| Scrip code | 511196 |
|---|---|
| NSE Symbol | CANFINHOME |
| MSEI Symbol | NOTLISTED |
| ISIN | INE477A01020 |
| Name of company | Can Fin Homes Limited |
| Type of company | Main Board |
| Class of security | Equity |
| Date of start of financial year | 01-04-2026 |
| Date of end of financial year | 31-03-2027 |
| Date of board meeting when results were approved | 18-07-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 09-07-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | First quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | |
| Segment Reporting | Single segment |
| Description of single segment | Housing Finance |
| Start date and time of board meeting | 18-07-2026 16:00:00 |
| End date and time of board meeting | 18-07-2026 17:45:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| NIL | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Income | ||
| Revenue from operations | |||
| (i) | Interest Income | 1,08,703.23 | 1,08,703.23 |
| (ii) | Dividend Income | 0.00 | 0.00 |
| (iii) | Rental Income | 0.00 | 0.00 |
| (iv) | Fees and commission Income | 911.63 | 911.63 |
| (v) | Net gain on fair value changes | 0.00 | 0.00 |
| (vi) | Net gain on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 |
| (vii) | Sale of products (including Excise Duty) | 0.00 | 0.00 |
| (viii) | Sale of services | 0.00 | 0.00 |
| (ix) | Other revenue from operations | ||
| Total other revenue from operations | |||
| Total Revenue From Operations | 1,09,614.86 | 1,09,614.86 | |
| Other income | 17.66 | 17.66 | |
| Total income | 1,09,632.52 | 1,09,632.52 | |
| 2 | Expenses | ||
| Cost of materials consumed | 0.00 | 0.00 | |
| Purchases of stock-in-trade | 0.00 | 0.00 | |
| Changes in inventories of finished goods, work-in-progress and stock-in-trade | 0.00 | 0.00 | |
| Employee benefit expense | 4,870.45 | 4,870.45 | |
| Finance costs | 65,946.47 | 65,946.47 | |
| Depreciation, depletion and amortisation expense | 284.28 | 284.28 | |
| Fees and commission expense | 331.82 | 331.82 | |
| Net loss on fair value changes | 0.00 | 0.00 | |
| Net loss on derecognition of financial instruments under amortised cost category | 0.00 | 0.00 | |
| Impairment on financial instruments | 1,306.11 | 1,306.11 | |
| (f) | Other expenses | ||
| 1 | Corporate Social responsibility | 555.62 | 555.62 |
| 2 | Rates & taxes | 448.24 | 448.24 |
| 3 | Professional fee - IBS | 297.39 | 297.39 |
| 4 | Professional fee - IBM | 44.11 | 44.11 |
| 5 | Other expenses | 1,697.11 | 1,697.11 |
| Total other expenses | 3,042.47 | 3,042.47 | |
| Total expenses | 75,781.60 | 75,781.60 | |
| 3 | Total profit before exceptional items and tax | 33,850.92 | 33,850.92 |
| 4 | Exceptional items | 0.00 | 0.00 |
| 5 | Total profit before tax | 33,850.92 | 33,850.92 |
| 7 | Tax expense | ||
| 8 | Current tax | 7,824.28 | 7,824.28 |
| 9 | Deferred tax | (755.45) | (755.45) |
| 10 | Total tax expenses | 7,068.83 | 7,068.83 |
| 11 | Net Profit Loss for the period from continuing operations | 26,782.09 | 26,782.09 |
| 12 | Profit (loss) from discontinued operations before tax | 0.00 | 0.00 |
| 13 | Tax expense of discontinued operations | 0.00 | 0.00 |
| 17 | Net profit (loss) from discontinued operation after tax | 0.00 | 0.00 |
| 14 | Share of profit (loss) of associates and joint ventures accounted for using equity method | 0.00 | 0.00 |
| 15 | Total profit (loss) for period | 26,782.09 | 26,782.09 |
| 16 | Other comprehensive income net of taxes | (42.21) | (42.21) |
| 17 | Total Comprehensive Income for the period | 26,739.88 | 26,739.88 |
| 18 | Total profit or loss, attributable to | ||
| Profit or loss, attributable to owners of parent | |||
| Total profit or loss, attributable to non-controlling interests | |||
| 19 | Total Comprehensive income for the period attributable to | ||
| Comprehensive income for the period attributable to owners of parent | |||
| Total comprehensive income for the period attributable to owners of parent non-controlling interests | |||
