DHANBANK2023-10-012023-12-31 DHANBANK2023-10-012023-12-31 DHANBANK2023-10-012023-12-31in-bse-fin:OneOperatingExpenses01Member DHANBANK2023-10-012023-12-31in-bse-fin:FourOperatingExpenses01Member DHANBANK2023-12-31 DHANBANK2023-10-012023-12-31in-bse-fin:OneReportableSegmentRevenue01Member DHANBANK2023-10-012023-12-31in-bse-fin:OneReportableSegmentRevenue02Member DHANBANK2023-10-012023-12-31in-bse-fin:OneReportableSegmentRevenue03Member DHANBANK2023-10-012023-12-31in-bse-fin:FourReportableSegmentRevenue01Member DHANBANK2023-10-012023-12-31in-bse-fin:FourReportableSegmentRevenue02Member DHANBANK2023-10-012023-12-31in-bse-fin:FourReportableSegmentRevenue03Member DHANBANK2023-10-012023-12-31in-bse-fin:OneReportableSegmentResults01Member DHANBANK2023-10-012023-12-31in-bse-fin:OneReportableSegmentResults02Member DHANBANK2023-10-012023-12-31in-bse-fin:OneReportableSegmentResults03Member DHANBANK2023-10-012023-12-31in-bse-fin:FourReportableSegmentResults01Member DHANBANK2023-10-012023-12-31in-bse-fin:FourReportableSegmentResults02Member DHANBANK2023-10-012023-12-31in-bse-fin:FourReportableSegmentResults03Member DHANBANK2023-10-012023-12-31in-bse-fin:OneReportableSegmentAssets01Member DHANBANK2023-10-012023-12-31in-bse-fin:OneReportableSegmentAssets02Member DHANBANK2023-10-012023-12-31in-bse-fin:OneReportableSegmentAssets03Member DHANBANK2023-12-31 DHANBANK2023-10-012023-12-31in-bse-fin:OneReportableSegmentLiabilities01Member DHANBANK2023-12-31in-bse-fin:OneReportableSegmentLiabilities01Member DHANBANK2023-10-012023-12-31in-bse-fin:OneReportableSegmentLiabilities02Member DHANBANK2023-12-31in-bse-fin:OneReportableSegmentLiabilities02Member DHANBANK2023-10-012023-12-31in-bse-fin:OneReportableSegmentLiabilities03Member DHANBANK2023-12-31in-bse-fin:OneReportableSegmentLiabilities03Member iso4217:INRxbrli:purexbrli:sharesiso4217:INRxbrli:shares 532180 DHANBANK NOTLISTED INE680A01011 Dhanlaxmi Bank Limited Banking Format Equity 2023-04-01 2024-03-31 2024-02-02 2024-01-23 INR Lakhs Third quarter Multi segment 13:45:00 14:15:00 2024-02-02 2024-02-02 Not applicable 2023-10-01 2023-12-31 Unaudited Standalone 2490600000.00 549200000.00 17100000.00 20300000.00 3077200000.00 357000000.00 3434200000.00 1937200000.00 732300000.00 541600000.00 1273900000.00 3211100000.00 223100000.00 192500000.00 0.00 30600000.00 100000.00 30500000.00 0.00 30500000.00 30500000.00 2530100000.00 25301.00 0.00 0.1075 0.0161 0.12 0.12 0.12 0.12 4956500000.00 1262500000.00 0.0481 0.0127 0.0008 2. The above unaudited financial results for the quarter and nine months ended December 31, 2023, were reviewed by the Audit Committee and recommended for approval to and approved by the Board of Directors at its meeting held on February 2, 2024. These Results have been subjected to Limited Review” by the Joint Statutory Central Auditors of the Bank, M/s Krishnamoorthy & Krishnamoorthy, Chartered Accountants and M/s Sagar & Associates, Chartered Accountants and an unqualified review report has been issued by them. from November 1, 2022, to employees under IBA stream under the head ‘Provisions and Contingencies’. 