FEDERALBNK2023-07-012023-09-30in-bse-fin:OneOperatingExpenses01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourOperatingExpenses01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue02Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue03Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue04Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue05Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue02Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue03Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue04Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue05Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults02Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults03Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults04Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults05Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults02Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults03Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults04Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults05Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets02Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets03Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets04Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets05Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDERALBNK2023-09-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDERALBNK2023-09-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDERALBNK2023-09-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDERALBNK2023-09-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities05Member FEDERALBNK2023-09-30in-bse-fin:OneReportableSegmentLiabilities05Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares FEDERALBNK The Federal Bank Limited 2023-04-01 2024-03-31 INR Half yearly true Cash Flow Indirect Not applicable 2023-09-30 Unaudited Consolidated 46914700000.00 8923700000.00 902800000.00 1171600000.00 57912800000.00 7569200000.00 65482000000.00 35441400000.00 7134900000.00 8902900000.00 16037800000.00 51479200000.00 14002800000.00 575700000.00 0.00 13427100000.00 3425500000.00 10001600000.00 0.00 10001600000.00 65400000.00 126000000.00 9941000000.00 4703200000.00 2.00 0.00 0.1407 0.00 4.35 4.29 4.35 4.29 46171200000.00 13627800000.00 0.0227 0.0068 0.0034 1 The above Consolidated Unaudited Financial Results for the quarter and half year ended September 30, 2023 were reviewed by the Audit Committee and subsequently approved by the Board of Directors at its meeting held on October 16, 2023. These results have been subjected to limited review by the Joint Statutory Auditors of the Bank and an unqualified review report has been issued. 2 The Consolidated Financial Results of the Group comprise the financial results of The Federal Bank Limited and its subsidiaries viz. Fedbank Financial Services Limited & Federal Operations and Services Limited and its associates viz. Ageas Federal Life Insurance Company Limited & Equirus Capital Private Limited. 3 There has been no material change in the accounting policies adopted in the preparation of the interim financial results as compared to those followed for the year ended March 31, 2023. 4 The financial results have been arrived at after considering provision for standard assets (including requirements for exposures to entities with unhedged foreign currency exposures), provision for Non-Performing Assets (NPAs), provision for non-performing investments, provision for income-tax and other usual and necessary provisions. 5 Other income includes fees earned from providing services to customers, commission from non-fund-based banking activities, earnings from foreign exchange and derivative transactions, selling of third-party products, profit on sale of investments (net), profit / loss on revaluation of investments, recoveries from advances written off etc. 6 The Capital Adequacy Ratio is computed on the basis of RBI guidelines applicable on the relevant reporting dates and the ratio for the corresponding previous period is not adjusted to consider the impact of subsequent changes if any, in the guidelines. 