<?xml version="1.0" encoding="UTF-8" standalone="no"?><xbrli:xbrl xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:in-capmkt="https://www.sebi.gov.in/xbrl/2023-09-30/in-capmkt" xmlns:in-capmkt-ent="https://www.sebi.gov.in/xbrl/Corporate_Insolvency_Resolution_Process/2023-09-30/in-capmkt/in-capmkt-ent" xmlns:in-capmkt-roles="https://www.sebi.gov.in/xbrl/Corporate_Insolvency_Resolution_Process/2023-09-30/in-capmkt-roles" xmlns:in-capmkt-types="https://www.sebi.gov.in/xbrl/2023-09-30/in-capmkt-types" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:xlink="http://www.w3.org/1999/xlink"><link:schemaRef xlink:href="in-capmkt-ent-2023-09-30.xsd" xlink:type="simple"/><xbrli:context id="MainI"><xbrli:entity><xbrli:identifier scheme="https://www.sebi.gov.in/in-capmkt/NSESymbol">MORARJEE</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2026-03-10</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="CorporateInsolvencyResolutionProcessEvent1D"><xbrli:entity><xbrli:identifier scheme="https://www.sebi.gov.in/in-capmkt/NSESymbol">MORARJEE</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2026-03-10</xbrli:startDate><xbrli:endDate>2026-03-10</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:CorporateInsolvencyResolutionProcessEventAxis">in-capmkt:CorporateInsolvencyResolutionProcessEvent1Member</xbrldi:explicitMember></xbrli:scenario></xbrli:context><xbrli:context id="I_PriorOrPostFactoIntimationOfTheMeetingsOfCommitteeOfCreditors_Agenda_1"><xbrli:entity><xbrli:identifier 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dimension="in-capmkt:CorporateInsolvencyResolutionProcessAxis">in-capmkt:PriorOrPostFactoIntimationOfTheMeetingsOfCommitteeOfCreditorsMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context><xbrli:context id="PriorOrPostFactoIntimationOfTheMeetingsOfCommitteeOfCreditors_I"><xbrli:entity><xbrli:identifier scheme="https://www.sebi.gov.in/in-capmkt/NSESymbol">MORARJEE</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2026-03-10</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:explicitMember dimension="in-capmkt:CorporateInsolvencyResolutionProcessAxis">in-capmkt:PriorOrPostFactoIntimationOfTheMeetingsOfCommitteeOfCreditorsMember</xbrldi:explicitMember></xbrli:scenario></xbrli:context><xbrli:unit id="pure"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit><in-capmkt:NameOfTheCompany contextRef="MainI">Morarjee Textiles Limited</in-capmkt:NameOfTheCompany><in-capmkt:NSESymbol contextRef="MainI">MORARJEE</in-capmkt:NSESymbol><in-capmkt:ScripCode contextRef="MainI">532621</in-capmkt:ScripCode><in-capmkt:MSEISymbol contextRef="MainI">NOTLISTED</in-capmkt:MSEISymbol><in-capmkt:ISIN contextRef="MainI">INE161G01027</in-capmkt:ISIN><in-capmkt:TypeOfAnnouncement contextRef="MainI">New</in-capmkt:TypeOfAnnouncement><in-capmkt:TypeOfCorporateInsolvencyResolutionProcessEvent contextRef="CorporateInsolvencyResolutionProcessEvent1D">Prior or Post-facto intimation of the meetings of Committee of Creditors</in-capmkt:TypeOfCorporateInsolvencyResolutionProcessEvent><in-capmkt:DateOfReport contextRef="MainI">2026-03-10</in-capmkt:DateOfReport><in-capmkt:TypeOfSubEventOfPriorOrPostFactoIntimation contextRef="PriorOrPostFactoIntimationOfTheMeetingsOfCommitteeOfCreditors_D">Prior Intimation</in-capmkt:TypeOfSubEventOfPriorOrPostFactoIntimation><in-capmkt:DateOfMeetingsOfCommitteeOfCreditors contextRef="PriorOrPostFactoIntimationOfTheMeetingsOfCommitteeOfCreditors_I">2026-10-03</in-capmkt:DateOfMeetingsOfCommitteeOfCreditors><in-capmkt:NumberOfCommitteeOfCreditors contextRef="PriorOrPostFactoIntimationOfTheMeetingsOfCommitteeOfCreditors_I" decimals="0" unitRef="pure">35</in-capmkt:NumberOfCommitteeOfCreditors><in-capmkt:AgendaItem contextRef="I_PriorOrPostFactoIntimationOfTheMeetingsOfCommitteeOfCreditors_Agenda_1">Approval of expenses incurred as CIRP cost as per Regulation 31 of CIRP regulations read with section 5(13) of the Insolvency and Bankruptcy Code, 2016</in-capmkt:AgendaItem><in-capmkt:DescriptionOfTheItem contextRef="I_PriorOrPostFactoIntimationOfTheMeetingsOfCommitteeOfCreditors_Agenda_1">As per Regulation 31B of CIRP Regulations, the Insolvency Professional shall seek approval of all costs which are part of Insolvency Resolution Process cost (as defined in Regulation 31 of CIRP regulations read with section 5(13) of IBC)</in-capmkt:DescriptionOfTheItem></xbrli:xbrl>