2023-04-01 2023-12-31 Unaudited Standalone 7200300000.00 1619200000.00 44400000.00 143700000.00 9007600000.00 1114900000.00 10122500000.00 5471700000.00 2088300000.00 1524000000.00 3612300000.00 9084000000.00 1038500000.00 440800000.00 0.00 597700000.00 52600000.00 545100000.00 0.00 545100000.00 545100000.00 2530100000.00 25301.00 0.00 0.1075 0.0161 2.15 2.15 2.15 2.15 4956500000.00 1262500000.00 0.0481 0.0127 0.0048 Other Operating Expenses 541600000.00 Other Operating Expenses 1524000000.00 Corporate/ Wholesale Banking 942600000.00 Retail Banking 1855100000.00 Treasury 636500000.00 Corporate/ Wholesale Banking 3020500000.00 Retail Banking 5293700000.00 Treasury 1808300000.00 3434200000.00 10122500000.00 3434200000.00 10122500000.00 Corporate/ Wholesale Banking -14400000.00 Retail Banking 170000000.00 Treasury 67500000.00 Corporate/ Wholesale Banking 117900000.00 Retail Banking 637500000.00 Treasury 283100000.00 223100000.00 1038500000.00 0.00 0.00 192600000.00 440800000.00 30500000.00 597700000.00 Corporate/ Wholesale Banking 43068800000.00 Retail Banking 69089500000.00 Treasury 45043400000.00 157201700000.00 1218000000.00 1218000000.00 158419700000.00 Corporate/ Wholesale Banking 41680900000.00 Retail Banking 66863000000.00 Treasury 39611200000.00 148155100000.00 0.00 0.00 148155100000.00 2. The above unaudited financial results for the quarter and nine months ended December 31, 2023, were reviewed by the Audit Committee and recommended for approval to and approved by the Board of Directors at its meeting held on February 2, 2024. These Results have been subjected to Limited Review” by the Joint Statutory Central Auditors of the Bank, M/s Krishnamoorthy & Krishnamoorthy, Chartered Accountants and M/s Sagar & Associates, Chartered Accountants and an unqualified review report has been issued by them. 3. The Bank has followed the same significant accounting policies in the preparation of interim financial results as those followed in the annual financial statements for the year ended 31st March 2023. 4. The financial results have been arrived at after considering provision for standard assets (including requirements for exposures to entities with unhedged foreign currency exposures), provision for non-performing assets, provision for non-performing investments and other usual and necessary provisions. 5. As per extant RBI guidelines, banks are required to make Pillar 3 disclosures including leverage ratio, liquidity coverage ratio and Net Stable Funding Ratio under the Basel III framework. Accordingly, such applicable disclosures have been placed on the website of the Bank which can be accessed at the following link: https://www.dhanbank.com/pillar-iii-disclosure/. These disclosures have not been subjected to audit or review by the Joint Statutory Central Auditors of the Bank. 6. The loans transferred/ acquired during the quarter ended December 31, 2023 under the RBI Master Direction on Transfer of Loan Exposures dated September 24, 2021 is Nil. 7. Reserve Bank of India vide letter dated October 4, 2021 has permitted all member banks of Indian Banks' Association covered under the 11th Bipartite Settlement to amortize the additional liability on account of revision in family pension over a period not exceeding five years, beginning with the Financial Year ended March 31, 2022. The Bank had recognized the entire additional liability estimated at Rs. 1429 Lakhs and opted to amortize the same over a period of five years beginning with the financial year ended March 31, 2022. However, the Bank had amortized an amount of Rs.714 lakhs up to the nine months ended of December 31, 2023 of FY 2024 and an amount of Rs.143 lakhs only has been carried forward as unamortized expenditure in respect of the said additional liability. Total amount amortized until the quarter ended 31.12.2023 is Rs. 1286 lakhs. 9. The Bank has made an adhoc provision of Rs. 1715 lakhs up to the nine months ended December 31, 2023 towards the New Bipartite Wage Settlement, which will be effective from November 1, 2022, to employees under IBA stream under the head ‘Provisions and Contingencies’.