FEDERALBNK2020-04-012020-06-30in-bse-fin:OneOperatingExpenses01Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentRevenue01Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentRevenue02Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentRevenue03Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentResults01Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentResults02Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentResults03Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentAssets01Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentAssets02Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentAssets03Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentAssets04Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentAssets05Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentAssets06Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDERALBNK2020-06-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDERALBNK2020-06-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDERALBNK2020-06-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDERALBNK2020-06-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentLiabilities05Member FEDERALBNK2020-06-30in-bse-fin:OneReportableSegmentLiabilities05Member FEDERALBNK2020-04-012020-06-30in-bse-fin:OneReportableSegmentLiabilities06Member FEDERALBNK2020-06-30in-bse-fin:OneReportableSegmentLiabilities06Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares FEDERALBNK The Federal Bank Limited 2020-04-01 2021-03-31 INR First quarter Not applicable 2020-06-30 Unaudited Consolidated 28277400000.00 6065400000.00 706700000.00 671600000.00 35721100000.00 4833100000.00 40554200000.00 21965500000.00 5265600000.00 3693900000.00 8959500000.00 30925000000.00 9629200000.00 4093500000.00 0.00 5535700000.00 1419900000.00 4115800000.00 0.00 4115800000.00 15600000.00 36400000.00 4095000000.00 3987500000.00 2.00 0.00 0.1336 0.00 2.05 2.05 2.05 2.05 37120700000.00 15256600000.00 0.0294 0.0123 0.0022 1.The above Consolidated Unaudited Financial Results for the quarter ended June 30, 2020 were reviewed by the Audit Committee and subsequently taken on record and approved by the Board of Directors at its meeting held on July 15, 2020. These Results have been subjected to “Limited review” by the Statutory Central Auditors of the Bank and an unqualified review report has been issued. n n2.The Consolidated Financial Results of the Group comprise the financial results of The Federal Bank Limited and its subsidiaries viz. Fedbank Financial Services Limited & Federal Operations and Services Limited and its associates viz. IDBI Federal Life Insurance Company Limited & Equirus Capital Private Limited. n n3.There has been no material change in the accounting policies adopted during the quarter ended June 30, 2020 as compared to those followed for the year ended March 31, 2020. n n4.Pursuant to Board approved policy on preparation of segment information, the Bank, with effect from quarter ended June 30, 2020, has revised the basis of preparation of segment information on a direct identification basis with the aid of Internal Transfer pricing mechanism for more appropriate presentation of the segment results. Accordingly, figures for the previous periods have been regrouped / reclassified to conform to current period's classification. n nThe change in segment information has no impact on the overall Revenue, Results, and Capital employed of the bank for the quarter ended June 30, 2020 or the previous periods/year. The impact of Increase/Decrease in the segment revenue, segment results, segment assets, segment liabilities and capital employed had the Bank continued the same method of preparation of segment information as was adopted in previous periods is disclosed in the notes filed with stock exchanges. n n n5.The working results have been arrived at after considering provision for standard assets, including requirements for exposures to entities with Unhedged Foreign Currency Exposures, non-performing assets (NPAs), depreciation on investments, income-tax and other usual and necessary provisions n n6.Other income includes fees earned from providing services to customers, commission from non-fund-based banking activities, earnings from foreign exchange and derivative transactions, selling of third-party products, profit on sale of investments (net), recoveries from advances written off etc. Other operating expenses 3693900000.00 Corporate/Wholesale Banking 11494200000.00 Retail Banking 19681800000.00 Treasury 9378200000.00 40554200000.00 40554200000.00 Corporate/Wholesale Banking -803800000.00 Retail Banking 2112200000.00 Treasury 4227500000.00 5535900000.00 0.00 200000.00 5535700000.00 Corporate/Wholesale Banking 695381700000.00 Corporate/Wholesale Banking 695381700000.00 Retail Banking 689410900000.00 Retail Banking 689410900000.00 Treasury 419758600000.00 Treasury 419758600000.00 1804551200000.00 81936300000.00 1886487500000.00 Corporate/Wholesale Banking 124928000000.00 Corporate/Wholesale Banking 124928000000.00 Retail Banking 1443951600000.00 Retail Banking 1443951600000.00 Treasury 139563600000.00 Treasury 139563600000.00 1708443200000.00 23835400000.00 1732278600000.00 7.The Capital Adequacy Ratio is computed on the basis of RBI guidelines applicable on the relevant reporting dates and the ratio for the corresponding previous period is not adjusted to consider the impact of subsequent changes if any, in the guidelines. n n8.The Business operations of the Bank are largely concentrated in India and for the purpose of Segment reporting, the bank is considered to operate only in domestic segment, though the bank has its operations in International Finance Service Centre (IFSC) Banking Unit in Gujarat International Finance Tec-city (GIFT). The business conducted from the same is considered as a part of Indian operations. n n9.During the quarter ended June 30, 2020, the Bank has allotted 1,079,930 equity shares of Rs. 2 each, pursuant to the exercise of stock options by employees. n n10.In accordance with RBI Circular DBR.No.BP.BC.1/21.06.201/2015-16 on Basel III Capital Regulations dated July 01, 2015 and RBI Circular DBR.No.BP.BC.80/21.06.201/2014-15 dated March 31, 2015 - 'Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments', Banks are required to make Pillar 3 disclosure requirements including Leverage Ratio disclosure requirements that are to be made along with the publication of Financial Results. Accordingly, such applicable disclosures have been placed on the website of the Bank which can be accessed at the following link: http://www.federalbank.co.in/regulatory-disclosures. These disclosures have not been subjected to audit or review by the Statutory Central Auditors of the Bank. n n nNOTE: Due to character restriction we are not able to furnish full notes here. please refer pdf document filed with Stock Exchanges.