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Karnataka Bank Limited Banking Format Equity 2023-04-01 2024-03-31 2023-11-02 2023-10-20 INR Crores Half yearly Multi segment 11:30:00 14:00:00 2023-11-02 2023-11-02 true Cash Flow Indirect Not applicable 2023-07-01 2023-09-30 Unaudited Standalone 15964800000.00 3709000000.00 68900000.00 523200000.00 20265900000.00 2495900000.00 22761800000.00 12041800000.00 3071500000.00 2427000000.00 5498500000.00 17540300000.00 5221500000.00 1198700000.00 0.00 4022800000.00 720200000.00 3302600000.00 0.00 3302600000.00 3302600000.00 3128700000.00 10.00 0.00 0.162 0.00 10.56 10.50 10.56 10.50 23241900000.00 8889400000.00 0.0347 0.0136 0.0127 Capital Adequacy Ratio (CRAR) Tier 1: 13.11 Tier 2: 3.09 Total: 16.20 2023-04-01 2023-09-30 Unaudited Standalone 31352600000.00 7332000000.00 129700000.00 1039000000.00 39853300000.00 5734300000.00 45587600000.00 23482400000.00 5997300000.00 4874700000.00 10872000000.00 34354400000.00 11233200000.00 2714400000.00 0.00 8518800000.00 1509200000.00 7009600000.00 0.00 7009600000.00 7009600000.00 3128700000.00 10.00 0.00 0.162 0.00 22.43 22.29 22.43 22.29 23241900000.00 8889400000.00 0.0347 0.0136 0.0137 other operating expenses 2427000000.00 other operating expenses 4874700000.00 3128700000.00 84486400000.00 895317300000.00 53242100000.00 22388100000.00 1058562600000.00 64419100000.00 4436300000.00 239582300000.00 654223200000.00 8754500000.00 87147200000.00 1058562600000.00 Corporate Banking 7387300000.00 Other Banking Operations 969000000.00 Retail Banking 10624100000.00 Treasury Operations 3750700000.00 Unallocated 30700000.00 Corporate Banking 15045500000.00 Other Banking Operations 2242700000.00 Retail Banking 20210500000.00 Treasury Operations 8017100000.00 Unallocated 71800000.00 22761800000.00 45587600000.00 22761800000.00 45587600000.00 Corporate Banking 934700000.00 Other Banking Operations -318000000.00 Retail Banking 4107500000.00 Treasury Operations 643500000.00 Unallocated -1344900000.00 Corporate Banking 2479000000.00 Other Banking Operations -436000000.00 Retail Banking 7565000000.00 Treasury Operations 1919900000.00 Unallocated -3009100000.00 4022800000.00 8518800000.00 4022800000.00 8518800000.00 Corporate Banking 336320000000.00 Other Banking Operations 56136400000.00 Retail Banking 317903200000.00 Treasury Operations 312136300000.00 Unallocated 36066700000.00 1058562600000.00 Corporate Banking 310118800000.00 Other Banking Operations 51356800000.00 Retail Banking 292102300000.00 Treasury Operations 284509700000.00 Unallocated 32860100000.00 970947700000.00 Capital Employed (Rs. in crores) Quarter Ended 30.09.2023 - Rs. 8,761.49 Half Year Ended 30.09.2023 - Rs. 8,761.49 Segment Revenue (Rs. crore) Retail Banking a. Digital Banking & b. Other Retail Banking Quarter Ended 30.09.2023 - Rs 0.02 & Rs.1,062.39 Half Year Ended 30.09.2023 - Rs. 0.05 & Rs. 2,021.00 Segment Results (Rs. crore) Retail Banking a. Digital Banking & b. Other Retail Banking Quarter Ended 30.09.2023 - Rs (0.12) & Rs.410.87 Half Year Ended 30.09.2023 - Rs. (0.24) & Rs. 756.74 Segment Assets (Rs. crore) Retail Banking a. Digital Banking & b. Other Retail Banking Quarter Ended 30.09.2023 - Rs 5.38 & Rs.31,784.94 Half Year Ended 30.09.2023 - Rs. 5.38 & Rs.31,784.94 Segment Liabilities (Rs. crore) Retail Banking a. Digital Banking & b. Other Retail Banking Quarter Ended 30.09.2023 - Rs 5.62 & Rs.29,204.61 Half Year Ended 30.09.2023 - Rs. 5.62 & Rs.29,204.61 PART B: GEOGRAPHIC SEGMENTS: There is only one Segment i.e. Domestic Segment As per the RBI circular DOR.AUT.REC.12/22.01.001/2022-23 dated April 07, 2022, on establishment of Digital Banking Unit (DBU), for the purpose of disclosure under ‘Accounting Standard 17 - Segment reporting’, ‘Digital Banking’ has been identified as a Sub–segment under Retail Banking by the Reserve Bank of India (RBI). As on September 30, 2023, the Bank has two DBUs and the segment information disclosed above is related to the said DBUs 0.00 507000000.00 0.00 0.00 0.00 0.00 0.00 0.00 2300000.00 0.00 509300000.00 0.00 0.00 -27586300000.00 0.00 28413800000.00 2714400000.00 3541900000.00 4051200000.00 12570000000.00 0.00 0.00 0.00 2393100000.00 0.00 10176900000.00 0.00 0.00 10176900000.00 0.00 2500000.00 0.00 0.00 0.00 0.00 0.00 0.00 3500000.00 370100000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -369100000.00 0.00 0.00 -369100000.00 31200000.00 0.00 0.00 0.00 1014600000.00 1563700000.00 0.00 0.00 0.00 -2547100000.00 0.00 0.00 -2547100000.00 7260700000.00 0.00 7260700000.00 61594700000.00 68855400000.00