FEDERALBNK2023-07-012023-09-30in-bse-fin:OneOperatingExpenses01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourOperatingExpenses01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue02Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue03Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue04Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentRevenue05Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue02Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue03Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue04Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentRevenue05Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults02Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults03Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults04Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentResults05Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults02Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults03Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults04Member FEDERALBNK2023-07-012023-09-30in-bse-fin:FourReportableSegmentResults05Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets02Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets03Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets04Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentAssets05Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDERALBNK2023-09-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDERALBNK2023-09-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDERALBNK2023-09-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDERALBNK2023-09-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDERALBNK2023-07-012023-09-30in-bse-fin:OneReportableSegmentLiabilities05Member FEDERALBNK2023-09-30in-bse-fin:OneReportableSegmentLiabilities05Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares FEDERALBNK The Federal Bank Limited 2023-04-01 2024-03-31 INR Half yearly true Cash Flow Indirect Not applicable 2023-09-30 Unaudited Standalone 43554800000.00 8939700000.00 902800000.00 1155500000.00 54552800000.00 7304200000.00 61857000000.00 33988600000.00 6263100000.00 8360800000.00 14623900000.00 48612500000.00 13244500000.00 439000000.00 0.00 12805500000.00 3267300000.00 9538200000.00 0.00 9538200000.00 9538200000.00 4703200000.00 2.00 0.00 0.1379 0.00 4.17 4.12 4.17 4.12 44360500000.00 12298100000.00 0.0226 0.0064 0.0034 1. The above Standalone Unaudited Financial Results for the quarter and half year ended September 30, 2023 were reviewed by the Audit Committee and approved by the Board of Directors at its meeting held on October 16, 2023. These results have been subjected to limited review by the Joint Statutory Auditors of the Bank and an unqualified review report has been issued. 2. The Bank has consistently applied its significant accounting policies in the preparation of the interim financial results as those followed in the annual financial statements for the year ended March 31, 2023. 3. The financial results have been arrived at after considering provision for standard assets (including requirements for exposures to entities with unhedged foreign currency exposures), provision for Non-Performing Assets (NPAs), provision for non-performing investments, provision for income-tax and other usual and necessary provisions. 4. Other income includes fees earned from providing services to customers, commission from non-fund-based banking activities, earnings from foreign exchange and derivative transactions, selling of third-party products, profit on sale of investments (net), profit / loss on revaluation of investments, dividend received from subsidiaries / associates, recoveries from advances written off, etc. 5. The Capital Adequacy Ratio is computed on the basis of RBI guidelines applicable on the relevant reporting dates and the ratio for the corresponding previous period is not adjusted to consider the impact of subsequent changes if any, in the guidelines. 6. During the quarter and half year ended September 30, 2023, the Bank has allotted 3,098,755 and 4,913,875 equity shares of Rs 2 each respectively, pursuant to the exercise of stock options by employees. 7. During the quarter and half year September 30, 2023, the Bank has issued 230,477,634 equity shares of Rs 2 each for cash pursuant to a Qualified Institution Placement (QIP) as per the relevant provisions of SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 at Rs 131.90 per share aggregating to Rs 304,000.00 Lakhs (including share premium). This resulted in an increase of Rs 4,609.55 Lakhs in Share Capital and Rs 295,416.80 Lakhs (net of issue expenses) in Share premium account. 