| Scrip code | 000000 |
|---|---|
| NSE Symbol | DCCL |
| MSEI Symbol | NOTLISTED |
| ISIN | INE04Q907090 |
| Name of Company | Dar Credit & Capital Limited |
| Type of company | SME |
| Class of security | Equity |
| Date of start of financial year | 01-04-2026 |
| Date of end of financial year | 31-03-2027 |
| Date of board meeting when results were approved | 10-08-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 05-08-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | First quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | |
| Segment Reporting | Single segment |
| Description of single segment | Business of financing |
| Start date and time of board meeting | 10-08-2026 12:30:00 |
| End date and time of board meeting | 10-08-2026 17:00:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| During the period under review, there had been no default on Loans and Debt Securities of the Company. | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Revenue From Operations | ||
| Revenue from operations | 1,328.09 | 1,328.09 | |
| Other income | 9.43 | 9.43 | |
| Total Income | 1,337.52 | 1,337.52 | |
| 2 | Expenses | ||
| (a) | Cost of materials consumed | 0.00 | 0.00 |
| (b) | Purchases of stock-in-trade | 0.00 | 0.00 |
| (c) | Changes in inventories of finished goods, work-in-progress and stock-in-trade | 0.00 | 0.00 |
| (d) | Employee benefit expense | 253.79 | 253.79 |
| (e) | Finance costs | 575.59 | 575.59 |
| (f) | Depreciation and amortisation expense | 19.80 | 19.80 |
| (g) | Other Expenses | ||
| 1 | Other Expenses | 258.22 | 258.22 |
| Total other expenses | 258.22 | 258.22 | |
| Total expenses | 1,107.40 | 1,107.40 | |
| 3 | Profit before exceptional and extraordinary items and tax | 230.12 | 230.12 |
| 4 | Exceptional items | 0.00 | 0.00 |
| 5 | Profit before extraordinary items and tax | 230.12 | 230.12 |
| 6 | Extraordinary items | 0.00 | 0.00 |
| 7 | Profit before tax | 230.12 | 230.12 |
| 8 | Tax Expense | ||
| Current tax | 28.28 | 28.28 | |
| Deferred tax | (3.20) | (3.20) | |
| Total tax expenses | 25.08 | 25.08 | |
| 9 | Net Profit Loss for the period from continuing operations | 205.04 | 205.04 |
| 10 | Profit (loss) from discontinuing operations before tax | 0.00 | 0.00 |
| 11 | Tax expense of discontinuing operations | 0.00 | 0.00 |
| 12 | Net profit (loss) from discontinuing operation after tax | 0.00 | 0.00 |
| 13 | Profit (loss) for period before minority interest | 205.04 | 205.04 |
| 14 | Share of profit (loss) of associates | ||
| 15 | Profit (loss) of minority interest | ||
| 16 | Net profit (Loss) for the period | 205.04 | 205.04 |
| 17 | Details of equity share capital | ||
| Paid-up equity share capital | 1,427.60 | 1,427.60 | |
| Face value of equity share capital | 10 | 10 | |
| 18 | Reserves excluding revaluation reserve | ||
| 19 | Earnings per equity share | ||
| Basic earnings (loss) per share from continuing and discontinued operations | 1.44 | 1.44 | |
| Diluted earnings (loss) per share from continuing and discontinued operations | 1.44 | 1.44 | |
| 20 | Debt equity ratio | 1.8800 | 1.8800 |
| 21 | Debt service coverage ratio | 1.8600 | 1.8600 |
| 22 | Interest service coverage ratio | 1.400 | 1.400 |
| 23 | Disclosure of notes on financial results | Textual Information(1) | |
| Textual Information(1) | 1. The Unaudited Quarterly Financial results for the quarter ended 30th June, 2026 (The Statement) along with the comparative results for the comparative reporting period of Dar Credit & Capital Limited (the Company) have been prepared in accordance with generally accepted accounting principles in India to comply in all material aspects with the accoutring standards notified under section 133 of the Companies Act, 2013. 2. The Company has applied its material accounting policies in the preparation of these financial results consistent with those followed in the financial statements for the quarter ended 30th June, 2026. Any application of guidance / clarification / directions issued by the Reserve Bank of India (RBI) or other regulator are implemented prospectively when they become applicable. 3. The Company is a Non-Deposit Taking Non-Banking Financial Company – Base Layer (NBFC-ND-BL) registered with the Reserve Bank of India (RBI). 4. The above financial results have been reviewed by the audit committee. The results have been approved by the Board of Directors of the company at their meeting held on 10th August, 2026. 