| Scrip code | 543940 |
|---|---|
| NSE Symbol | JIOFIN |
| MSEI Symbol | NOTLISTED |
| ISIN | INE758E01017 |
| Name of company | Jio Financial Services Limited |
| Type of company | Main Board |
| Class of security | Equity |
| Date of start of financial year | 01-04-2026 |
| Date of end of financial year | 31-03-2027 |
| Date of board meeting when results were approved | 15-10-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 08-10-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Second quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 15-10-2026 16:45:00 |
| End date and time of board meeting | 15-10-2026 18:00:00 |
| Whether cash flow statement is applicable on company | Yes |
| Type of cash flow statement | Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-07-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-09-2026 | 30-09-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Income | ||
| Revenue from operations | |||
| (i) | Interest Income | 1,25,768.00 | 2,21,926.00 |
| (ii) | Dividend Income | 0.00 | 50,859.00 |
| (iii) | Rental Income | 0.00 | 0.00 |
| (iv) | Fees and commission Income | 27,709.00 | 60,163.00 |
| (v) | Net gain on fair value changes | 16,451.00 | 37,427.00 |
| (vi) | Net gain on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 |
| (vii) | Sale of products (including Excise Duty) | 0.00 | 0.00 |
| (viii) | Sale of services | 0.00 | 0.00 |
| (ix) | Other revenue from operations | ||
| Total other revenue from operations | |||
| Total Revenue From Operations | 1,69,928.00 | 3,70,375.00 | |
| Other income | 13.00 | 20.00 | |
| Total income | 1,69,941.00 | 3,70,395.00 | |
| 2 | Expenses | ||
| Cost of materials consumed | 0.00 | 0.00 | |
| Purchases of stock-in-trade | 0.00 | 0.00 | |
| Changes in inventories of finished goods, work-in-progress and stock-in-trade | 0.00 | 0.00 | |
| Employee benefit expense | 14,667.00 | 29,862.00 | |
| Finance costs | 57,773.00 | 99,606.00 | |
| Depreciation, depletion and amortisation expense | 1,131.00 | 2,076.00 | |
| Fees and commission expense | 0.00 | 0.00 | |
| Net loss on fair value changes | 0.00 | 0.00 | |
| Net loss on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 | |
| Impairment on financial instruments | 4,075.00 | 6,538.00 | |
| (f) | Other expenses | ||
| 1 | Other expenses | 38,961.00 | 80,106.00 |
| Total other expenses | 38,961.00 | 80,106.00 | |
| Total expenses | 1,16,607.00 | 2,18,188.00 | |
| 3 | Total profit before exceptional items and tax | 53,334.00 | 1,52,207.00 |
| 4 | Exceptional items | 0.00 | 0.00 |
| 5 | Total profit before tax | 53,334.00 | 1,52,207.00 |
| 7 | Tax expense | ||
| 8 | Current tax | 16,937.00 | 36,260.00 |
| 9 | Deferred tax | (2,035.00) | (7,415.00) |
| 10 | Total tax expenses | 14,902.00 | 28,845.00 |
| 11 | Net Profit Loss for the period from continuing operations | 38,432.00 | 1,23,362.00 |
| 12 | Profit (loss) from discontinued operations before tax | 0.00 | 0.00 |
| 13 | Tax expense of discontinued operations | 0.00 | 0.00 |
| 17 | Net profit (loss) from discontinued operation after tax | 0.00 | 0.00 |
| 14 | Share of profit (loss) of associates and joint ventures accounted for using equity method | (4,388.00) | (6,293.00) |
| 15 | Total profit (loss) for period | 34,044.00 | 1,17,069.00 |
| 16 | Other comprehensive income net of taxes | (7,56,738.00) | (10,97,018.00) |
| 17 | Total Comprehensive Income for the period | (7,22,694.00) | (9,79,949.00) |
| 18 | Total profit or loss, attributable to | ||
| Profit or loss, attributable to owners of parent | |||
| Total profit or loss, attributable to non-controlling interests | |||
| 19 | Total Comprehensive income for the period attributable to | ||
| Comprehensive income for the period attributable to owners of parent | |||
| Total comprehensive income for the period attributable to owners of parent non-controlling interests | |||
| 20 | Details of equity share capital | ||
| Paid-up equity share capital | 6,60,314.00 | 6,60,314.00 | |
| Face value of equity share capital | 10 | 10 | |
| 21 | Reserves excluding revaluation reserve | ||
