INTEGRATED FILING — NBFC



General information about company

Scrip code 544252
NSE Symbol BAJAJHFL
MSEI Symbol LISTED
ISIN INE377Y01014
Name of company Bajaj Housing Finance Limited
Type of company Main Board
Class of security Equity
Date of start of financial year 01-Apr-2024
Date of end of financial year 31-Mar-2025
Date of board meeting when results were approved 23-Apr-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 05-Apr-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Single segment
Description of single segment HFC
Start date and time of board meeting 23-Apr-2025   15:15:00
End date and time of board meeting 23-Apr-2025   16:35:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public NA
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. NA
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? Yes
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication? Yes
(b) If answer to above question is No, please explain the reason for not complying. Yes
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 2025-03-19
Indicate Company website link for updated RPT policy of the Company https://www.bajajhousingfinance.in/documents/37350/53075/BHFL+Policy+on+Materiality+of+%26+dealing+with+Related+Party+Transactions+19.03.2025.pdf
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
NA


Financial Results — NBFC
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
Part I Blue color marked fields are non-mandatory. For Consolidated Results, if the company has no figures for 3 months / 6 months ended, in such case zero shall be inserted in the said column.
1 Income
Revenue from operations
(i) Interest Income 23737300000 89861500000
(ii) Dividend Income 0 0
(iii) Rental Income 0 0
(iv) Fees and commission Income 515300000 2011800000
(v) Net gain on fair value changes 270800000 1642600000
(vi) Net gain on derecognition of financial instruments under amortised cost category 0 0
(vii) Sale of products (including Excise Duty) 0 0
(viii) Sale of services 2400000 328400000
(ix) Other revenue from operations
1 Income on derecognised (assigned) loans 460900000 1437300000
2 Bad Debt recoveries 39100000 216300000
3 Digital Advertisement Charges 48800000 246200000
4 Others 5000000 12000000
Total other revenue from operations 553800000 1911800000
Total Revenue From Operations 25079600000 95756100000
Other income 600000 3500000
Total income 25080200000 95759600000
2 Expenses
Cost of materials consumed 0 0
Purchases of stock-in-trade 0 0
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0 0
Employee benefit expense 1329700000 4836300000
Finance costs 15509300000 59792600000
Depreciation, depletion and amortisation expense 110900000 411500000
Fees and commission expense 30300000 119300000
Net loss on fair value changes 0 0
Net loss on derecognition of financial instruments under amortised cost category 0 0
Impairment on financial instruments 295900000 800800000
(f) Other expenses
1 Others 606600000 2096800000
Total other expenses 606600000 2096800000
Total expenses 17882700000 68057300000
3 Total profit before exceptional items and tax 7197500000 27702300000
4 Exceptional items 0 0
5 Total profit before tax 7197500000 27702300000
7 Tax expense
8 Current tax 1289900000 5941700000
9 Deferred tax 40800000 131600000
10 Total tax expenses 1330700000 6073300000
11 Net Profit Loss for the period from continuing operations 5866800000 21629000000
12 Profit (loss) from discontinued operations before tax 0 0
13 Tax expense of discontinued operations 0 0
17 Net profit (loss) from discontinued operation after tax 0 0
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 0 0
15 Total profit (loss) for period 5866800000 21629000000
16 Other comprehensive income net of taxes 73500000 110900000
17 Total Comprehensive Income for the period 5940300000 21739900000
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent
Total profit or loss, attributable to non-controlling interests
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent
Total comprehensive income for the period attributable to owners of parent non-controlling interests
20 Details of equity share capital
Paid-up equity share capital 83281500000 83281500000
Face value of equity share capital 10 10
21 Reserves excluding revaluation reserve
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 0.7 2.67
Diluted earnings per share from continuing operations 0.7 2.67
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 0.7 2.67
Diluted earnings per share 0.7 2.67
23 Debt equity ratio 0.0411 0.0411
24 Debt service coverage ratio 0.0 0.0
25 Interest service coverage ratio 0.0 0.0
26 Disclosure of notes on financial results Textual Information(1)