| 20 | Details of equity share capital | ||
| Paid-up equity share capital | 2,663.32 | 2,663.32 | |
| Face value of equity share capital | 2 | 2 | |
| 21 | Reserves excluding revaluation reserve | ||
| 22 | Earnings per share | ||
| i | Earnings per equity share for continuing operations | ||
| Basic earnings per share from continuing operations | 20.11 | 20.11 | |
| Diluted earnings per share from continuing operations | 20.11 | 20.11 | |
| ii | Earnings per equity share for discontinued operations | ||
| Basic earnings per share from discontinued operations | 0 | 0 | |
| Diluted earnings per share from discontinued operations | 0 | 0 | |
| ii | Earnings per equity share | ||
| Basic earnings per share | 20.11 | 20.11 | |
| Diluted earnings per share | 20.11 | 20.11 | |
| 23 | Debt equity ratio | 6.1800 | 6.1800 |
| 24 | Debt service coverage ratio | ||
| 25 | Interest service coverage ratio | 1.5100 | 1.5100 |
| 26 | Disclosure of notes on financial results | Textual Information(1) | |
| 23 | Debt equity ratio | |
|---|---|---|
| 24 | Debt service coverage ratio | |
| 25 | Interest service coverage ratio |
| Textual Information(1) | The financial results have been prepared in accordance with the recognition and measuresement principles laid down in Indian Accounting Standard 34 Interim Financial Reporting, notified under Section 133 of the Companies Act, 2013 read with Companies (Indian Accounting Standards) Rules, 2015, as amended from time to time, and other accounting principles generally accepted in India. and is in compliance with the presentation and disclosure requirements as prescibed under regulation 33 and 52 of the SEBI (Listing Obligations and Disclosure Requirement) Regulations, 2015 as amended. The circular/direction issued by the Reserve Bank of India and NHB are implemented as and when they become applicable.There are no changes in the accounting policies for the quarter ended June 30, 2026 and there is no impact on net profit/loss, total comprehensive income or any other relevant financial item. The main business of the company is to provide loans against /for purchase, construction, renovation of houses/flats/commercial properties. All the activities of the Company are incidental to the main business and accordingly there are no seperate reportable segment as per the Ind AS 108 “Operating Segments”, specified under Section 133 of the Companies Act, 2013. Disclosure as per the Reg. 54(2) of SEBI (LODR) Regulations, 2015 the Company has maintained 100% Asset Cover on its secured redeemable non-convertible debentures as on June 30, 2026 (floating charge on hypothecation of book debts and receivables). That proceeds of the NCDs are used for the objects that were stated in the offer document(s). At the Board meeting held on April 24, 2026, the Board of Directors has recommended final dividend of Rs. 8/- per equity share of face value of Rs. 2/- each, subject to approval of the shareholders at the Annual General Meeting to be held on 29th July, 2026. In compliance with Reg.33 and 52 of SEBI (LODR) Regulations, 2015, the above financial results for the quarter ended June 30, 2026 have been reviewed and recommended by the Audit Committee of the Board and subsequently approved by the Board of Directors at their respective meetings held on July 18,2026. The above results have been subjected to a Limited Review by the Joint Statutory Auditors of the Company, in terms of the said regulations. The Company does not have any Susbsidiary/Associate/ Joint Venture Company. Accordingly, Consolidation of Financial Statements is not applicable for the Company. During the Quarter ended June , 2026, the Company has redeemed following debentures as per the terms of issue : (i) 8.45% CFHL Secured Redeemable Non-Convertible Debentures of Rs 935,00,00,000 Previous period / year figures have been re-grouped wherever necessary to conform with current period presentation. The Reserve Bank of India (RBI) vide its forwarding letter dated June 19, 2026, imposed a