| 22 | Earnings per share | ||
| i | Earnings per equity share for continuing operations | ||
| Basic earnings per share from continuing operations | 0.51 | 1.78 | |
| Diluted earnings per share from continuing operations | 0.51 | 1.78 | |
| ii | Earnings per equity share for discontinued operations | ||
| Basic earnings per share from discontinued operations | 0 | 0 | |
| Diluted earnings per share from discontinued operations | 0 | 0 | |
| ii | Earnings per equity share | ||
| Basic earnings per share | 0.51 | 1.78 | |
| Diluted earnings per share | 0.51 | 1.78 | |
| 23 | Debt equity ratio | ||
| 24 | Debt service coverage ratio | ||
| 25 | Interest service coverage ratio | ||
| 26 | Disclosure of notes on financial results | Textual Information(1) | |
| 23 | Debt equity ratio | |
|---|---|---|
| 24 | Debt service coverage ratio | |
| 25 | Interest service coverage ratio |
| Textual Information(1) | 1 The consolidated financial results of Jio Financial Services Limited (hereinafter referred to as the Parent Company or JFSL) for the quarter and half year ended September 30, 2026 have been prepared in accordance with recognition and measurement principles of the Indian Accounting Standards (Ind-AS) 34 Interim Financial Reporting as notified under section 133 of the Companies Act, 2013 read with the relevant rules issued thereunder as amended from time to time and in compliance with Regulation 33 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (hereinafter referred to as the SEBI Regulations) and other recognised accounting practices generally accepted in India along with the circulars, guidelines and directions issued by the Reserve Bank of India (hereinafter referred to as the RBI) and Insurance Regulatory and Development Authority of India (IRDAI) from time to time. These consolidated financial results have been reviewed and recommended by the Audit Committee in its meeting held on October 15, 2026 and approved by the Board of Directors in their meeting held on the same date. These financial results are available on the website of JFSL viz. https://www.jfs.in and on the website of BSE Limited (BSE) (www.bseindia.com) and National Stock Exchange of India Limited (NSE) (www.nseindia.com). 2 The joint statutory auditors of the Parent Company have carried out limited review of the aforesaid results as required in terms of Regulation 33 of the SEBI Regulations and have given an unmodified conclusion in their review report. 3 The Parent Company and Jio Credit Limited (“JCL”), a wholly owned subsidiary of the Parent Company, have executed Share Subscription Agreement and Shareholders’ Agreement with NB Holdings Corporation (“NB Holdings, USA”), wholly owned subsidiary of Bank of America Corporation on August 12, 2026 for investment of up to Rs.18,268.22 crore by NB Holdings, USA in JCL. The proposed investment is by way of subscription of (i) up to 4,29,29,760 equity shares of face value of Rs.10/- each (representing 26.50% of the post-issue paid-up equity share capital of JCL), for cash, for an aggregate consideration of up to Rs. 6612.90 crore; and (ii) up to 7,56,64,248 warrants, for cash, for an aggregate consideration of up to Rs.11,655.32 crore each warrant convertible within 18 months from the date of allotment into 1 (one) fully paid-up equity share of JCL. 25% of the consideration payable for the warrants to be paid at the subscription to the warrants and the balance at the time of conversion. Post conversion of warrants, NB Holdings, USA will hold 49.90% of the paid-up equity share capital of JCL. The proposed investment is subject to statutory and regulatory approvals as may be applicable. 4 The Parent Company and Allianz Europe B.V. (“Allianz”) pursuant to joint venture agreement dated April 22, 2026, have incorporated a joint venture company named “Jio Allianz General Insurance Limited” (JAGIL”), on May 12, 2026, to carry on the general insurance business subject to regulatory approvals for which necessary applications have been made by JAGIL. The Parent Company and Allianz have made an investment of Rs. 375 crore each towards equity share capital of JAGIL during the half year ended September 30, 2026. 