INTEGRATED FILING — Other than Banks

General information about company

Scrip code	000000
NSE Symbol	IBLFL
MSEI Symbol	NOTLISTED
ISIN	INE0O7401018
Name of Company	IBL FINANCE LIMITED
Type of company	SME
Class of security	Equity
Date of start of financial year	01-04-2025
Date of end of financial year	31-03-2026
Date of board meeting when results were approved	30-04-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange	23-04-2026
Description of presentation currency	INR
Level of rounding used in financial results	Lakhs
Reporting Type	Half Yearly
Reporting Quarter	Yearly
Nature of report standalone or consolidated	Standalone
Whether results are audited or unaudited for the quarter ended	Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended	Audited
Segment Reporting	Single segment
Description of single segment	Financing Business
Start date and time of board meeting	30-04-2026 15:00:00
End date and time of board meeting	30-04-2026 18:30:00
Whether cash flow statement is applicable on company	Yes
Type of cash flow statement	Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification	Declaration of unmodified opinion
Whether the company has any related party?	Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure?	Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public	NA
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure.	NA
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)?	No
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company?	Yes
Latest Date on which RPT policy is updated	25-02-2025
Indicate Company website link for updated RPT policy of the Company	https://iblfinance.in/wp-content/uploads/2025/11/RELATED-PARTY-TRANSACTION-POLICY.pdf
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter?	Yes
No. of times funds raised during the quarter	10
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity?	No
No in default hence not applicable

Financial Results — Other than Bank

Amount in (Lakhs)

Particulars		3 months/ 6 months ended (dd-mm-yyyy)	Year to date figures for current period ended (dd-mm-yyyy)
A	Date of start of reporting period	01-10-2025	01-04-2025
B	Date of end of reporting period	31-03-2026	31-03-2026
C	Whether results are audited or unaudited	Audited	Audited
D	Nature of report standalone or consolidated	Standalone	Standalone
1	Revenue From Operations
	Revenue from operations	898.77	1,714.28
	Other income	9.51	18.45
	Total Income	908.28	1,732.73
2	Expenses
(a)	Cost of materials consumed	0.00	0.00
(b)	Purchases of stock-in-trade	0.00	0.00
(c)	Changes in inventories of finished goods, work-in-progress and stock-in-trade	0.00	0.00
(d)	Employee benefit expense	135.38	262.46
(e)	Finance costs	342.50	618.47
(f)	Depreciation and amortisation expense	30.37	59.13
(g)	Other Expenses
1	Provisions and Loan Losses	99.73	198.48
2	Other Expenses	148.76	274.31
	Total other expenses	248.49	472.79
	Total expenses	756.74	1,412.85
3	Profit before exceptional and extraordinary items and tax	151.54	319.88
4	Exceptional items	0.00	0.00
5	Profit before extraordinary items and tax	151.54	319.88
6	Extraordinary items	0.00	0.00
7	Profit before tax	151.54	319.88
8	Tax Expense
	Current tax	55.97	89.93
	Deferred tax	(24.18)	(14.08)
	Total tax expenses	31.79	75.85
9	Net Profit Loss for the period from continuing operations	119.75	244.03
10	Profit (loss) from discontinuing operations before tax	0.00	0.00
11	Tax expense of discontinuing operations	0.00	0.00
12	Net profit (loss) from discontinuing operation after tax	0.00	0.00
13	Profit (loss) for period before minority interest	119.75	244.03
14	Share of profit (loss) of associates
15	Profit (loss) of minority interest
16	Net profit (Loss) for the period	119.75	244.03
17	Details of equity share capital
	Paid-up equity share capital	2,473.07	2,473.07
	Face value of equity share capital	10	10
18	Reserves excluding revaluation reserve		3,636.57
19	Earnings per equity share
	Basic earnings (loss) per share from continuing and discontinued operations	0.48	0.99
	Diluted earnings (loss) per share from continuing and discontinued operations	0.48	0.99
20	Debt equity ratio	0.9500	0.9500
21	Debt service coverage ratio	0.2700	0.300
22	Interest service coverage ratio	1.4400	1.5200
23	Disclosure of notes on financial results	Textual Information(1)

