FEDERALBNK2024-04-012024-06-30 FEDERALBNK2024-04-012024-06-30in-bse-fin:OneOperatingExpenses01Member FEDERALBNK2024-06-30 FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue01Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue02Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue03Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue04Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentRevenue05Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults01Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults02Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults03Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults04Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentResults05Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets01Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets02Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets03Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets04Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets05Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets06Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets07Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets08Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets09Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentAssets10Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities01Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities02Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities03Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities04Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities05Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities05Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities06Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities06Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities07Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities07Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities08Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities08Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities09Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities09Member FEDERALBNK2024-04-012024-06-30in-bse-fin:OneReportableSegmentLiabilities10Member FEDERALBNK2024-06-30in-bse-fin:OneReportableSegmentLiabilities10Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 500469 FEDERALBNK NOTLISTED INE171A01029 The Federal Bank Limited Banking Format Equity 2024-04-01 2025-03-31 2024-07-24 2024-07-15 INR Lakhs First quarter Multi segment 11:00:00 12:35:00 2024-07-24 2024-07-24 Not applicable 2024-04-01 2024-06-30 Unaudited Standalone 50261400000.00 11082500000.00 1026900000.00 938000000.00 63308800000.00 9151800000.00 72460600000.00 40389000000.00 7380200000.00 9682300000.00 17062500000.00 57451500000.00 15009100000.00 1442700000.00 0.00 13566400000.00 3471100000.00 10095300000.00 0.00 10095300000.00 10095300000.00 4895300000.00 2.00 0.00 0.1417 0.00 4.14 4.09 4.14 4.09 47383500000.00 13304400000.00 0.0211 0.006 0.0032 1. The above Standalone Unaudited Financial Results for the quarter ended June 30, 2024 were approved by the Board of Directors at its meeting held on July 24, 2024. These financial results have been subjected to limited review by the Joint Statutory Auditors of the Bank and an unmodified review report has been issued. 2. The above financial results of the Bank have been prepared in accordance with the provisions of the Banking Regulation Act, 1949, Generally Accepted Accounting Principles in India, including Accounting Standards as specified under Section 133 of the Companies Act, 2013, Regulation 33 and Regulation 52 read with Regulation 63(2) of the Securities and Exchange Board of India (SEBI) Listing Obligations and Disclosure Requirements Regulations, 2015, as amended, in so far as they apply to banks, and the guidelines issued by the RBI. 3.The Bank has applied significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statements for the year ended March 31, 2024 except as stated in Note 10 below. Any circular / direction issued by RBI is implemented prospectively when it becomes applicable, unless specifically required as per that circular / direction. 4. Other income includes fees earned from providing services to customers, commission from non-fund-based banking activities, earnings from foreign exchange and derivative transactions, selling of third-party products, profit on sale of investments (net), profit / loss on revaluation of investments, dividend received from subsidiaries / associates, recoveries from advances written off, etc. 5.The Capital Adequacy Ratio is computed on the basis of RBI guidelines applicable on the relevant reporting dates and the ratio for the corresponding previous period is not adjusted to consider the impact of subsequent changes if any, in the guidelines. 6. During the quarter ended June 30, 2024, the Bank has allotted 12,289,136 equity shares of Rs. 2 each, pursuant to the exercise of stock options by employees. 7. As per extant RBI guidelines, banks are required to make Pillar 3 disclosures including leverage ratio , liquidity coverage ratio and Net Stable Funding Ratio (NSFR) under the Basel III framework. Accordingly, such applicable disclosures have been placed on the website of the Bank which can be accessed at the following link: https://www.federalbank.co.in/regulatory-disclosures. These disclosures have not been subjected to audit or review by the Joint Statutory Auditors of the Bank. Other operating expenses 9682300000.00 Corporate/Wholesale Banking 19987900000.00 Other Banking operations 460600000.00 Retail Banking - Digital Banking 4619800000.00 Retail Banking - Other Retail Banking 36239400000.00 Treasury 11147300000.00 72455000000.00 0.00 72455000000.00 Corporate/Wholesale Banking 3724500000.00 Other Banking operations 391500000.00 Retail Banking - Digital Banking 409400000.00 Retail Banking - Other Retail Banking 6806300000.00 Treasury 2229100000.00 13560800000.00 0.00 -5600000.00 13566400000.00 Corporate/Wholesale Banking 1160625400000.00 Corporate/Wholesale Banking 1160625400000.00 Other Banking operations 0.00 Other Banking operations 0.00 Retail Banking - Digital Banking 70521700000.00 Retail Banking - Digital Banking 70521700000.00 Retail Banking - Other Retail Banking 1268262700000.00 Retail Banking - Other Retail Banking 1268262700000.00 Treasury 699128900000.00 Treasury 699128900000.00 3198538700000.00 81170700000.00 3279709400000.00 Corporate/Wholesale Banking 352904600000.00 Corporate/Wholesale Banking 352904600000.00 Other Banking operations 0.00 Other Banking operations 0.00 Retail Banking - Digital Banking 168397600000.00 Retail Banking - Digital Banking 168397600000.00 Retail Banking - Other Retail Banking 2081298900000.00 Retail Banking - Other Retail Banking 2081298900000.00 Treasury 329696000000.00 Treasury 329696000000.00 2932297100000.00 41770300000.00 2974067400000.00 Continuation of Financial Results Notes 8. Disclosures as per 'Master Direction – Reserve Bank of India (Transfer of Loan Exposures) Directions, 2021' dated September 24, 2021 for the loans transferred / acquired during the quarter ended June 30, 2024 are given in the results published. 9. The figures for the quarter ended March 31, 2024 are the balancing figures between audited figures in respect of the financial year 2023-24 and the published year to date figures upto December 31, 2023, which were subjected to limited review. 10. During the quarter ended June 30, 2024, the Bank implemented the RBI Master Direction - Classification, Valuation, and Operation of Investment Portfolio of Commercial Banks (Directions), 2023, dated September 12, 2023. This directive is applicable to banks from April 1, 2024. Consequent to the transition provisions, the Bank's reserves increased by Rs. 33,975.39 lakhs (net of taxes) as on April 01, 2024, on account of revision in the carrying value of investments to the fair value as on such date. The impact of the revised framework for the period subsequent to transition is not ascertainable, making the income/profit or loss from investments for the quarter ended June 30, 2024, incomparable with the previous year/periods. 11. The figures for the quarter ended June 30, 2023 were reviewed by previous Joint Statutory Auditors. 12. Previous period's figures have been regrouped / reclassified, wherever necessary to conform to current period's classification. For the above segment reporting, the reportable segments are identified as Treasury, Corporate/Wholesale Banking, Retail Banking (with Digital Banking and Other Retail Banking as sub-segments) and Other Banking Operations in compliance with the Reserve Bank of India (RBI) guidelines. The business operations of the Bank are substantially concentrated in India and for the purpose of Segment Reporting as per Accounting Standard-17, the bank is considered to operate only in domestic segment.