| Scrip code | 532978 |
|---|---|
| NSE Symbol | BAJAJFINSV |
| MSEI Symbol | NOTLISTED |
| ISIN | INE918I01026 |
| Name of company | BAJAJ FINSERV LIMITED |
| Type of company | Main Board |
| Class of security | Equity |
| Date of start of financial year | 01-04-2026 |
| Date of end of financial year | 31-03-2027 |
| Date of board meeting when results were approved | 31-07-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 08-07-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | First quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 31-07-2026 10:45:00 |
| End date and time of board meeting | 31-07-2026 11:50:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Income | ||
| Revenue from operations | |||
| (i) | Interest Income | 22,36,201.00 | 22,36,201.00 |
| (ii) | Dividend Income | 10,236.00 | 10,236.00 |
| (iii) | Rental Income | 103.00 | 103.00 |
| (iv) | Fees and commission Income | 2,06,258.00 | 2,06,258.00 |
| (v) | Net gain on fair value changes | 2,05,168.00 | 2,05,168.00 |
| (vi) | Net gain on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 |
| (vii) | Sale of products (including Excise Duty) | 0.00 | 0.00 |
| (viii) | Sale of services | 22,402.00 | 22,402.00 |
| (ix) | Other revenue from operations | ||
| 1 | Premium and other operating income from insurance business | 14,86,641.00 | 14,86,641.00 |
| 2 | Others | 36,681.00 | 36,681.00 |
| Total other revenue from operations | 15,23,322.00 | 15,23,322.00 | |
| Total Revenue From Operations | 42,03,690.00 | 42,03,690.00 | |
| Other income | 0.00 | 0.00 | |
| Total income | 42,03,690.00 | 42,03,690.00 | |
| 2 | Expenses | ||
| Cost of materials consumed | 0.00 | 0.00 | |
| Purchases of stock-in-trade | 0.00 | 0.00 | |
| Changes in inventories of finished goods, work-in-progress and stock-in-trade | 0.00 | 0.00 | |
| Employee benefit expense | 3,84,485.00 | 3,84,485.00 | |
| Finance costs | 7,83,385.00 | 7,83,385.00 | |
| Depreciation, depletion and amortisation expense | 37,968.00 | 37,968.00 | |
| Fees and commission expense | 2,92,578.00 | 2,92,578.00 | |
| Net loss on fair value changes | 0.00 | 0.00 | |
| Net loss on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 | |
| Impairment on financial instruments | 1,99,270.00 | 1,99,270.00 | |
| (f) | Other expenses | ||
| 1 | Claims paid | 6,07,972.00 | 6,07,972.00 |
| 2 | Reinsurance ceded | 3,18,492.00 | 3,18,492.00 |
| 3 | Net change in insurance / investment contract liabilities | 4,86,597.00 | 4,86,597.00 |
| 4 | Other expenses | 2,00,235.00 | 2,00,235.00 |
| Total other expenses | 16,13,296.00 | 16,13,296.00 | |
| Total expenses | 33,10,982.00 | 33,10,982.00 | |
| 3 | Total profit before exceptional items and tax | 8,92,708.00 | 8,92,708.00 |
| 4 | Exceptional items | 0.00 | 0.00 |
| 5 | Total profit before tax | 8,92,708.00 | 8,92,708.00 |
| 7 | Tax expense | ||
| 8 | Current tax | 2,87,922.00 | 2,87,922.00 |
| 9 | Deferred tax | (24,370.00) | (24,370.00) |
| 10 | Total tax expenses | 2,63,552.00 | 2,63,552.00 |
| 11 | Net Profit Loss for the period from continuing operations | 6,29,156.00 | 6,29,156.00 |
| 12 | Profit (loss) from discontinued operations before tax | 0.00 | 0.00 |
| 13 | Tax expense of discontinued operations | 0.00 | 0.00 |
| 17 | Net profit (loss) from discontinued operation after tax | 0.00 | 0.00 |
| 14 | Share of profit (loss) of associates and joint ventures accounted for using equity method | 511.00 | 511.00 |
| 15 | Total profit (loss) for period | 6,29,667.00 | 6,29,667.00 |
| 16 | Other comprehensive income net of taxes | 1,93,756.00 | 1,93,756.00 |
| 17 | Total Comprehensive Income for the period | 8,23,423.00 | 8,23,423.00 |
| 18 | Total profit or loss, attributable to | ||
| Profit or loss, attributable to owners of parent | 3,13,235.00 | 3,13,235.00 | |
| Total profit or loss, attributable to non-controlling interests | 3,16,432.00 | 3,16,432.00 | |
| 19 | Total Comprehensive income for the period attributable to | ||
| Comprehensive income for the period attributable to owners of parent | 4,58,034.00 | 4,58,034.00 | |
| Total comprehensive income for the period attributable to owners of parent non-controlling interests | 3,65,389.00 | 3,65,389.00 | |
| 20 | Details of equity share capital | ||
| Paid-up equity share capital | 100.00 | 100.00 | |
| Face value of equity share capital | 159.87 | 159.87 | |
| 21 | Reserves excluding revaluation reserve | ||
| 22 | Earnings per share | ||
| i | Earnings per equity share for continuing operations | ||
| Basic earnings per share from continuing operations | 19.6 | 19.6 | |
| Diluted earnings per share from continuing operations | 19.49 | 19.49 | |
| ii | Earnings per equity share for discontinued operations | ||
