DHANBANK2024-07-012024-09-30 DHANBANK2024-07-012024-09-30 DHANBANK2024-07-012024-09-30in-bse-fin:OneOperatingExpenses01Member DHANBANK2024-07-012024-09-30in-bse-fin:FourOperatingExpenses01Member DHANBANK2024-09-30 DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentRevenue01Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentRevenue02Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentRevenue03Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentRevenue04Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentRevenue05Member DHANBANK2024-07-012024-09-30in-bse-fin:FourReportableSegmentRevenue01Member DHANBANK2024-07-012024-09-30in-bse-fin:FourReportableSegmentRevenue02Member DHANBANK2024-07-012024-09-30in-bse-fin:FourReportableSegmentRevenue03Member DHANBANK2024-07-012024-09-30in-bse-fin:FourReportableSegmentRevenue04Member DHANBANK2024-07-012024-09-30in-bse-fin:FourReportableSegmentRevenue05Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentResults01Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentResults02Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentResults03Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentResults04Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentResults05Member DHANBANK2024-07-012024-09-30in-bse-fin:FourReportableSegmentResults01Member DHANBANK2024-07-012024-09-30in-bse-fin:FourReportableSegmentResults02Member DHANBANK2024-07-012024-09-30in-bse-fin:FourReportableSegmentResults03Member DHANBANK2024-07-012024-09-30in-bse-fin:FourReportableSegmentResults04Member DHANBANK2024-07-012024-09-30in-bse-fin:FourReportableSegmentResults05Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentAssets01Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentAssets02Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentAssets03Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentAssets04Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentAssets05Member DHANBANK2024-09-30 DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentLiabilities01Member DHANBANK2024-09-30in-bse-fin:OneReportableSegmentLiabilities01Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentLiabilities02Member DHANBANK2024-09-30in-bse-fin:OneReportableSegmentLiabilities02Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentLiabilities03Member DHANBANK2024-09-30in-bse-fin:OneReportableSegmentLiabilities03Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentLiabilities04Member DHANBANK2024-09-30in-bse-fin:OneReportableSegmentLiabilities04Member DHANBANK2024-07-012024-09-30in-bse-fin:OneReportableSegmentLiabilities05Member DHANBANK2024-09-30in-bse-fin:OneReportableSegmentLiabilities05Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 532180 DHANBANK NOTLISTED INE680A01011 Dhanlaxmi Bank Limited Banking Format Equity 2024-04-01 2025-03-31 2024-10-17 2024-10-07 INR Lakhs Half yearly Multi segment 12:00:00 12:55:00 2024-10-17 2024-10-17 true Cash Flow Indirect Not applicable 2024-07-01 2024-09-30 Unaudited Standalone 2580800000.00 580600000.00 23000000.00 103900000.00 3288300000.00 518100000.00 3806400000.00 2080000000.00 799600000.00 595500000.00 1395100000.00 3475100000.00 331300000.00 5700000.00 0.00 325600000.00 67500000.00 258100000.00 0.00 258100000.00 258100000.00 2530100000.00 10.00 0.00 0.121 0.0096 1.02 1.02 1.02 1.02 42126000.00 12032000.00 0.0382 0.0112 0.0022 1. Statement of Assets and Liabilities as on September 30, 2024. (Rs. In Lakh) Particulars 30.09.2024 30.09.2023 31.03.2024 Unaudited Unaudited Audited Capital and Liabilities Capital 25301 25301 25301 Reserves and Surplus 80266 77038 77675 Deposits 1463148 1381723 1429031 Borrowings 15000 16499 29904 Other Liabilities and Provisions 31232 28769 34278 Total 1614946 1529330 1596189 Assets Cash and Balances with Reserve Bank of