Text Block

Textual Information(1)	1. The above results have been reviewed by the Audit Committee and have been approved by the Board of Directors of the Company at their respective meetings held on April 30, 2026. 2.The above Audited Finacial Results of the Company for year ended 31st March, 2026 have been prepared in accordance with the recognition and measurement principles laid down in applicable Accounting Standards (AS) as prescribed under Companies Act, 2013, as amended, read with relevant rules thereunder and in terms of Regulation 33 of the SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015. 3. As per Accounting Standard 17 on Segment Reporting (AS 17), the company has only one reportable segment i.e. Financing Business. 4. As per MCA notification dated 16th Feburary 2015 companies whose shares are listed on SME exchange as referred to Chapter IX of SEBI (Issue of Capital and Disclosure Requirements) Regulation, 2018 are exempted from compulsory requirement of adoption of IND-AS. 5.Earning per shares are caluclated on weighted average of the share capital outstanding during the year. Half year / Period EPS is not annualised. 6.There are no Inverstors Complaints pending as on 31st March, 2026. 7.Previous year’s/period’s figure have been regrouped/rearranged wherever necessary. 8.The Statement includes the results for the half year ended March 31, 2026 being the balancing figure between the audited figures in respect of the full financial year ended March 31, 2026 and the published unaudited year to date figures up to the half year of the current financial year, which were subjected to a limited review. 9. The Company does not have any subsidiary, joint venture or associate company as defined under the Companies Act, 2013 and applicable accounting standards. Accordingly, the requirement for preparation and presentation of consolidated financial results under Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 is not applicable to the Company. The accompanying financial results are therefore presented on a standalone basis. Other Remarks : - Total 14 times fund was raised through issue of Unlisted Senior, Secured, Unrated, Taxable, Redeemable Non Convertible Debenture through Private Placement. Due to limit of 10 in the Utility, we have only mentioned details of fund raised 10 times.

Textual Information(1)

1. The above results have been reviewed by the Audit Committee and have been approved by the Board of Directors of the Company at their respective meetings held on April 30, 2026. 2.The above Audited Finacial Results of the Company for year ended 31st March, 2026 have been prepared in accordance with the recognition and measurement principles laid down in applicable Accounting Standards (AS) as prescribed under Companies Act, 2013, as amended, read with relevant rules thereunder and in terms of Regulation 33 of the SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015. 3. As per Accounting Standard 17 on Segment Reporting (AS 17), the company has only one reportable segment i.e. Financing Business. 4. As per MCA notification dated 16th Feburary 2015 companies whose shares are listed on SME exchange as referred to Chapter IX of SEBI (Issue of Capital and Disclosure Requirements) Regulation, 2018 are exempted from compulsory requirement of adoption of IND-AS. 5.Earning per shares are caluclated on weighted average of the share capital outstanding during the year. Half year / Period EPS is not annualised. 6.There are no Inverstors Complaints pending as on 31st March, 2026. 7.Previous year’s/period’s figure have been regrouped/rearranged wherever necessary. 8.The Statement includes the results for the half year ended March 31, 2026 being the balancing figure between the audited figures in respect of the full financial year ended March 31, 2026 and the published unaudited year to date figures up to the half year of the current financial year, which were subjected to a limited review. 9. The Company does not have any subsidiary, joint venture or associate company as defined under the Companies Act, 2013 and applicable accounting standards. Accordingly, the requirement for preparation and presentation of consolidated financial results under Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 is not applicable to the Company. The accompanying financial results are therefore presented on a standalone basis. Other Remarks : - Total 14 times fund was raised through issue of Unlisted Senior, Secured, Unrated, Taxable, Redeemable Non Convertible Debenture through Private Placement. Due to limit of 10 in the Utility, we have only mentioned details of fund raised 10 times.

