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There are no qualifications in the auditor’s limited review report for the quarter and nine months ended December 31, 2019. tttttt nThe Bank has followed the same significant accounting policies in the preparation of these financial results as those followed in the annual financial statements for the year ended March 31, 2019.tttttt nThe results for the quarter and nine months ended December 31, 2019 have been arrived at after considering provision for standard assets including requirements for exposures to entities with Un-hedged Foreign Currency Exposures, Non-Performing Assets (NPAs), and depreciation on investments, income-tax and other usual and necessary provisions.tttttt nDuring the quarter and nine months ended December 31, 2019 the Bank allotted 151,400 and 4,030,382 shares respectively, pursuant to the exercise of stock options under its Employees Stock Option Scheme.tttttt nDuring the quarter and nine months ended December 31, 2019 and after due regulatory and shareholder approvals, the Bank has raised an additional capital of a) ` 202,527 lacs through Qualified Institutional Placement (QIP) of 57,700,000 equity shares of face value of ` 10/- each at a price of ` 351.00 b) ` 67,580 lacs on preferential basis through issuance of 19,835,610 equity shares of face value of ` 10/- each at a price of ` 340.70.tttttt nThe business operations of the Bank are largely concentrated in India and for the purpose of segment reporting, the Bank is considered to operate only in domestic segment.tttttt nRBI Circular DBR.No.BP.BC.1/21.06.201/2015-16 dated July 01, 2015, on ‘Basel III Capital Regulations’ read together with the RBI circular DBR.No.BP.BC.80/21.06.201/2014-15 dated March 31, 2015 on ‘Prudential Guidelines on Capital Adequacy and Liquidity Standards – Amendments’ requires banks to make applicable Pillar 3 disclosures including Leverage Ratio and Liquidity Coverage Ratio (LCR) under Basel III Framework. Accordingly, such applicable disclosures have been placed on the website of the Bank which can be accessed at the following link: http://www.rblbank.com/BaselDisclosures.aspx. These disclosures have not been subjected to limited review by the Statutory Auditors.tttttt nThe disclosures for NPA referred to in point 17 (iv) above correspond to Non Performing Advances.tttttt nPrevious period / year figures have been regrouped / reclassified, where necessary to confirm to current period / year classification. 2019-12-31 Unaudited Standalone 51002900000.00 10340000000.00 1337300000.00 381300000.00 63061500000.00 14097100000.00 77158600000.00 36974900000.00 5685700000.00 14630100000.00 20315800000.00 57290700000.00 19867900000.00 13847700000.00 0.00 6020200000.00 2107100000.00 3913100000.00 0.00 3913100000.00 3913100000.00 5082800000.00 10.00 0.00 0.146 0.00 9.00 8.94 9.00 8.94 20104800000.00 12364072000.00 0.0333 0.0207 0.0061 Advertisement and publicity 48300000.00 Auditors' fees and expenses 4500000.00 Depreciation on Bank's property 326800000.00 Director’s fees Allowances and expenses 1700000.00 Law Charges 38200000.00 Other Expenditure 3846000000.00 Postage, Telegrams, Telephones, etc. 73600000.00 Printing and stationery 55100000.00 Rent, taxes and lighting 422900000.00 Repairs and maintenance 77700000.00 Advertisement and publicity 200100000.00 Auditors' fees and expenses 13500000.00 Depreciation on Bank's property 976600000.00 Director’s fees Allowances and expenses 14900000.00 Law Charges 88200000.00 Other Expenditure 11358000000.00 Postage, Telegrams, Telephones, etc. 241300000.00 Printing and stationery 160800000.00 Rent, taxes and lighting 1303200000.00 Repairs and maintenance 273500000.00 Capital and Reserves 0.00 Corporate / Wholesale Banking 13034800000.00 Other Banking Operations 7857500000.00 Retail Banking 13390500000.00 Treasury 14948800000.00 Capital and Reserves 0.00 Corporate / Wholesale Banking 40043200000.00 Other Banking Operations 19975800000.00 Retail Banking 39105600000.00 Treasury 45372500000.00 49231600000.00 144497100000.00 22788600000.00 67338500000.00 26443000000.00 77158600000.00 Capital and Reserves 0.00 Corporate / Wholesale Banking -3661200000.00 Other Banking Operations 1789000000.00 Retail Banking 2076600000.00 Treasury 737200000.00 Capital and Reserves 0.00 Corporate / Wholesale Banking -4996400000.00 Other Banking Operations 3996700000.00 Retail Banking 4644700000.00 Treasury 2376400000.00 941600000.00 6021400000.00 0.00 0.00 2800000.00 1200000.00 938800000.00 6020200000.00 Capital and Reserves 0.00 Corporate / Wholesale Banking 332495100000.00 Other Banking Operations 96409100000.00 Retail Banking 175365300000.00 Treasury 294365000000.00 898634500000.00 15940800000.00 15940800000.00 914575300000.00 Capital and Reserves 105474400000.00 Corporate / Wholesale Banking 205044800000.00 Other Banking Operations 2307900000.00 Retail Banking 398570900000.00 Treasury 203065600000.00 914463600000.00 111700000.00 111700000.00 914575300000.00 Business Segments have been identified and reported taking into account the target customer profile, the nature of products and services, the differing risks and returns, the organisation structure, the internal business reporting structure, guidelines prescribed by RBI and in compliance with the Accounting Standard 17 – “Segment Reporting”.