INTEGRATED FILING — NBFC



General information about company

Scrip code 504973
NSE Symbol CHOLAHLDNG
MSEI Symbol NOTLISTED
ISIN INE149A01033
Name of company Cholamandalam Financial Holdings Limited
Type of company Main Board
Class of security Equity
Date of start of financial year 01-Apr-2024
Date of end of financial year 31-Mar-2025
Date of board meeting when results were approved 09-May-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 04-Apr-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited for the quarter ended Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Single segment
Description of single segment Investment
Start date and time of board meeting 09-May-2025   12:15:00
End date and time of board meeting 09-May-2025   14:20:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public NA
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. NA
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? No
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 2025-03-26
Indicate Company website link for updated RPT policy of the Company www.cholafhl.com
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
Not applicable


Financial Results — NBFC
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Standalone Standalone
Part I Blue color marked fields are non-mandatory. For Consolidated Results, if the company has no figures for 3 months / 6 months ended, in such case zero shall be inserted in the said column.
1 Income
Revenue from operations
(i) Interest Income 5500000 13200000
(ii) Dividend Income 484800000 748800000
(iii) Rental Income 0 0
(iv) Fees and commission Income 0 0
(v) Net gain on fair value changes 0 0
(vi) Net gain on derecognition of financial instruments under amortised cost category 0 0
(vii) Sale of products (including Excise Duty) 0 0
(viii) Sale of services 25000000 100000000
(ix) Other revenue from operations
Total other revenue from operations
Total Revenue From Operations 515300000 862000000
Other income 0 0
Total income 515300000 862000000
2 Expenses
Cost of materials consumed 0 0
Purchases of stock-in-trade 0 0
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0 0
Employee benefit expense 4800000 18600000
Finance costs 0 0
Depreciation, depletion and amortisation expense 100000 300000
Fees and commission expense 0 0
Net loss on fair value changes 0 0
Net loss on derecognition of financial instruments under amortised cost category 0 0
Impairment on financial instruments 0 0
(f) Other expenses
1 Other expenditure 10100000 17400000
Total other expenses 10100000 17400000
Total expenses 15000000 36300000
3 Total profit before exceptional items and tax 500300000 825700000
4 Exceptional items 0 0
5 Total profit before tax 500300000 825700000
7 Tax expense
8 Current tax 124600000 182000000
9 Deferred tax -300000 -300000
10 Total tax expenses 124300000 181700000
11 Net Profit Loss for the period from continuing operations 376000000 644000000
12 Profit (loss) from discontinued operations before tax 0 0
13 Tax expense of discontinued operations 0 0
17 Net profit (loss) from discontinued operation after tax 0 0
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 0 0
15 Total profit (loss) for period 376000000 644000000
16 Other comprehensive income net of taxes 98200000 97400000
17 Total Comprehensive Income for the period 474200000 741400000
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent
Total profit or loss, attributable to non-controlling interests
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent
Total comprehensive income for the period attributable to owners of parent non-controlling interests
20 Details of equity share capital
Paid-up equity share capital 187800000 187800000
Face value of equity share capital 1 1
21 Reserves excluding revaluation reserve
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 2 3.43
Diluted earnings per share from continuing operations 2 3.43
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 2 3.43
Diluted earnings per share 2 3.43
23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio
26 Disclosure of notes on financial results


Remarks
23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio


Cash flow statement, indirect
Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2024
B Date of end of reporting period 31-Mar-2025
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Standalone
Part I Blue color marked fields are non-mandatory.