Remarks
23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio


Text Block
Textual Information(1)


Cash flow statement, indirect
Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2024
B Date of end of reporting period 31-Mar-2025
C Whether results are audited or unaudited Unaudited
D Nature of report standalone or consolidated Standalone
Part I Blue color marked fields are non-mandatory.
Statement of cash flows
Cash flows from used in operating activities
Profit before tax 27702300000
Adjustments for reconcile profit (loss)
Adjustments for finance costs 59792600000
Adjustments for decrease (increase) in inventories 0
Adjustments for decrease (increase) in trade receivables, current -85600000
Adjustments for decrease (increase) in trade receivables, non-current 0
Adjustments for decrease (increase) in other current assets -45600000
Adjustments for decrease (increase) in other non-current assets 0
Adjustments for other financial assets, non-current -200876700000
Adjustments for other financial assets, current 2920000000
Adjustments for other bank balances 0
Adjustments for increase (decrease) in trade payables, current 188500000
Adjustments for increase (decrease) in trade payables, non-current 0
Adjustments for increase (decrease) in other current liabilities 73900000
Adjustments for increase (decrease) in other non-current liabilities 0
Adjustments for depreciation and amortisation expense 411500000
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 800800000
Adjustments for provisions, current 95000000
Adjustments for provisions, non-current 0
Adjustments for other financial liabilities, current 2669000000
Adjustments for other financial liabilities, non-current 0
Adjustments for unrealised foreign exchange losses gains 0
Adjustments for dividend income 0
Adjustments for interest income 89861500000
Adjustments for share-based payments 169700000
Adjustments for fair value losses (gains) -1642600000
Adjustments for undistributed profits of associates 0
Other adjustments for which cash effects are investing or financing cash flow 27200000
Other adjustments to reconcile profit (loss) 0
Other adjustments for non-cash items 0
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0
Total adjustments for reconcile profit (loss) -225363800000
Net cash flows from (used in) operations -197661500000
Dividends received 0
Interest paid 54411600000
Interest received 87567600000
Income taxes paid (refund) 6243200000
Other inflows (outflows) of cash 0
Net cash flows from (used in) operating activities -170748700000
Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0
Cash flows used in obtaining control of subsidiaries or other businesses 0
Other cash receipts from sales of equity or debt instruments of other entities 162702600000
Other cash payments to acquire equity or debt instruments of other entities 170321400000
Other cash receipts from sales of interests in joint ventures 0
Other cash payments to acquire interests in joint ventures 0
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0
Proceeds from sales of property, plant and equipment 53300000
Purchase of property, plant and equipment 250700000
Proceeds from sales of investment property 0
Purchase of investment property 0
Proceeds from sales of intangible assets 0
Purchase of intangible assets 159300000
Proceeds from sales of intangible assets under development 0
Purchase of intangible assets under development 0
Proceeds from sales of goodwill 0
Purchase of goodwill 0
Proceeds from biological assets other than bearer plants 0
Purchase of biological assets other than bearer plants 0
Proceeds from government grants 0
Proceeds from sales of other long-term assets 0
Purchase of other long-term assets 0
Cash advances and loans made to other parties 0
Cash receipts from repayment of advances and loans made to other parties 0
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0
Dividends received 0
Interest received 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Net cash flows from (used in) investing activities -7975500000
Cash flows from used in financing activities
Proceeds from changes in ownership interests in subsidiaries 0
Payments from changes in ownership interests in subsidiaries 0
Proceeds from issuing shares 55097100000
Proceeds from issuing other equity instruments 0
Payments to acquire or redeem entity's shares 0
Payments of other equity instruments 0
Proceeds from exercise of stock options 0
Proceeds from issuing debentures notes bonds etc 0
Proceeds from borrowings 266800700000
Repayments of borrowings 143057400000
Payments of lease liabilities 138500000
Dividends paid 0
Interest paid 0
Income taxes paid (refund) 0
Other inflows (outflows) of cash 0
Net cash flows from (used in) financing activities 178701900000
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes -22300000
Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0
Net increase (decrease) in cash and cash equivalents -22300000
Cash and cash equivalents cash flow statement at beginning of period 638600000
Cash and cash equivalents cash flow statement at end of period 616300000




