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contextRef="D_ChangeInManagement2">Mr.</in-capmkt:SalutationOfDesignatedPerson><in-capmkt:NameOfDesignatedPerson contextRef="I_ChangeInManagement2">Sanjay Gulab Vasarkar</in-capmkt:NameOfDesignatedPerson><in-capmkt:EffectiveDateOfReasonOfChange contextRef="I_ChangeInManagement2">2026-10-29</in-capmkt:EffectiveDateOfReasonOfChange><in-capmkt:BriefProfile contextRef="D_ChangeInManagement2">Sanjay G. Vasarkar is a banking and financial services professional with over 25 years of experience in digital lending, transaction banking, payments, and operations management. He has a strong track record of leading large-scale business transformation initiatives, driving operational excellence, and building technology-enabled, customer-centric operating models across leading financial institutions.
Prior to joining the organization, Sanjay held leadership positions at Jio Financial Services, Jio Payments Bank, IndusInd Bank, HDFC Bank, Axis Bank, and IDBI Bank. His expertise spans digital lending operations, process transformation, risk and governance, transaction banking, and strategic program management. He has successfully led enterprise-wide initiatives to enhance operational efficiency, strengthen governance frameworks, improve customer experience, and deliver scalable business solutions. 
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