INTEGRATED FILING — NBFC



General information about company

Scrip code 531213
NSE Symbol MANAPPURAM
MSEI Symbol NOTLISTED
ISIN INE522D01027
Name of company MANAPPURAM FINANCE LIMITED
Type of company Main Board
Class of security Equity
Date of start of financial year 01-Apr-2024
Date of end of financial year 31-Mar-2025
Date of board meeting when results were approved 09-May-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 30-Apr-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited for the quarter ended Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Single segment
Description of single segment Financial Services
Start date and time of board meeting 09-May-2025   10:00:00
End date and time of board meeting 09-May-2025   16:00:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public NA
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. NA
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? Yes
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication? Yes
(b) If answer to above question is No, please explain the reason for not complying. Yes
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 2025-03-20
Indicate Company website link for updated RPT policy of the Company www.manappuram.com
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? Yes


Financial Results — NBFC
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Standalone Standalone
Part I Blue color marked fields are non-mandatory. For Consolidated Results, if the company has no figures for 3 months / 6 months ended, in such case zero shall be inserted in the said column.
1 Income
Revenue from operations
(i) Interest Income 17359200000 68707100000
(ii) Dividend Income 0 0
(iii) Rental Income 0 0
(iv) Fees and commission Income 2300000 18800000
(v) Net gain on fair value changes 3200000 -7400000
(vi) Net gain on derecognition of financial instruments under amortised cost category 14800000 319500000
(vii) Sale of products (including Excise Duty) 0 0
(viii) Sale of services 0 0
(ix) Other revenue from operations
1 Other Operating Income 9500000 25500000
Total other revenue from operations 9500000 25500000
Total Revenue From Operations 17389000000 69063500000
Other income 28700000 81100000
Total income 17417700000 69144600000
2 Expenses
Cost of materials consumed 0 0
Purchases of stock-in-trade 0 0
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0 0
Employee benefit expense 3076700000 11708400000
Finance costs 6095400000 23761300000
Depreciation, depletion and amortisation expense 503100000 2013400000
Fees and commission expense 238100000 811200000
Net loss on fair value changes 0 0
Net loss on derecognition of financial instruments under amortised cost category 0 0
Impairment on financial instruments 792700000 2630300000
(f) Other expenses
1 Other expenses 1209100000 4461900000
Total other expenses 1209100000 4461900000
Total expenses 11915100000 45386500000
3 Total profit before exceptional items and tax 5502600000 23758100000
4 Exceptional items 0 197800000
5 Total profit before tax 5502600000 23955900000
7 Tax expense
8 Current tax 1462500000 6129700000
9 Deferred tax -103300000 -6300000
10 Total tax expenses 1359200000 6123400000
11 Net Profit Loss for the period from continuing operations 4143400000 17832500000
12 Profit (loss) from discontinued operations before tax 0 0
13 Tax expense of discontinued operations 0 0
17 Net profit (loss) from discontinued operation after tax 0 0
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 0 0
15 Total profit (loss) for period 4143400000 17832500000
16 Other comprehensive income net of taxes -681200000 -2400000
17 Total Comprehensive Income for the period 3462200000 17830100000
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent
Total profit or loss, attributable to non-controlling interests
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent
Total comprehensive income for the period attributable to owners of parent non-controlling interests
20 Details of equity share capital
Paid-up equity share capital 1692900000 1692900000
Face value of equity share capital 2 2
21 Reserves excluding revaluation reserve
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 4.9 21.07
Diluted earnings per share from continuing operations 4.9 21.07
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 4.9 21.07
Diluted earnings per share 4.9 21.07
23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio
26 Disclosure of notes on financial results


Remarks
23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio


Cash flow statement, indirect
Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2024
B Date of end of reporting period 31-Mar-2025
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Standalone
Part I Blue color marked fields are non-mandatory.