Remarks

20	Debt equity ratio
21	Debt service coverage ratio
22	Interest service coverage ratio

Cash flow statement — indirect

Amount in (Lakhs)

1	Statement of cash flows
A	Date of start of reporting period	01-04-2025
B	Date of end of reporting period	31-03-2026
C	Whether results are audited or unaudited	Audited
D	Nature of report standalone or consolidated	Standalone
	Cash flows from used in operating activities
	Profit before extraordinary items and tax	319.88
2	Adjustments for reconcile profit (loss)
	Adjustments to profit (loss)
	Adjustments for finance costs	618.47
	Adjustments for depreciation and amortisation expense	59.13
	Adjustments for impairment loss reversal of impairment loss recognised in profit or loss	0.00
	Adjustments for unrealised foreign exchange losses gains	0.00
	Adjustments for dividend income	0.00
	Adjustments for share-based payments	0.00
	Other adjustments for which cash effects are investing or financing cash flow	(2.10)
	Other adjustments to reconcile profit (loss)	0.00
	Other adjustments for non-cash items	0.00
	Share of profit and loss from partnership firm or association of persons or limited liability partnerships	0.00
	Total adjustments to profit (loss)	675.50
3	Adjustments for working capital
	Adjustments for decrease (increase) in inventories	0.00
	Adjustments for decrease (increase) in trade receivables	0.00
	Adjustments for decrease (increase) in other current assets	(1,602.11)
	Adjustments for increase (decrease) in trade payables	0.00
	Adjustments for increase (decrease) in other current liabilities	356.68
	Adjustments for provisions	0.00
	Total adjustments for working capital	(1,245.43)
	Total adjustments for reconcile profit (loss)	(569.93)
	Net cash flows from (used in) operations	(250.05)
	Dividends received	0.00
	Interest paid	0.00
	Interest received	0.00
	Income taxes paid (refund)	89.93
	Other inflows (outflows) of cash	(0.29)
	Net cash flows from (used in) operating activities before extraordinary items	(340.27)
	Proceeds from extraordinary items	0.00
	Payment for extraordinary items	0.00
	Net cash flows from (used in) operating activities	(340.27)
4	Cash flows from used in investing activities
	Cash flows from losing control of subsidiaries or other businesses	0.00
	Cash flows used in obtaining control of subsidiaries or other businesses	0.00
	Other cash receipts from sales of equity or debt instruments of other entities	0.00
	Other cash payments to acquire equity or debt instruments of other entities	0.00
	Other cash receipts from sales of interests in joint ventures	0.00
	Other cash payments to acquire interests in joint ventures	0.00
	Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships	0.00
	Cash payment for investment in partnership firm or association of persons or limited liability partnerships	0.00
	Proceeds from sales of property plant and equipment	0.29
	Purchase of property plant and equipment	56.41
	Proceeds from sales of intangible assets	0.00
	Purchase of intangible assets	0.00
	Cash advances and loans made to other parties	0.00
	Cash receipts from repayment of advances and loans made to other parties	0.00
	Cash payments for future contracts, forward contracts, option contracts and swap contracts	0.00
	Cash receipts from future contracts, forward contracts, option contracts and swap contracts	0.00
	Dividends received	0.00
	Interest received	0.00
	Income taxes paid (refund)	0.00
	Other inflows (outflows) of cash	1.90
	Proceeds from government grants	0.00
	Net cash flows from (used in) investing activities before extraordinary items	(54.22)
	Proceeds from extraordinary items	0.00
	Payment for extraordinary items	0.00
	Net cash flows from (used in) investing activities	(54.22)
	Cash flows from used in financing activities
	Proceeds from issuing shares	0.00
	Proceeds from issuing other equity instruments	0.00
	Proceeds from issuing debentures notes bonds etc	0.00
	Proceeds from borrowings	1,098.32
	Repayments of borrowings	0.00
	Dividends paid	0.00
	Interest paid	618.47
	Income taxes paid (refund)	0.00
	Other inflows (outflows) of cash	0.00

	Net cash flows from (used in) financing activities before extraordinary items	479.85
	Proceeds from extraordinary items	0.00
	Payment for extraordinary items	0.00
	Net cash flows from (used in) financing activities	479.85
	Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes	85.36
6	Effect of exchange rate changes on cash and cash equivalents
	Effect of exchange rate changes on cash and cash equivalents	0.00
	Net increase (decrease) in cash and cash equivalents	85.36
	Cash and cash equivalents cash flow statement at beginning of period	282.74
	Cash and cash equivalents cash flow statement at end of period	368.10

Statement of Asset and Liabilities

Amount in (Lakhs)

