AUBANK2020-01-012020-03-31in-bse-fin:OneOperatingExpenses01Member AUBANK2020-01-012020-03-31in-bse-fin:FourOperatingExpenses01Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentRevenue01Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentRevenue02Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentRevenue03Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentRevenue04Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentRevenue05Member AUBANK2020-01-012020-03-31in-bse-fin:FourReportableSegmentRevenue01Member AUBANK2020-01-012020-03-31in-bse-fin:FourReportableSegmentRevenue02Member AUBANK2020-01-012020-03-31in-bse-fin:FourReportableSegmentRevenue03Member AUBANK2020-01-012020-03-31in-bse-fin:FourReportableSegmentRevenue04Member AUBANK2020-01-012020-03-31in-bse-fin:FourReportableSegmentRevenue05Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentResults01Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentResults02Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentResults03Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentResults04Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentResults05Member AUBANK2020-01-012020-03-31in-bse-fin:FourReportableSegmentResults01Member AUBANK2020-01-012020-03-31in-bse-fin:FourReportableSegmentResults02Member AUBANK2020-01-012020-03-31in-bse-fin:FourReportableSegmentResults03Member AUBANK2020-01-012020-03-31in-bse-fin:FourReportableSegmentResults04Member AUBANK2020-01-012020-03-31in-bse-fin:FourReportableSegmentResults05Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentAssets01Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentAssets02Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentAssets03Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentAssets04Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentAssets05Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentLiabilities01Member AUBANK2020-03-31in-bse-fin:OneReportableSegmentLiabilities01Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentLiabilities02Member AUBANK2020-03-31in-bse-fin:OneReportableSegmentLiabilities02Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentLiabilities03Member AUBANK2020-03-31in-bse-fin:OneReportableSegmentLiabilities03Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentLiabilities04Member AUBANK2020-03-31in-bse-fin:OneReportableSegmentLiabilities04Member AUBANK2020-01-012020-03-31in-bse-fin:OneReportableSegmentLiabilities05Member AUBANK2020-03-31in-bse-fin:OneReportableSegmentLiabilities05Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares AUBANK AU Small Finance Bank Limited 2019-04-01 2020-03-31 INR Yearly Declaration of unmodified opinion 2020-03-31 Audited Standalone 9527224000.00 1599590000.00 113110000.00 594583000.00 11834507000.00 1831464000.00 13665971000.00 6285094000.00 2044857000.00 2178165000.00 4223022000.00 10508116000.00 3157855000.00 1505711000.00 0.00 1652144000.00 428907000.00 1223237000.00 0.00 1223237000.00 1223237000.00 3041233000.00 10.00 0.00 0.2199 0.00 4.03 3.97 4.03 3.97 4577837000.00 2173023000.00 0.0168 0.0081 0.003 10. Previous periods / year figures have been regrouped where necessary to conform to current period presentation. 2020-03-31 Audited Standalone 34148376000.00 6134691000.00 258040000.00 2317736000.00 42858843000.00 7060920000.00 49919763000.00 23769440000.00 7596184000.00 6582401000.00 14178585000.00 37948025000.00 11971738000.00 2831986000.00 0.00 9139752000.00 2391907000.00 6747845000.00 0.00 6747845000.00 6747845000.00 3041233000.00 10.00 40726878000.00 0.00 0.2199 0.00 22.78 22.32 22.78 22.32 4577837000.00 2173023000.00 0.0168 0.0081 0.0181 Other operating expenses 2178165000.00 Other operating expenses 6582401000.00 1. Statement of Assets and Liabilities as on March 31, 2020 is given below: n n t t t t t (Rs. in lacs) nParticulars As at31.03.2020t As at31.03.2019 nt t t t Auditedt Audited n nCAPITAL & LIABILITIES n nCapitalt t t t 30,412.33 t 29,235.75 nMoney received against share warrantst t - t 17,500.00 nEmployees stock options outstandingt t 5,212.40 t 4,294.35 nReserves & Surplust t t t 402,056.38 t 265,258.99 nDepositst t t t 2,616,392.85 t 1,942,243.56 nBorrowingst t t t 1,033,532.36 t 861,335.87 nOther Liabilities and Provisionst t 126,700.78 t 142,411.13 nTotalt t t t 4,214,307.10 t 3,262,279.65 n t t t t t nASSETSt t t t t nCash and Balances with RBIt t t t104,963.69 t 81,114.24 nBalances with banks and Money at Call and Short Notice 232,004.17 t 92,905.10 nInvestmentst t t t 1,066,821.53 t 716,167.11 nAdvancest t t t 2,699,241.54 t 2,281,873.08 nFixed Assetst t t t 44,799.83 t 44,703.00 nOther Assetst t t t 66,476.34 t 45,517.12 nTotalt t t t 4,214,307.10 t 3,262,279.65 Capital and Reserves 0.00 Other banking operations 105018000.00 Retail banking 10386978000.00 Treasury 1979701000.00 Wholesale banking 1194274000.00 Capital and Reserves 0.00 Other banking operations 310428000.00 Retail banking 36163696000.00 Treasury 8199548000.00 Wholesale banking 5246091000.00 13665971000.00 49919763000.00 0.00 0.00 13665971000.00 49919763000.00 Capital and Reserves 0.00 Other banking operations 105017000.00 Retail banking 811233000.00 Treasury 312217000.00 Wholesale banking 423677000.00 Capital and Reserves 0.00 Other banking operations 310428000.00 Retail banking 5631485000.00 Treasury 1637599000.00 Wholesale banking 1560240000.00 1652144000.00 9139752000.00 0.00 0.00 0.00 0.00 1652144000.00 9139752000.00 Capital and Reserves 0.00 Other banking operations 27239000.00 Retail banking 245649497000.00 Treasury 130406453000.00 Wholesale banking 37517309000.00 413600498000.00 7830212000.00 7830212000.00 421430710000.00 Capital and Reserves 43768111000.00 Other banking operations 18000.00 Retail banking 157555749000.00 Treasury 51511167000.00 Wholesale banking 168393325000.00 421228370000.00 202340000.00 202340000.00 421430710000.00 Business Segments have been identified and reported taking into account the target customer profile, the nature of products and services, the differing risks and returns, and guidelines prescribed by RBI and in compliance with the Accounting Standard 17 – “Segment Reporting”. The methodology adopted in compiling and reporting the above information has been relied upon by the auditors.