Statement of cash flows
Cash flows from used in operating activities
Profit before tax 23955900000
Adjustments for reconcile profit (loss)
Adjustments for finance costs 23761300000
Adjustments for decrease (increase) in inventories 0
Adjustments for decrease (increase) in trade receivables, current 0
Adjustments for decrease (increase) in trade receivables, non-current 0
Adjustments for decrease (increase) in other current assets 0
Adjustments for decrease (increase) in other non-current assets 0
Adjustments for other financial assets, non-current -1835800000
Adjustments for other financial assets, current -41083500000
Adjustments for other bank balances 0
Adjustments for increase (decrease) in trade payables, current -62300000
Adjustments for increase (decrease) in trade payables, non-current 0
Adjustments for increase (decrease) in other current liabilities 0
Adjustments for increase (decrease) in other non-current liabilities 0
Adjustments for depreciation and amortisation expense 2013400000
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 753300000
Adjustments for provisions, current 70900000
Adjustments for provisions, non-current 0
Adjustments for other financial liabilities, current -1105700000
Adjustments for other financial liabilities, non-current -559100000
Adjustments for unrealised foreign exchange losses gains 0
Adjustments for dividend income 0
Adjustments for interest income 67099500000
Adjustments for share-based payments 0
Adjustments for fair value losses (gains) 0
Adjustments for undistributed profits of associates 0
Other adjustments for which cash effects are investing or financing cash flow 0
Other adjustments to reconcile profit (loss) -1693400000
Other adjustments for non-cash items 0
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0
Total adjustments for reconcile profit (loss) -86840400000
Net cash flows from (used in) operations -62884500000
Dividends received 0
Interest paid 22178200000
Interest received 63991300000
Income taxes paid (refund) 6265800000
Other inflows (outflows) of cash 0
Net cash flows from (used in) operating activities -27337200000
Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0
Cash flows used in obtaining control of subsidiaries or other businesses 0
Other cash receipts from sales of equity or debt instruments of other entities 0
Other cash payments to acquire equity or debt instruments of other entities 0
Other cash receipts from sales of interests in joint ventures 0
Other cash payments to acquire interests in joint ventures 0
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0
Proceeds from sales of property, plant and equipment 12800000
Purchase of property, plant and equipment 1430100000
Proceeds from sales of investment property 0
Purchase of investment property 562800000
Proceeds from sales of intangible assets 0
Purchase of intangible assets 0
Proceeds from sales of intangible assets under development 0
Purchase of intangible assets under development 0
Proceeds from sales of goodwill 0
Purchase of goodwill 0
Proceeds from biological assets other than bearer plants 0
Purchase of biological assets other than bearer plants 0
Proceeds from government grants 0
Proceeds from sales of other long-term assets 0
Purchase of other long-term assets 0
Cash advances and loans made to other parties 0
Cash receipts from repayment of advances and loans made to other parties 0
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0
Dividends received 0
Interest received 1522900000
Income taxes paid (refund) 0
Other inflows (outflows) of cash -14805300000
Net cash flows from (used in) investing activities -15262500000
Cash flows from used in financing activities
Proceeds from changes in ownership interests in subsidiaries 0
Payments from changes in ownership interests in subsidiaries 0
Proceeds from issuing shares 0
Proceeds from issuing other equity instruments 0
Payments to acquire or redeem entity's shares 0
Payments of other equity instruments 0
Proceeds from exercise of stock options 0
Proceeds from issuing debentures notes bonds etc 0
Proceeds from borrowings 28211800000
Repayments of borrowings -17167500000
Payments of lease liabilities 1412200000
Dividends paid 3385700000
Interest paid 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash -8800000
Net cash flows from (used in) financing activities 40572600000
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes -2027100000
Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0
Net increase (decrease) in cash and cash equivalents -2027100000
Cash and cash equivalents cash flow statement at beginning of period 15293900000
Cash and cash equivalents cash flow statement at end of period 13266800000




Statement of Asset and Liabilities
Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2024
Date of end of reporting period 31-Mar-2025
