General information about company |
|
|---|---|
| Scrip code | 540133 |
| NSE Symbol | ICICIPRULI |
| MSEI Symbol | NA |
| ISIN | INE726G01019 |
| Name of company | ICICI Prudential Life Insurance Company Limited |
| Class Of Security | Equity |
| Type Of Insurance | Non-Linked Policy And Linked Policy |
| Date of start of financial year | 01-Apr-2024 |
| Date of end of financial year | 31-Mar-2025 |
| Date of board meeting when results were approved | 21-Jan-2025 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 26-Dec-2024 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Audited |
| Start date and time of board meeting | 21-Jan-2025 15:32 |
| End date and time of board meeting | 21-Jan-2025 17:50 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
Format for financial results by life insurance companies filed with stock exchanges |
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|---|---|---|---|
| Partiuclars | Current Quarter | Year to Date Figures | |
| Date of start of reporting period | 01-Oct-2024 | 01-Apr-2024 | |
| Date of end of reporting period | 31-Dec-2024 | 31-Dec-2024 | |
| Whether accounts are audited or unaudited | Audited | Audited | |
| Policyholders' Accounts | |||
| 1 | Income | ||
| (i) | Gross premium income | ||
| (a) | First Year Premium | 182463.00 | 540541.00 |
| (b) | Renewal Premium | 609000.00 | 1651072.00 |
| (c) | Single Premium | 474551.00 | 1020295.00 |
| Gross premium income | 1266014.00 | 3211908.00 | |
| (ii) | Net premium income | 1226137.00 | 3089024.00 |
| (iii) | Income from investments (Net) | -790593.00 | 2372434.00 |
| (iv) | Other income | ||
| 1 | Other income | 6003.00 | 17066.00 |
| Total other income | 6003.00 | 17066.00 | |
| (v) | Transfer Of Funds From Shareholders Account | 10100.00 | 19719.00 |
| (vi) | Total Income | 451647.00 | 5498243.00 |
| 2 | Expenses | ||
| (i) | Commission on | ||
| (a) | First Year Premium | 32716.00 | 98145.00 |
| (b) | Renewal Premium | 12459.00 | 33898.00 |
| (c) | Single Premium | 48731.00 | 145674.00 |
| Total Commission | 93906.00 | 277717.00 | |
| (ii) | Net Commission | 110371.00 | 328418.00 |
| (iii) | Operating Expenses related to insurance business | ||
| (a) | Employees remuneration and welfare expenses | 47548.00 | 146971.00 |
| (b) | Administration expenses | 0.00 | 0.00 |
| (c) | Advertisement and publicity | 10827.00 | 43601.00 |
| (b) | Other operating expenses | ||
| 1 | Other operating expenses | 39066.00 | 116340.00 |
| Total other operating expenses | 39066.00 | 116340.00 | |
| Total operating expenses related to insurance business | 97441.00 | 306912.00 | |
| Total Expenses of Management | 207812.00 | 635330.00 | |
| (iv) | Provisions for doubtful debts (including bad debts written off) | 233.00 | 637.00 |
| (v) | Provisions for diminution in value of investments | -404.00 | -1960.00 |
| (vi) | Goods & Service tax charge on linked charges | 17580.00 | 51661.00 |
| (vii) | Provision for taxes | ||
| Current Tax | 3553.00 | 6494.00 | |
| Deffered Tax | 0.00 | 0.00 | |
| Total provision of taxes | 3553.00 | 6494.00 | |
| (viii) | Benefits Paid (Net) | 1231104.00 | 3385539.00 |
| (ix) | Change in actuarial liability | -1050128.00 | 1340947.00 |