2023-09-30 Unaudited Consolidated 90544000000.00 17071200000.00 1612100000.00 2183200000.00 111410500000.00 14982300000.00 126392800000.00 67986500000.00 14067500000.00 16664700000.00 30732200000.00 98718700000.00 27674100000.00 2222600000.00 0.00 25451500000.00 6532500000.00 18919000000.00 0.00 18919000000.00 87000000.00 263800000.00 18742200000.00 4703200000.00 2.00 0.00 0.1407 0.00 8.51 8.40 8.51 8.40 46171200000.00 13627800000.00 0.0227 0.0068 0.0066 Other Operating Expense 8902900000.00 Other Operating Expense 16664700000.00 Continuation from previous note 7 As per extant RBI guidelines, banks are required to make Pillar 3 disclosures including leverage ratio , liquidity coverage ratio and Net Stable Funding Ratio (NSFR) under the Basel III framework. Accordingly, such applicable disclosures have been placed on the website of the Bank which can be accessed at the following link: https://www.federalbank.co.in/regulatory-disclosures. These disclosures have not been subjected to audit or review by the Joint Statutory Auditors of the Bank. 8 During the quarter and half year September 30, 2023 , the Bank has issued 230,477,634 equity shares of ` 2 each for cash pursuant to a Qualified Institution Placement (QIP) as per the relevant provisions of SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 at Rs. 131.90 per share aggregating to Rs. 304,000.00 Lakhs (including share premium). This resulted in an increase of Rs. 4,609.55 Lakhs in Share Capital and Rs. 295,416.80 Lakhs (net of issue expenses) in Share premium account. 9 The figures for the quarter ended June 30, 2023, quarter and half year ended September 30, 2022 and year ended March 31, 2023 were reviewed / audited by previous Joint Statutory Auditors 10 Previous period's figures have been regrouped / reclassified, wherever necessary to conform to current period's classification. Corporate/Wholesale Banking 18021800000.00 Other Banking operations 648500000.00 Retail Banking - Others 34215100000.00 Retail Banking -Digital Banking 3662200000.00 Treasury 8924100000.00 Corporate/Wholesale Banking 34384800000.00 Other Banking operations 1083200000.00 Retail Banking - Others 67636900000.00 Retail Banking -Digital Banking 6696200000.00 Treasury 16567400000.00 65471700000.00 126368500000.00 0.00 0.00 65471700000.00 126368500000.00 Corporate/Wholesale Banking 4446300000.00 Other Banking operations 549400000.00 Retail Banking - Others 6173900000.00 Retail Banking -Digital Banking 468000000.00 Treasury 1779300000.00 Corporate/Wholesale Banking 8432100000.00 Other Banking operations 869700000.00 Retail Banking - Others 12423800000.00 Retail Banking -Digital Banking 820000000.00 Treasury 2881700000.00 13416900000.00 25427300000.00 0.00 0.00 -10200000.00 -24200000.00 13427100000.00 25451500000.00 Corporate/Wholesale Banking 1052983000000.00 Other Banking operations 35100000.00 Retail Banking - Others 1207259700000.00 Retail Banking -Digital Banking 55418200000.00 Treasury 572556900000.00 2888252900000.00 72227900000.00 72227900000.00 2960480800000.00 Corporate/Wholesale Banking 297183800000.00 Other Banking operations 35600000.00 Retail Banking - Others 1922507800000.00 Retail Banking -Digital Banking 137157800000.00 Treasury 300548000000.00 2657433000000.00 31160400000.00 31160400000.00 2688593400000.00 For the above segment reporting, the reportable segments are identified as Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations in compliance with the RBI guidelines. As per the RBI Circular DOR.AUT.REC.12/22.01.001/2022-23 dated April 07, 2022 on establishment of Digital Banking Unit (DBU), for the purpose of disclosure under 'Accounting Standard 17 - Segment Reporting', ‘Digital Banking’ has been identified as a sub-segment of the existing ‘Retail Banking’ segment by Reserve Bank of India (RBI). Accordingly the bank has disclosed the business involving digital banking products acquired by DBU, together with existing digital banking products, under the Digital Banking segment. The business operations of the Bank are substantially concentrated in India and for the purpose of Segment Reporting as per Accounting Standard-17, the bank is considered to operate only in domestic segment. 0.00 1788600000.00 0.00 0.00 0.00 3800000.00 0.00 -176800000.00 -15600000.00 0.00 1600000000.00 0.00 -187060100000.00 -26324700000.00 198442800000.00 30342500000.00 2262800000.00 17663300000.00 19263300000.00 44714800000.00 0.00 0.00 0.00 6888200000.00 0.00 37826600000.00 0.00 0.00 37826600000.00 0.00 0.00 0.00 0.00 0.00 38838800000.00 0.00 0.00 22800000.00 1242100000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -40058100000.00 0.00 0.00 -40058100000.00 30773900000.00 0.00 2000000000.00 2979300000.00 0.00 2349100000.00 0.00 0.00 0.00 33404100000.00 0.00 0.00 33404100000.00 31172600000.00 -27400000.00 31145200000.00 178039300000.00 209184500000.00