="OtherReportableSegments01ContextFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:OtherIncome>
<in-capmkt:PremiumDeficiency contextRef="FireContextPremiumDefOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="MarineContextPremiumDefOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="HealthIncludingPersonalAccidentContextPremiumDefOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="HealthRetailContextPremiumDefOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="HealthGroupContextPremiumDefOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="HealthGovernmentSchemesContextPremiumDefOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="MotorContextPremiumDefOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="RetailContextPremiumDefOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="GroupAndCorporateContextPremiumDefOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:DescriptionOfReportableSegments contextRef="OtherReportableSegments01ContextPremiumDefOneD">Crop</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:PremiumDeficiency contextRef="OtherReportableSegments01ContextPremiumDefOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="FireContextPremiumDefFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="MarineContextPremiumDefFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="HealthIncludingPersonalAccidentContextPremiumDefFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="HealthRetailContextPremiumDefFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="HealthGroupContextPremiumDefFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="HealthGovernmentSchemesContextPremiumDefFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="MotorContextPremiumDefFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="RetailContextPremiumDefFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:PremiumDeficiency contextRef="GroupAndCorporateContextPremiumDefFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:DescriptionOfReportableSegments contextRef="OtherReportableSegments01ContextPremiumDefFourD">Crop</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:PremiumDeficiency contextRef="OtherReportableSegments01ContextPremiumDefFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:PremiumDeficiency>
<in-capmkt:UnderwritingProfitOrLoss contextRef="FireContextUnderwritingProfLossOneD" unitRef="INR" decimals="-5">141000000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="MarineContextUnderwritingProfLossOneD" unitRef="INR" decimals="-5">13400000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="HealthIncludingPersonalAccidentContextUnderwritingProfLossOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="HealthRetailContextUnderwritingProfLossOneD" unitRef="INR" decimals="-5">6900000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="HealthGroupContextUnderwritingProfLossOneD" unitRef="INR" decimals="-5">255000000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="HealthGovernmentSchemesContextUnderwritingProfLossOneD" unitRef="INR" decimals="-5">-70100000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="MotorContextUnderwritingProfLossOneD" unitRef="INR" decimals="-5">-2597000000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="RetailContextUnderwritingProfLossOneD" unitRef="INR" decimals="-5">-66800000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="GroupAndCorporateContextUnderwritingProfLossOneD" unitRef="INR" decimals="-5">-22800000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:DescriptionOfReportableSegments contextRef="OtherReportableSegments01ContextUnderwritingProfLossOneD">Crop</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:UnderwritingProfitOrLoss contextRef="OtherReportableSegments01ContextUnderwritingProfLossOneD" unitRef="INR" decimals="-5">92900000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="FireContextUnderwritingProfLossFourD" unitRef="INR" decimals="-5">407100000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="MarineContextUnderwritingProfLossFourD" unitRef="INR" decimals="-5">52600000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="HealthIncludingPersonalAccidentContextUnderwritingProfLossFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="HealthRetailContextUnderwritingProfLossFourD" unitRef="INR" decimals="-5">18100000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="HealthGroupContextUnderwritingProfLossFourD" unitRef="INR" decimals="-5">-389300000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="HealthGovernmentSchemesContextUnderwritingProfLossFourD" unitRef="INR" decimals="-5">-8300000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="MotorContextUnderwritingProfLossFourD" unitRef="INR" decimals="-5">-6372000000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="RetailContextUnderwritingProfLossFourD" unitRef="INR" decimals="-5">-238100000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:UnderwritingProfitOrLoss contextRef="GroupAndCorporateContextUnderwritingProfLossFourD" unitRef="INR" decimals="-5">-18100000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:DescriptionOfReportableSegments contextRef="OtherReportableSegments01ContextUnderwritingProfLossFourD">Crop</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:UnderwritingProfitOrLoss contextRef="OtherReportableSegments01ContextUnderwritingProfLossFourD" unitRef="INR" decimals="-5">150600000.00</in-capmkt:UnderwritingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="FireContextOperatingPLOneD" unitRef="INR" decimals="-5">196800000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="MarineContextOperatingPLOneD" unitRef="INR" decimals="-5">14000000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="HealthIncludingPersonalAccidentContextOperatingPLOneD" unitRef="INR" decimals="-5">0.