5 During the half year ended September 30, 2026, the trustees of Petroleum Trust (PT), at their Meeting on April 22, 2026, has decided to distribute its assets and liabilities to its sole beneficiary i.e. Reliance Industrial Investments and Holdings Limited (RIIHL), the wholly owned subsidiary of the Parent Company. Consequently, investments of PT in equity and preference shares of Reliance Services and Holdings Limited (RSHL) amounting to Rs. 0.01 crore and Rs. 9,306.99 crore respectively have been distributed to RIIHL on April 29, 2026 and RSHL has become wholly owned subsidiary of RIIHL with effect from the said date. PT and RSHL has therefore been consolidated in these financial results as an associate till April 29, 2026 and thereafter PT has been dissolved while RSHL has been consolidated as a wholly owned step-down subsidiary of the Parent Company. No fair valuation gain or loss with respect to previously held interest in equity of RSHL has arisen and hence there is no impact in these consolidated financial results. 6 The Parent Company, on September 3, 2025, had allotted 25 crore warrants each at a price of Rs. 316.50 per warrant, by way of preferential issue on private placement basis, to Sikka Ports & Terminals Limited and Jamnagar Utilities & Power Private Limited, entities forming part of the promoter group of the Company, upon receipt of Rs. 3,956.25 crore, being 25% of total issue price of the said warrants. Each warrant is convertible by the holder thereof on or before expiry of 18 months from the date of allotment into one fully paid-up equity share of Rs. 10 each of the Company. On April 21, 2026, the Parent Company allotted 12.5 crore equity shares of face value of Rs. 10 each at a premium of Rs. 306.50 per share, each to the above promoter group companies, upon receipt of Rs 5,934.38 crore, being balance 75% of the issue price of the warrants. Post-allotment, the paid-up equity share capital of the Company has increased from Rs. 6,353.14 crore (635.31 crore equity shares) to Rs. 6,603.14 crore (660.31 crore equity shares) and the total promoter and promoter group shareholding has become 49.13% from 47.12%. The remaining 25 crore warrants are outstanding as on September 30, 2026. 7 On June 18, 2025, the Parent Company acquired 79,080,000 equity shares of Jio Payments Bank Limited (JPBL) from State Bank of India representing 14.96% of equity share capital of JPBL for Rs. 104.54 crore. Consequently, JPBL has become a wholly owned subsidiary. Exceptional item represents the excess of fair value gain on remeasurement of investment in JPBL of Rs. 439.16 crore over the goodwill of Rs. 410.59 crore relating to this acquisition. 8 The figures for the previous periods/ year have been regrouped/ reclassified, wherever necessary, to make them comparable with those of the current period. |
|---|
| Particulars | Year ended (dd-mm-yyyy) | |
|---|---|---|
| A | Date of start of reporting period | 01-04-2026 |
| B | Date of end of reporting period | 30-09-2026 |
| C | Whether results are audited or unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated |
| Statement of cash flows | ||
| Cash flows from used in operating activities | ||
| Profit before tax | 1,52,207.00 | |
| Adjustments for reconcile profit (loss) | ||
| Adjustments for finance costs | 99,606.00 | |
| Adjustments for decrease (increase) in inventories | 0.00 | |
| Adjustments for decrease (increase) in trade receivables, current | (12,920.00) | |
| Adjustments for decrease (increase) in trade receivables, non-current | 0.00 | |
| Adjustments for decrease (increase) in other current assets | 0.00 | |
| Adjustments for decrease (increase) in other non-current assets | 0.00 | |
| Adjustments for other financial assets, non-current | 0.00 | |
| Adjustments for other financial assets, current | 0.00 | |
| Adjustments for other bank balances | (2,148.00) | |
| Adjustments for increase (decrease) in trade payables, current | 43,847.00 | |
| Adjustments for increase (decrease) in trade payables, non-current | 0.00 | |