2023-09-30 Unaudited Standalone 83950600000.00 17088300000.00 1612100000.00 2147100000.00 104798100000.00 14628300000.00 119426400000.00 65048000000.00 12430500000.00 15679900000.00 28110400000.00 93158400000.00 26268000000.00 1994800000.00 0.00 24273200000.00 6197600000.00 18075600000.00 0.00 18075600000.00 18075600000.00 4703200000.00 2.00 0.00 0.1379 0.00 8.20 8.10 8.20 8.10 44360500000.00 12298100000.00 0.0226 0.0064 0.0066 Other Operation Expense 8360800000.00 Other Operation Expense 15679900000.00 Continuation from previous note..... 8.As per extant RBI guidelines, banks are required to make Pillar 3 disclosures including leverage ratio , liquidity coverage ratio and Net Stable Funding Ratio (NSFR) under the Basel III framework. Accordingly, such applicable disclosures have been placed on the website of the Bank which can be accessed at the following link: https://www.federalbank.co.in/regulatory-disclosures. These disclosures have not been subjected to audit or review by the Joint Statutory Auditors of the Bank. 9.Details of resolution plan implemented under the Resolution Framework for COVID-19-related Stress as per RBI circular dated August 06, 2020 (Resolution Framework 1.0) and May 05, 2021 (Resolution Framework 2.0) are published in the half yearly results. 10.Disclosures as per 'Master Direction – Reserve Bank of India (Transfer of Loan Exposures) Directions, 2021' dated September 24, 2021 for the loans transferred / acquired during the half year ended September 30, 2023 are given published in the half yearly results. 11.On October 11, 2023, the Bank has issued 72,682,048 equity shares of Rs 2 each for cash pursuant to a Preferential Allotment as per the relevant provisions of SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 at Rs 131.91 per share aggregating to Rs 95,874.89 Lakhs (including share premium). 12.The figures for the quarter ended June 30, 2023, quarter and half year ended September 30, 2022 and year ended March 31, 2023 were reviewed / audited by previous Joint Statutory Auditors. 13.Previous period's figures have been regrouped / reclassified, wherever necessary to conform to current period's classification. Corporate/ Wholesale Banking 18152400000.00 Other Banking Operations 520400000.00 Retail Banking - Digital Banking 3662200000.00 Retail Banking - Other Retail Banking 30629300000.00 Treasury 8882400000.00 Corporate/ Wholesale Banking 34576900000.00 Other Banking Operations 815300000.00 Retail Banking - Digital Banking 6696200000.00 Retail Banking - Other Retail Banking 60707000000.00 Treasury 16606700000.00 61846700000.00 119402100000.00 0.00 0.00 61846700000.00 119402100000.00 Corporate/ Wholesale Banking 4451200000.00 Other Banking Operations 442300000.00 Retail Banking - Digital Banking 468000000.00 Retail Banking - Other Retail Banking 5754800000.00 Treasury 1679000000.00 Corporate/ Wholesale Banking 8453600000.00 Other Banking Operations 693000000.00 Retail Banking - Digital Banking 820000000.00 Retail Banking - Other Retail Banking 11477900000.00 Treasury 2804500000.00 12795300000.00 24249000000.00 0.00 0.00 -10200000.00 -24200000.00 12805500000.00 24273200000.00 Corporate/ Wholesale Banking 1059398300000.00 Other Banking Operations 0.00 Retail Banking - Digital Banking 55418200000.00 Retail Banking - Other Retail Banking 1112555600000.00 Treasury 574660200000.00 2802032300000.00 72227900000.00 72227900000.00 2874260200000.00 Corporate/ Wholesale Banking 296919700000.00 Other Banking Operations 0.00 Retail Banking - Digital Banking 137157800000.00 Retail Banking - Other Retail Banking 1851162500000.00 Treasury 296671500000.00 2581911500000.00 31160400000.00 31160400000.00 2613071900000.00 For the above segment reporting, the reportable segments are identified as Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations in compliance with the RBI guidelines. As per the RBI Circular DOR.AUT.REC.12/22.01.001/2022-23 dated April 07, 2022 on establishment of Digital Banking Unit (DBU), for the purpose of disclosure under 'Accounting Standard 17 - Segment Reporting', ‘Digital Banking’ has been identified as a sub-segment of the existing ‘Retail Banking’ segment by Reserve Bank of India (RBI). Accordingly the bank has disclosed the business involving digital banking products acquired by DBU, together with existing digital banking products, under the Digital Banking segment. The business operations of the Bank are substantially concentrated in India and for the purpose of Segment Reporting as per Accounting Standard-17, the bank is considered to operate only in domestic segment. 0.00 1705300000.00 0.00 0.00 152500000.00 7400000.00 0.00 0.00 -15600000.00 0.00 1544600000.00 0.00 -186123100000.00 -25659200000.00 194823900000.00 31666600000.00 2035000000.00 16743200000.00 18287800000.00 42561000000.00 0.00 0.00 0.00 6503900000.00 0.00 36057100000.00 0.00 0.00 36057100000.00 0.00 0.00 0.00 0.00 0.00 38838800000.00 0.00 0.00 22700000.00 1079500000.00 0.00 0.00 0.00 0.00 0.00 0.00 152500000.00 0.00 0.00 0.00 0.00 -39743100000.00 0.00 0.00 -39743100000.00 30419400000.00 0.00 0.00 -1384500000.00 0.00 2349100000.00 0.00 0.00 0.00 26685800000.00 0.00 0.00 26685800000.00 22999800000.00 -27300000.00 22972500000.00 176886800000.00 199859300000.00