| Basic earnings per share from discontinued operations | 0 | 0 | |
| Diluted earnings per share from discontinued operations | 0 | 0 | |
| ii | Earnings per equity share | ||
| Basic earnings per share | 19.6 | 19.6 | |
| Diluted earnings per share | 19.49 | 19.49 | |
| 23 | Debt equity ratio | ||
| 24 | Debt service coverage ratio | ||
| 25 | Interest service coverage ratio | ||
| 26 | Disclosure of notes on financial results | Textual Information(1) | |
| 23 | Debt equity ratio | NA |
|---|---|---|
| 24 | Debt service coverage ratio | NA |
| 25 | Interest service coverage ratio | NA |
| Textual Information(1) | NA |
|---|
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| Whether results are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Consolidated | Consolidated | |
| 1 | Segment Revenue (Income) | ||
| (net sale/income from each segment should be disclosed) | |||
| 1 | Insurance | 19,20,810.00 | 19,20,810.00 |
| 2 | Investments and others | 1,92,367.00 | 1,92,367.00 |
| 3 | Retail financing | 23,16,641.00 | 23,16,641.00 |
| 4 | Windmill | 621.00 | 621.00 |
| Total Segment Revenue | 44,30,439.00 | 44,30,439.00 | |
| Less: Inter segment revenue | 2,26,749.00 | 2,26,749.00 | |
| Revenue from operations | 42,03,690.00 | 42,03,690.00 | |
| 2 | Segment Result | ||
| Profit (+) / Loss (-) before tax and interest from each segment | |||
| 1 | Insurance | 1,10,943.00 | 1,10,943.00 |
| 2 | Investments and others | (29,533.00) | (29,533.00) |
| 3 | Retail financing | 8,11,493.00 | 8,11,493.00 |
| 4 | Windmill | 316.00 | 316.00 |
| Total Profit before tax | 8,93,219.00 | 8,93,219.00 | |
| i. Finance cost | 0.00 | 0.00 | |
| ii. Other Unallocable Expenditure net off Unallocable income | 0.00 | 0.00 | |
| Profit before tax | 8,93,219.00 | 8,93,219.00 | |
| 3 | (Segment Asset - Segment Liabilities) | ||
| Segment Asset | |||
| 1 | Insurance | 2,04,92,499.00 | 2,04,92,499.00 |
| 2 | Investments and others | 5,82,250.00 | 5,82,250.00 |
| 3 | Retail financing | 5,99,96,092.00 | 5,99,96,092.00 |
| 4 | Windmill | 3,331.00 | 3,331.00 |
| Total Segment Asset | 8,10,74,172.00 | 8,10,74,172.00 | |
| Un-allocable Assets | 5,440.00 | 5,440.00 | |
| Net Segment Asset | 8,10,79,612.00 | 8,10,79,612.00 | |
| 4 | Segment Liabilities | ||
| Segment Liabilities | |||
| 1 | Insurance | 1,91,17,186.00 | 1,91,17,186.00 |
| 2 | Investments and others | 1,16,177.00 | 1,16,177.00 |
| 3 | Retail financing | 8,93,528.00 | 8,93,528.00 |
| 4 | Windmill | 1.00 | 1.00 |
| Total Segment Liabilities | 2,01,26,892.00 | 2,01,26,892.00 | |
| Un-allocable Liabilities | 20,934.00 | 20,934.00 | |
| Net Segment Liabilities | 2,01,47,826.00 | 2,01,47,826.00 | |
| Disclosure of notes on segments | |||
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| Other comprehensive income [Abstract] | |||
| 1 | Amount of items that will not be reclassified to profit and loss | ||
| 1 | Remeasurement gains/(losses) of defined benefit plans | -336600000 | -336600000 |
| 2 | Tax impact on above | 64200000 | 64200000 |
| 3 | Changes in fair value of equity instruments carried at FVTOCI | 2216100000 | 2216100000 |
| 4 | Tax impact on above | -487700000 | -487700000 |
| Total Amount of items that will not be reclassified to profit and loss | 1456000000 | 1456000000 | |
| 2 | Income tax relating to items that will not be reclassified to profit or loss | 0.00 | 0.00 |
| 3 | Amount of items that will be reclassified to profit and loss | ||
| 1 | Changes in fair value of debt securities carried at FVTOCI | 16119100000 | 16119100000 |
| 2 | Tax impact on above | -2934300000 | -2934300000 |
| 3 | Derivative instruments in cash flow hedge relationship | 5587800000 | 5587800000 |
| 4 | Tax impact on above | -802400000 | -802400000 |
| 5 | Cost of hedging reserve | -165100000 | -165100000 |
| 6 | Tax impact on above | 115600000 | 115600000 |
| 7 | Change in foreign currency translation reserve | -1100000 | -1100000 |
| Total Amount of items that will be reclassified to profit and loss | 17919600000 | 17919600000 | |
| 4 | Income tax relating to items that will be reclassified to profit or loss | 0.00 | 0.00 |
| 5 | Total Other comprehensive income | 1,93,756.00 | 1,93,756.00 |
| Whether results are audited or unaudited | Unaudited |
|---|---|
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Auditor's opinion | |
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results | Yes |
| Sr No. | Audit firm's name | Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI | Certificate valid upto | ||
| 1 | KKC & Associates LLP (formerly Khimji Kunverji & Co LLP) | Yes | 31-07-2027 | ||
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