IOB2022-01-012022-03-31in-bse-fin:OneOperatingExpenses01Member IOB2022-01-012022-03-31in-bse-fin:FourOperatingExpenses01Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue01Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue02Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue03Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue04Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue05Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue06Member IOB2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue01Member IOB2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue02Member IOB2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue03Member IOB2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue04Member IOB2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue05Member IOB2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue06Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults01Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults02Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults03Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults04Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults05Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults06Member IOB2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults01Member IOB2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults02Member IOB2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults03Member IOB2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults04Member IOB2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults05Member IOB2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults06Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets01Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets02Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets03Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets04Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets05Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets06Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities01Member IOB2022-03-31in-bse-fin:OneReportableSegmentLiabilities01Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities02Member IOB2022-03-31in-bse-fin:OneReportableSegmentLiabilities02Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities03Member IOB2022-03-31in-bse-fin:OneReportableSegmentLiabilities03Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities04Member IOB2022-03-31in-bse-fin:OneReportableSegmentLiabilities04Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities05Member IOB2022-03-31in-bse-fin:OneReportableSegmentLiabilities05Member IOB2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities06Member IOB2022-03-31in-bse-fin:OneReportableSegmentLiabilities06Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares IOB Indian Overseas Bank 2021-04-01 2022-03-31 INR Yearly true Cash Flow Indirect Declaration of unmodified opinion 2022-03-31 Audited Standalone 26877400000.00 14636900000.00 630900000.00 0.00 42145200000.00 15041600000.00 57186800000.00 26049900000.00 9498300000.00 5495400000.00 14993700000.00 41043600000.00 16143200000.00 10141300000.00 0.00 6001900000.00 478100000.00 5523800000.00 0.00 5523800000.00 5523800000.00 189024100000.00 10.00 0.9638 0.1071 0.00 0.29 0.29 0.29 0.29 152986200000.00 38246200000.00 0.0982 0.0265 0.0074 1 The above Standalone Audited Financial results for the quarter and year ended March 31, 2022 have been reviewed by the Audit Committee of the Board and approved by the Board of Directors in their respective meetings held on 18.05.2022. The results have been audited by the Statutory Central Auditors of the Bank in line with the guidelines issued by the Reserve Bank of India and as per the requirements of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended. 2 The above financial results for the quarter and year ended March 31, 2022 have been arrived at after considering provision for loan losses, restructured assets, standard assets, non performing assets (including Covid 19 related provisions) stressed sector accounts, income tax, depreciation on investments and fixed assets, non performing investments, derivative exposures and other necessary provisionson the basis of prudential norms and directions issued by RBI, judicial pronouncement and applicable accounting standards issued by ICAI and applicable laws. Provision for employee benefits pertaining to Pension, Gratuity and Leave Encashment have been made on the basis of actuarial valuation. . The Bank has applied its significant accounting policies in the preparation of these financial results that are consistent with those followed in annual financial statements for the previous year ended 31.03.2021. 3 The details of Subsidiaries, Associates and Joint Ventures of the Bank along with the percentage of share held are:- Sl.No Name of the Company Type of Investment Country of Incorporation % of Holding 1 Odisha Gramya Bank Associate India 35% 2 India International Bank (Malaysia) Berhad Joint Venture Malaysia 35% 3 Universal Sompo General Insurance Company Limited* Joint Venture India 18.06% Bank does not have any subsidiary. 2022-03-31 Audited Standalone 106651700000.00 56745900000.00 2304900000.00 1596200000.00 167298700000.00 49030200000.00 216328900000.00 104187300000.00 34857700000.00 19654800000.00 54512500000.00 158699800000.00 57629100000.00 39838500000.00 0.00 17790600000.00 695200000.00 17095400000.00 0.00 17095400000.00 17095400000.00 189024100000.00 10.00 13484200000.00 0.9638 0.1071 0.00 0.92 0.92 0.92 0.92 152986200000.00 38246200000.00 0.0982 0.0265 0.0059 Other Operating Expenses 5495400000.00 Other Operating Expenses 19654800000.00 . 0.00 Corporate / Wholesale Banking 12749600000.00 Other Banking Operations 1118400000.00 Retail Banking 23620300000.00 Treasury Operations 19694200000.00 Unallocated 4200000.00 . 0.00 Corporate / Wholesale Banking 60878600000.00 Other Banking Operations 4638700000.00 Retail Banking 74776900000.00 Treasury Operations 74426500000.00 Unallocated 1608100000.00 57186700000.00 216328800000.00 0.00 0.00 57186700000.00 216328800000.00 . 0.00 Corporate / Wholesale Banking -411800000.00 Other Banking Operations 678200000.00 Retail Banking 10623800000.00 Treasury Operations 5249500000.00 Unallocated 3400000.00 . 0.00 Corporate / Wholesale Banking 10505100000.00 Other Banking Operations 3225400000.00 Retail Banking 23439000000.00 Treasury Operations 18854600000.00 Unallocated 1605000000.00 16143100000.00 57629100000.00 10141300000.00 39838600000.00 6001800000.00 17790500000.00 . 0.00 Corporate / Wholesale Banking 820753900000.00 Other Banking Operations 1508700000.00 Retail Banking 935937800000.00 Treasury Operations 1131194900000.00 Unallocated 104376300000.00 2993771600000.00 . 0.00 Corporate / Wholesale Banking 789635800000.00 Other Banking Operations 1815300000.00 Retail Banking 903736300000.00 Treasury Operations 1068093500000.00 Unallocated 486800000.00 2763767700000.00 1. Segment expenses and liabilities have been apportinoned on the basis of average segment assets, wherever direct allocation is not possible. 2. Figures of the previous years / current year / quarters have been regrouped / reclassified / rearranged wherever considered necessary to correspond with the current year / quarters classification / presentation. 1546500000.00 4590400000.00 34701700000.00 0.00 0.00 0.00 5109700000.00 0.00 0.00 0.00 45948300000.00 218706300000.00 -199930400000.00 -22007800000.00 -12659400000.00 15292100000.00 0.00 -599200000.00 45349100000.00 63139700000.00 0.00 0.00 0.00 7480900000.00 0.00 55658800000.00 0.00 0.00 55658800000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 68900000.00 548600000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -479700000.00 0.00 0.00 -479700000.00 0.00 0.00 6650000000.00 0.00 0.00 0.00 1860400000.00 0.00 0.00 4789600000.00 0.00 0.00 4789600000.00 59968700000.00 0.00 59968700000.00 307763300000.00 367732000000.00