India 89031 85762 76003 Balances with Bank and Money at Call and Short Notice 35136 5607 21459 Investments 324343 354441 394240 Advances 1071742 988530 1010216 Fixed Assets 27364 27103 27434 Other Assets 67330 67887 66837 Total 1614946 1529330 1596189 2. The above unaudited financial results for the quarter and half year ended September 30, 2024, were reviewed by the Audit Committee and recommended for approval to and approved by the Board of Directors at its meeting held on October 17, 2024. These Results have been subjected to Limited Review” by the Joint Statutory Central Auditors of the Bank, M/s Sagar & Associates, Chartered Accountants and M/s Abraham & Jose, Chartered Accountants and an unmodified report has been issued by them. 3. The Bank has followed the same significant accounting policies in the preparation of quarterly and half yearly financial results as those followed in the annual financial statements for the year ended 31st March 2024 except for the classification and valuation of investments which is as per the Master Direction No. RBI/DOR/2023-24/104 DOR.MRG.36/ 21.04.141/2023-24 on Classification, Valuation and Operation of Investment Portfolio of Commercial Banks (Directions), 2023 issued by Reserve Bank of India dated September 12, 2023 applicable from April 1, 2024. Consequently, the Bank has recognized a net gain of Rs. 266 lakhs (net of tax) as on April 1, 2024 which has been credited to General Reserve. Further during the quarter/half year ended September 30, 2024 the Bank has also recognized gain of Rs. 264 lakhs/Rs.622 lakhs which is credited to AFS Reserve in compliance to the RBI Directions. Accordingly, up to that extent, the figures for the quarter/half year ended September 30, 2023 and financial year ended March 31, 2024 are not comparable with that of figures for the quarter/half year ended September 30, 2024. 2024-04-01 2024-09-30 Unaudited Standalone 5030200000.00 1161700000.00 31800000.00 123000000.00 6346700000.00 839100000.00 7185800000.00 4139500000.00 1602200000.00 1145700000.00 2747900000.00 6887400000.00 298400000.00 52800000.00 0.00 245600000.00 67500000.00 178100000.00 0.00 178100000.00 178100000.00 2530100000.00 10.00 0.00 0.121 0.0096 0.70 0.70 0.70 0.70 42126000.00 12032000.00 0.0382 0.0112 0.0022 Other Operating Expenditures 595500000.00 Other Operating Expenditures 1145700000.00 2530121000.00 8026570000.00 146314752000.00 1500000000.00 3123201000.00 161494644000.00 8903075000.00 3513589000.00 32434354000.00 107174171000.00 2736445000.00 6733010000.00 161494644000.00 Notes 1. Statement of Assets and Liabilities as on September 30, 2024. (Rs. In Lakh) Particulars 30.09.2024 30.09.2023 31.03.2024 Unaudited Unaudited Audited Capital and Liabilities Capital 25301 25301 25301 Reserves and Surplus 80266 77038 77675 Deposits 1463148 1381723 1429031 Borrowings 15000 16499 29904 Other Liabilities and Provisions 31232 28769 34278 Total 1614946 1529330 1596189 Assets Cash and Balances with Reserve Bank of India 89031 85762 76003 Balances with Bank and Money at Call and Short Notice 35136 5607 21459 Investments 324343 354441 394240 Advances 1071742 988530 1010216 Fixed Assets 27364 27103 27434 Other Assets 67330 67887 66837 Total 1614946 1529330 1596189 2. The above unaudited financial results for the quarter and half year ended September 30, 2024, were reviewed by the Audit Committee and recommended for approval to and approved by the Board of Directors at its meeting held on October 17, 2024. These Results have been subjected to Limited Review” by the Joint Statutory Central Auditors of the Bank, M/s Sagar & Associates, Chartered Accountants and M/s Abraham & Jose, Chartered Accountants and an unmodified report has been issued by them. (a) Treasury 692700000.00 (b) Retail Banking 2196000000.00 (c) Corporate/ Wholesale Banking 884300000.00 (d) Other Banking Operations 33400000.00 (e) Unallocated 0.00 (a) Treasury 1292800000.00 (b) Retail Banking 4063600000.00 (c) Corporate/ Wholesale Banking 1777900000.00 (d) Other Banking Operations 51500000.00 (e) Unallocated 0.00 3806400000.00 7185800000.00 0.00 0.00 3806400000.00 7185800000.00 (a) Treasury 277700000.00 (b) Retail Banking 107700000.00 (c) Corporate/ Wholesale Banking -87500000.00 (d) Other Banking Operations 33400000.00 (e) Unallocated 0.00 (a) Treasury 332600000.00 (b) Retail Banking 87600000.00 (c) Corporate/ Wholesale Banking -173300000.00 (d) Other Banking Operations 51500000.00 (e) Unallocated 0.00 331300000.00 298400000.00 0.00 0.00 5700000.00 52800000.00 325600000.00 245600000.00 (a) Treasury 3822800000.00 (b) Retail Banking 3758900000.00 (c) Corporate/ Wholesale Banking 1844800000.00 (d) Other Banking Operations 0.00 (e) Unallocated 1130300000.00 10556800000.00 0.00 0.00 10556800000.00 (a) Treasury 33632700000.00 (b) Retail Banking 78688300000.00 (c) Corporate/ Wholesale Banking 38616900000.00 (d) Other Banking Operations 0.00 (e) Unallocated 0.00 150937900000.00 0.00 0.00 150937900000.00 1. Statement of Assets and Liabilities as on September 30, 2024. (Rs. In Lakh) Particulars 30.09.2024 30.09.2023 31.03.2024 Unaudited Unaudited Audited Capital and Liabilities Capital 25301 25301 25301 Reserves and Surplus 80266 77038 77675 Deposits 1463148 1381723 1429031 Borrowings 15000 16499 29904 Other Liabilities and Provisions 31232 28769 34278 Total 1614946 1529330 1596189 Assets Cash and Balances with Reserve Bank of India 89031 85762 76003 Balances with Bank and Money at Call and Short Notice 35136 5607 21459 Investments 324343 354441 394240 Advances 1071742 988530 1010216 Fixed Assets 27364 27103 27434 Other Assets 67330 67887 66837 Total 1614946 1529330 1596189 2. The above unaudited financial results for the quarter and half year ended September 30, 2024, were reviewed by the Audit Committee and recommended for approval to and approved by the Board of Directors at its meeting held on October 17, 2024. These Results have been subjected to Limited Review” by the Joint Statutory Central Auditors of the Bank, M/s Sagar & Associates, Chartered Accountants and M/s Abraham & Jose, Chartered Accountants and an unmodified report has been issued by them. 3. The Bank has followed the same significant accounting policies in the preparation of quarterly and half yearly financial results as those followed in the annual financial statements for the year ended 31st March 2024 except for the classification and valuation of investments which is as per the Master Direction No. RBI/DOR/2023-24/104 DOR.MRG.36/ 21.04.141/2023-24 on Classification, Valuation and Operation of Investment Portfolio of Commercial Banks (Directions), 2023 issued by Reserve Bank of India dated September 12, 2023 applicable from April 1, 2024. Consequently, the Bank has recognized a net gain of Rs. 266 lakhs (net of tax) as on April 1, 2024 which has been credited to General Reserve. Further during the quarter/half year ended September 30, 2024 the Bank has also recognized gain of Rs. 264 lakhs/Rs.622 lakhs which is credited to AFS Reserve in compliance to the RBI Directions. (C) (D) (E) 0.00 140200000.00 63400000.00 0.00 0.00 0.00 0.00 -2400000.00 0.00 0.00 201200000.00 0.00 -6177800000.00 7042200000.00 3411700000.00 -1819400000.00 -161100000.00 2295600000.00 2496800000.00 2742400000.00 0.00 0.00 0.00 -44400000.00 0.00 2786800000.00 0.00 0.00 2786800000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2200000.00 118500000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -116300000.00 0.00 0.00 -116300000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2670500000.00 0.00 2670500000.00 9746200000.00 12416700000.00