	Equity and liabilities
Particulars		Year ended (dd-mm-yyyy)
Date of start of reporting period		01-04-2025
Date of end of reporting period		31-03-2026
Whether results are audited or unaudited		Audited
Nature of report standalone or consolidated		Standalone
1	Shareholders' funds
	Share capital	2,473.07
	Reserves and surplus	3,636.57
	Money received against share warrants	0.00
	Total shareholders' funds	6,109.64
2	Share application money pending allotment	0.00
3	Deferred government grants	0.00
4	Minority interest
5	Non-current liabilities
	Long-term borrowings	5,710.40
	Deferred tax liabilities (net)	0.00
	Foreign currency monetary item translation difference liability account	0.00
	Other long-term liabilities
1	Other long-term liabilities	448.76
	Total of Other long-term liabilities	448.76
	Long-term provisions	16.11
	Total non-current liabilities	6,175.27
6	Current liabilities
	Short-term borrowings	74.45
	Trade Payables
	(A) Total outstanding dues of micro enterprises and small enterprises	0.30
	(B) Total outstanding dues of creditors other than micro enterprises and small enterprises	4.83
	Total Trade payable	5.13
	Other current liabilities
1	Other current liabilities	366.77
	Total of Other long-term liabilities	366.77
	Short-term provisions	255.21
	Total current liabilities	701.56
	Total equity and liabilities	12,986.47
	Assets
1	Non-current assets
i	Property, Plant and Equipment and Intangible assets
	Property, Plant and Equipment	100.41
	Producing properties	0.00
	Intangible assets	60.27
	Preproducing properties	0.00
	Property, Plant and Equipment capital work-in-progress	0.00
	Intangible assets under development or work-in-progress	0.00
	Total Property, Plant and Equipment and Intangible assets	160.68
ii	Non-current investments	0.00
v	Deferred tax assets (net)	38.91
vi	Foreign currency monetary item translation difference asset account	0.00
vii	Long-term loans and advances	4,229.64
	Other non-current assets
1	Other Non-Current Assets	11.26
	Total of Other non-current assets	11.26
	Total non-current assets	4,440.49
	Current assets
	Current investments	0.20
	Inventories	0.00
	Trade receivables	0.00
	Cash and cash equivalents	368.10
	Bank balance other than cash and cash equivalents	0.00
	Short-term loans and advances	7,636.03
	Other current assets
1	Other current assets	541.65
	Total of Other current assets	541.65
	Total current assets	8,545.98
	Total assets	12,986.47
	Disclosure of notes on assets and liabilities	Textual Information(1)

Text Block

Textual Information(1)	1. The above results have been reviewed by the Audit Committee and have been approved by the Board of Directors of the Company at their respective meetings held on April 30, 2026. 2.The above Audited Finacial Results of the Company for year ended 31st March, 2026 have been prepared in accordance with the recognition and measurement principles laid down in applicable Accounting Standards (AS) as prescribed under Companies Act, 2013, as amended, read with relevant rules thereunder and in terms of Regulation 33 of the SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015. 3. As per Accounting Standard 17 on Segment Reporting (AS 17), the company has only one reportable segment i.e. Financing Business. 4.

Textual Information(1)

Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars		3 months/ 6 month ended (dd-mm-yyyy)	Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period		01-10-2025	01-04-2025
Date of end of reporting period		31-03-2026	31-03-2026
Whether results are audited or unaudited		Audited	Audited
Nature of report standalone or consolidated		Standalone	Standalone
1	Segment Revenue (Income)
	(net sale/income from each segment should be disclosed)
	Total Segment Revenue
	Less: Inter segment revenue
	Revenue from operations
2	Segment Result
	Profit (+) / Loss (-) before tax and interest from each segment
	Total Profit before tax
	i. Finance cost
	ii. Other Unallocable Expenditure net off Unallocable income
	Profit before tax
3	(Segment Asset - Segment Liabilities)
	Segment Asset
	Total Segment Asset
	Un-allocable Assets
	Net Segment Asset
4	Segment Liabilities
	Segment Liabilities
	Total Segment Liabilities
	Un-allocable Liabilities
	Net Segment Liabilities
	Disclosure of notes on segments

Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited	Audited
Declaration of unmodified opinion or statement on impact of audit qualification	Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results	Yes

Sr No.	Audit firm's name	Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI	Certificate valid upto
1	H R M & COMPANY	Yes	30-06-2027

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (1)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	11-10-2025
Amount Raised	64.00
Report filed for Quarter ended	31-03-2026
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation	false
Comments of the Audit Committee after review	false
Comments of the auditors, if any	false

Sr.	Original Object	Modified Object, if any	Original Allocation	Modified allocation, if any	Funds Utilised	Amount of Deviation/Variation for the quarter according to applicable object	Remarks if any
1	The funds raised through this issue will be utilized for general business purpose of the Company including various financing activities, to repay our existing loans, investments for liquidity and statutory requirements, capital expenditure and working capital requirements.	Not Applicable	64.00	0.00	64.00	0.00

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (2)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	15-10-2025
Amount Raised	70.00
Report filed for Quarter ended	31-03-2026
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation	false
Comments of the Audit Committee after review	false
Comments of the auditors, if any	false

Sr.	Original Object	Modified Object, if any	Original Allocation	Modified allocation, if any	Funds Utilised	Amount of Deviation/Variation for the quarter according to applicable object	Remarks if any
1	The funds raised through this issue will be utilized for general business purpose of the Company including various financing activities, to repay our existing loans, investments for liquidity and statutory requirements, capital expenditure and working capital requirements.	Not Applicable	70.00	0.00	70.00	0.00

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (3)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	28-10-2025
Amount Raised	50.00
Report filed for Quarter ended	31-03-2026
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation	false
Comments of the Audit Committee after review	false
Comments of the auditors, if any	false

Sr.	Original Object	Modified Object, if any	Original Allocation	Modified allocation, if any	Funds Utilised	Amount of Deviation/Variation for the quarter according to applicable object	Remarks if any
1	The funds raised through this issue will be utilized for general business purpose of the Company including various financing activities, to repay our existing loans, investments for liquidity and statutory requirements, capital expenditure and working capital requirements.	Not Applicable	50.00	0.00	50.00	0.00

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (4)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	05-11-2025
Amount Raised	25.00
Report filed for Quarter ended	31-03-2026
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation	false
Comments of the Audit Committee after review	false
Comments of the auditors, if any	false

Sr.	Original Object	Modified Object, if any	Original Allocation	Modified allocation, if any	Funds Utilised	Amount of Deviation/Variation for the quarter according to applicable object	Remarks if any
1	The funds raised through this issue will be utilized for general business purpose of the Company including various financing activities, to repay our existing loans, investments for liquidity and statutory requirements, capital expenditure and working capital requirements.	Not Applicable	25.00	0.00	25.00	0.00

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (5)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	04-12-2025
Amount Raised	280.00
Report filed for Quarter ended	31-03-2026
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation	false
Comments of the Audit Committee after review	false
Comments of the auditors, if any	false

Sr.	Original Object	Modified Object, if any	Original Allocation	Modified allocation, if any	Funds Utilised	Amount of Deviation/Variation for the quarter according to applicable object	Remarks if any
1	The funds raised through this issue will be utilized for general business purpose of the Company including various financing activities, to repay our existing loans, investments for liquidity and statutory requirements, capital expenditure and working capital requirements.	Not Applicable	280.00	0.00	280.00	0.00

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (6)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	06-12-2025
Amount Raised	67.00
Report filed for Quarter ended	31-03-2026
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation	false
Comments of the Audit Committee after review	false
Comments of the auditors, if any	false

Sr.	Original Object	Modified Object, if any	Original Allocation	Modified allocation, if any	Funds Utilised	Amount of Deviation/Variation for the quarter according to applicable object	Remarks if any
1	The funds raised through this issue will be utilized for general business purpose of the Company including various financing activities, to repay our existing loans, investments for liquidity and statutory requirements, capital expenditure and working capital requirements.	Not Applicable	67.00	0.00	67.00	0.00

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (7)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	02-01-2026
Amount Raised	30.00
Report filed for Quarter ended	31-03-2026
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation	false
Comments of the Audit Committee after review	false
Comments of the auditors, if any	false