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Standalone
Assets
1 Finanical Asset
Cash and cash equivalents 13266700000
Bank Balance other than (a) above 16878900000
Derivative financial instruments 301200000
Receivables
(I) Trade Receivables
(II) Other Receivables
Loans 334030200000
Investments 18218500000
Other Financial assets 4831300000
Total Financial Assets 387526800000
2 Non Financial Asset
Inventories 0
Current tax assets (Net) 661100000
Deferred tax Assets (Net) 936700000
Investment Property
Biological assets other than bearer plants
Property, Plant and Equipment 4095200000
Capital work-in-progress 114700000
Intangible assets under development
Goodwill 0
Other Intangible assets 174000000
Other non-financial assets (to be specified) 4847100000
Total Non Financial Assets 10828800000
Total assets 398355600000
Equity and liabilities
1 Equity
Equity attributable to owners of parent
Equity share capital 1692900000
Other equity 116235500000
Total equity attributable to owners of parent 117928400000
Non controlling interest
Total equity 117928400000
2 Liabilities
2.1 Financial Liabilities
(a) Derivative financial instruments
(b) Payables
(I)Trade Payables
(i) total outstanding dues of micro enterprises and small enterprises
(ii) total outstanding dues of creditors other than micro enterprises and small enterprises 1003900000
II) Other Payables
(i) total outstanding dues of micro enterprises and small enterprises
(ii) total outstanding dues of creditors other than micro enterprises and small enterprises
(C ) Debt Securities 61507300000
(d) Borrowings (Other than Debt Securities) 208951700000
(e) Deposits
(f) Subordinated Liabilities
(g) Other financial liabilities 7760000000
Total Financial Liabilities 279222900000
2.2 Non-Financial Liabilities
(a) Current tax liabilities (Net)
(b) Provisions 623500000
(C ) Deferred tax liabilities (Net)
(d) Other non-financial liabilities 580800000
Total Non Financial Liabilities 1204300000
Total liabilities 280427200000
Total equity and liabilites 398355600000
Disclosure of notes on assets and liabilities


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether accounts are audited or unaudited Audited Audited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
Total Segment Revenue
Less: Inter segment revenue
Revenue from operations
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
Total Profit before tax
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax
3 (Segment Asset - Segment Liabilities)
Segment Asset
Total Segment Asset
Un-allocable Assets
Net Segment Asset
4 Segment Liabilities
Segment Liabilities
Total Segment Liabilities
Un-allocable Liabilities
Net Segment Liabilities
Disclosure of notes on segments


Other Comprehensive Income
Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Standalone Standalone
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Actuarial gain / (losses) on post retirement benefit plans -5300000 -42600000
Total Amount of items that will not be reclassified to profit and loss -5300000 -42600000
2 Income tax relating to items that will not be reclassified to profit or loss -1400000 -10700000
3 Amount of items that will be reclassified to profit and loss
1 Fair value changes on derivatives designated as cash flow hedges, net -905200000 39400000
Total Amount of items that will be reclassified to profit and loss -905200000 39400000
4 Income tax relating to items that will be reclassified to profit or loss -227900000 9900000
5 Total Other comprehensive income -681200000 -2400000




Details of Impact of Audit Qualification
Whether results are audited or unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto


Financial details
Sr. Particulars Audited Figures (as reported before adjusting for qualifications) Adjusted Figures (audited figures after adjusting for qualifications)
1 Turnover / Total income
2 Total Expenditure
3 Net Profit/(Loss)
4 Earnings Per Share
5 Total Assets
6 Total Liabilities
7 Net Worth


Signatories details

Name of CEO / Managing director
Name of CFO
Name of audit committee chairman
Name of statutory auditor
Name of other signatory, if any, with designation
Place
Date


Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 Manappuram Finance Limited Asirvad Micro Finance Limited Subsidiary Any other transaction RENT RECEIVED 800000 Approved 800000 0 100000
2 Manappuram Finance Limited Asirvad Micro Finance Limited Subsidiary Any other transaction REIMBURSEMENT OF EXPENSES 300000 Approved 300000 0 0
3 Manappuram Finance Limited Asirvad Micro Finance Limited Subsidiary Any other transaction EDUCATION AND TRAINING SERVICES 4500000 Approved 4500000 0 1500000
4 Manappuram Finance Limited Asirvad Micro Finance Limited Subsidiary Interest received 84200000 Approved 0 0 84200000