Statement of Asset and Liabilities
Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2024
Date of end of reporting period 31-Mar-2025
Whether results are audited or unaudited Unaudited
Nature of report standalone or consolidated Standalone
Assets
1 Finanical Asset
Cash and cash equivalents 616300000
Bank Balance other than (a) above 1500000
Derivative financial instruments 412200000
Receivables
(I) Trade Receivables 218800000
(II) Other Receivables 0
Loans 995128600000
Investments 25333200000
Other Financial assets 3634600000
Total Financial Assets 1025345200000
2 Non Financial Asset
Inventories 0
Current tax assets (Net) 755300000
Deferred tax Assets (Net) 441400000
Investment Property 0
Biological assets other than bearer plants 0
Property, Plant and Equipment 1003400000
Capital work-in-progress 0
Intangible assets under development 5200000
Goodwill 0
Other Intangible assets 402300000
Other non-financial assets (to be specified) 134700000
Total Non Financial Assets 2742300000
Total assets 1028087500000
Equity and liabilities
1 Equity
Equity attributable to owners of parent
Equity share capital 83281500000
Other equity 116186500000
Total equity attributable to owners of parent 199468000000
Non controlling interest
Total equity 199468000000
2 Liabilities
2.1 Financial Liabilities
(a) Derivative financial instruments 0
(b) Payables
(I)Trade Payables
(i) total outstanding dues of micro enterprises and small enterprises 0
(ii) total outstanding dues of creditors other than micro enterprises and small enterprises 764600000
II) Other Payables
(i) total outstanding dues of micro enterprises and small enterprises 0
(ii) total outstanding dues of creditors other than micro enterprises and small enterprises 1042900000
(C ) Debt Securities 397657000000
(d) Borrowings (Other than Debt Securities) 422686100000
(e) Deposits 376100000
(f) Subordinated Liabilities 0
(g) Other financial liabilities 4895400000
Total Financial Liabilities 827422100000
2.2 Non-Financial Liabilities
(a) Current tax liabilities (Net) 376900000
(b) Provisions 472900000
(C ) Deferred tax liabilities (Net) 0
(d) Other non-financial liabilities 347600000
Total Non Financial Liabilities 1197400000
Total liabilities 828619500000
Total equity and liabilites 1028087500000
Disclosure of notes on assets and liabilities


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
Whether accounts are audited or unaudited Unaudited Audited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
Total Segment Revenue
Less: Inter segment revenue
Revenue from operations
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
Total Profit before tax
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax
3 (Segment Asset - Segment Liabilities)
Segment Asset
Total Segment Asset
Un-allocable Assets
Net Segment Asset
4 Segment Liabilities
Segment Liabilities
Total Segment Liabilities
Un-allocable Liabilities
Net Segment Liabilities
Disclosure of notes on segments


Other Comprehensive Income
Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Jan-2025 01-Apr-2024
B Date of end of reporting period 31-Mar-2025 31-Mar-2025
C Whether results are audited or unaudited Unaudited Audited
D Nature of report standalone or consolidated Standalone Standalone
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Gratuity Acturial gains/Losses -15900000 -19300000
Total Amount of items that will not be reclassified to profit and loss -15900000 -19300000
2 Income tax relating to items that will not be reclassified to profit or loss -3900000 -4800000
3 Amount of items that will be reclassified to profit and loss
1 Gain/Losses measured at FVOCI on investment 114300000 167600000
Total Amount of items that will be reclassified to profit and loss 114300000 167600000
4 Income tax relating to items that will be reclassified to profit or loss 28800000 42200000
5 Total Other comprehensive income 73500000 110900000