| Adjustments for increase (decrease) in other current liabilities | 0.00 | |
| Adjustments for increase (decrease) in other non-current liabilities | (11,69,704.00) | |
| Adjustments for depreciation and amortisation expense | 2,076.00 | |
| Adjustments for impairment loss reversal of impairment loss recognised in profit or loss | 6,538.00 | |
| Adjustments for provisions, current | 1,748.00 | |
| Adjustments for provisions, non-current | 0.00 | |
| Adjustments for other financial liabilities, current | 0.00 | |
| Adjustments for other financial liabilities, non-current | 0.00 | |
| Adjustments for unrealised foreign exchange losses gains | 0.00 | |
| Adjustments for dividend income | 50,859.00 | |
| Adjustments for interest income | 2,21,926.00 | |
| Adjustments for share-based payments | 0.00 | |
| Adjustments for fair value losses (gains) | (37,427.00) | |
| Adjustments for undistributed profits of associates | 0.00 | |
| Other adjustments for which cash effects are investing or financing cash flow | 0.00 | |
| Other adjustments to reconcile profit (loss) | 0.00 | |
| Other adjustments for non-cash items | 0.00 | |
| Share of profit and loss from partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Total adjustments for reconcile profit (loss) | (13,41,169.00) | |
| Net cash flows from (used in) operations | (11,88,962.00) | |
| Dividends received | 0.00 | |
| Interest paid | 0.00 | |
| Interest received | 1,20,345.00 | |
| Income taxes paid (refund) | 37,555.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) operating activities | (11,06,172.00) | |
| Cash flows from used in investing activities | ||
| Cash flows from losing control of subsidiaries or other businesses | 0.00 | |
| Cash flows used in obtaining control of subsidiaries or other businesses | 0.00 | |
| Other cash receipts from sales of equity or debt instruments of other entities | 34,66,356.00 | |
| Other cash payments to acquire equity or debt instruments of other entities | 45,48,380.00 | |
| Other cash receipts from sales of interests in joint ventures | 0.00 | |
| Other cash payments to acquire interests in joint ventures | 43,000.00 | |
| Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Cash payment for investment in partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Proceeds from sales of property, plant and equipment | 0.00 | |
| Purchase of property, plant and equipment | 10,521.00 | |
| Proceeds from sales of investment property | 0.00 | |
| Purchase of investment property | 0.00 | |
| Proceeds from sales of intangible assets | 0.00 | |
| Purchase of intangible assets | 0.00 | |
| Proceeds from sales of intangible assets under development | 0.00 | |
| Purchase of intangible assets under development | 0.00 | |
| Proceeds from sales of goodwill | 0.00 | |
| Purchase of goodwill | 0.00 | |
| Proceeds from biological assets other than bearer plants | 0.00 | |
| Purchase of biological assets other than bearer plants | 0.00 | |
| Proceeds from government grants | 0.00 | |
| Proceeds from sales of other long-term assets | 0.00 | |
| Purchase of other long-term assets | 0.00 | |
| Cash advances and loans made to other parties | 0.00 | |
| Cash receipts from repayment of advances and loans made to other parties | 0.00 | |
| Cash payments for future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Cash receipts from future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Dividends received | 50,859.00 | |
| Interest received | 38,944.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | (3,05,175.00) | |
| Net cash flows from (used in) investing activities | (13,50,917.00) | |
| Cash flows from used in financing activities | ||
| Proceeds from changes in ownership interests in subsidiaries | 10,081.00 | |
| Payments from changes in ownership interests in subsidiaries | 0.00 | |
| Proceeds from issuing shares | 5,93,438.00 | |
| Proceeds from issuing other equity instruments | 0.00 | |
| Payments to acquire or redeem entity's shares | 0.00 | |
| Payments of other equity instruments | 0.00 | |
| Proceeds from exercise of stock options | 0.00 | |
