INTEGRATED FILING — NBFC



General information about company

Scrip code 543959
NSE Symbol SBFC
MSEI Symbol NOTLISTED
ISIN INE423Y01016
Name of company SBFC Finance Limited
Type of company Main Board
Class of security Equity
Date of start of financial year 01-04-2026
Date of end of financial year 31-03-2027
Date of board meeting when results were approved 25-07-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 26-06-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Single segment
Description of single segment NBFC
Start date and time of board meeting 25-07-2026   13:30:00
End date and time of board meeting 25-07-2026   14:50:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
Please note that the detailed notes to the unaudited financial results for the quarter ended 30 June 2026 are part of the financial results submitted to the Stock Exchanges in PDF format on 25 July 2026 and the same is also made available on the Company website at www.sbfc.com and on the websites of the Stock Exchanges ie BSE Limited and National Stock Exchange of India Limited


Financial Results — NBFC

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2026 01-04-2026
B Date of end of reporting period 30-06-2026 30-06-2026
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Income
Revenue from operations
(i) Interest Income 45,960.70 45,960.70
(ii) Dividend Income 0.00 0.00
(iii) Rental Income 0.00 0.00
(iv) Fees and commission Income 2,734.70 2,734.70
(v) Net gain on fair value changes 241.50 241.50
(vi) Net gain on derecognition of financial instruments under amortised cost category 0.00 0.00
(vii) Sale of products (including Excise Duty) 0.00 0.00
(viii) Sale of services 0.00 0.00
(ix) Other revenue from operations
1 Other operating income 209.50 209.50
Total other revenue from operations 209.50 209.50
Total Revenue From Operations 49,146.40 49,146.40
Other income 10.10 10.10
Total income 49,156.50 49,156.50
2 Expenses
Cost of materials consumed 0.00 0.00
Purchases of stock-in-trade 0.00 0.00
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0.00 0.00
Employee benefit expense 8,886.40 8,886.40
Finance costs 15,249.40 15,249.40
Depreciation, depletion and amortisation expense 484.90 484.90
Fees and commission expense 0.00 0.00
Net loss on fair value changes 0.00 0.00
Net loss on derecognition of financial instruments under amortised cost category 0.00 0.00
Impairment on financial instruments 4,168.70 4,168.70
(f) Other expenses
1 Other expenses 2,954.90 2,954.90
Total other expenses 2,954.90 2,954.90
Total expenses 31,744.30 31,744.30
3 Total profit before exceptional items and tax 17,412.20 17,412.20
4 Exceptional items 0.00 0.00
5 Total profit before tax 17,412.20 17,412.20
7 Tax expense
8 Current tax 5,214.50 5,214.50
9 Deferred tax (814.60) (814.60)
10 Total tax expenses 4,399.90 4,399.90
11 Net Profit Loss for the period from continuing operations 13,012.30 13,012.30
12 Profit (loss) from discontinued operations before tax 0.00 0.00
13 Tax expense of discontinued operations 0.00 0.00
17 Net profit (loss) from discontinued operation after tax 0.00 0.00
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 0.00 0.00
15 Total profit (loss) for period 13,012.30 13,012.30
16 Other comprehensive income net of taxes 796.40 796.40
17 Total Comprehensive Income for the period 13,808.70 13,808.70
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent
Total profit or loss, attributable to non-controlling interests
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent
Total comprehensive income for the period attributable to owners of parent non-controlling interests
20 Details of equity share capital
Paid-up equity share capital 1,10,659.70 1,10,659.70
Face value of equity share capital 10 10
21 Reserves excluding revaluation reserve
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 1.18 1.18
Diluted earnings per share from continuing operations 1.17 1.17
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 1.18 1.18
Diluted earnings per share 1.17 1.17
23 Debt equity ratio 2.2900 2.2900
24 Debt service coverage ratio 0.0 0.0
25 Interest service coverage ratio 0.0 0.0
26 Disclosure of notes on financial results Textual Information(1)


Remarks

23 Debt equity ratio
24 Debt service coverage ratio Not applicable. As per the management, these ratios are either not applicable or cannot be meaningfully computed considering the nature of the Companys operations
25 Interest service coverage ratio Not applicable. As per the management, these ratios are either not applicable or cannot be meaningfully computed considering the nature of the Companys operations


Text Block

Textual Information(1) Please note that the detailed notes to the audited financial results for the quarter ended 30 June 2026 are part of the financial results submitted to the Stock Exchanges in PDF format on 25 July 2026 and the same is also made available on the Company website at www.sbfc.com and on the websites of the Stock Exchanges ie BSE Limited and National Stock Exchange of India Limited. The Board Meeting commenced at 01:30 PM and the audited financial results for the quarter ended 30 June 2026 were approved by the Board of Directors at 02:50 PM at its meeting held today, and thereafter the Board meeting continued for consideration of other agenda items.




Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2026 01-04-2026
B Date of end of reporting period 30-06-2026 30-06-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
Total Segment Revenue
Less: Inter segment revenue
Revenue from operations
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
Total Profit before tax
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax
3 (Segment Asset - Segment Liabilities)
Segment Asset
Total Segment Asset
Un-allocable Assets
Net Segment Asset
4 Segment Liabilities
Segment Liabilities
Total Segment Liabilities
Un-allocable Liabilities
Net Segment Liabilities
Disclosure of notes on segments


Other Comprehensive Income

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2026 01-04-2026
B Date of end of reporting period 30-06-2026 30-06-2026
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Remeasurement of Defined benefit plans -2180000 -2180000
Total Amount of items that will not be reclassified to profit and loss -2180000 -2180000
2 Income tax relating to items that will not be reclassified to profit or loss (5.50) (5.50)
3 Amount of items that will be reclassified to profit and loss
1 The effective portion of gains and losses on hedging instruments in a cash flow hedge 108600000 108600000
Total Amount of items that will be reclassified to profit and loss 108600000 108600000
4 Income tax relating to items that will be reclassified to profit or loss 273.30 273.30
5 Total Other comprehensive income 796.40 796.40