| Total Expenses | 409750.00 | 5418648.00 | |
| 3 | Net Surplus(Deficit) | 41897.00 | 79595.00 |
| 4 | Appropriations | ||
|---|---|---|---|
| (a) | Transferred to Shareholders A/c | 32597.00 | 71694.00 |
| (b) | Funds for Future Appropriation | 9300.00 | 7901.00 |
| 5 | Details of Surplus / Deficit | ||
| (a) | Interim bonus paid | 13922.00 | 36823.00 |
| (b) | Allocation of bonus to policyholders | 0.00 | 0.00 |
| (c) | Surplus shown in the Revenue Account | 41897.00 | 79595.00 |
| (d) | Terminal bonus paid | 0.00 | 0.00 |
| Total Surplus (Deficit ) | 55819.00 | 116418.00 | |
| SHAREHOLDERS ' Account | |||
|---|---|---|---|
| 1 | Income | ||
| (i) | Transfer from Poliycholders' Account | 32597.00 | 71694.00 |
| (ii) | Income under Shareholders' Account | ||
| (a) | Investment Income | 18100.00 | 47624.00 |
| (b) | Other income | ||
| 1 | Other income | 787.00 | 2130.00 |
| Total Other income | 787.00 | 2130.00 | |
| Total income under shareholders account | 18887.00 | 49754.00 | |
| Total Income | 51484.00 | 121448.00 | |
| 2 | Expenses | ||
| (i) | Expenses other than those related to insurance business | 3916.00 | 9850.00 |
| (ii) | Transfer of funds to policyholders account | 10100.00 | 19719.00 |
| (iii) | Provisions for doubtful debts (including write off) | 2.00 | 2.00 |
| (iv) | Provisions for diminution in value of investments | 0.00 | 0.00 |
| Total Expenses | 14018.00 | 29571.00 | |
| 3 | Profit/ (loss) before tax | 37466.00 | 91877.00 |
| 4 | Provisions for tax | 4975.00 | 11853.00 |
| (i) | Current tax | 5010.00 | 11950.00 |
| (ii) | Deffered tax | -35.00 | -97.00 |
| 5 | Profit / (loss) after tax and before Extraordinary Items | 32491.00 | 80024.00 |
| 6 | Extraordinary Items (Net of tax expenses) | 0.00 | 0.00 |
| 7 | Profit/ (loss) after tax and Extraordinary Items | 32491.00 | 80024.00 |
| 8 | Dividend per share | ||
| (a) | Interim Dividend | 0.00 | 0.00 |
| (b) | Final Dividend | 0.00 | 0.00 |
| 9 | Profit/(Loss) carried to Balance Sheet | 628503.00 | 628503.00 |
| 10 | Paid up equity share capital | 144521.00 | 144521.00 |
| 11 | Reserve & Surplus (excluding Revaluation Reserve) | 1007500.00 | 1007500.00 |
| 12 | Fair Value Change Account and Revaluation Reserve (Shareholders) | 8330.00 | 8330.00 |
| 13 | Assets | ||
| (i) | Investments: | ||
| (a) | Shareholders | 1395605.00 | 1395605.00 |
| (b) | Policyholders Fund excluding Linked Assets | 12497766.00 | 12497766.00 |
| (c) | Assets held to cover Linked Liabilities | 16705551.00 | 16705551.00 |
| Total Investments | 30598922.00 | 30598922.00 | |
| (b) | Other Assets (Net of current liabilities and provisions) | 280945.00 | 280945.00 |
| Total Assets | 30879867.00 | 30879867.00 | |
| 14 | Analytical Ratios | ||
| (i) | Solvency Ratio | 0.02 | 0.02 |
| (ii) | Expenses of Management Ratio | 0 | 0 |
| (iii) | Policyholder 's liabilities to shareholders' fund | 2530500 | 2530500 |
| (iv) | Earnings per share (Rs.): | ||
| (a) | Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 2.25 | 5.55 |
| (b) | Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 2.23 | 5.5 |
| (v) | NPA ratios: (for policyholders' fund) | ||
| (a) | Gross NPAs | ||
| Non Linked | |||