Sr.	Original Object	Modified Object, if any	Original Allocation	Modified allocation, if any	Funds Utilised	Amount of Deviation/Variation for the quarter according to applicable object	Remarks if any
1	The funds raised through this issue will be utilized for general business purpose of the Company including various financing activities, to repay our existing loans, investments for liquidity and statutory requirements, capital expenditure and working capital requirements.	Not Applicable	30.00	0.00	30.00	0.00

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (8)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	09-01-2026
Amount Raised	5.25
Report filed for Quarter ended	31-03-2026
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation	false
Comments of the Audit Committee after review	false
Comments of the auditors, if any	false

Sr.	Original Object	Modified Object, if any	Original Allocation	Modified allocation, if any	Funds Utilised	Amount of Deviation/Variation for the quarter according to applicable object	Remarks if any
1	The funds raised through this issue will be utilized for general business purpose of the Company including various financing activities, to repay our existing loans, investments for liquidity and statutory requirements, capital expenditure and working capital requirements.	Not Applicable	5.25	0.00	5.25	0.00

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (9)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	19-01-2026
Amount Raised	45.00
Report filed for Quarter ended	31-03-2026
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation	false
Comments of the Audit Committee after review	false
Comments of the auditors, if any	false

Sr.	Original Object	Modified Object, if any	Original Allocation	Modified allocation, if any	Funds Utilised	Amount of Deviation/Variation for the quarter according to applicable object	Remarks if any
1	The funds raised through this issue will be utilized for general business purpose of the Company including various financing activities, to repay our existing loans, investments for liquidity and statutory requirements, capital expenditure and working capital requirements.	Not Applicable	45.00	0.00	45.00	0.00

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (10)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	21-01-2026
Amount Raised	2.00
Report filed for Quarter ended	31-03-2026
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation	false
Comments of the Audit Committee after review	false
Comments of the auditors, if any	false

Sr.	Original Object	Modified Object, if any	Original Allocation	Modified allocation, if any	Funds Utilised	Amount of Deviation/Variation for the quarter according to applicable object	Remarks if any
1	The funds raised through this issue will be utilized for general business purpose of the Company including various financing activities, to repay our existing loans, investments for liquidity and statutory requirements, capital expenditure and working capital requirements.	Not Applicable	2.00	0.00	2.00	0.00

Signatory Details

Name of signatory	MANISH MANSUKHBHAI PATEL
Designation of person	Managing Director
Place	Surat
Date	30-04-2026

Amount in (Lakhs)

Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)