Details of Impact of Audit Qualification
Whether results are audited or unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto


Financial details
Sr. Particulars Audited Figures (as reported before adjusting for qualifications) Adjusted Figures (audited figures after adjusting for qualifications)
1 Turnover / Total income
2 Total Expenditure
3 Net Profit/(Loss)
4 Earnings Per Share
5 Total Assets
6 Total Liabilities
7 Net Worth


Signatories details

Name of CEO / Managing director
Name of CFO
Name of audit committee chairman
Name of statutory auditor
Name of other signatory, if any, with designation
Place
Date


Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 Bajaj Housing Finance Limited Bajaj Finserv Limited Ultimate Holding company Any other transaction Secured non-convertible debentures issued 0 NA 0 -2000000000 -2000000000
2 Bajaj Housing Finance Limited Bajaj Finserv Limited Ultimate Holding company Interest paid 158500000 NA 158500000 0 0
3 Bajaj Housing Finance Limited Bajaj Finserv Limited Ultimate Holding company Any other transaction Business Support Charges Paid 40000000 NA 6800000 0 0
4 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Any other transaction Contribution to Equity Shares [7,39,10,03,845 (previous year 6,71,21,55,564) shares at face value of ₹10 each] 0 NA 0 -73910000000 -73910000000
5 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Any other transaction Amount paid under ESOP recharge narrangements 250000000 NA 136200000 0 0
6 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Any other transaction Loan portfolio assigned out 50000000000 NA 29096200000 0 0
7 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Purchase of fixed assets 10000000 NA 200000 0 -200000
8 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Sale of fixed assets 10000000 NA 2800000 5300000 0
9 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Any other transaction Security deposit received for leased premises 0 NA 0 -800000 -800000
10 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Any other transaction Servicing fee received 500000000 NA 149700000 0 0
11 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Any other transaction Business support charges paid 120000000 NA 36400000 0 0
12 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Any other transaction Servicing fee paid 100000000 NA 42500000 0 0
13 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Any other transaction All types of commissions including sourcing commission, referrals etc. 200000000 NA 56800000 0 -6300000
14 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Any other transaction Business support charges received 50000000 NA 2400000 0 0
15 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Any other transaction Rent income 10000000 NA 1300000 0 0
16 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Any other transaction Sourcing commission received 50000000 NA 200000 0 0
17 Bajaj Housing Finance Limited Bajaj Finance Limited Holding Company Any other transaction Reimbursement of offer expenses related to IPO of the Company. 450000000 NA 231200000 0 19800000
18 Bajaj Housing Finance Limited Bajaj Financial Securities Limited Fellow subsidiary Any other transaction Company's contribution towards NPS 30000000 NA 9200000 0 0
19 Bajaj Housing Finance Limited Bajaj Finserv Direct Limited Subsidiary of Ultimate Holding company Any other transaction Business support charges and commission paid 60000000 NA 13000000 0 -1300000
20 Bajaj Housing Finance Limited Bajaj Finserv Direct Limited Subsidiary of Ultimate Holding company Any other transaction Software development charges paid 20000000 NA 3700000 0 0
21 Bajaj Housing Finance Limited Bajaj Finserv Health Limited Subsidiary of Ultimate Holding company Any other transaction Fees and commission received 1200000000 NA 7000000 18800000 0
22 Bajaj Housing Finance Limited Bajaj Allianz General Insurance Company Ltd. Subsidiary of Ultimate Holding company Any other transaction Secured non-convertible debentures issued 0 NA 0 -6000000000 -6000000000