Statement of cash flows
Cash flows from used in operating activities
Profit before tax 825700000
Adjustments for reconcile profit (loss)
Adjustments for finance costs 0
Adjustments for decrease (increase) in inventories 0
Adjustments for decrease (increase) in trade receivables, current 0
Adjustments for decrease (increase) in trade receivables, non-current 0
Adjustments for decrease (increase) in other current assets 0
Adjustments for decrease (increase) in other non-current assets 0
Adjustments for other financial assets, non-current 0
Adjustments for other financial assets, current 0
Adjustments for other bank balances 0
Adjustments for increase (decrease) in trade payables, current 0
Adjustments for increase (decrease) in trade payables, non-current 0
Adjustments for increase (decrease) in other current liabilities 0
Adjustments for increase (decrease) in other non-current liabilities 0
Adjustments for depreciation and amortisation expense 300000
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 0
Adjustments for provisions, current 0
Adjustments for provisions, non-current 0
Adjustments for other financial liabilities, current 0
Adjustments for other financial liabilities, non-current 0
Adjustments for unrealised foreign exchange losses gains 0
Adjustments for dividend income 0
Adjustments for interest income 13200000
Adjustments for share-based payments 0
Adjustments for fair value losses (gains) 0
Adjustments for undistributed profits of associates 0
Other adjustments for which cash effects are investing or financing cash flow 0
Other adjustments to reconcile profit (loss) 0
Other adjustments for non-cash items 0
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0
Total adjustments for reconcile profit (loss) -12900000
Net cash flows from (used in) operations 812800000
Dividends received 0
Interest paid 0
Interest received 2300000
Income taxes paid (refund) 167400000
Other inflows (outflows) of cash -620200000
Net cash flows from (used in) operating activities 27500000
Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0
Cash flows used in obtaining control of subsidiaries or other businesses 0
Other cash receipts from sales of equity or debt instruments of other entities 0
Other cash payments to acquire equity or debt instruments of other entities 0
Other cash receipts from sales of interests in joint ventures 0
Other cash payments to acquire interests in joint ventures 0
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0
Proceeds from sales of property, plant and equipment 0
Purchase of property, plant and equipment 200000
Proceeds from sales of investment property 0
Purchase of investment property 0
Proceeds from sales of intangible assets 0
Purchase of intangible assets 0
Proceeds from sales of intangible assets under development 0
Purchase of intangible assets under development 0
Proceeds from sales of goodwill 0
Purchase of goodwill 0
Proceeds from biological assets other than bearer plants 0
Purchase of biological assets other than bearer plants 0
Proceeds from government grants 0
Proceeds from sales of other long-term assets 0
Purchase of other long-term assets 0
Cash advances and loans made to other parties 0
Cash receipts from repayment of advances and loans made to other parties 0
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0
Dividends received 0
Interest received 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Net cash flows from (used in) investing activities -200000
Cash flows from used in financing activities
Proceeds from changes in ownership interests in subsidiaries 0
Payments from changes in ownership interests in subsidiaries 0
Proceeds from issuing shares 0
Proceeds from issuing other equity instruments 0
Payments to acquire or redeem entity's shares 0
Payments of other equity instruments 0
Proceeds from exercise of stock options 0
Proceeds from issuing debentures notes bonds etc 0
Proceeds from borrowings 0
Repayments of borrowings 0
Payments of lease liabilities 0
Dividends paid 104400000
Interest paid 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Net cash flows from (used in) financing activities -104400000
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes -77100000
Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0
Net increase (decrease) in cash and cash equivalents -77100000
Cash and cash equivalents cash flow statement at beginning of period 84900000
Cash and cash equivalents cash flow statement at end of period 7800000




Statement of Asset and Liabilities
Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2024
Date of end of reporting period 31-Mar-2025
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Standalone
Assets
1 Finanical Asset
Cash and cash equivalents 7800000
Bank Balance other than (a) above 637700000
Derivative financial instruments 0
Receivables
(I) Trade Receivables 0
(II) Other Receivables 0
Loans 0
Investments 12907200000
Other Financial assets 0
Total Financial Assets 13552700000
2 Non Financial Asset
Inventories 0
