AUBANK2023-04-012023-06-30in-bse-fin:OneOperatingExpenses01Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentRevenue01Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentRevenue02Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentRevenue03Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentRevenue04Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentRevenue05Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentResults01Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentResults02Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentResults03Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentResults04Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentResults05Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentAssets01Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentAssets02Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentAssets03Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentAssets04Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentAssets05Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentAssets06Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentAssets07Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentAssets08Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentAssets09Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentAssets10Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentLiabilities01Member AUBANK2023-06-30in-bse-fin:OneReportableSegmentLiabilities01Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentLiabilities02Member AUBANK2023-06-30in-bse-fin:OneReportableSegmentLiabilities02Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentLiabilities03Member AUBANK2023-06-30in-bse-fin:OneReportableSegmentLiabilities03Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentLiabilities04Member AUBANK2023-06-30in-bse-fin:OneReportableSegmentLiabilities04Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentLiabilities05Member AUBANK2023-06-30in-bse-fin:OneReportableSegmentLiabilities05Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentLiabilities06Member AUBANK2023-06-30in-bse-fin:OneReportableSegmentLiabilities06Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentLiabilities07Member AUBANK2023-06-30in-bse-fin:OneReportableSegmentLiabilities07Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentLiabilities08Member AUBANK2023-06-30in-bse-fin:OneReportableSegmentLiabilities08Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentLiabilities09Member AUBANK2023-06-30in-bse-fin:OneReportableSegmentLiabilities09Member AUBANK2023-04-012023-06-30in-bse-fin:OneReportableSegmentLiabilities10Member AUBANK2023-06-30in-bse-fin:OneReportableSegmentLiabilities10Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares AUBANK AU Small Finance Bank Limited 2023-04-01 2024-03-31 INR First quarter Not applicable 2023-06-30 Unaudited Standalone 20070634000.00 3758309000.00 200614000.00 553827000.00 24583384000.00 3151193000.00 27734577000.00 12121254000.00 5070427000.00 5082493000.00 10152920000.00 22274174000.00 5460403000.00 329800000.00 0.00 5130603000.00 1261640000.00 3868963000.00 0.00 3868963000.00 3868963000.00 6670153000.00 10.00 0.00 0.1995 0.00 5.80 5.77 5.80 5.77 11212276000.00 3471463000.00 0.0176 0.0055 0.0043 Ratios Particulars Quarter ended 30.06.2023 Tier I ratio 19.95% Tier II ratio 1.51% Captail Adequacy Ratio 21.46% % of gross NPAs 1.76% % of net NPAs 0.55% Return on assets (average) - not annualized 0.43% Net worth 11,37,867.42 Outstanding redeemable preference shares - Capital redemption reserve / Debenture redemption reserve - Debt-equity ratio 0.30 Total debts to total assets 8.34% For notes please refer financial results submitted in pdf form to stock exchanges. Net worth represents sum of Capital and Reserves & Surplus. Debt represents borrowings with residual maturity of more than one year. Total debt represents total borrowings of the Bank. Other operating expenses 5082493000.00 Capital and Other Reserves 0.00 Other banking operations 143081000.00 Retail banking 21045377000.00 Treasury 4096366000.00 Wholesale banking 2449753000.00 27734577000.00 0.00 27734577000.00 Capital and Other Reserves 0.00 Other banking operations 80560000.00 Retail banking 3888607000.00 Treasury 410675000.00 Wholesale banking 750761000.00 5130603000.00 0.00 0.00 5130603000.00 Capital and Other Reserves 0.00 Capital and Other Reserves 0.00 Other banking operations 68619000.00 Other banking operations 68619000.00 Retail banking 570631243000.00 Retail banking 570631243000.00 Treasury 224204333000.00 Treasury 224204333000.00 Wholesale banking 90251841000.00 Wholesale banking 90251841000.00 885156036000.00 30671699000.00 915827735000.00 Capital and Other Reserves 113786742000.00 Capital and Other Reserves 113786742000.00 Other banking operations 46661000.00 Other banking operations 46661000.00 Retail banking 433636120000.00 Retail banking 433636120000.00 Treasury 29718657000.00 Treasury 29718657000.00 Wholesale banking 337428854000.00 Wholesale banking 337428854000.00 914617034000.00 1210701000.00 915827735000.00 Business Segments have been identified and reported taking into account the target customer profile, the nature of products and services, the differing risks and returns, the organisation structure, the internal business reporting system and guidelines prescribed by the RBI and in compliance with the Accounting Standard 17 – “Segment Reporting”. The RBI vide its circular dated April 7, 2022 on establishment of Digital Banking Units (DBUs), has prescribed reporting of Digital Banking Segment as a sub-segment of Retail Banking Segment. The Bank is in the process of setting up DBUs and hence no Digital Banking Segment disclosure have been made. The business operations of the Bank are in India and for the purpose of segment reporting as per Accounting Standard-17 (Segment reporting) the bank is considered to operate only in domestic segment.