23 Bajaj Housing Finance Limited Bajaj Allianz General Insurance Company Ltd. Subsidiary of Ultimate Holding company Any other transaction Advance towards insurance 0 NA 0 2100000 43700000
24 Bajaj Housing Finance Limited Bajaj Allianz General Insurance Company Ltd. Subsidiary of Ultimate Holding company Any other transaction Insurance expenses 80000000 NA 300000 0 0
25 Bajaj Housing Finance Limited Bajaj Allianz General Insurance Company Ltd. Subsidiary of Ultimate Holding company Any other transaction Commission income 300000000 NA 44900000 3400000 11400000
26 Bajaj Housing Finance Limited Bajaj Allianz Life Insurance Company Ltd. Subsidiary of Ultimate Holding company Any other transaction Unsecured non-convertible debentures issued 2170000000 NA 2170000000 -10850000000 -13020000000
27 Bajaj Housing Finance Limited Bajaj Allianz Life Insurance Company Ltd. Subsidiary of Ultimate Holding company Any other transaction Secured non-convertible debentures issued 0 NA 0 -1500000000 -1500000000
28 Bajaj Housing Finance Limited Bajaj Allianz Life Insurance Company Ltd. Subsidiary of Ultimate Holding company Interest paid 848100000 NA 848100000 0 0
29 Bajaj Housing Finance Limited Bajaj Allianz Life Insurance Company Ltd. Subsidiary of Ultimate Holding company Any other transaction Advance towards insurance 0 NA 0 4800000 3500000
30 Bajaj Housing Finance Limited Bajaj Allianz Life Insurance Company Ltd. Subsidiary of Ultimate Holding company Any other transaction Insurance expense 20000000 NA 8300000 0 0
31 Bajaj Housing Finance Limited Bajaj Allianz Life Insurance Company Ltd. Subsidiary of Ultimate Holding company Any other transaction Commission income 550000000 NA 138400000 6400000 22700000
32 Bajaj Housing Finance Limited Bajaj Allianz Life Insurance Company Ltd. Subsidiary of Ultimate Holding company Any other transaction Digital Advertisement charges received 100000000 NA 27100000 0 3800000
33 Bajaj Housing Finance Limited Snapwork Technologies Pvt Ltd Associate of Holding Company Any other transaction Information technology design and development charges 30000000 NA 3500000 0 0
34 Bajaj Housing Finance Limited Snapwork Technologies Pvt Ltd Associate of Holding Company Any other transaction Support charges paid 20000000 NA 1400000 0 0
35 Bajaj Housing Finance Limited Pennant Technologies Pvt Limited Associate of Holding Company Any other transaction Information technology design and development charges 150000000 NA 51500000 0 0
36 Bajaj Housing Finance Limited Pennant Technologies Pvt Limited Associate of Holding Company Any other transaction Support charges paid 50000000 NA 10000000 0 0
37 Bajaj Housing Finance Limited Sanjiv Bajaj Chairman Any other transaction Short term benefits - Sitting Fees 800000 NA 800000 0 0
38 Bajaj Housing Finance Limited Sanjiv Bajaj Chairman Any other transaction Short term benefits - Commission 3800000 NA 3800000 0 -3400000
39 Bajaj Housing Finance Limited Rajeev Jain Vice Chairman Any other transaction Short term benefits - Sitting Fees 1500000 NA 1500000 0 0
40 Bajaj Housing Finance Limited Rajeev Jain Vice Chairman Any other transaction Short term benefits - Commission 6600000 NA 6600000 0 -5900000
41 Bajaj Housing Finance Limited Atul Jain Managing Director Any other transaction Short term employee benefits 180700000 NA 180700000 -19300000 -98700000
42 Bajaj Housing Finance Limited Atul Jain Managing Director Any other transaction Share based Payment 53300000 NA 53300000 0 0
43 Bajaj Housing Finance Limited Anami N Roy Director Any other transaction Short term benefits - Sitting Fees 1200000 NA 1200000 0 0
44 Bajaj Housing Finance Limited Anami N Roy Director Any other transaction Short term benefits - Commission 5400000 NA 5400000 0 -4900000
45 Bajaj Housing Finance Limited Dr. Arindam K Bhattacharya Director Any other transaction Short term benefits - Sitting Fees 1300000 NA 1300000 0 0
