BANDHANBNK2021-10-012021-12-31in-bse-fin:OneOperatingExpenses01Member BANDHANBNK2021-10-012021-12-31in-bse-fin:FourOperatingExpenses01Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentRevenue01Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentRevenue02Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentRevenue03Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentRevenue04Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentRevenue05Member BANDHANBNK2021-10-012021-12-31in-bse-fin:FourReportableSegmentRevenue01Member BANDHANBNK2021-10-012021-12-31in-bse-fin:FourReportableSegmentRevenue02Member BANDHANBNK2021-10-012021-12-31in-bse-fin:FourReportableSegmentRevenue03Member BANDHANBNK2021-10-012021-12-31in-bse-fin:FourReportableSegmentRevenue04Member BANDHANBNK2021-10-012021-12-31in-bse-fin:FourReportableSegmentRevenue05Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentResults01Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentResults02Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentResults03Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentResults04Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentResults05Member BANDHANBNK2021-10-012021-12-31in-bse-fin:FourReportableSegmentResults01Member BANDHANBNK2021-10-012021-12-31in-bse-fin:FourReportableSegmentResults02Member BANDHANBNK2021-10-012021-12-31in-bse-fin:FourReportableSegmentResults03Member BANDHANBNK2021-10-012021-12-31in-bse-fin:FourReportableSegmentResults04Member BANDHANBNK2021-10-012021-12-31in-bse-fin:FourReportableSegmentResults05Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentAssets01Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentAssets02Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentAssets03Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentAssets04Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentAssets05Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentLiabilities01Member BANDHANBNK2021-12-31in-bse-fin:OneReportableSegmentLiabilities01Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentLiabilities02Member BANDHANBNK2021-12-31in-bse-fin:OneReportableSegmentLiabilities02Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentLiabilities03Member BANDHANBNK2021-12-31in-bse-fin:OneReportableSegmentLiabilities03Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentLiabilities04Member BANDHANBNK2021-12-31in-bse-fin:OneReportableSegmentLiabilities04Member BANDHANBNK2021-10-012021-12-31in-bse-fin:OneReportableSegmentLiabilities05Member BANDHANBNK2021-12-31in-bse-fin:OneReportableSegmentLiabilities05Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares BANDHANBNK Bandhan Bank Limited 2021-04-01 2022-03-31 INR Third quarter Not applicable 2021-12-31 Unaudited Standalone 29753431000.00 3944169000.00 386690000.00 2284000.00 34086574000.00 7122917000.00 41209491000.00 12839590000.00 5190315000.00 3678120000.00 8868435000.00 21708025000.00 19501466000.00 8057101000.00 0.00 11444365000.00 2854664000.00 8589701000.00 0.00 8589701000.00 8589701000.00 16107233000.00 10.00 0.00 0.20 0.00 5.33 5.33 5.33 5.33 94415694000.00 24131260000.00 0.1081 0.0301 0.0072 Notes: 1.The financial results for the quarter and nine months ended December 31, 2021 have been subjected to a limited review by the statutory auditors (Deloitte Haskins & Sells, Chartered Accountants and M M Nissim & Co LLP, Chartered Accountants) of the Bank. The report thereon is unmodified. The financial results for the quarter and nine months ended December 31, 2020 and for the year ended March 31, 2021 was reviewed / audited by Deloitte Haskins & Sells, Chartered Accountants. 2.The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statements for the year ended March 31, 2021 except for share based employee's compensation plans. RBI, vide its clarification dated August 30, 2021 on Guidelines on Compensation of Whole Time Directors / Chief Executive Officers / Material Risk Takers and Control Function Staff, advised Banks that the fair value of share-linked instruments on the date of grant should be recognised as an expense for all instruments granted after the accounting period ending March 31, 2021. Accordingly, the Bank has changed its accounting policy from the intrinsic value method to the fair value method for such class of employees. The fair value of the stock-based compensation is estimated on the date of grant using Black-Scholes model and is recognised as compensation expense over the vesting period. As a result, ‘Employees’ cost’ for the quarter and nine months ended December 31, 2021 is higher by Rs. 106.45 lakhs and Rs. 383.14 lakhs respectively with a consequent decrease in profit after tax by Rs. 79.66 lakhs and increase in loss after tax by Rs. 286.71 lakhs respectively. 3.During the quarter and nine months ended December 31, 2021, the Bank has allotted 22,598 and 1,24,024 Equity Shares of Rs.10/- each in respect of stock option exercised aggregating to Rs 40.68 lakhs and Rs 223.33 lakhs respectively. Accordingly, share capital increased by Rs. 2.26 lakhs and Rs. 12.40 lakhs respectively and share premium increased by Rs 38.42 lakhs and Rs 210.93 lakhs respectively. Due to limitation of digits, further details pertaining to the may please be referred in the PDF file already uploaded in the Corporate announcement - Results section on the BSE Listing Centre on January 21, 2022. 2021-12-31 Unaudited Standalone 87434571000.00 10752508000.00 1218088000.00 590385000.00 99995552000.00 18584204000.00 118579756000.00 38253705000.00 15645009000.00 9760862000.00 25405871000.00 63659576000.00 54920180000.00 78800624000.00 0.00 -23880444000.00 -6114964000.00 -17765480000.00 0.00 -17765480000.00 -17765480000.00 16107233000.00 10.00 0.00 0.20 0.00 -11.03 -11.03 -11.03 -11.03 94415694000.00 24131260000.00 0.1081 0.0301 -0.0154 Others 3678120000.00 Others 9760862000.00 Other Banking Operations 847133000.00 Retail Banking 36185991000.00 Treasury 4405066000.00 Unallocated 0.00 Wholesale Banking 1021902000.00 Other Banking Operations 2154406000.00 Retail Banking 100266023000.00 Treasury 14820506000.00 Unallocated 0.00 Wholesale Banking 3316453000.00 42460092000.00 120557388000.00 1250601000.00 1977632000.00 41209491000.00 118579756000.00 Other Banking Operations 825343000.00 Retail Banking 9354168000.00 Treasury 996442000.00 Unallocated 0.00 Wholesale Banking 268412000.00 Other Banking Operations 2100404000.00 Retail Banking -32232595000.00 Treasury 5680443000.00 Unallocated 0.00 Wholesale Banking 571304000.00 11444365000.00 -23880444000.00 0.00 0.00 0.00 0.00 11444365000.00 -23880444000.00 Other Banking Operations 212006000.00 Retail Banking 784870776000.00 Treasury 365680474000.00 Unallocated 15570372000.00 Wholesale Banking 46118526000.00 1212452154000.00 0.00 0.00 1212452154000.00 Other Banking Operations 212006000.00 Retail Banking 784870776000.00 Treasury 365680474000.00 Unallocated 15570372000.00 Wholesale Banking 46118526000.00 1212452154000.00 0.00 0.00 1212452154000.00 Notes: i) Treasury : Includes investments in sovereign securities and trading operations. It also includes the central funding unit. ii) Retail banking : Includes lending to individuals/small businesses through the branch network and other delivery channels subject to the orientation, nature of product, granularity of the exposure and low value of individual exposure thereof. It also includes liability products, card services, internet banking, mobile banking, ATM services and NRI services. All deposits sourced by branches are classified in retail category. iii) Corporate/Wholesale Banking: Includes SME/ Corporate relationships not included under Retail Banking. iv) Other Banking Business : Includes para banking activities like third party product distribution.