| Par | 0 | 0 | |
| Non Par | 0 | 0 | |
| Linked | |||
| Par | 0 | 0 | |
| Non Par | 0 | 0 | |
| Net NPAs | |||
| Non Linked | |||
| Par | 0 | 0 | |
| Non Par | 0 | 0 | |
| Linked | |||
| Par | 0 | 0 | |
| Non Par | 0 | 0 | |
| % of Gross NPAs | |||
| Non Linked | |||
| Par | 0 | 0 | |
| Non Par | 0 | 0 | |
| Linked | |||
| Par | 0 | 0 | |
| Non Par | 0 | 0 | |
| % of Net NPAs | |||
| Non Linked | |||
| Par | 0 | 0 | |
| Non Par | 0 | 0 | |
| Linked | |||
| Par | 0 | 0 | |
| Non Par | 0 | 0 | |
| (vi) | Yield on Investments (on policyholders' fund) | ||
| (a) | Without unrealised gains | ||
| Non Linked | |||
| Par | 0 | 0 | |
| Non Par | 0 | 0 | |
| Linked | |||
| Par | 0 | 0 | |
| Non Par | 0 | 0 | |
| (b) | With unrealised gains | ||
| Non Linked | |||
| Par | 0 | 0 | |
| Non Par | 0 | 0 | |
| Linked | |||
| Par | 0 | 0 | |
| Non Par | 0 | 0 | |
| (vii) | NPA ratios: (for shareholders' fund) | ||
| (a) | Gross NPAs | 0 | 0 |
| Net NPAs | 0 | 0 | |
| (b) | Percentage of Gross NPAs | 0 | 0 |
| Percentage of Net NPAs | 0 | 0 | |
| (viii) | Yield on Investments (on shareholders' fund) | ||
| (a) | Without unrealised gains | 0.06 | 0.06 |
| (b) | With unrealised gains | -0.05 | 0.04 |
| (ix) | Persistency Ratio | ||
| 1 | 13th Month | 0.01 | 0.01 |
| 2 | 25th Month | 0.01 | 0.01 |
| 3 | 37th Month | 0.01 | 0.01 |
| 4 | 49th Month | 0.01 | 0.01 |
| 5 | 61st Month | ||
| (ix) | Other Rations | ||
| (x) | Conservation Ratio | 0.01 | 0.01 |
| (xi) | Percentage of shares held by Government of India (in case of public sector insurance companies) | 0 | 0 |
| Investor Compliants | |||
|---|---|---|---|
| (i) | No of investor complaints pending at the beginning of the period | 0 | 0 |
| (ii) | No of investor complaints during the period | 0 | 0 |
| (iii) | No of investor complaints disposed off during the period | 0 | 0 |
| (iv) | No of investor complaints remaining unresolved at the end of the period | 0 | 0 |
| (c) | Notes Format for financial results by life insurance companies filed with stock exchanges |
|---|---|
| Net of reinsurance Net of amortisation and losses (including capital gains) inclusive of rewards and / or remuneration to agents, brokers or other intermediaries inclusive of interim and terminal bonus | |
Format for financial results by life insurance companies filed with stock exchanges | |||
|---|---|---|---|
| Partiuclars | Current Quarter | Year to Date Figures | |
| Date of start of reporting period | 01-Oct-2024 | 01-Apr-2024 | |
| Date of end of reporting period | 31-Dec-2024 | 31-Dec-2024 | |
| Whether accounts are audited or unaudited | Audited | Audited | |
| Segment Income | |||
| 1 | Name of segment | Segment A: Par life | |
| (i) | Net premium | 134662.00 | 355014.00 |
| (ii) | Income form investments | 74473.00 | 236900.00 |
| (iii) | Transfer of funds from shareholders' account | 14.00 | 14.00 |
| (iv) | Other income | 2867.00 | 7930.00 |
| 2 | Name of segment | Segment B: Par pension | |
| (i) | Net premium | 638.00 | 2149.00 |
| (ii) | Income form investments | 3421.00 | 9513.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 1.00 | 1.00 |
| 3 | Name of segment | Segment C: Non Par Life | |
