INTEGRATED FILING — NBFC



General information about company

Scrip code 541770
NSE Symbol CREDITACC
MSEI Symbol NOTLISTED
ISIN INE741K01010
Name of company CreditAccess Grameen Limited
Type of company Main Board
Class of security Equity
Date of start of financial year 01-04-2026
Date of end of financial year 31-03-2027
Date of board meeting when results were approved 24-07-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 17-07-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited for the quarter ended Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Single segment
Description of single segment Micro Finance
Start date and time of board meeting 24-07-2026   13:30:00
End date and time of board meeting 24-07-2026   17:45:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable


Financial Results — NBFC

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2026 01-04-2026
B Date of end of reporting period 30-06-2026 30-06-2026
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Income
Revenue from operations
(i) Interest Income 1,71,411.00 1,71,411.00
(ii) Dividend Income 0.00 0.00
(iii) Rental Income 0.00 0.00
(iv) Fees and commission Income 3,450.00 3,450.00
(v) Net gain on fair value changes 2,163.00 2,163.00
(vi) Net gain on derecognition of financial instruments under amortised cost category (7.00) (7.00)
(vii) Sale of products (including Excise Duty) 0.00 0.00
(viii) Sale of services 0.00 0.00
(ix) Other revenue from operations
1 Bad Debt recovery 1,332.00 1,332.00
Total other revenue from operations 1,332.00 1,332.00
Total Revenue From Operations 1,78,349.00 1,78,349.00
Other income 92.00 92.00
Total income 1,78,441.00 1,78,441.00
2 Expenses
Cost of materials consumed 0.00 0.00
Purchases of stock-in-trade 0.00 0.00
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0.00 0.00
Employee benefit expense 24,202.00 24,202.00
Finance costs 55,005.00 55,005.00
Depreciation, depletion and amortisation expense 1,621.00 1,621.00
Fees and commission expense 57.00 57.00
Net loss on fair value changes 0.00 0.00
Net loss on derecognition of financial instruments under amortised cost category 0.00 0.00
Impairment on financial instruments 21,250.00 21,250.00
(f) Other expenses
1 Other expenses 10,303.00 10,303.00
Total other expenses 10,303.00 10,303.00
Total expenses 1,12,438.00 1,12,438.00
3 Total profit before exceptional items and tax 66,003.00 66,003.00
4 Exceptional items 0.00 0.00
5 Total profit before tax 66,003.00 66,003.00
7 Tax expense
8 Current tax 13,213.00 13,213.00
9 Deferred tax 3,451.00 3,451.00
10 Total tax expenses 16,664.00 16,664.00
11 Net Profit Loss for the period from continuing operations 49,339.00 49,339.00
12 Profit (loss) from discontinued operations before tax 0.00 0.00
13 Tax expense of discontinued operations 0.00 0.00
17 Net profit (loss) from discontinued operation after tax 0.00 0.00
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 0.00 0.00
15 Total profit (loss) for period 49,339.00 49,339.00
16 Other comprehensive income net of taxes (29.00) (29.00)
17 Total Comprehensive Income for the period 49,310.00 49,310.00
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent 0.00 0.00
Total profit or loss, attributable to non-controlling interests 0.00 0.00
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent 0.00 0.00
Total comprehensive income for the period attributable to owners of parent non-controlling interests 0.00 0.00
20 Details of equity share capital
Paid-up equity share capital 16,026.00 16,026.00
Face value of equity share capital 10 10
21 Reserves excluding revaluation reserve
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 30.79 30.79
Diluted earnings per share from continuing operations 30.65 30.65
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 30.79 30.79
Diluted earnings per share 30.65 30.65
23 Debt equity ratio 3.0400 3.0400
24 Debt service coverage ratio 0.0 0.0
25 Interest service coverage ratio 0.0 0.0
26 Disclosure of notes on financial results


Remarks

23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio




Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2026 01-04-2026
B Date of end of reporting period 30-06-2026 30-06-2026
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
Total Segment Revenue
Less: Inter segment revenue
Revenue from operations
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
Total Profit before tax
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax
3 (Segment Asset - Segment Liabilities)
Segment Asset
Total Segment Asset
Un-allocable Assets
Net Segment Asset
4 Segment Liabilities
Segment Liabilities
Total Segment Liabilities
Un-allocable Liabilities
Net Segment Liabilities
Disclosure of notes on segments


Other Comprehensive Income

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2026 01-04-2026
B Date of end of reporting period 30-06-2026 30-06-2026
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Items that will not be reclassified to profit or loss -54800000 -54800000
Total Amount of items that will not be reclassified to profit and loss -54800000 -54800000
2 Income tax relating to items that will not be reclassified to profit or loss (138.00) (138.00)
3 Amount of items that will be reclassified to profit and loss
1 Items that will be reclassified to profit or loss 50900000 50900000
Total Amount of items that will be reclassified to profit and loss 50900000 50900000
4 Income tax relating to items that will be reclassified to profit or loss 128.00 128.00
5 Total Other comprehensive income (29.00) (29.00)