5 Manappuram Finance Limited Asirvad Micro Finance Limited Subsidiary Any other transaction RENT AND REIMBURSEMENT EXPENSE PAID 1700000 Approved 1700000 0 300000
6 Manappuram Finance Limited MANAPPURAM COMPTECH AND CONSULTANTS LIMITED subsidiary Any other transaction RENT RECEIVED 2500000 Approved 2500000 0 0
7 Manappuram Finance Limited MANAPPURAM COMPTECH AND CONSULTANTS LIMITED subsidiary Any other transaction REIMBURSEMENT OF EXPENSES 1000000 Approved 1000000 0 0
8 Manappuram Finance Limited MANAPPURAM COMPTECH AND CONSULTANTS LIMITED subsidiary Any other transaction EDUCATION AND TRAINING SERVICES 200000 Approved 200000 0 100000
9 Manappuram Finance Limited MANAPPURAM COMPTECH AND CONSULTANTS LIMITED subsidiary Any other transaction IT SUPPORT COST 152100000 Approved 152100000 0 0
10 Manappuram Finance Limited MANAPPURAM COMPTECH AND CONSULTANTS LIMITED subsidiary Any other transaction RECOVERY OF INCOME 45100000 Approved 45100000 0 0
11 Manappuram Finance Limited MANAPPURAM COMPTECH AND CONSULTANTS LIMITED subsidiary Any other transaction AMOUNT PAYABLE 28900000 Approved 0 38100000 28900000
12 Manappuram Finance Limited Manappuram Home Finance Limited subsidiary Any other transaction RENT RECEIVED 1800000 Approved 1800000 0 0
13 Manappuram Finance Limited Manappuram Home Finance Limited subsidiary Any other transaction REIMBURSEMENT OF EXPENSES 500000 Approved 500000 0 0
14 Manappuram Finance Limited Manappuram Home Finance Limited subsidiary Any other transaction EDUCATION AND TRAINING SERVICES 700000 Approved 700000 0 0
15 Manappuram Finance Limited Manappuram Home Finance Limited subsidiary Loan 250000000 Approved 250000000 0 250000000 Loan 0.1015 Short Term Unsecured onward lending
16 Manappuram Finance Limited Manappuram Home Finance Limited subsidiary Interest received 2900000 Approved 2900000 0 0
17 Manappuram Finance Limited Manappuram Home Finance Limited subsidiary Any other transaction ASSIGNMENT TRANSACTION (INTEREST REPAYMENT) 1100000 Approved 1100000 0 0
18 Manappuram Finance Limited Manappuram Home Finance Limited subsidiary Any other transaction ASSIGNMENT TRANSACTION (Penalty) 100000 Approved 100000 0 0
19 Manappuram Finance Limited Manappuram Home Finance Limited subsidiary Any other transaction SERVICE FEE 100000 Approved 100000 0 0
20 Manappuram Finance Limited Manappuram Home Finance Limited subsidiary Any other transaction ASSIGNMENT TRANSACTION (PRINCIPAL REPAYMENT) 4600000 Approved 4600000 0 4600000
21 Manappuram Finance Limited Manappuram Home Finance Limited subsidiary Any other transaction ASSIGNMENT TRANSACTION 1000000 Approved 1000000 0 1000000
22 Manappuram Finance Limited MANAPPURAM INSURANCE BROKERS LIMITED subsidiary Any other transaction RENT RECEIVED 900000 Approved 900000 0 0
23 Manappuram Finance Limited MANAPPURAM INSURANCE BROKERS LIMITED subsidiary Any other transaction REIMBURSEMENT OF EXPENSES 200000 Approved 200000 0 0
24 Manappuram Finance Limited MANAPPURAM INSURANCE BROKERS LIMITED subsidiary Any other transaction EDUCATION AND TRAINING SERVICES 100000 Approved 100000 0 100000
25 Manappuram Finance Limited MANAPPURAM JEWELLERS LIMITED Entity owned by promoter Any other transaction RENT RECEIVED 800000 Approved 800000 0 0
26 Manappuram Finance Limited MANAPPURAM JEWELLERS LIMITED Entity owned by promoter Any other transaction REIMBURSEMENT OF EXPENSES 300000 Approved 800000 0 0
27 Manappuram Finance Limited MANAPPURAM JEWELLERS LIMITED Entity owned by promoter Any other transaction EDUCATION AND TRAINING SERVICES 200000 Approved 200000 0 100000
28 Manappuram Finance Limited MANAPPURAM HEALTH CARE Entity owned by promoter Any other transaction EDUCATION AND TRAINING SERVICES 100000 Approved 100000 0 100000
29 Manappuram Finance Limited MANAPPURAM GROUP GRATUITY TRUST Promoter is the managing trustee of Manappuram Group Gratuity Trust Any other transaction GRATUITY 1700000 Approved 1700000 0 0
30 Manappuram Finance Limited MANAPPURAM FOUNDATION Promoter is the managing trustee of Manappuram Foundation Any other transaction RENT RECEIVED 100000 Approved 100000 0 0
31 Manappuram Finance Limited MANAPPURAM FOUNDATION Promoter is the managing trustee of Manappuram Foundation Any other transaction CSR PAYMENT 193200000 Approved 193200000 0 0
32 Manappuram Finance Limited MANAPPURAM FOUNDATION Promoter is the managing trustee of Manappuram Foundation Any other transaction WAIVER OF RENT AND REIMBURSEMENT 5600000 Approved 5600000 0 0
33 Manappuram Finance Limited MANAPPURAM FOUNDATION Promoter is the managing trustee of Manappuram Foundation Any other transaction WAIVER OF RENT OF AQUATIC COMPLEX 800000 Approved 800000 0 0
34 Manappuram Finance Limited MANAPPURAM FOUNDATION Promoter is the managing trustee of Manappuram Foundation Any other transaction WAIVER OF PRINTING NOTICED AND BILL BOOK 2100000 Approved 2100000 0 0