| (i) | Net premium | 308705.00 | 919358.00 |
| (ii) | Income form investments | 124288.00 | 364375.00 |
| (iii) | Transfer of funds from shareholders' account | 14.00 | 14.00 |
| (iv) | Other income | 1951.00 | 5410.00 |
| 4 | Name of segment | Segment D: Non Par Pension | |
| (i) | Net premium | 3257.00 | 7829.00 |
| (ii) | Income form investments | 2822.00 | 8512.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 0.00 | 0.00 |
| 5 | Name of segment | Segment E: Non Par Variable | |
| (i) | Net premium | 0.00 | 5.00 |
| (ii) | Income form investments | 195.00 | 576.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 0.00 | 0.00 |
| 6 | Name of segment | Segment F: Non Par Variable Pension | |
| (i) | Net premium | 0.00 | 35.00 |
| (ii) | Income form investments | 36.00 | 109.00 |
| (iii) | Transfer of funds from shareholders' account | 2.00 | 5.00 |
| (iv) | Other income | 0.00 | 0.00 |
| 7 | Name of segment | Segment G: Annuity Non Par | |
| (i) | Net premium | 54763.00 | 170517.00 |
| (ii) | Income form investments | 28831.00 | 86094.00 |
| (iii) | Transfer of funds from shareholders' account | 8758.00 | 18002.00 |
| (iv) | Other income | 23.00 | 52.00 |
| 8 | Name of segment | Segment H: Health | |
| (i) | Net premium | 798.00 | 2365.00 |
| (ii) | Income form investments | 232.00 | 593.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 0.00 | 1.00 |
| 9 | Name of segment | Segment I: Linked Life | |
| (i) | Net premium | 464501.00 | 1268188.00 |
| (ii) | Income form investments | -983559.00 | 1498811.00 |
| (iii) | Transfer of funds from shareholders' account | 49.00 | 49.00 |
| (iv) | Other income | 1159.00 | 3669.00 |
| 10 | Name of segment | Segment J: Linked Pension | |
| (i) | Net premium | 3788.00 | 9637.00 |
| (ii) | Income form investments | -35113.00 | 72954.00 |
| (iii) | Transfer of funds from shareholders' account | 1.00 | 1.00 |
| (iv) | Other income | 0.00 | 0.00 |
| 11 | Name of segment | Segment K: Linked Health | |
| (i) | Net premium | -206.00 | -501.00 |
| (ii) | Income form investments | -5047.00 | 14414.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 0.00 | 0.00 |
| 12 | Name of segment | Segment L: Linked Group Life | |
| (i) | Net premium | 250237.00 | 333923.00 |
| (ii) | Income form investments | 244.00 | 52109.00 |
| (iii) | Transfer of funds from shareholders' account | 1262.00 | 1634.00 |
| (iv) | Other income | 2.00 | 3.00 |
| 13 | Name of segment | Segment M: Linked Group Pension | |
| (i) | Net premium | 4994.00 | 20505.00 |
| (ii) | Income form investments | -1012.00 | 29434.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 0.00 | 0.00 |
| 14 | Name of segment | Shareholders | |
| (i) | Net premium | 0.00 | 0.00 |
| (ii) | Income form investments | 18100.00 | 47624.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 787.00 | 2130.00 |
| 15 | Name of segment | Unallocated | |
| (i) | Net premium | 0.00 | 0.00 |
| (ii) | Income form investments | 0.00 | 0.00 |
| (iii) | Transfer of funds from shareholders' account | 0.00 | 0.00 |
| (iv) | Other income | 0.00 | 0.00 |
Format for financial results by life insurance companies filed with stock exchanges |
|||
| Partiuclars | Current Quarter | Year to Date Figures | |
