BANDHANBNK2022-01-012022-03-31in-bse-fin:OneOperatingExpenses01Member BANDHANBNK2022-01-012022-03-31in-bse-fin:FourOperatingExpenses01Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue01Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue02Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue03Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue04Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentRevenue05Member BANDHANBNK2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue01Member BANDHANBNK2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue02Member BANDHANBNK2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue03Member BANDHANBNK2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue04Member BANDHANBNK2022-01-012022-03-31in-bse-fin:FourReportableSegmentRevenue05Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults01Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults02Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults03Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults04Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentResults05Member BANDHANBNK2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults01Member BANDHANBNK2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults02Member BANDHANBNK2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults03Member BANDHANBNK2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults04Member BANDHANBNK2022-01-012022-03-31in-bse-fin:FourReportableSegmentResults05Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets01Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets02Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets03Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets04Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentAssets05Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities01Member BANDHANBNK2022-03-31in-bse-fin:OneReportableSegmentLiabilities01Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities02Member BANDHANBNK2022-03-31in-bse-fin:OneReportableSegmentLiabilities02Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities03Member BANDHANBNK2022-03-31in-bse-fin:OneReportableSegmentLiabilities03Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities04Member BANDHANBNK2022-03-31in-bse-fin:OneReportableSegmentLiabilities04Member BANDHANBNK2022-01-012022-03-31in-bse-fin:OneReportableSegmentLiabilities05Member BANDHANBNK2022-03-31in-bse-fin:OneReportableSegmentLiabilities05Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares BANDHANBNK Bandhan Bank Limited 2021-04-01 2022-03-31 INR Yearly true Cash Flow Indirect Declaration of unmodified opinion 2022-03-31 Audited Standalone 34404389000.00 4030525000.00 187056000.00 93680000.00 38715650000.00 9644022000.00 48359672000.00 13317311000.00 5703816000.00 4124690000.00 9828506000.00 23145817000.00 25213855000.00 47180000.00 0.00 25166675000.00 6143255000.00 19023420000.00 0.00 19023420000.00 19023420000.00 16107659000.00 10.00 0.00 0.201 0.00 11.81 11.81 11.81 11.81 63800008000.00 15642328000.00 0.0646 0.0166 0.0147 Notes: 3. The financial results for the quarter and year ended March 31, 2022 have been subjected to audit by the statutory auditors (Deloitte Haskins & Sells, Chartered Accountants and M M Nissim & Co LLP, Chartered Accountants) of the Bank. The financial results for the quarter and year ended March 31, 2021 were audited by Deloitte Haskins & Sells, Chartered Accountants 4. The figures of the last quarter in each of the financial years are the balancing figures between audited figures in respect of the full financial year and the published year to date figures upto the end of the third quarter of the respective financial year. 5. In accordance with the RBI circular RBI/2021-22/95 DOR.GOV.REC.44/29.67.001/2021-22 “Guidelines on Compensation of Whole Time Directors/ Chief Executive Officers/ Material Risk Takers and Control Function staff – Clarification” dated August 30, 2021, Share-linked instruments granted to Whole Time Directors/ Chief Executive Officers/ Material Risk Takers and Control Function staff after the accounting period ending March 31, 2021, are fair valued on the date of grant, using Black-Scholes model instead of Intrinsic value method. As a result, ‘Employees’ cost’ for the quarter and year ended March 31, 2022 is higher by Rs. 140.81 lakhs and Rs. 523.95 lakhs respectively with a consequent decrease in profit after tax by Rs. 105.37 lakhs and Rs 392.08 lakhs respectively. 6. During the quarter and year ended March 31, 2022, the Bank has allotted 42,642 and 1,66,666 Equity Shares of Rs.10/- each in respect of stock option exercised aggregating to Rs. 76.76 lakhs and Rs. 300.09 lakhs respectively. Accordingly, share capital increased by Rs. 4.26 lakhs and Rs. 72.49 lakhs respectively and share premium increased by Rs. 16.67 lakhs and Rs. 283.42 lakhs respectively. Due to limitation of spacing, we are unable to provide the full notes here. However, the same has already been uploaded on the neaps portal while submitting the quick results on May 13, 2022. You are hereby requested to refer the PDF file thereto. 2022-03-31 Audited Standalone 121838960000.00 14783033000.00 1405144000.00 684065000.00 138711202000.00 28228226000.00 166939428000.00 51571016000.00 21348825000.00 13885552000.00 35234377000.00 86805393000.00 80134035000.00 78847804000.00 0.00 1286231000.00 28291000.00 1257940000.00 0.00 1257940000.00 1257940000.00 16107659000.00 10.00 157703848000.00 0.00 0.201 0.00 0.78 0.78 0.78 0.78 63800008000.00 15642328000.00 0.0646 0.0166 0.0011 Others 4124690000.00 Others 13885552000.00 Other Banking Operations 1324797000.00 Retail Banking 41679992000.00 Treasury 3862398000.00 Unallocated 0.00 Wholesale Banking 1441587000.00 Other Banking Operations 3479203000.00 Retail Banking 141946015000.00 Treasury 18682904000.00 Unallocated 0.00 Wholesale Banking 4758040000.00 48308774000.00 168866162000.00 -50898000.00 1926734000.00 48359672000.00 166939428000.00 Other Banking Operations 1314850000.00 Retail Banking 22103916000.00 Treasury 1361361000.00 Unallocated 0.00 Wholesale Banking 386548000.00 Other Banking Operations 3412751000.00 Retail Banking -10283195000.00 Treasury 7275704000.00 Unallocated 0.00 Wholesale Banking 880971000.00 25166675000.00 1286231000.00 0.00 0.00 0.00 0.00 25166675000.00 1286231000.00 Other Banking Operations 316799000.00 Retail Banking 932580445000.00 Treasury 374271954000.00 Unallocated 12390766000.00 Wholesale Banking 69105491000.00 1388665455000.00 Other Banking Operations 316799000.00 Retail Banking 932580445000.00 Treasury 374271954000.00 Unallocated 12390766000.00 Wholesale Banking 69105491000.00 1388665455000.00 0.00 0.00 1388665455000.00 Notes: i) Treasury : Includes investments in sovereign securities and trading operations. It also includes the central funding unit. ii) Retail banking : Includes lending to individuals/small businesses through the branch network and other delivery channels subject to the orientation, nature of product, granularity of the exposure and low value of individual exposure thereof. It also includes liability products, card services, internet banking, mobile banking, ATM services and NRI services. All deposits sourced by branches are classified in retail category. iii) Corporate/Wholesale Banking: Includes SME/ Corporate relationships not included under Retail Banking. iv) Other Banking Business : Includes para banking activities like third party product distribution 0.00 1100374000.00 78847804000.00 0.00 0.00 52395000.00 -11558767000.00 0.00 -449702000.00 0.00 67992104000.00 0.00 -175285772000.00 -59208171000.00 183583883000.00 -2452688000.00 0.00 -53362748000.00 14629357000.00 15915588000.00 0.00 0.00 0.00 6895195000.00 0.00 9020393000.00 0.00 0.00 9020393000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10811000.00 2118859000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11273812000.00 0.00 -15284036000.00 0.00 -6118272000.00 0.00 0.00 -6118272000.00 30009000.00 0.00 0.00 50695963000.00 21087254000.00 1610674000.00 0.00 0.00 0.00 28028043000.00 0.00 0.00 28028043000.00 30930164000.00 0.00 30930164000.00 62278055000.00 93208219000.00