35 Manappuram Finance Limited MANAPPURAM CHITS INDIA LIMITED A public Company in which director is director Any other transaction EDUCATION AND TRAINING SERVICES 100000 Approved 100000 0 100000
36 Manappuram Finance Limited Manappuram Asset Finance Limited Entity owned by promoter Any other transaction EDUCATION AND TRAINING SERVICES 300000 Approved 300000 0 100000
37 Manappuram Finance Limited MANAPPURAM AGRO FARMS Entity owned by promoter Any other transaction EDUCATION AND TRAINING SERVICES 100000 Approved 100000 0 100000
38 Manappuram Finance Limited MANAPPURAM AGRO FARMS Entity owned by promoter Any other transaction RENT PAID 3800000 Approved 3800000 0 1500000
39 Manappuram Finance Limited MABEN NIDHI LIMITED Entity owned by promoter Any other transaction EDUCATION AND TRAINING SERVICES 200000 Approved 200000 0 100000
40 Manappuram Finance Limited INFOMERICS VALUATION AND RATING PRIVATE LIMITED Director of Subsidiary hold Directorship in the company Any other transaction RATING FEE 900000 Approved 900000 0 600000
41 Manappuram Finance Limited STALLION ONEBYTE PRIVATE LIMITED Director of Subsidiary hold Directorship in the company Any other transaction MEMBERSHIP FEE 100000 Approved 100000 0 0
42 Manappuram Finance Limited ABHIJIT SEN Director Any other transaction SITTING FEE 600000 Approved 600000 0 200000
43 Manappuram Finance Limited ABHIJIT SEN Director Any other transaction Commission to Directors 7900000 Approved 7900000 0 7900000
44 Manappuram Finance Limited BINDU A.L CFO Remuneration 8200000 Approved 8200000 0 0
45 Manappuram Finance Limited Dr. Sankaran Nair Rajagopal Director Any other transaction Commission to Directors 3600000 Approved 3600000 0 3600000
46 Manappuram Finance Limited Dr.Sumitha Nandan Director Remuneration 8500000 Approved 8500000 0 0
47 Manappuram Finance Limited Dr.Sumitha Nandan Director Any other transaction Commission to Directors 7500000 Approved 7500000 0 7500000
48 Manappuram Finance Limited E K BHARAT BHUSHAN Director Any other transaction SITTING FEE 400000 Approved 400000 0 200000
49 Manappuram Finance Limited E K BHARAT BHUSHAN Director Any other transaction Commission to Directors 3600000 Approved 3600000 0 3600000
50 Manappuram Finance Limited HARSHAN KOLLARA Director Any other transaction SITTING FEE 700000 Approved 700000 0 200000
51 Manappuram Finance Limited HARSHAN KOLLARA Director Any other transaction Commission to Directors 4900000 Approved 4900000 0 4900000
52 Manappuram Finance Limited MANOJ KUMAR V R CS Remuneration 2400000 Approved 2400000 0 0
53 Manappuram Finance Limited T C Suseel Kumar Director Any other transaction SITTING FEE 500000 Approved 500000 0 200000
54 Manappuram Finance Limited T C Suseel Kumar Director Any other transaction Commission to Directors 3600000 Approved 3600000 0 3600000
55 Manappuram Finance Limited BINDU A.L CFO Any other transaction Incentive 3300000 Approved 3300000 0 3300000
56 Manappuram Finance Limited PRATIMA RAM Director Any other transaction SITTING FEE 600000 Approved 600000 0 200000
57 Manappuram Finance Limited PRATIMA RAM Director Any other transaction Commission to Directors 3600000 Approved 3600000 0 3600000
58 Manappuram Finance Limited Dr. Sankaran Nair Rajagopal Director Any other transaction SITTING FEE 500000 Approved 500000 0 100000
59 Manappuram Finance Limited V P SEEMANDHINI Director Any other transaction SITTING FEE 400000 Approved 400000 0 200000
60 Manappuram Finance Limited V P SEEMANDHINI Director Any other transaction Commission to Directors 3600000 Approved 3600000 0 3600000
61 Manappuram Finance Limited SHAILESH J MEHTA Director Any other transaction SITTING FEE 700000 Approved 700000 0 200000
62 Manappuram Finance Limited SHAILESH J MEHTA Director Any other transaction Commission to Directors 19000000 Approved 19000000 0 19000000
63 Manappuram Finance Limited SUHAS NANDAN Promoter Group Remuneration 700000 Approved 700000 0 0
64 Manappuram Finance Limited SUHAS NANDAN Promoter Group Any other transaction RENT PAID 100000 Approved 100000 0 100000
65 Manappuram Finance Limited V P NANDAKUMAR Director Remuneration 60800000 Approved 60800000 0 0
66 Manappuram Finance Limited V P NANDAKUMAR Director Any other transaction REIMBURSEMENT 500000 Approved 500000 0 0
67 Manappuram Finance Limited V P NANDAKUMAR Director Any other transaction Commission to Directors 100000000 Approved 100000000 0 100000000
68 Manappuram Finance Limited Manikandan and Associates Partner hold Directorship in Subsidiary Compnay Any other transaction Professional Fee 1500000 Approved 1500000 0 0
69 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED M/S ASIRVAD MICROFINANCE LIMITED A public Company in which director is director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 112000000 Approved 112000000 14500000 17500000