Current tax assets (Net) 0
Deferred tax Assets (Net) 0
Investment Property 0
Biological assets other than bearer plants 0
Property, Plant and Equipment 0
Capital work-in-progress 0
Intangible assets under development 0
Goodwill 0
Other Intangible assets 500000
Other non-financial assets (to be specified) 1300000
Total Non Financial Assets 1800000
Total assets 13554500000
Equity and liabilities
1 Equity
Equity attributable to owners of parent
Equity share capital 187800000
Other equity 13325300000
Total equity attributable to owners of parent 13513100000
Non controlling interest
Total equity 13513100000
2 Liabilities
2.1 Financial Liabilities
(a) Derivative financial instruments 0
(b) Payables 0
(I)Trade Payables
(i) total outstanding dues of micro enterprises and small enterprises 0
(ii) total outstanding dues of creditors other than micro enterprises and small enterprises 0
II) Other Payables
(i) total outstanding dues of micro enterprises and small enterprises 0
(ii) total outstanding dues of creditors other than micro enterprises and small enterprises 8300000
(C ) Debt Securities 0
(d) Borrowings (Other than Debt Securities) 0
(e) Deposits 0
(f) Subordinated Liabilities 0
(g) Other financial liabilities 4500000
Total Financial Liabilities 12800000
2.2 Non-Financial Liabilities
(a) Current tax liabilities (Net) 9300000
(b) Provisions 600000
(C ) Deferred tax liabilities (Net) 18300000
(d) Other non-financial liabilities 400000
Total Non Financial Liabilities 28600000
Total liabilities 41400000
Total equity and liabilites 13554500000
Disclosure of notes on assets and liabilities


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether accounts are audited or unaudited Audited Audited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
Total Segment Revenue
Less: Inter segment revenue
Revenue from operations
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
Total Profit before tax
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax
3 (Segment Asset - Segment Liabilities)
Segment Asset
Total Segment Asset
Un-allocable Assets
Net Segment Asset
4 Segment Liabilities
Segment Liabilities
Total Segment Liabilities
Un-allocable Liabilities
Net Segment Liabilities
Disclosure of notes on segments


Other Comprehensive Income
Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Standalone Standalone
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Items that will not be reclassified to Statement of Profit or loss 114600000 114100000
Total Amount of items that will not be reclassified to profit and loss 114600000 114100000
2 Income tax relating to items that will not be reclassified to profit or loss 16400000 16700000
3 Amount of items that will be reclassified to profit and loss
Total Amount of items that will be reclassified to profit and loss
4 Income tax relating to items that will be reclassified to profit or loss 0 0
5 Total Other comprehensive income 98200000 97400000




Details of Impact of Audit Qualification
Whether results are audited or unaudited Audited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 R.G.N. Price & Co. Yes 31-Mar-2028


Financial details
Sr. Particulars Audited Figures (as reported before adjusting for qualifications) Adjusted Figures (audited figures after adjusting for qualifications)
1 Turnover / Total income
2 Total Expenditure
3 Net Profit/(Loss)
4 Earnings Per Share
5 Total Assets
6 Total Liabilities
7 Net Worth


Signatories details

Name of CEO / Managing director
Name of CFO
Name of audit committee chairman
Name of statutory auditor
Name of other signatory, if any, with designation
Place
Date


Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 Cholamandalam Financial Holdings Limited Cholamandalam Investment and Finance Company Limited Associate Any other transaction Expenses-Deputation cost of Manager Approved 7300000 0 0
2 Cholamandalam Financial Holdings Limited Cholamandalam Investment and Finance Company Limited Associate Any other transaction Expense - Accounting, reporting & Compliance services 400000 Approved 200000 0 0
3 Cholamandalam Financial Holdings Limited Cholamandalam Investment and Finance Company Limited Associate Any other transaction Information Technology Cost 800000 Approved 300000 0 0
4 Cholamandalam Financial Holdings Limited E Krithika Key Managerial Personnel Remuneration Approved 2500000 0 0
5 Cholamandalam Financial Holdings Limited B. Ramaratnam Director Remuneration Approved 1400000 0 0
6 Cholamandalam Financial Holdings Limited BALASUBRAMANIAN K Director Remuneration Approved 1300000 0 0
7 Cholamandalam Financial Holdings Limited M.M.Murugappan Director Remuneration Approved 1200000 0 0
8 Cholamandalam Financial Holdings Limited Sridharan Rangarajan Director Remuneration Approved 1400000 0 0
9 Cholamandalam Financial Holdings Limited Vasudha Sundararaman Director Remuneration Approved 1400000 0 0
10 Cholamandalam Financial Holdings Limited Vellayan Subbiah Director Remuneration Approved 1200000 0 0
