FEDERALBNK2021-04-012021-06-30in-bse-fin:OneOperatingExpenses01Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentRevenue01Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentRevenue02Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentRevenue03Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentResults01Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentResults02Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentResults03Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentAssets01Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentAssets02Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentAssets03Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentAssets04Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentAssets05Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentAssets06Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDERALBNK2021-06-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDERALBNK2021-06-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDERALBNK2021-06-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDERALBNK2021-06-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentLiabilities05Member FEDERALBNK2021-06-30in-bse-fin:OneReportableSegmentLiabilities05Member FEDERALBNK2021-04-012021-06-30in-bse-fin:OneReportableSegmentLiabilities06Member FEDERALBNK2021-06-30in-bse-fin:OneReportableSegmentLiabilities06Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares FEDERALBNK The Federal Bank Limited 2021-04-01 2022-03-31 INR First quarter Not applicable 2021-06-30 Unaudited Consolidated 28429500000.00 5846300000.00 366200000.00 607800000.00 35249800000.00 6227900000.00 41477700000.00 20001600000.00 5699000000.00 4196500000.00 9895500000.00 29897100000.00 11580600000.00 6710000000.00 0.00 4870600000.00 1315000000.00 3555600000.00 0.00 3555600000.00 50400000.00 38400000.00 3567600000.00 3992600000.00 2.00 0.00 0.1434 0.00 1.79 1.77 1.79 1.77 47931800000.00 17124200000.00 0.0351 0.0128 0.0017 1.The above Consolidated Unaudited Financial Results for the quarter ended June 30, 2021 were reviewed by the Audit Committee and subsequently taken on record and approved by the Board of Directors at its meeting held on July 23, 2021. These Results have been subjected to “Limited review” by the Statutory Central Auditors of the Bank and an unqualified review report has been issued. 2.The Consolidated Financial Results of the Group comprise the financial results of The Federal Bank Limited and its subsidiaries viz. Fedbank Financial Services Limited & Federal Operations and Services Limited and its associates viz. Ageas Federal Life Insurance Company Limited & Equirus Capital Private Limited. 3.There has been no material change in the accounting policies adopted during the quarter ended June 30, 2021 as compared to those followed for the year ended March 31, 2021. 4.The working results have been arrived at after considering provision for standard assets, including requirements for exposures to entities with Unhedged Foreign Currency Exposures, non-performing assets (NPAs), depreciation on investments, income-tax and other usual and necessary provisions. 5.Other income includes fees earned from providing services to customers, commission from non-fund-based banking activities, earnings from foreign exchange and derivative transactions, selling of third-party products, profit on sale of investments (net), recoveries from advances written off etc. 6.The Capital Adequacy Ratio is computed on the basis of RBI guidelines applicable on the relevant reporting dates and the ratio for the corresponding previous period is not adjusted to consider the impact of subsequent changes if any, in the guidelines. 7.The Business operations of the Bank are largely concentrated in India and for the purpose of Segment reporting, the bank is considered to operate only in domestic segment, though the bank has its operations in International Finance Service Centre (IFSC) Banking Unit in Gujarat International Finance Tec-city (GIFT). The business conducted from the same is considered as a part of Indian operations. Other operating expenses 4196500000.00 Corporate/Wholesale Banking 11068400000.00 Retail Banking 22749600000.00 Treasury 7659700000.00 41477700000.00 0.00 41477700000.00 Corporate/Wholesale Banking -273700000.00 Retail Banking 1609800000.00 Treasury 3534500000.00 4870600000.00 0.00 0.00 4870600000.00 Corporate/Wholesale Banking 701007400000.00 Corporate/Wholesale Banking 701007400000.00 Retail Banking 821575100000.00 Retail Banking 821575100000.00 Treasury 456663800000.00 Treasury 456663800000.00 1979246300000.00 58520500000.00 2037766800000.00 Corporate/Wholesale Banking 148081500000.00 Corporate/Wholesale Banking 148081500000.00 Retail Banking 1587398300000.00 Retail Banking 1587398300000.00 Treasury 111114200000.00 Treasury 111114200000.00 1846594000000.00 19880600000.00 1866474600000.00 8.During the quarter ended June 30, 2021, the Bank has allotted 130,990 equity shares of Rs. 2 each, pursuant to the exercise of stock options by employees. 9.In accordance with RBI Circular DBR.No.BP.BC.1/21.06.201/2015-16 on Basel III Capital Regulations dated July 01, 2015 and RBI Circular DBR.No.BP.BC.80/21.06.201/2014-15 dated March 31, 2015 - 'Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments', Banks are required to make Pillar 3 disclosure requirements including Leverage Ratio disclosure requirements that are to be made along with the publication of Financial Results. Accordingly, such applicable disclosures have been placed on the website of the Bank which can be accessed at the following link: https://www.federalbank.co.in/regulatory-disclosures. These disclosures have not been subjected to audit or review by the Statutory Central Auditors of the Bank. 10.On account of uncertainties arising from the COVID-19 pandemic across the world and in India, including the ‘second wave’ which has resulted in imposition of renewed restrictions in various parts of the country, the extent to which the same will impact the Bank’s operations and financial position in future will depend on various aspects including actions taken to mitigate its impact and other regulatory measures. The Bank’s capital and liquidity position is strong and would continue to be the focus area for the Bank during this period. The extent to which the COVID-19 pandemic will continue to impact the Bank's results will depend on the future developments related to the situation, which are highly uncertain, as well as the outcomes of the actions to contain the same. 11.Details of resolution plan implemented under the Resolution Framework for COVID-19-related Stress as per RBI circular dated August 6, 2020 are given in publication to stock exchange. 12.In accordance with the RBI Cir. No. DOR.STR.REC.11/21.04.048/2021-22 dated May 05, 2021 on Resolution Framework — 2.0: Resolution of Covid — 19 related stress of Individuals and Small Business , the number of borrower accounts where modifications were sanctioned and implemented and the aggregate exposure to such borrowers are as under No. of Accounts: 13 Amount in lakhs :Rs. 600.67 13.The figures for the quarter ended March 31, 2021 are the balancing figures between audited figures in respect of the financial year 2020-21 and the published year to date figures upto December 31, 2020, which were subjected to limited review. 14.The figures for the quarter ended June 30, 2020 were reviewed by predecessor statutory auditors. 15.Previous period's / year's figures have been regrouped / reclassified, where necessary to conform to current period's classification. For the above segment reporting, the reportable segments are identified as Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations in compliance with the RBI guidelines.