70 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED M/S MANAPPURAM CHITS KARNATAKA PVT LTD A Private Company in which director is director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 1700000 Approved 1700000 400000 600000
71 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED M/S Manappuram Finance Limited Holding Company Any other transaction Provision of IT and other consultancy service in the ordinary course of business 117400000 Approved 117400000 13900000 10700000
72 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED M/S Manappuram Finance Limited Holding Company Any other transaction Payables 49700000 Approved 49700000 0 148800000
73 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED M/S MANAPPURAM FOUNDATION A trust in which director is a trustee Any other transaction Provision of IT and other consultancy service in the ordinary course of business 2800000 Approved 2800000 1300000 400000
74 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED M/S Manappuram Home Finance Ltd A public Company in which director is director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 40600000 Approved 40600000 100000 0
75 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED M/S MUKUNDAPURAM EDUCATIONAL AND CULTURAL SOCIETY(MPS) A society in which director can exercise control Any other transaction Provision of IT and other consultancy service in the ordinary course of business 100000 Approved 100000 100000 0
76 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MABEN NIDHI LTD A public Company in which director is director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 12000000 Approved 12000000 2700000 5100000
77 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MACARE DENTAL CARE PRIVATE LTD A Private Company in which director is director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 300000 Approved 300000 100000 100000
78 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MAGRO FINANCE Proprietorship of a director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 500000 Approved 500000 100000 100000
79 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MANAPPURAM AGRO FARMS LTD A public Company in which director is director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 2200000 Approved 2200000 500000 400000
80 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MANAPPURAM ASSETS FINANCE LTD A public Company in which director is director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 14600000 Approved 14600000 2300000 3000000
81 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MANAPPURAM CHITS (INDIA) LTD A public Company in which director is director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 1000000 Approved 1000000 100000 500000
82 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MANAPPURAM CONSTRUCTION & PROPERTIES LIMITED A public Company in which director is director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 200000 Approved 200000 100000 100000
83 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MANAPPURAM HEALTH CARE LTD A public Company in which director is director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 900000 Approved 900000 400000 800000
84 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MANAPPURAM INSURANCE BROKERS LTD A public Company in which director is director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 500000 Approved 500000 100000 0
85 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MANAPPURAM JEWELLERS LTD A public Company in which director is director Any other transaction Provision of IT and other consultancy service in the ordinary course of business 3300000 Approved 3300000 800000 100000
86 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MANAPPURAM FINANCE LIMITED Holding Company Any other transaction Rent Expenses-INR 25 per Sq. Feet for space availed based on valuation report and increase of 15% rent every three year. 2500000 Approved 2500000 0 0
87 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MANAPPURAM FINANCE LIMITED Holding Company Any other transaction Electicity Charges paid based on actuals 1000000 Approved 1000000 0 0
88 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MANAPPURAM FINANCE LIMITED Holding Company Any other transaction Training expesnes for digital platform 100000 Approved 100000 0 100000
89 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED A K MOHANAN Independent Director Any other transaction Sitting Fees 100000 Approved 100000 0 0
90 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED SUSHAMA NANDAKUMAR Director Any other transaction Sitting Fees 100000 Approved 100000 0 0
91 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED SREEDHARAN RADHAKRISHNAN NAIR Independent Director Any other transaction Sitting Fees 100000 Approved 100000 0 0