5. In compliance with the Regulation 33 and Regulation 52 read with Regulation 63(2) of the Securities Exchange Board of India ('SEBI') (Listing Obligations and Disclosure Requirements) Regulations, 2015 a limited review of the financial result for the quarter ended 30th June, 2026 has been carried out by the Statutory Auditors of the Company. The financial information for the quarter ended 30th June, 2026 were prepared by the Management and approved by the Company's Board of Directors. 6. The Company’s secured non-convertible debentures as on 30th June, 2026, are secured by an exclusive first charge on book debts with security cover of 1.1 times of outstanding amount at any point of time. The Security cover listed Non-Convertible Debentures is maintained at 1.1 times as at 30th June, 2026. 7. The Board of Directors in its meeting held on 17th June, 2026, recommended dividend of (5%) Rs.0.50 per equity share of face value of Rs.10 each fully paid up for the FY 2025-26 amounting to Rs.71.38 lakhs (gross) subject to deduction of tax at source as per the applicable rate (s) to all the eligible shareholders which was approved by the Shareholders at the 32nd Annual General Meeting of the Company held on 17th July, 2026. The dividend was duly paid on 17th July, 2026. 8. Operating Segment Primary Segment (Business Segment) The Company is primarily engaged in the business of lending and there are no separate reportable segments identified. Secondary Segment (Geographical Segment) Since the business operations of the Company are primarily concentrated in India, the Company is considered to operate only in the domestic segment and therefore there is no reportable geographic segment. 9. Effective November 21, 2025, the Government of India notified the four labour codes, collectively referred to as the “New labour codes”. The new labour codes have mandated the minimum 50% of the total remuneration should include three components, which are collectively referred as “wages”. Based on this definition the new labour code requires gratuity payment to all employees to be calculated based on the last drawn wages, which should be minimum 50% of total remuneration. The company follows the same principle of calculating the gratuity valuation based on this assumption prior and post period related to November 21, 2025. 10. The figures for the previous periods / years have been regrouped / rearranged wherever necessary to conform to the current period presentation. There is no significant regrouping / reclassification for the quarter / period under report. 11. The Company does not have any subsidiary, associate or joint venture entity(ies) as at June 30, 2026. 12. Subsequent to the quarter ended June 30, 2026, and as at the date of approval of these financial results, the Company has raised Rs.100 crore through the issuance of Non-Convertible Debentures (NCDs) on a private placement basis. The said NCDs have been listed on the National Stock Exchange of India Limited (NSE). 13. The figures for the year ended 31 March 2025 have been taken from the signed audited Financial Statements of the Company, for which KASG & Co. were the auditors. |
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| 20 | Debt equity ratio | |
|---|---|---|
| 21 | Debt service coverage ratio | |
| 22 | Interest service coverage ratio |
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-04-2026 | 01-04-2026 | |||||
| Date of end of reporting period | 30-06-2026 | 30-06-2026 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| Total Segment Revenue | |||||||
| Less: Inter segment revenue | |||||||
| Revenue from operations | |||||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| Total Profit before tax | |||||||
| i. Finance cost | |||||||
| ii. Other Unallocable Expenditure net off Unallocable income | |||||||
| Profit before tax | |||||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| Total Segment Asset | |||||||
| Un-allocable Assets | |||||||
| Net Segment Asset | |||||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| Total Segment Liabilities | |||||||
| Un-allocable Liabilities | |||||||
| Net Segment Liabilities | |||||||
| Disclosure of notes on segments | |||||||
| Name of signatory | |
| Designation of person | |
| Place | |
| Date |