46 Bajaj Housing Finance Limited Dr. Arindam K Bhattacharya Director Any other transaction Short term benefits - Commission 6200000 NA 6200000 0 -5600000
47 Bajaj Housing Finance Limited Jasmine Arish Chaney Director Any other transaction Short term benefits - Sitting Fees 1100000 NA 1100000 0 0
48 Bajaj Housing Finance Limited Jasmine Arish Chaney Director Any other transaction Short term benefits - Commission 5200000 NA 5200000 0 -4700000
49 Bajaj Housing Finance Limited S M Narasimha Swamy Director w.e.f 1 August 2024 Any other transaction Short term benefits - Sitting Fees 800000 NA 800000 0 0
50 Bajaj Housing Finance Limited S M Narasimha Swamy Director w.e.f 1 August 2024 Any other transaction Short term benefits - Commission 2200000 NA 2200000 0 -2000000
51 Bajaj Housing Finance Limited Gaurav Kalani Chief Financial Officer Any other transaction Short term employee benefits 24400000 NA 24400000 -2300000 -11600000
52 Bajaj Housing Finance Limited Gaurav Kalani Chief Financial Officer Any other transaction Share based Payment 4300000 NA 4300000 0 0
53 Bajaj Housing Finance Limited Atul Patni Company Secretary Any other transaction Short term employee benefits 2700000 NA 2700000 -900000 -1300000
54 Bajaj Housing Finance Limited Atul Patni Company Secretary Any other transaction Share based Payment 600000 NA 600000 0 0
55 Bajaj Housing Finance Limited Bajaj Auto Ltd. Entities in which KMP and their relatives have significant influence Any other transaction Security deposit paid for leased premises 0 NA 0 300000 300000
56 Bajaj Housing Finance Limited Bajaj Auto Ltd. Entities in which KMP and their relatives have significant influence Any other transaction Rent expense 1000000 NA 300000 0 0
57 Bajaj Housing Finance Limited Bajaj Auto Ltd. Entities in which KMP and their relatives have significant influence Any other transaction Business Support Charges Paid 30000000 NA 11500000 0 0
58 Bajaj Housing Finance Limited Bajaj Holdings and Investment Ltd. Entities in which KMP and their relatives have significant influence Any other transaction Business Support Charges Paid 30000000 NA 8600000 0 0
59 Bajaj Housing Finance Limited Maharashtra Scooters Limited Entities in which KMP and their relatives have significant influence Any other transaction Secured non-convertible debentures issued 0 NA 0 -500000000 -500000000
60 Bajaj Housing Finance Limited Hind Musafir Agency Ltd. Entities in which KMP and their relatives have significant influence Any other transaction Services received 80000000 NA 19500000 0 0
61 Bajaj Housing Finance Limited Bajaj Allianz Staffing Solutions Ltd. Entities in which KMP and their relatives have significant influence Any other transaction Outsourcing manpower supply services 1100000000 NA 587900000 0 0
62 Bajaj Housing Finance Limited Ramandeep Singh Sahnin(Chief Financial Officer of Ultimate Holding Company w.e.f. 1 February 2025) Entities in which KMP and their relatives have significant influence Loan 0 NA 0 0 32700000
63 Bajaj Housing Finance Limited Ramandeep Singh Sahnin(Chief Financial Officer of Ultimate Holding Company w.e.f. 1 February 2025) Entities in which KMP and their relatives have significant influence Any other transaction Loan repayment received 5200000 NA 5200000 0 0
64 Bajaj Housing Finance Limited Ramandeep Singh Sahnin(Chief Financial Officer of Ultimate Holding Company w.e.f. 1 February 2025) Entities in which KMP and their relatives have significant influence Interest received 500000 NA 500000 0 0
Total value of transaction during the reporting period 34193200000





Format for Disclosing Outstanding Default on Loans and Debt Securities
Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date
B Of the total amount outstanding, amount of default as on date
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date
B Of the total amount outstanding, amount of default as on date
3. Total financial indebtedness of the listed entity including short-term and long-term debt