11 Cholamandalam Financial Holdings Limited Cholamandalam MS General Insurance Company Limited Subsidiary Company Sale of goods or services 100000000 Approved 50000000 0 0
12 Cholamandalam Financial Holdings Limited Cholamandalam MS General Insurance Company Limited Subsidiary Company Purchase of goods or services 100000 Approved 0 0 0
13 Cholamandalam Financial Holdings Limited Cholamandalam Investment and Finance Company Limited Associate Dividend received Approved 484800000 0 0
14 Cholamandalam Financial Holdings Limited Chola People and Marketing Services Private Limited (CPMSPL) Promoter / Promoter Group Any other transaction Providend fund contribution remittance 400000 Approved 200000 0 0
15 Cholamandalam Financial Holdings Limited Carborandum Universal Limited Promoter / Promoter Group Dividend received Approved 0 0 0
16 Cholamandalam Financial Holdings Limited Cholamandalam MS Risk Services Limited Joint Venture Purchase of goods or services 400000 Approved 200000 0 0
17 Cholamandalam Financial Holdings Limited Cholamandalam Securities Limited Promoter / Promoter Group Purchase of goods or services 200000 Approved 0 0 0
18 Cholamandalam Financial Holdings Limited Murugappa Management Services Private Limited (Formerly, Murugappa Management Services Ltd.) Promoter / Promoter Group Purchase of goods or services 200000 Approved 100000 0 0
19 Cholamandalam Ms General Insurance Company Limited AMBADI ENTERPRISES LTD Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved -1100000 0 0
20 Cholamandalam Ms General Insurance Company Limited AMM Foundation Trust in which Director is a trustee Any other transaction Gross Incurred Claims Approved 200000 0 0
21 Cholamandalam Ms General Insurance Company Limited CARBORUNDUM UNIVERSAL LIMITED Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 37700000 0 0
22 Cholamandalam Ms General Insurance Company Limited CG Power and Industrial Solutions Limited Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 34800000 0 0
23 Cholamandalam Ms General Insurance Company Limited Chola Insurance Distribution Services Pvt. Ltd. (Formerly Chola Insurance Services Pvt. Ltd.) Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 3100000 0 0
24 Cholamandalam Ms General Insurance Company Limited Cholamandalam Investment And Finance Company Limited Fellow subsidiary Any other transaction Gross Incurred Claims Approved 205400000 0 0
25 Cholamandalam Ms General Insurance Company Limited Coromandel Engineering Company Limited Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 500000 0 0
26 Cholamandalam Ms General Insurance Company Limited Murugappa Management Services Private Limited (Formerly, Murugappa Management Services Ltd.) Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 3300000 0 0
27 Cholamandalam Ms General Insurance Company Limited Tube Investments of India Ltd. (formerly, TI Financial Holdings Limited) Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 5800000 0 0
28 Cholamandalam Ms General Insurance Company Limited Yanmar Coromandel Agrisolutions Pvt. Ltd. Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 800000 0 0
29 Cholamandalam Ms General Insurance Company Limited Coromandel International Ltd (Earlier known as Coromandel Fertilisers Ltd.) Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 1500000 0 0
30 Cholamandalam Ms General Insurance Company Limited Parry Enterprises India Limited Subsidiary of ent. having significant influence on Parent Any other transaction Gross Incurred Claims Approved 2600000 0 0
31 Cholamandalam Ms General Insurance Company Limited Chola People and Marketing Services Private Ltd. Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 17300000 0 0
32 Cholamandalam Ms General Insurance Company Limited TI Clean Mobility Private Limited Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved -1500000 0 0
33 Cholamandalam Ms General Insurance Company Limited Parry Agro Industries Limited Subsidiary of ent. having significant influence on Parent Any other transaction Gross Incurred Claims Approved 1800000 0 0
34 Cholamandalam Ms General Insurance Company Limited Cholamandalam Ms Risk Services Limited Company under common control Any other transaction Gross Incurred Claims Approved 5000000 0 0
35 Cholamandalam Ms General Insurance Company Limited E.I.D.PARRY (INDIA) LTD. Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 27600000 0 0
36 Cholamandalam Ms General Insurance Company Limited Shanthi Gears Ltd. Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 0 0 0
37 Cholamandalam Ms General Insurance Company Limited Murugappa Morgan Thermal Ceramics Ltd. Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved -100000 0 0
38 Cholamandalam Ms General Insurance Company Limited Parry Sugars Refinery India Private Limited (formerly known as Silkroad Sugar Private Ltd) Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 300000 0 0
39 Cholamandalam Ms General Insurance Company Limited IPL Tech Electric Pvt Ltd Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 1300000 0 0