| Proceeds from issuing debentures notes bonds etc | 9,04,600.00 | |
| Proceeds from borrowings | 2,68,34,112.00 | |
| Repayments of borrowings | 2,57,95,212.00 | |
| Payments of lease liabilities | 0.00 | |
| Dividends paid | 39,619.00 | |
| Interest paid | 83,237.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) financing activities | 24,24,163.00 | |
| Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes | (32,926.00) | |
| Effect of exchange rate changes on cash and cash equivalents | ||
| Effect of exchange rate changes on cash and cash equivalents | 0.00 | |
| Net increase (decrease) in cash and cash equivalents | (32,926.00) | |
| Cash and cash equivalents cash flow statement at beginning of period | 71,504.00 | |
| Cash and cash equivalents cash flow statement at end of period | 38,578.00 | |
| Particulars | Year ended (dd-mm-yyyy) | ||
|---|---|---|---|
| Date of start of reporting period | 01-04-2026 | ||
| Date of end of reporting period | 30-09-2026 | ||
| Whether results are audited or unaudited | Unaudited | ||
| Nature of report standalone or consolidated | Consolidated | ||
| Assets | |||
| 1 | Finanical Asset | ||
| Cash and cash equivalents | 38,578.00 | ||
| Bank Balance other than (a) above | 12,07,351.00 | ||
| Derivative financial instruments | 32.00 | ||
| Receivables | |||
| (I) Trade Receivables | 4,677.00 | ||
| (II) Other Receivables | |||
| Loans | 37,49,341.00 | ||
| Investments | 1,30,34,794.00 | ||
| Other Financial assets | |||
| 1 | Other Financial assets | 33,941.00 | |
| Total of Other Financial assets | 33,941.00 | ||
| Total Financial Assets | 1,80,68,714.00 | ||
| 2 | Non Financial Asset | ||
| Inventories | 0.00 | ||
| Current tax assets (Net) | 12,447.00 | ||
| Deferred tax Assets (Net) | 3,434.00 | ||
| Investment Property | |||
| Biological assets other than bearer plants | |||
| Property, Plant and Equipment | 11,161.00 | ||
| Capital work-in-progress | 1,247.00 | ||
| Intangible assets under development | 13,916.00 | ||
| Goodwill | 10,048.00 | ||
| Other Intangible assets | 18,668.00 | ||
| Other non-financial assets | |||
| 1 | Other non - Financial assets | 26,928.00 | |
| Total of Other non-financial assets | 26,928.00 | ||
| Total Non Financial Assets | 97,849.00 | ||
| Total assets | 1,81,66,563.00 | ||
| Equity and liabilities | |||
| 1 | Equity | ||
| Equity attributable to owners of parent | |||
| Equity share capital | 6,60,314.00 | ||
| Other equity | 1,22,99,243.00 | ||
| Total equity attributable to owners of parent | 1,29,59,557.00 | ||
| Non controlling interest | |||
| Total equity | 1,29,59,557.00 | ||
| 2 | Liabilities | ||
| 2.1 | Financial Liabilities | ||
| (a) | Derivative financial instruments | 7,934.00 | |
| (b) | Payables | ||
| (I)Trade Payables | |||
| (i) total outstanding dues of micro enterprises and small enterprises | 1,361.00 | ||
| (ii) total outstanding dues of creditors other than micro enterprises and small enterprises | 19,622.00 | ||
| II) Other Payables | |||
| (i) total outstanding dues of micro enterprises and small enterprises | |||
| (ii) total outstanding dues of creditors other than micro enterprises and small enterprises | |||
| (C ) | Debt Securities | 13,42,569.00 | |
| (d) | Borrowings (Other than Debt Securities) | 27,89,937.00 | |
| (e) | Deposits | ||
| (f) | Subordinated Liabilities | ||
| Other financial liabilities | |||
| 1 | Other financial liabilities | 1,73,059.00 | |
| Total of Other financial liabilities | 1,73,059.00 | ||
| Total Financial Liabilities | 43,34,482.00 | ||
| 2.2 | Non-Financial Liabilities | ||
| (a) | Current tax liabilities (Net) | 5,745.00 | |
| (b) | Provisions | 7,772.00 | |
| (C ) | Deferred tax liabilities (Net) | 8,48,968.00 | |
| Other non-financial liabilities | |||
| 1 | Other non-financial liabilities | 10,039.00 | |
| Total of Other non-financial liabilities | 10,039.00 | ||
| Total Non Financial Liabilities | 8,72,524.00 | ||
| Total liabilities | 52,07,006.00 | ||
| Total equity and liabilites | 1,81,66,563.00 | ||
| Disclosure of notes on assets and liabilities | |||
