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The financial results have been prepared in accordance with the recognition and measurement principles given in Accounting Standard (AS) 25 on 'Interim Financial Reporting' as prescribed under Companies Act, 2013. These financial results have been reviewed by the Audit Committee and approved by the Board of Directors of the Bank at its meeting held on November 13, 2021. The financial results for the quarter and half year ended September 30, 2021, have been audited by the MSKC & Associates, the Statutory auditors of the Bank. 2. The Bank successfully completed Initial Public Offer (IPO) and the shares of the Bank got listed on November 12, 2021, on National Stock Exchange Ltd. (NSE) and BSE Ltd. (BSE). 3. The Bank has applied its significant accounting policies in the preparation of these financial results that are consistent with those followed in the annual financial statements for the year ended March 31, 2021. 4. Other income relates to fees and commission earned from CASA, micro-ATMs and AePS transactions, domestic remittances, issuing of debit cards, third party products including insurance and gold loans, Business Correspondent Banking and Cash Management Services. 5. During financial year 2020-21, the Covid-19 pandemic resulted in a nation-wide lockdown which substantially impacted economic activity. The second wave of the Covid-19 pandemic in April-May 2021 led to the re-imposition of localised/regional lock-down measures in various parts of the country. The second wave has started to subside from June 2021 onwards and there has been a lifting of lock downs, resulting in a gradual increase in economic activity. While there has been a reduction in the number of new reported Covid-19 cases, progress in the vaccination programme and gradual increase in economic activity, the extent to which the COVID-19 pandemic will impact the Bank's performance will depend on future developments, which are uncertain. The Bank will continue to closely monitor any material changes to future economic conditions 2022-03-31 Audited Standalone 200000.00 231300000.00 124700000.00 100000.00 356300000.00 9732200000.00 10088500000.00 153100000.00 1332500000.00 8175500000.00 9508000000.00 9661100000.00 427400000.00 0.00 0.00 427400000.00 0.00 427400000.00 0.00 427400000.00 427400000.00 832100000.00 10.00 3934300000.00 0.00 1.00 0.00 5.34 5.34 5.34 5.34 0.00 0.00 0.00 0.00 0.0254 Advertisement and publicity 44400000.00 Auditors' fees and expenses 1000000.00 Depreciation on banks property 102100000.00 Director’s fees Allowances and expenses 3000000.00 Law Charges 10600000.00 Other Expenditure 2030600000.00 Postage, Telegrams, Telephones, etc. 37200000.00 Printing and stationery 4100000.00 Rent, taxes and lighting 35000000.00 Repairs and maintenance 34000000.00 Advertisement and publicity 161500000.00 Auditors' fees and expenses 4000000.00 Depreciation on banks property 354500000.00 Director’s fees Allowances and expenses 10400000.00 Law Charges 32600000.00 Other Expenditure 7165500000.00 Postage, Telegrams, Telephones, etc. 183500000.00 Printing and stationery 18300000.00 Rent, taxes and lighting 129800000.00 Repairs and maintenance 115400000.00 Corporate/ Wholesale Banking 0.00 Other Banking Operations 2218200000.00 Retail Banking 564100000.00 Treasury 73000000.00 Corporate/ Wholesale Banking 0.00 Other Banking Operations 8050100000.00 Retail Banking 1794700000.00 Treasury 245900000.00 2855300000.00 10090700000.00 0.00 0.00 2855300000.00 10090700000.00 Corporate/ Wholesale Banking 0.00 Other Banking Operations 340700000.00 Retail Banking 246600000.00 Treasury 57100000.00 Corporate/ Wholesale Banking 0.00 Other Banking Operations 1208900000.00 Retail Banking 711800000.00 Treasury 188900000.00 644400000.00 2109600000.00 0.00 0.00 468200000.00 1682200000.00 176200000.00 427400000.00 Corporate/ Wholesale Banking 0.00 Other Banking Operations 6704000000.00 Retail Banking 273100000.00 Treasury 8462000000.00 15439100000.00 1360900000.00 1360900000.00 16800000000.00 Corporate/ Wholesale Banking 0.00 Other Banking Operations 5415600000.00 Retail Banking 5203000000.00 Treasury 460000000.00 11078600000.00 5721400000.00 5721400000.00 16800000000.00 1. The disclosure relating to segment information is in accordance with Accounting Standard 17 Segment Reporting (AS-17) and as per guidelines issued by Reserve Bank of India (RBI) in this regard. 0.00 354500000.00 0.00 0.00 0.00 31900000.00 0.00 3300000.00 37500000.00 0.00 427200000.00 0.00 -135800000.00 -1247500000.00 -154100000.00 2832400000.00 0.00 1295000000.00 1722200000.00 2149600000.00 0.00 0.00 0.00 75300000.00 0.00 2074300000.00 0.00 0.00 2074300000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 400000.00 643500000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -643100000.00 0.00 0.00 -643100000.00 2833600000.00 0.00 0.00 688600000.00 0.00 0.00 0.00 0.00 0.00 3522200000.00 0.00 0.00 3522200000.00 4953400000.00 0.00 4953400000.00 2708200000.00 7661600000.00