penalty of Rs.2,70,000 to the Company for non-compliance with certain provisions of the directions issued by RBI on ‘Fair Practices Code’. This penalty has been imposed in exercise of the powers conferred on RBI under Section 52A of the National Housing Bank Act, 1987. The Company implemented corrective measures effective April 1, 2026, by incorporating bifurcation of principal and interest in the Statement of Account after adding details mentioning separately the Principal, Interest, charges etc out of the instalment received from the borrower. The Company is now in compliance with the above RBI directions. Further the Company has remitted the penalty amount on June 22, 2026 to RBI. The Nomination Remuneration and HR Committee of the Company at its meeting held on June 05, 2026 had approved the grant of 32,435 options exercisable into not more than 32,435 equity shares of the Company of the face value of Rs. 2/- each fully paid up to identified employee of the company in accordance with the CFHL ESOP Scheme 2024. The Company, during the quarter ended June 30, 2026 has allotted 466 equity shares of Rs 2 each, fully paid up, on exercise of options by employees, in accordance with the Company's Employee Stock Option Scheme. The figures for the quarter ended March 31, 2026 are the balancing figures between audited figures for the year ended March 31, 2026 and unaudited figures for the nine months ended December 3 l, 2025 . Disclosures pursuant to Reserve Bank of India (Non-Banking Financial Companies - Financial Statements: Presentation and Disclosures) Directions, 2025 in terms of the RBI circular RBI/DOR/2025-26/359 DOR.ACC.REC.No.278/21 .04.018/2025-26 dated 28 November 2025, as amended: 9 i) There are no NPA loans transferred during the quarter ended June 30, 2026 ii) There are no SMA loans transferred during the quarter ended June 30, 2026 iii) There are no loans not in default transferred during the quarter ended June 30, 2026 iv) There are no loans not in default acquired during the quarter ended June 30, 2026 v) The Company has not acquired any stressed loans during the quarter ended June 30, 2026. Disclosure related to Project Finance for the quarter ended June 30, 2026 as per Reserve Bank of India (Non-Banking Financial Company - Financial Statements: Presentation and Disclosures) Directions. 2025 dated November 28. 2025, is given below: Nil. |
|---|
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| Whether results are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Standalone | Standalone | |
| 1 | Segment Revenue (Income) | ||
| (net sale/income from each segment should be disclosed) | |||
| Total Segment Revenue | |||
| Less: Inter segment revenue | |||
| Revenue from operations | |||
| 2 | Segment Result | ||
| Profit (+) / Loss (-) before tax and interest from each segment | |||
| Total Profit before tax | |||
| i. Finance cost | |||
| ii. Other Unallocable Expenditure net off Unallocable income | |||
| Profit before tax | |||
| 3 | (Segment Asset - Segment Liabilities) | ||
| Segment Asset | |||
| Total Segment Asset | |||
| Un-allocable Assets | |||
| Net Segment Asset | |||
| 4 | Segment Liabilities | ||
| Segment Liabilities | |||
| Total Segment Liabilities | |||
| Un-allocable Liabilities | |||
| Net Segment Liabilities | |||
| Disclosure of notes on segments | |||
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| Other comprehensive income [Abstract] | |||
| 1 | Amount of items that will not be reclassified to profit and loss | ||
| Total Amount of items that will not be reclassified to profit and loss | |||
| 2 | Income tax relating to items that will not be reclassified to profit or loss | 56.41 | 56.41 |
| 3 | Amount of items that will be reclassified to profit and loss | ||
| Total Amount of items that will be reclassified to profit and loss | |||
| 4 | Income tax relating to items that will be reclassified to profit or loss | (14.20) | (14.20) |
| 5 | Total Other comprehensive income | (42.21) | (42.21) |