|---|---|---|---|
| Date of start of reporting period | 01-Oct-2024 | 01-Apr-2024 | |
| Date of end of reporting period | 31-Dec-2024 | 31-Dec-2024 | |
| Whether accounts are audited or unaudited | Audited | Audited | |
| Segment Surplus/(Deficit) (net of transfer from shareholders' A/c) | |||
| 1 | Segment A: Par life | 6915.00 | 1277.00 |
| 2 | Segment B: Par pension | 2029.00 | 5414.00 |
| 3 | Segment C: Non Par Life | 18491.00 | 32534.00 |
| 4 | Segment D: Non Par Pension | -101.00 | 178.00 |
| 5 | Segment E: Non Par Variable | 20.00 | 67.00 |
| 6 | Segment F: Non Par Variable Pension | -2.00 | -5.00 |
| 7 | Segment G: Annuity Non Par | -8758.00 | -18002.00 |
| 8 | Segment H: Health | -287.00 | 1520.00 |
| 9 | Segment I: Linked Life | 11457.00 | 27191.00 |
| 10 | Segment J: Linked Pension | 2166.00 | 7163.00 |
| 11 | Segment K: Linked Health | 768.00 | 3132.00 |
| 12 | Segment L: Linked Group Life | -1262.00 | -1634.00 |
| 13 | Segment M: Linked Group Pension | 361.00 | 1041.00 |
| 14 | Shareholders | 9994.00 | 28049.00 |
| 15 | Unallocated | 0.00 | 0.00 |
| Notes Segment Surplus/(Deficit) (net of transfer from shareholders' A/c) | |||
Format for financial results by life insurance companies filed with stock exchanges |
||
|---|---|---|
| Partiuclars | Current Quarter | |
| Date of start of reporting period | 01-Oct-2024 | |
| Date of end of reporting period | 31-Dec-2024 | |
| Whether accounts are audited or unaudited | Audited | |
| Segment Assets | ||
| 1 | Segment A: Par life | 3869036.00 |
| 2 | Segment B: Par pension | 157093.00 |
| 3 | Segment C: Non Par Life | 6723119.00 |
| 4 | Segment D: Non Par Pension | 150378.00 |
| 5 | Segment E: Non Par Variable | 2619.00 |
| 6 | Segment F: Non Par Variable Pension | 2159.00 |
| 7 | Segment G: Annuity Non Par | 1693655.00 |
| 8 | Segment H: Health | 10801.00 |
| 9 | Segment I: Linked Life | 14860086.00 |
| 10 | Segment J: Linked Pension | 669176.00 |
| 11 | Segment K: Linked Health | 127334.00 |
| 12 | Segment L: Linked Group Life | 780919.00 |
| 13 | Segment M: Linked Group Pension | 409451.00 |
| 14 | Shareholders | 1424041.00 |
| 15 | Unallocated | 0.00 |
Format for financial results by life insurance companies filed with stock exchanges |
|||
|---|---|---|---|
| Partiuclars | Current Quarter | ||
| Date of start of reporting period | 01-Oct-2024 | ||
| Date of end of reporting period | 31-Dec-2024 | ||
| Whether accounts are audited or unaudited | Audited | ||
| Segment Liabilities | |||
| 1 | Segment A: Par life | 3869036.00 | |
| 2 | Segment B: Par pension | 157093.00 | |
| 3 | Segment C: Non Par Life | 6723119.00 | |
| 4 | Segment D: Non Par Pension | 150378.00 | |
| 5 | Segment E: Non Par Variable | 2619.00 | |
| 6 | Segment F: Non Par Variable Pension | 2159.00 | |
| 7 | Segment G: Annuity Non Par | 1693655.00 | |
| 8 | Segment H: Health | 10801.00 | |
| 9 | Segment I: Linked Life | 14860086.00 | |
| 10 | Segment J: Linked Pension | 669176.00 | |
| 11 | Segment K: Linked Health | 127334.00 | |
| 12 | Segment L: Linked Group Life | 780919.00 | |
| 13 | Segment M: Linked Group Pension | 409451.00 | |
| 14 | Shareholders | 0.00 | |
| 15 | Unallocated | 0.00 | |