40 Cholamandalam Ms General Insurance Company Limited Cholamandalam Home Finance Limited Subsidiary of Fellow subsidiary Any other transaction Gross Incurred Claims Approved 0 0 0
41 Cholamandalam Ms General Insurance Company Limited Net Access (India) limited Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 1000000 0 0
42 Cholamandalam Ms General Insurance Company Limited DHAKSHA UNMANNED SYSTEMS PVT LTD 0 Any other transaction Gross Incurred Claims Approved -200000 0 0
43 Cholamandalam Ms General Insurance Company Limited Cholamandalam Securities Limited Subsidiary of Fellow subsidiary Any other transaction Gross Incurred Claims Approved 2000000 0 0
44 Cholamandalam Ms General Insurance Company Limited PAYSWIFF Technologies Private Limited Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 1800000 0 0
45 Cholamandalam Ms General Insurance Company Limited Chola Business Services Ltd. Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 14200000 0 0
46 Cholamandalam Ms General Insurance Company Limited Sterling Abrasives Ltd. Promoter / Promoter Group Any other transaction Gross Incurred Claims Approved 0 0 0
47 Cholamandalam Ms General Insurance Company Limited Cholamandalam Investment And Finance Company Limited Fellow subsidiary Purchase of goods or services Approved 1584100000 269500000 501800000
48 Cholamandalam Ms General Insurance Company Limited Cholamandalam Securities Limited Subsidiary of Fellow subsidiary Purchase of goods or services Approved 0 100000 0
49 Cholamandalam Ms General Insurance Company Limited Cholamandalam Ms Risk Services Limited Company under common control Purchase of goods or services Approved 12200000 2200000 0
50 Cholamandalam Ms General Insurance Company Limited Chola Insurance Distribution Services Pvt. Ltd. (Formerly Chola Insurance Services Pvt. Ltd.) Promoter / Promoter Group Purchase of goods or services Approved 2178100000 230700000 171000000
51 Cholamandalam Ms General Insurance Company Limited Parry Enterprises India Limited Subsidiary of ent. having significant influence on Parent Any other transaction Management Expenses, Marketing Expenses and Technical fees Approved 26500000 -1000000 1100000
52 Cholamandalam Ms General Insurance Company Limited Mitsui Sumitomo Insurance Company Limited Company holding substantial interest in voting rights Any other transaction Reinsurance ceded Approved 331900000 0 0
53 Cholamandalam Ms General Insurance Company Limited Mitsui Sumitomo Insurance Company Limited Company holding substantial interest in voting rights Sale of goods or services Approved 66900000 0 0
54 Cholamandalam Ms General Insurance Company Limited Mitsui Sumitomo Insurance Company Limited Company holding substantial interest in voting rights Sale of goods or services Approved 81500000 0 0
55 Cholamandalam Ms General Insurance Company Limited Cholamandalam Ms Risk Services Limited Company under common control Any other transaction Management Expenses Recovered Approved 400000 0 3200000
56 Cholamandalam Ms General Insurance Company Limited Cholamandalam Investment And Finance Company Limited Fellow subsidiary Any other transaction Management Expenses, Marketing Expenses and Technical fees Approved 200000 1100000 0
57 Cholamandalam Ms General Insurance Company Limited Chola People and Marketing Services Private Ltd. Promoter / Promoter Group Any other transaction Management Expenses, Marketing Expenses and Technical fees Approved 888700000 212400000 194600000
58 Cholamandalam Ms General Insurance Company Limited E.I.D.PARRY (INDIA) LTD. Promoter / Promoter Group Any other transaction Management Expenses, Marketing Expenses and Technical fees Approved 33200000 -700000 10600000
59 Cholamandalam Ms General Insurance Company Limited Murugappa Management Services Private Limited (Formerly, Murugappa Management Services Ltd.) Promoter / Promoter Group Any other transaction Management Expenses, Marketing Expenses and Technical fees Approved 14700000 0 200000
60 Cholamandalam Ms General Insurance Company Limited Murugappa Water Technology and Solutions Private Limited Promoter / Promoter Group Any other transaction Management Expenses Recovered Approved 0 0 0
61 Cholamandalam Ms General Insurance Company Limited Parry Agro Industries Limited Subsidiary of ent. having significant influence on Parent Any other transaction Management Expenses Recovered Approved 0 0 0
62 Cholamandalam Ms General Insurance Company Limited Net Access (India) limited Promoter / Promoter Group Any other transaction Management Expenses, Marketing Expenses and Technical fees Approved 86700000 -13400000 6200000
63 Cholamandalam Ms General Insurance Company Limited Mitsui Sumitomo Insurance Company Limited Company holding substantial interest in voting rights Any other transaction Management Expenses Recovered Approved 24100000 4000000 500000
64 Cholamandalam Ms General Insurance Company Limited DHAKSHA UNMANNED SYSTEMS PVT LTD 0 Sale of goods or services Approved 100000 0 0
