AUBANK2023-07-012023-09-30 AUBANK2023-07-012023-09-30 AUBANK2023-07-012023-09-30in-bse-fin:OneOperatingExpenses01Member AUBANK2023-07-012023-09-30in-bse-fin:FourOperatingExpenses01Member AUBANK2023-09-30 AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue01Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue02Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue03Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue04Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue05Member AUBANK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue01Member AUBANK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue02Member AUBANK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue03Member AUBANK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue04Member AUBANK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue05Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults01Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults02Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults03Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults04Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults05Member AUBANK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults01Member AUBANK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults02Member AUBANK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults03Member AUBANK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults04Member AUBANK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults05Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets01Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets02Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets03Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets04Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets05Member AUBANK2023-09-30 AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities01Member AUBANK2023-09-30in-bse-fin:OneReportableSegmentLiabilities01Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities02Member AUBANK2023-09-30in-bse-fin:OneReportableSegmentLiabilities02Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities03Member AUBANK2023-09-30in-bse-fin:OneReportableSegmentLiabilities03Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities04Member AUBANK2023-09-30in-bse-fin:OneReportableSegmentLiabilities04Member AUBANK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities05Member AUBANK2023-09-30in-bse-fin:OneReportableSegmentLiabilities05Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 540611 AUBANK NOTLISTED INE949L01017 AU Small Finance Bank Limited Banking Format Equity 2023-04-01 2024-03-31 2023-10-28 2023-10-19 INR Lakhs Half yearly Multi segment 12:30:00 14:10:00 2023-10-28 2023-10-28 true Cash Flow Indirect Not applicable 2023-07-01 2023-09-30 Audited Standalone 20687357000.00 3723847000.00 149837000.00 749508000.00 25310549000.00 4254632000.00 29565181000.00 12820884000.00 5120153000.00 5147192000.00 10267345000.00 23088229000.00 6476952000.00 1143150000.00 0.00 5333802000.00 1315453000.00 4018349000.00 0.00 4018349000.00 4018349000.00 6682286000.00 10.00 0.00 0.2099 0.00 6.02 5.98 6.02 5.98 12447536000.00 3847212000.00 0.0191 0.006 0.0043 The Joint Statutory Auditors have (a) audited the Financial Results for the half-year ended September 30, 2023 and (b) reviewed the Financial Results for the quarter ended September 30, 2023. Please note that the numbers for quarter ended 30.09.2023 shown in Financial Results and Segment tab are limited reviewed and the word audited appearing in Whether results are audited or unaudited for the quarter ended September 30, 2023 is auto populated and could not be changed to unaudited . Ratios Particulars Quarter ended Half year ended 30.09.2023 30.09.2023 Tier I ratio 20.99% 20.99% Tier II ratio 1.44% 1.44% Captail Adequacy Ratio 22.43% 22.43% % of gross NPAs 1.91% 1.91% % of net NPAs 0.60% 0.60% Return on assets (average) - not annualized 0.43% 0.85% Net worth 11,76,268.43 11,76,268.43 Outstanding redeemable preference shares - - Capital redemption reserve - - Debt-equity ratio 0.26 0.26 Total debts to total assets 5.57% 5.57% Net worth represents sum of Capital and Reserves & Surplus. Debt represents borrowings with residual maturity of more than one year. Total debt represents total borrowings of the Bank. For notes please refer financial results submitted in pdf form to stock exchanges. 2023-04-01 2023-09-30 Audited Standalone 40757991000.00 7482156000.00 350451000.00 1303335000.00 49893933000.00 7405825000.00 57299758000.00 24942138000.00 10190580000.00 10229685000.00 20420265000.00 45362403000.00 11937355000.00 1472950000.00 0.00 10464405000.00 2577093000.00 7887312000.00 0.00 7887312000.00 7887312000.00 6682286000.00 10.00 0.00 0.2099 0.00 11.82 11.74 11.82 11.74 12447536000.00 3847212000.00 0.0191 0.006 0.0085 Other Operating Expenses 5147192000.00 Other Operating Expenses 10229685000.00 6682286000.00 110944557000.00 757429096000.00 53441259000.00 31277139000.00 959774337000.00 41459921000.00 21113358000.00 232199326000.00 641684790000.00 7573646000.00 15743296000.00 959774337000.00 Capital and Other Reserves 0.00 Other banking operations 861641000.00 Retail banking 21886020000.00 Treasury 3928173000.00 Wholesale banking 2889347000.00 Capital and Other Reserves 0.00 Other banking operations 1004722000.00 Retail banking 42931397000.00 Treasury 8024539000.00 Wholesale banking 5339100000.00 29565181000.00 57299758000.00 0.00 0.00 29565181000.00 57299758000.00 Capital and Other Reserves 0.00 Other banking operations 796798000.00 Retail banking 3419642000.00 Treasury 157302000.00 Wholesale banking 960060000.00 Capital and Other Reserves 0.00 Other banking operations 877358000.00 Retail banking 7308249000.00 Treasury 567977000.00 Wholesale banking 1710821000.00 5333802000.00 10464405000.00 0.00 0.00 0.00 0.00 5333802000.00 10464405000.00 Capital and Other Reserves 0.00 Other banking operations 447029000.00 Retail banking 571217825000.00 Treasury 256881708000.00 Wholesale banking 97288313000.00 925834875000.00 33939462000.00 33939462000.00 959774337000.00 Capital and Other Reserves 117626843000.00 Other banking operations 37811000.00 Retail banking 432703904000.00 Treasury 25596780000.00 Wholesale banking 382679170000.00 958644508000.00 1129829000.00 1129829000.00 959774337000.00 The Joint Statutory Auditors have (a) audited the Financial Results for the half-year ended September 30, 2023 and (b) reviewed the Financial Results for the quarter ended September 30, 2023. Please note that the numbers for quarter ended 30.09.2023 shown in Financial Results and Segment tab are limited reviewed and the word audited appearing in Whether results are audited or unaudited for the quarter ended September 30, 2023 is auto populated and could not be changed to unaudited . For notes please refer financial results submitted in pdf form to stock exchanges. 0.00 1519691000.00 0.00 0.00 0.00 135337000.00 2164000.00 0.00 0.00 0.00 1657192000.00 0.00 0.00 0.00 0.00 0.00 1393237000.00 1393237000.00 3050429000.00 13514834000.00 0.00 0.00 0.00 2563876000.00 -13738563000.00 -2787605000.00 0.00 0.00 -2787605000.00 0.00 0.00 0.00 17962206000.00 0.00 0.00 0.00 0.00 15669000.00 1229799000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -19176336000.00 0.00 0.00 -19176336000.00 497774000.00 0.00 0.00 0.00 9545262000.00 667015000.00 0.00 0.00 0.00 -9714503000.00 0.00 0.00 -9714503000.00 -31678444000.00 0.00 -31678444000.00 94251723000.00 62573279000.00