92 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED T BALAKRISHNAN Independent Director Any other transaction Sitting Fees 100000 Approved 100000 0 0
93 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED DEEPKUMAR K R Managing Director and CEO Any other transaction Commission 1500000 Approved 1500000 0 1500000
94 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED A K MOHANAN Independent Director Any other transaction Commission 1600000 Approved 1600000 0 1600000
95 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED T BALAKRISHNAN Independent Director Any other transaction Commission 1000000 Approved 1000000 0 1000000
96 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED SREEDHARAN RADHAKRISHNAN NAIR Independent Director Any other transaction Commission 1200000 Approved 1200000 0 1200000
97 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED SHANTO PAUL KMP Remuneration 1500000 Approved 1500000 0 0
98 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED NITHIN MOHAN KMP Remuneration 1200000 Approved 1200000 0 0
99 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED DEEPKUMAR K R Managing Director and CEO Remuneration 3400000 Approved 3400000 0 0
100 MANAPPURAM COMPTECH AND CONSULTANTS LIMITED MANAPPURAM FINANCE LIMITED Holding Company Any other transaction Accrued Recievable 17500000 Approved 17500000 16200000 17500000
101 Manappuram Insurance Brokers Limited Manappuram Comptech and Consultants Limited Fellow Subsidiary Company Any other transaction Approval granted for IT Support service charge 1200000 Approved 500000 0 0
102 Manappuram Insurance Brokers Limited Manappuram Comptech and Consultants Limited Fellow Subsidiary Company Any other transaction Approval granted for Using Paperless office module 200000 Approved 100000 0 0
103 Manappuram Insurance Brokers Limited Manappuram Finance Limited Holding company Any other transaction Rent & reimbursement of expenses 2400000 Approved 1000000 0 0
104 Manappuram Insurance Brokers Limited Manappuram Finance Limited Holding company Any other transaction Using learning and management system 100000 Approved 100000 0 0
105 Manappuram Insurance Brokers Limited Manappuram Foundation CSR body of Holding company Any other transaction CSR Activity implementation 7100000 Approved 7100000 0 0
106 Manappuram Insurance Brokers Limited Jyothi Prasannan Director Any other transaction Sitting Fees to Director 400000 Approved 100000 0 0
107 Manappuram Insurance Brokers Limited Jyothi Prasannan Director Any other transaction Commission 500000 Approved 500000 0 0
108 Manappuram Insurance Brokers Limited Mr. Jayaprasad K J KMP Remuneration 1300000 Approved 800000 0 0
109 Manappuram Insurance Brokers Limited Mrs. Anjurose Paulson KMP Remuneration 2000000 Approved 1000000 0 0
110 Manappuram Insurance Brokers Limited Mr. Bhavin Venugopal KMP Remuneration 2800000 Approved 1400000 0 0
111 Asirvad Micro Finance Limited Manappuram Comptech and Consultants Limited Fellow subsidiary Purchase of goods or services 300000000 Consolidated Value under multiple approvals -Annual/monthly charges related to softwares 52400000 -1900000 -2000000
112 Asirvad Micro Finance Limited Manappuram Comptech and Consultants Limited Fellow subsidiary Purchase of fixed assets 300000000 Consolidated Value under multiple approvals-Software Development Charges 77500000 -10600000 -14100000
113 Asirvad Micro Finance Limited Manappuram Finance Limited Parent Company Purchase of goods or services 10000000 Value approved is dependent on number of transactions- Rent Payable 1000000 -300000 0
114 Asirvad Micro Finance Limited Manappuram Finance Limited Parent Company Sale of goods or services 4000000 Value approved is dependent on number of transactions-Rent Receivable 1600000 500000 200000
115 Asirvad Micro Finance Limited Manappuram Finance Limited Parent Company Purchase of goods or services 36000000 Training Expense-Omnibus Approval 4800000 0 -1500000
116 Asirvad Micro Finance Limited Manappuram Finance Limited Parent Company Any other transaction Issue of Sub Debt 1500000000 Sub Debt Issue 0 -1500000000 -1500000000
117 Asirvad Micro Finance Limited Manappuram Finance Limited Parent Company Interest paid 200000000 Interest approved is 11.25% for Sub Debt amount Rs. 15000 Lakh 84100000 -63800000 -147900000
118 Asirvad Micro Finance Limited Manappuram Foundation A trust in which a Director is Managing Trustee Any other transaction CSR fund Transferred 70000000 Donation-Omnibus approval 36800000 0 0
119 Asirvad Micro Finance Limited S V Raja Vaidyanathan Director Any other transaction Purchase of Sub Debt from secondary market NA 0 -34000000 -34000000
120 Asirvad Micro Finance Limited Mrs. Girija Vaidyanathan Relative of Director Any other transaction Purchase of Sub Debt from secondary market NA 0 -3000000 -3000000