65 Cholamandalam Ms General Insurance Company Limited Cholamandalam Ms Risk Services Limited Company under common control Sale of goods or services Approved 6700000 0 0
66 Cholamandalam Ms General Insurance Company Limited Ultraviolette Automotive Pvt. Ltd. Private company - director/relative is a member/director Sale of goods or services Approved 700000 0 0
67 Cholamandalam Ms General Insurance Company Limited Kadamane Estates Firm in which Directors are interested Sale of goods or services Approved 0 0 0
68 Cholamandalam Ms General Insurance Company Limited M V Subbaiah Relative of Director or KMP / Relative of Director or KMP of holding company Sale of goods or services Approved 0 0 0
69 Cholamandalam Ms General Insurance Company Limited M M Murugappan Director Sale of goods or services Approved 100000 0 0
70 Cholamandalam Ms General Insurance Company Limited Murugappa Water Technology and Solutions Private Limited Promoter / Promoter Group Sale of goods or services Approved -100000 0 0
71 Cholamandalam Ms General Insurance Company Limited Cholamandalam Investment And Finance Company Limited Fellow subsidiary Interest received Approved 328200000 343700000 363400000
72 Cholamandalam Ms General Insurance Company Limited Cholamandalam Investment And Finance Company Limited Fellow subsidiary Sale of goods or services Approved 3489800000 0 0
73 Cholamandalam Ms General Insurance Company Limited Cholamandalam Securities Limited Subsidiary of Fellow subsidiary Sale of goods or services Approved 4500000 0 0
74 Cholamandalam Ms General Insurance Company Limited ARUN ALAGAPPAN Promoter / Promoter Group Sale of goods or services Approved 0 0 0
75 Cholamandalam Ms General Insurance Company Limited Lakshmi Ramaswamy Promoter / Promoter Group Sale of goods or services Approved 0 0 0
76 Cholamandalam Ms General Insurance Company Limited AMBADI ENTERPRISES LTD Promoter / Promoter Group Sale of goods or services Approved 300000 0 0
77 Cholamandalam Ms General Insurance Company Limited CARBORUNDUM UNIVERSAL LIMITED Promoter / Promoter Group Sale of goods or services Approved 37000000 0 0
78 Cholamandalam Ms General Insurance Company Limited E.I.D.PARRY (INDIA) LTD. Promoter / Promoter Group Sale of goods or services Approved 74700000 0 0
79 Cholamandalam Ms General Insurance Company Limited Coromandel International Ltd (Earlier known as Coromandel Fertilisers Ltd.) Promoter / Promoter Group Sale of goods or services Approved 0 0 0
80 Cholamandalam Ms General Insurance Company Limited Yanmar Coromandel Agrisolutions Pvt. Ltd. Promoter / Promoter Group Sale of goods or services Approved 2100000 0 0
81 Cholamandalam Ms General Insurance Company Limited Parry Sugars Refinery India Private Limited (formerly known as Silkroad Sugar Private Ltd) Promoter / Promoter Group Sale of goods or services Approved 5600000 0 0
82 Cholamandalam Ms General Insurance Company Limited Algavista Greentech Private Limited Promoter / Promoter Group Sale of goods or services Approved 200000 0 0
83 Cholamandalam Ms General Insurance Company Limited Murugappa Management Services Private Limited (Formerly, Murugappa Management Services Ltd.) Promoter / Promoter Group Sale of goods or services Approved 800000 0 0
84 Cholamandalam Ms General Insurance Company Limited Tube Investments of India Ltd. (formerly, TI Financial Holdings Limited) Promoter / Promoter Group Sale of goods or services Approved 10500000 0 0
85 Cholamandalam Ms General Insurance Company Limited Shanthi Gears Ltd. Promoter / Promoter Group Sale of goods or services Approved 500000 0 0
86 Cholamandalam Ms General Insurance Company Limited Chola Insurance Distribution Services Pvt. Ltd. (Formerly Chola Insurance Services Pvt. Ltd.) Promoter / Promoter Group Sale of goods or services Approved 3300000 0 0
87 Cholamandalam Ms General Insurance Company Limited Chola People and Marketing Services Private Ltd. Promoter / Promoter Group Sale of goods or services Approved 13900000 0 0
88 Cholamandalam Ms General Insurance Company Limited Net Access (India) limited Promoter / Promoter Group Sale of goods or services Approved 300000 0 0
89 Cholamandalam Ms General Insurance Company Limited Southern Energy Development Corporation Ltd. Promoter / Promoter Group Sale of goods or services Approved 0 0 0
90 Cholamandalam Ms General Insurance Company Limited Sterling Abrasives Ltd. Promoter / Promoter Group Sale of goods or services Approved 100000 0 0
91 Cholamandalam Ms General Insurance Company Limited Wendt (India) Ltd. Promoter / Promoter Group Sale of goods or services Approved 200000 0 0
92 Cholamandalam Ms General Insurance Company Limited Coromandel Engineering Company Limited Promoter / Promoter Group Sale of goods or services Approved 0 0 0
93 Cholamandalam Ms General Insurance Company Limited CG Power and Industrial Solutions Limited Promoter / Promoter Group Sale of goods or services Approved 6800000 0 0
94 Cholamandalam Ms General Insurance Company Limited TI Clean Mobility Private Limited Promoter / Promoter Group Sale of goods or services Approved -400000 0 0