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="HealthRetailContextOperatingPLOneD" unitRef="INR" decimals="-5">16100000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="HealthGroupContextOperatingPLOneD" unitRef="INR" decimals="-5">427600000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="HealthGovernmentSchemesContextOperatingPLOneD" unitRef="INR" decimals="-5">12300000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="MotorContextOperatingPLOneD" unitRef="INR" decimals="-5">-167400000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="RetailContextOperatingPLOneD" unitRef="INR" decimals="-5">-47600000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="GroupAndCorporateContextOperatingPLOneD" unitRef="INR" decimals="-5">2400000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:DescriptionOfReportableSegments contextRef="OtherReportableSegments01ContextOperatingPLOneD">Crop</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:OperatingProfitOrLoss contextRef="OtherReportableSegments01ContextOperatingPLOneD" unitRef="INR" decimals="-5">175500000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="FireContextOperatingPLFourD" unitRef="INR" decimals="-5">570500000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="MarineContextOperatingPLFourD" unitRef="INR" decimals="-5">55100000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="HealthIncludingPersonalAccidentContextOperatingPLFourD" unitRef="INR" decimals="-5">0.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="HealthRetailContextOperatingPLFourD" unitRef="INR" decimals="-5">46300000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="HealthGroupContextOperatingPLFourD" unitRef="INR" decimals="-5">196500000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="HealthGovernmentSchemesContextOperatingPLFourD" unitRef="INR" decimals="-5">95500000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="MotorContextOperatingPLFourD" unitRef="INR" decimals="-5">699900000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="RetailContextOperatingPLFourD" unitRef="INR" decimals="-5">-180800000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:OperatingProfitOrLoss contextRef="GroupAndCorporateContextOperatingPLFourD" unitRef="INR" decimals="-5">47100000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:DescriptionOfReportableSegments contextRef="OtherReportableSegments01ContextOperatingPLFourD">Crop</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:OperatingProfitOrLoss contextRef="OtherReportableSegments01ContextOperatingPLFourD" unitRef="INR" decimals="-5">325000000.00</in-capmkt:OperatingProfitOrLoss>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet contextRef="FireContextTechLiabilityOneI" unitRef="INR" decimals="-5">1222600000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet contextRef="MarineContextTechLiabilityOneI" unitRef="INR" decimals="-5">13800000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet contextRef="HealthIncludingPersonalAccidentContextTechLiabilityOneI" unitRef="INR" decimals="-5">0.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet contextRef="HealthRetailContextTechLiabilityOneI" unitRef="INR" decimals="-5">346500000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet contextRef="HealthGroupContextTechLiabilityOneI" unitRef="INR" decimals="-5">7245400000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet contextRef="HealthGovernmentSchemesContextTechLiabilityOneI" unitRef="INR" decimals="-5">1495100000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet contextRef="MotorContextTechLiabilityOneI" unitRef="INR" decimals="-5">28681000000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet contextRef="RetailContextTechLiabilityOneI" unitRef="INR" decimals="-5">527100000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet contextRef="GroupAndCorporateContextTechLiabilityOneI" unitRef="INR" decimals="-5">386800000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet>
<in-capmkt:DescriptionOfReportableSegments contextRef="OtherReportableSegments01ContextTechLiabilityOneD">Crop</in-capmkt:DescriptionOfReportableSegments>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet contextRef="OtherReportableSegments01ContextTechLiabilityOneI" unitRef="INR" decimals="-5">934400000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredRiskReserveNet>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER contextRef="FireContextTechLiabilityIBNEROneI" unitRef="INR" decimals="-5">1302400000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER contextRef="MarineContextTechLiabilityIBNEROneI" unitRef="INR" decimals="-5">30900000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER contextRef="HealthIncludingPersonalAccidentContextTechLiabilityIBNEROneI" unitRef="INR" decimals="-5">0.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER contextRef="HealthRetailContextTechLiabilityIBNEROneI" unitRef="INR" decimals="-5">131800000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER contextRef="HealthGroupContextTechLiabilityIBNEROneI" unitRef="INR" decimals="-5">2713500000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER contextRef="HealthGovernmentSchemesContextTechLiabilityIBNEROneI" unitRef="INR" decimals="-5">1298600000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER contextRef="MotorContextTechLiabilityIBNEROneI" unitRef="INR" decimals="-5">78525400000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER contextRef="RetailContextTechLiabilityIBNEROneI" unitRef="INR" decimals="-5">612100000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER contextRef="GroupAndCorporateContextTechLiabilityIBNEROneI" unitRef="INR" decimals="-5">848500000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER>
<in-capmkt:DescriptionOfOtherReportableSegments contextRef="OtherReportableSegments01ContextTechLiabilityIBNEROneD">Crop</in-capmkt:DescriptionOfOtherReportableSegments>
<in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER contextRef="OtherReportableSegments01ContextTechLiabilityIBNEROneI" unitRef="INR" decimals="-5">3506000000.00</in-capmkt:SegmentTechnicalLiabilitiesUnexpiredClaimsReservesIncludingIBNRAndIBNER>
</xbrli:xbrl>