121 Asirvad Micro Finance Limited S V Raja Vaidyanathan Director Interest paid 6000000 Interest approved is 13.5% for Sub Debt amount Rs. 340 Lakh 2300000 0 0
122 Asirvad Micro Finance Limited Mrs. Girija Vaidyanathan Relative of Director Interest paid 600000 Interest Approved is 13.5% for sub Debt Amount Rs. 30 Lakh 200000 0 0
123 Asirvad Micro Finance Limited Manappuram Insurance Brokers Limited Fellow subsidiary Any other transaction Insurance Commission on insurance premium paid by Asirvad Micro Finance Limited 10000000 Insurance Commission on insurance premium paid by Asirvad Micro Finance Limited 100000 0 0
124 Manappuram Home Finance Limited Manappuram Finance Limited Holding Loan 1500000000 Approved 250000000 0 0 Loan 0.1015 Short Term Unsecured onward lending
125 Manappuram Home Finance Limited Manappuram Finance Limited Holding Any other transaction Loan Repaid 250000000 Approved 250000000 0 0
126 Manappuram Home Finance Limited Manappuram Finance Limited Holding Any other transaction Interest on Loan 2800000 Approved 2800000 0 0
127 Manappuram Home Finance Limited Manappuram Finance Limited Holding Any other transaction Rent 5900000 Approved 2200000 0 0
128 Manappuram Home Finance Limited Manappuram Finance Limited Holding Any other transaction EDUCATION AND TRAINING SERVICES 2000000 Approved 600000 0 0
129 Manappuram Home Finance Limited Manappuram Finance Limited Holding Any other transaction DA Fees 100000 Approved 0 0 0
130 Manappuram Home Finance Limited Manappuram Finance Limited Holding Any other transaction Receipt of Principal on account ofnAssignment Transactions (receivable) 60000000 Approved 4500000 3100000 900000
131 Manappuram Home Finance Limited Manappuram Finance Limited Holding Any other transaction Interest received on account of assignement transaction 1000000 Approved 1000000 0 0
132 Manappuram Home Finance Limited Manappuram Finance Limited Holding Any other transaction Penalty Received on assignement of transaction 0 Approved 0 0 0
133 Manappuram Home Finance Limited Manappuram Comptech and Consultants Limited Fellow Subsidiary Any other transaction IT Support Cost 94000000 Approved 40700000 0 0
134 Manappuram Home Finance Limited Manappuram Travels Others related group associates with whom transactions are held Any other transaction Traveling Expenses 1000000 Approved 600000 0 0
135 Manappuram Home Finance Limited Gautam Saigal Director Any other transaction Sitting Fees 500000 Approved 500000 0 0
136 Manappuram Home Finance Limited Pratima Ram Director Any other transaction Sitting Fees 500000 Approved 500000 0 0
137 Manappuram Home Finance Limited VS Radhakrishnan Director Any other transaction Sitting Fees 200000 Approved 200000 0 0
138 Manappuram Home Finance Limited Mayurakshi Ray Director Any other transaction Sitting Fees 500000 Approved 500000 0 0
139 Manappuram Home Finance Limited Suresh Paul Antony Director Any other transaction Sitting Fees 300000 Approved 300000 0 0
140 Manappuram Home Finance Limited Tom Jose Director Any other transaction Sitting Fees 400000 Approved 400000 0 0
141 Manappuram Home Finance Limited T Balakrishnan Director Any other transaction Commission 300000 Approved 300000 0 0
142 Manappuram Home Finance Limited Gautam Saigal Director Any other transaction Commission 1300000 Approved 1300000 0 0
143 Manappuram Home Finance Limited Pratima Ram Director Any other transaction Commission 1100000 Approved 1100000 0 0
144 Manappuram Home Finance Limited VS Radhakrishnan Director Any other transaction Commission 700000 Approved 700000 0 0
145 Manappuram Home Finance Limited Mayurakshi Ray Director Any other transaction Commission 900000 Approved 900000 0 0
146 Manappuram Home Finance Limited Suresh Paul Antony Director Any other transaction Commission 900000 Approved 900000 0 0
147 Manappuram Home Finance Limited Tom Jose Director Any other transaction Commission 900000 Approved 900000 0 0
148 Manappuram Home Finance Limited Manappuram Finance Limited Director Any other transaction Equity 500000000 Approved 500000000 0 0
149 Manappuram Home Finance Limited Manappuram Foundation Others related group associates with whom transactions are held Any other transaction CSR 1400000 Approved 1400000 0 0
150 Manappuram Finance Limited Manappuram Home Finance Limited subsidiary Any other transaction Equity 500000000 Approved 500000000 0 500000000
Total value of transaction during the reporting period 3159200000





Format for Disclosing Outstanding Default on Loans and Debt Securities
Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date 72370100000
B Of the total amount outstanding, amount of default as on date 0
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date 970000000
B Of the total amount outstanding, amount of default as on date 0
3. Total financial indebtedness of the listed entity including short-term and long-term debt 269489000000