95 Cholamandalam Ms General Insurance Company Limited Parry Enterprises India Limited Subsidiary of ent. having significant influence on Parent Sale of goods or services Approved 900000 0 0
96 Cholamandalam Ms General Insurance Company Limited Parry Agro Industries Limited Subsidiary of ent. having significant influence on Parent Sale of goods or services Approved 2700000 0 0
97 Cholamandalam Ms General Insurance Company Limited AMM Foundation Trust in which Director is a trustee Sale of goods or services Approved 700000 0 0
98 Cholamandalam Ms General Insurance Company Limited Cholamandalam Investment And Finance Company Limited Fellow subsidiary Investment Approved 550000000 6810000000 7360000000
99 Cholamandalam Ms General Insurance Company Limited Chola Insurance Distribution Services Pvt. Ltd. (Formerly Chola Insurance Services Pvt. Ltd.) Promoter / Promoter Group Any other transaction Refund Payable Approved 0 0 0
100 Cholamandalam Ms General Insurance Company Limited Cholamandalam Investment And Finance Company Limited Fellow subsidiary Any other transaction Refund Payable Approved 0 1300000 3100000
101 Cholamandalam Ms General Insurance Company Limited PARRY ENTERPRISES INDIA LIMITED Subsidiary of ent. having significant influence on Parent Any other transaction Refund Payable Approved 0 0 0
102 Cholamandalam Ms General Insurance Company Limited AMM Foundation Trust in which Director is a trustee Any other transaction Unallocated Premium Approved 0 0 400000
103 Cholamandalam Ms General Insurance Company Limited AMBADI ENTERPRISES LTD Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 200000 200000
104 Cholamandalam Ms General Insurance Company Limited CARBORUNDUM UNIVERSAL LIMITED Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 32700000 1900000
105 Cholamandalam Ms General Insurance Company Limited Cellestial E-Trac Private Limited Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 100000 0
106 Cholamandalam Ms General Insurance Company Limited CG Power and Industrial Solutions Limited Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 5700000 500000
107 Cholamandalam Ms General Insurance Company Limited Chola Insurance Distribution Services Pvt. Ltd. (Formerly Chola Insurance Services Pvt. Ltd.) Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 1800000 1600000
108 Cholamandalam Ms General Insurance Company Limited Chola People and Marketing Services Private Ltd. Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 2600000 2100000
109 Cholamandalam Ms General Insurance Company Limited Cholamandalam Ms Risk Services Limited Company under common control Any other transaction Unallocated Premium Approved 0 10300000 100000
110 Cholamandalam Ms General Insurance Company Limited Cholamandalam Home Finance Limited Subsidiary of Fellow subsidiary Any other transaction Unallocated Premium Approved 0 100000 100000
111 Cholamandalam Ms General Insurance Company Limited Cholamandalam Investment And Finance Company Limited Fellow subsidiary Any other transaction Unallocated Premium Approved 0 300000 18300000
112 Cholamandalam Ms General Insurance Company Limited Cholamandalam Securities Limited Subsidiary of Fellow subsidiary Any other transaction Unallocated Premium Approved 0 0 200000
113 Cholamandalam Ms General Insurance Company Limited Coromandel Engineering Company Limited Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 100000 500000
114 Cholamandalam Ms General Insurance Company Limited Coromandel International Ltd (Earlier known as Coromandel Fertilisers Ltd.) Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 0 0
115 Cholamandalam Ms General Insurance Company Limited E.I.D.PARRY (INDIA) LTD. Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 46600000 2500000
116 Cholamandalam Ms General Insurance Company Limited Murugappa Management Services Private Limited (Formerly, Murugappa Management Services Ltd.) Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 700000 700000
117 Cholamandalam Ms General Insurance Company Limited Murugappa Water Technology and Solutions Private Limited Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 0 0
118 Cholamandalam Ms General Insurance Company Limited Net Access (India) limited Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 100000 0
119 Cholamandalam Ms General Insurance Company Limited Parry Agro Industries Limited Subsidiary of ent. having significant influence on Parent Any other transaction Unallocated Premium Approved 0 3100000 200000
120 Cholamandalam Ms General Insurance Company Limited Parry Enterprises India Limited Subsidiary of ent. having significant influence on Parent Any other transaction Unallocated Premium Approved 0 300000 100000
121 Cholamandalam Ms General Insurance Company Limited Parry Sugars Refinery India Private Limited (formerly known as Silkroad Sugar Private Ltd) Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 6400000 1200000
122 Cholamandalam Ms General Insurance Company Limited Shanthi Gears Ltd. Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 200000 200000