	Name	Name	Relationship of the counterparty with the listed entity or its subsidiary	Type of related party transaction	Details of other related party transaction		Remarks on approval by audit committee			Value of transaction during the reporting period	Opening balance	Closing balance	Nature of indebtedness (loan/ issuance of debt/ any other etc.)	Details of other indebtedness	Nature (loan/ advance/ intercorporate deposit/ investment )	Interest Rate (%)	Tenure	Secured/ unsecured	Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)	Notes
Sr No.														Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
	Details of the party (listed entity /subsidiary) entering into the transaction	Details of the counterparty		Type of related party transaction	Details of other related party transaction	Value of the related party transaction as approved by the audit committee	Remarks on approval by audit committee	Value of the related party transaction ratified by the audit committee	Date of Audit Committee Meeting where the ratification was approved	Value of transaction during the reporting period	In case monies are due to either party as a result of the transaction		In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments		Details of the loans, inter-corporate deposits, advances or investments					Notes
1	IBL Finance Limited	HINABEN MANISHBHAI PATEL	Spouse of Managing Director	Loan		100.00	Approved by Audit Committee			50.00	53.00	103.00			Loan	16.00	24	Unsecured	General Purpose
2	IBL Finance Limited	MANISH M PATEL HUF	Karta is Managing Director	Loan		100.00	Approved by Audit Committee			0.00	77.00	77.00			Loan	16.00	24	Unsecured	General Purpose
3	IBL Finance Limited	RUPALBEN PIYUSHBHAI PATEL	Spouse of Whole Time Director	Loan		100.00	Approved by Audit Committee			21.00	61.00	81.00			Loan	16.00	24	Unsecured	General Purpose
4	IBL Finance Limited	JAYABEN MANSUKHBHAI PATEL	Spouse of Whole Time Director	Loan		100.00	Approved by Audit Committee			68.00	54.00	122.00			Loan	16.00	24	Unsecured	General Purpose
5	IBL Finance Limited	MANSUKHBHAI K PATEL HUF	Karta is Whole Time Director	Loan		111.00	Approved by Audit Committee			111.00	0.00	111.00			Loan	16.00	24	Unsecured	General Purpose
6	IBL Finance Limited	MANISH MANSUKHBHAI PATEL	Managing Director	Remuneration		60.00	As per the terms of appointment and approval by Shareholders			7.54	0.00	0.00
7	IBL Finance Limited	MANISH MANSUKHBHAI PATEL	Managing Director	Any other transaction	Rent paid	2.40	Approved by Audit Committee			1.20	0.00	0.00
8	IBL Finance Limited	PIYUSH MANSUKHBHAI PATEL	Whole Time Director	Remuneration		60.00	As per the terms of appointment and approval by Shareholders			7.40	0.00	0.00
9	IBL Finance Limited	MANSUKHBHAI KUNVARJIBHAI PATEL	Whole Time Director	Remuneration		24.00	As per the terms of appointment and approval by Shareholders			5.90	0.00	0.00
10	IBL Finance Limited	MANISH M PATEL HUF	Karta is Managing Director	Interest received			At the Rate of 16.00% p.a.			6.14	0.00	0.00
11	IBL Finance Limited	HINABEN MANISHBHAI PATEL	Spouse of Managing Director	Interest received			At the Rate of 16.00% p.a.			8.09	0.00	0.00
12	IBL Finance Limited	RUPALBEN PIYUSHBHAI PATEL	Spouse of Whole Time Director	Interest received			At the Rate of 16.00% p.a.			6.49	0.00	0.00
13	IBL Finance Limited	JAYABEN MANSUKHBHAI PATEL	Spouse of Whole Time Director	Interest received			At the Rate of 16.00% p.a.			9.55	0.00	0.00
14	IBL Finance Limited	MANSUKHBHAI K PATEL HUF	Karta is Whole Time Director	Interest received			At the Rate of 16.00% p.a.			8.52	0.00	0.00
15	IBL Finance Limited	DHAVAL MASHRU	Chief Financial Officer	Remuneration			As per the terms of appointment and Human Resource Policy			6.23	0.00	0.00
16	IBL Finance Limited	DILIP CHAUHAN	Compliance Officer	Remuneration			As per the terms of appointment and Human Resource Policy			2.84	0.00	0.00
17	IBL Finance Limited	IBL GLOBAL PRIVATE LIMITED	Whole Time Director interest in Concern	Any other transaction	Rent Income and other	0.96	Approved by Audit Committee			0.48	0.00	0.00
18	IBL Finance Limited	BIPINKUMAR HIRPARA	Director	Any other transaction	Director Sitting fees		Rs. 3000.00 per Meeting			0.27	0.00	0.00
19	IBL Finance Limited	AJAYKUMAR ARVINDBHAI BALDHA	Director	Any other transaction	Director Sitting fees		Rs. 2000.00 per Meeting			0.12	0.00	0.00
20	IBL Finance Limited	HITISHA MEHULKUMAR CHANCHAD	Director	Any other transaction	Director Sitting fees		Rs. 2000.00 per Meeting			0.22	0.00	0.00
21	IBL Finance Limited	PDM AND ASSOCIATES	CFO interest in Concern	Purchase of goods or services		12.00	Approved by Audit Committee			6.23	0.00	0.00
22	IBL Finance Limited	CODEXIAL TECHNOLOGIES PRIVATE LIMITED	Non Executive Director interest in Concern	Purchase of goods or services		60.00	Approved by Audit Committee			7.78	0.00	0.00
23	IBL Finance Limited	IBL GLOBAL PRIVATE LIMITED	Whole Time Director interest in Concern	Any other transaction	Income on account of Usage of Wordmark	0.12	Approved by Audit Committee			0.10	0.00	0.00
Total value of transaction during the reporting period										335.10