FEDERALBNK2024-04-012024-06-30 FEDERALBNK2024-04-012024-06-30in-bse-fin:OneOperatingExpenses01Member FEDERALBNK2024-06-30 FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue01Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue02Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue03Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue04Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue05Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults01Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults02Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults03Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults04Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults05Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets01Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets02Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets03Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets04Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets05Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets06Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets07Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets08Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets09Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets10Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities05Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities05Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities06Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities06Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities07Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities07Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities08Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities08Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities09Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities09Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities10Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities10Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 500469 FEDERALBNK NOTLISTED INE171A01029 The Federal Bank Limited Banking Format Equity 2024-04-01 2025-03-31 2024-07-24 2024-07-15 INR Lakhs First quarter Multi segment 11:00:00 12:35:00 2024-07-24 2024-07-24 Not applicable 2024-04-01 2024-06-30 Unaudited Consolidated 54191800000.00 11072200000.00 1026900000.00 985100000.00 67276000000.00 9360500000.00 76636500000.00 42115300000.00 8445500000.00 10303500000.00 18749000000.00 60864300000.00 15772200000.00 1728800000.00 0.00 14043400000.00 3643200000.00 10400200000.00 0.00 10400200000.00 74100000.00 199200000.00 10275100000.00 4895300000.00 2.00 0.00 0.1417 0.00 4.21 4.16 4.21 4.16 47383500000.00 13304400000.00 0.0211 0.006 0.0032 1. The above Consolidated Unaudited Financial Results for the quarter ended June 30, 2024 were approved by the Board of Directors at its meeting held on July 24, 2024. These financial results have been subjected to review by the Joint Statutory Auditors of the Bank and an unmodified review report has been issued. 2. The above financial results of the group have been prepared in accordance with the provisions of the Banking Regulation Act, 1949, Generally Accepted Accounting Principles in India, including Accounting Standards as specified under Section 133 of the Companies Act, 2013, Regulation 33 of the Securities and Exchange Board of India (SEBI) Listing Obligations and Disclosure Requirements Regulations, 2015, as amended and the guidelines issued by the RBI. 3. The Consolidated Financial Results of the Group comprise the financial results of The Federal Bank Limited and its subsidiaries viz. Fedbank Financial Services Limited & Federal Operations and Services Limited and its associates viz. Ageas Federal Life Insurance Company Limited & Equirus Capital Private Limited. 4. There has been no material change in the accounting policies applied in the preparation of these financial results with those followed in the annual financial statements for the year ended March 31, 2024 except as stated in Note 8 below. 5. Other income includes fees earned from providing services to customers, commission from non-fund-based banking activities, earnings from foreign exchange and derivative transactions, selling of third-party products, profit on sale of investments (net), profit / loss on revaluation of investments, recoveries from advances written off, etc. 6. As per extant RBI guidelines, banks are required to make Pillar 3 disclosures including leverage ratio , liquidity coverage ratio and Net Stable Funding Ratio (NSFR) under the Basel III framework. Accordingly, such applicable disclosures have been placed on the website of the Bank which can be accessed at the following link: https://www.federalbank.co.in/regulatory-disclosures. These disclosures have not been subjected to audit or review by the Joint Statutory Auditors of the Bank. Other operating expenses 10303500000.00 Corporate/Wholesale Banking 19777400000.00 Other Banking operations 671900000.00 Retail Banking - Digital Banking 4619800000.00 Retail Banking - Other Retail Banking 40522200000.00 Treasury 11031200000.00 76622500000.00 0.00 76622500000.00 Corporate/Wholesale Banking 3707700000.00 Other Banking operations 520700000.00 Retail Banking - Digital Banking 409400000.00 Retail Banking - Other Retail Banking 7220600000.00 Treasury 2171000000.00 14029400000.00 0.00 -14000000.00 14043400000.00 Corporate/Wholesale Banking 1150546600000.00 Corporate/Wholesale Banking 1150546600000.00 Other Banking operations 67900000.00 Other Banking operations 67900000.00 Retail Banking - Digital Banking 70521700000.00 Retail Banking - Digital Banking 70521700000.00 Retail Banking - Other Retail Banking 1376843100000.00 Retail Banking - Other Retail Banking 1376843100000.00 Treasury 702285700000.00 Treasury 702285700000.00 3300265000000.00 80703800000.00 3380968800000.00 Corporate/Wholesale Banking 352837800000.00 Corporate/Wholesale Banking 352837800000.00 Other Banking operations 33000000.00 Other Banking operations 33000000.00 Retail Banking - Digital Banking 168397600000.00 Retail Banking - Digital Banking 168397600000.00 Retail Banking - Other Retail Banking 2155472300000.00 Retail Banking - Other Retail Banking 2155472300000.00 Treasury 338476500000.00 Treasury 338476500000.00 3015217200000.00 41303400000.00 3056520600000.00 Continuation of Financial results Notes 7. The figures for the quarter ended March 31, 2024 are the balancing figures between audited figures in respect of the financial year 2023-24 and the published year to date figures upto December 31, 2023, which were subjected to limited review. 8. During the quarter ended June 30, 2024, the Group implemented the RBI Master Direction - Classification, Valuation, and Operation of Investment Portfolio of Commercial Banks (Directions), 2023, dated September 12, 2023. This directive is applicable to banks from April 1, 2024. Consequent to the transition provisions, the group's reserves increased by Rs. 34,171.80 lakhs (net of taxes) as on April 01, 2024, on account of revision in the carrying value of investments to the fair value as on such date. The impact of the revised framework for the period subsequent to transition is not ascertainable, making the income/profit or loss from investments for the quarter ended June 30, 2024, incomparable with the previous year/periods. 9.The figures for the quarter ended June 30, 2023 were reviewed by previous Joint Statutory Auditors. 10.Previous period's figures have been regrouped / reclassified, wherever necessary to conform to current period's classification. For the above segment reporting, the reportable segments are identified as Treasury, Corporate/Wholesale Banking, Retail Banking (with Digital Banking and Other Retail Banking as sub-segments) and Other Banking Operations in compliance with the RBI guidelines. The business operations of the Bank are substantially concentrated in India and for the purpose of Segment Reporting as per Accounting Standard-17, the bank is considered to operate only in domestic segment.