123 Cholamandalam Ms General Insurance Company Limited TI Clean Mobility Private Limited Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 100000 0
124 Cholamandalam Ms General Insurance Company Limited Tube Investments of India Ltd. (formerly, TI Financial Holdings Limited) Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 400000 400000
125 Cholamandalam Ms General Insurance Company Limited Ultraviolette Automotive Pvt. Ltd. Private company - director/relative is a member/director Any other transaction Unallocated Premium Approved 0 0 0
126 Cholamandalam Ms General Insurance Company Limited Wendt (India) Ltd. Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 0 0
127 Cholamandalam Ms General Insurance Company Limited Yanmar Coromandel Agrisolutions Pvt. Ltd. Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 100000 100000
128 Cholamandalam Ms General Insurance Company Limited PAYSWIFF Technologies Private Limited Promoter / Promoter Group Any other transaction Unallocated Premium Approved 0 3300000 0
129 Cholamandalam Ms General Insurance Company Limited CG Power and Industrial Solutions Limited Promoter / Promoter Group Advance Approved 0 0 0
130 Cholamandalam Ms General Insurance Company Limited Cholamandalam Investment And Finance Company Limited Fellow subsidiary Advance Approved 0 0 2800000
131 Cholamandalam Ms General Insurance Company Limited E.I.D.PARRY (INDIA) LTD. Promoter / Promoter Group Advance Approved 0 100000 100000
132 Cholamandalam Ms General Insurance Company Limited Kadamane Estates Firm in which Directors are interested Advance Approved 0 0 0
133 Cholamandalam Ms General Insurance Company Limited CARBORUNDUM UNIVERSAL LIMITED Promoter / Promoter Group Advance Approved 0 0 400000
134 Cholamandalam Ms General Insurance Company Limited Chola Business Services Ltd. Promoter / Promoter Group Sale of goods or services Approved 57300000 0 0
135 Cholamandalam Ms General Insurance Company Limited PAYSWIFF Technologies Private Limited Promoter / Promoter Group Sale of goods or services Approved 3000000 0 0
136 Cholamandalam Ms General Insurance Company Limited M A ALAGAPPAN HOLDINGS PRIVATE LIMITED Promoter / Promoter Group Sale of goods or services Approved 0 0 0
137 Cholamandalam Ms General Insurance Company Limited Balasubramanian Krishnamurthy Director of Holding Company Sale of goods or services Approved 100000 0 0
138 Cholamandalam Ms General Insurance Company Limited Mitsui Sumitomo Insurance Company Limited Company holding substantial interest in voting rights Any other transaction Receivable/(Payable) (Net)- Due from other entities carrying on insurance business Approved -138600000 0 0
139 Cholamandalam Ms General Insurance Company Limited Kasivajjula Ramadevi Director Remuneration Approved 1100000 0 0
140 Cholamandalam Ms General Insurance Company Limited M M Murugappan Director Remuneration Approved 1200000 0 0
141 Cholamandalam Ms General Insurance Company Limited Margam Rama Prasad Director Remuneration Approved 500000 0 0
142 Cholamandalam Ms General Insurance Company Limited NAOKI TAKEDA Whole time Director Remuneration Approved 1000000 0 0
143 Cholamandalam Ms General Insurance Company Limited Sridharan Rangarajan Director Remuneration Approved 900000 0 0
144 Cholamandalam Ms General Insurance Company Limited Sujay Banarji Director Remuneration Approved 1100000 0 0
145 Cholamandalam Ms General Insurance Company Limited Kasivajjula Ramadevi Director Remuneration Approved 1000000 0 0
146 Cholamandalam Ms General Insurance Company Limited M M Murugappan Director Remuneration Approved 1000000 0 0
147 Cholamandalam Ms General Insurance Company Limited Margam Rama Prasad Director Remuneration Approved 1000000 0 0
148 Cholamandalam Ms General Insurance Company Limited NAOKI TAKEDA Whole time Director Remuneration Approved 1000000 0 0
149 Cholamandalam Ms General Insurance Company Limited Sridharan Rangarajan Director Remuneration Approved 1000000 0 0
150 Cholamandalam Ms General Insurance Company Limited Sujay Banarji Director Remuneration Approved 1000000 0 0
151 Cholamandalam Ms General Insurance Company Limited Parry Enterprises India Limited Subsidiary of ent. having significant influence on Parent Any other transaction Provision Outstanding Approved 0 0 2700000
152 Cholamandalam Ms General Insurance Company Limited Cholamandalam Ms Risk Services Limited Company under common control Any other transaction Provision Outstanding Approved 0 0 200000
Total value of transaction during the reporting period 10721600000





Format for Disclosing Outstanding Default on Loans and Debt Securities
Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date
B Of the total amount outstanding, amount of default as on date
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date
B Of the total amount outstanding, amount of default as on date
3. Total financial indebtedness of the listed entity including short-term and long-term debt