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-07-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-09-2026 | 30-09-2026 |
| Whether results are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Consolidated | Consolidated | |
| 1 | Segment Revenue (Income) | ||
| (net sale/income from each segment should be disclosed) | |||
| 1 | Investing | 52,142.00 | 1,50,315.00 |
| 2 | Lending | 92,036.00 | 1,61,844.00 |
| 3 | Others | 28,755.00 | 64,546.00 |
| Total Segment Revenue | 1,72,933.00 | 3,76,705.00 | |
| Less: Inter segment revenue | 3,005.00 | 6,330.00 | |
| Revenue from operations | 1,69,928.00 | 3,70,375.00 | |
| 2 | Segment Result | ||
| Profit (+) / Loss (-) before tax and interest from each segment | |||
| 1 | Investing | 23,870.00 | 99,845.00 |
| 2 | Lending | 14,790.00 | 25,449.00 |
| 3 | Others | (4,616.00) | (8,225.00) |
| Total Profit before tax | 34,044.00 | 1,17,069.00 | |
| i. Finance cost | |||
| ii. Other Unallocable Expenditure net off Unallocable income | |||
| Profit before tax | 34,044.00 | 1,17,069.00 | |
| 3 | (Segment Asset - Segment Liabilities) | ||
| Segment Asset | |||
| 1 | Investing | 1,26,56,283.00 | 1,26,56,283.00 |
| 2 | Lending | 50,43,728.00 | 50,43,728.00 |
| 3 | Others | 4,66,552.00 | 4,66,552.00 |
| Total Segment Asset | 1,81,66,563.00 | 1,81,66,563.00 | |
| Un-allocable Assets | 0.00 | 0.00 | |
| Net Segment Asset | 1,81,66,563.00 | 1,81,66,563.00 | |
| 4 | Segment Liabilities | ||
| Segment Liabilities | |||
| 1 | Investing | 8,61,549.00 | 8,61,549.00 |
| 2 | Lending | 41,64,621.00 | 41,64,621.00 |
| 3 | Others | 1,80,836.00 | 1,80,836.00 |
| Total Segment Liabilities | 52,07,006.00 | 52,07,006.00 | |
| Un-allocable Liabilities | 0.00 | 0.00 | |
| Net Segment Liabilities | 52,07,006.00 | 52,07,006.00 | |
| Disclosure of notes on segments | Textual Information(1) | ||
| Textual Information(1) | 1 - During the quarter and half year ended September 30, 2026, in accordance with Ind AS 108 on Segment Reporting, the Parent Company, based on the review being carried out by the Chief Operating Decision Maker, has identified two reportable business segments i.e. Investing Segment and Lending Segment, and balance are grouped under Others. These segments are identified by reference to the principal business of each Group entity and all activities of an entity are reported within its segment. The Group's operations are within India. 2 - Investing Segment represents Investments in money market instruments, debt securities etc. and investment in associates and joint ventures (Joint ventures are involved in asset & wealth management services, general insurance and reinsurance services). Lending Segment represents the financing activity of the Group. Others includes leasing, insurance broking, payment bank, payment aggregator and payment gateway services and other activities. 3 - The segment revenue, segment results, segment assets, and segment liabilities for the corresponding previous periods have been compiled wherever necessary to conform to the current period's presentation. |
|---|
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-07-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-09-2026 | 30-09-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| Other comprehensive income [Abstract] | |||
| 1 | Amount of items that will not be reclassified to profit and loss | ||
| 1 | Remeasurements of the defined benefit plans | 500000 | -8700000 |
| 2 | Equity instruments through OCI | -88301000000 | -156015100000 |
| 3 | Share of OCI in Associates and Joint Ventures | 4100000 | 24015100000 |
| Total Amount of items that will not be reclassified to profit and loss | -88296400000 | -132008700000 | |
| 2 | Income tax relating to items that will not be reclassified to profit or loss | (1,26,226.00) | (2,23,069.00) |
| 3 | Amount of items that will be reclassified to profit and loss | ||
| Total Amount of items that will be reclassified to profit and loss | |||
| 4 | Income tax relating to items that will be reclassified to profit or loss | ||
| 5 | Total Other comprehensive income | (7,56,738.00) | (10,97,018.00) |