| Scrip code | 524000 |
|---|---|
| NSE Symbol | POONAWALLA |
| MSEI Symbol | NA |
| ISIN | INE511C01022 |
| Name of company | Poonawalla Fincorp Limited |
| Type of company | Main Board |
| Class of security | Equity |
| Date of start of financial year | 01-04-2026 |
| Date of end of financial year | 31-03-2027 |
| Date of board meeting when results were approved | 17-07-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 27-06-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | First quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited for the quarter ended | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | |
| Segment Reporting | Single segment |
| Description of single segment | Lending Business |
| Start date and time of board meeting | 17-07-2026 13:45:00 |
| End date and time of board meeting | 17-07-2026 15:45:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | Yes |
| No. of times funds raised during the quarter | 1 |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| NA | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Income | ||
| Revenue from operations | |||
| (i) | Interest Income | 2,11,840.00 | 2,11,840.00 |
| (ii) | Dividend Income | 0.00 | 0.00 |
| (iii) | Rental Income | 164.00 | 164.00 |
| (iv) | Fees and commission Income | 15,881.00 | 15,881.00 |
| (v) | Net gain on fair value changes | 44.00 | 44.00 |
| (vi) | Net gain on derecognition of financial instruments under amortised cost category | 5,093.00 | 5,093.00 |
| (vii) | Sale of products (including Excise Duty) | 0.00 | 0.00 |
| (viii) | Sale of services | 0.00 | 0.00 |
| (ix) | Other revenue from operations | ||
| 1 | Other income | 670.00 | 670.00 |
| Total other revenue from operations | 670.00 | 670.00 | |
| Total Revenue From Operations | 2,33,692.00 | 2,33,692.00 | |
| Other income | 0.00 | 0.00 | |
| Total income | 2,33,692.00 | 2,33,692.00 | |
| 2 | Expenses | ||
| Cost of materials consumed | 0.00 | 0.00 | |
| Purchases of stock-in-trade | 0.00 | 0.00 | |
| Changes in inventories of finished goods, work-in-progress and stock-in-trade | 0.00 | 0.00 | |
| Employee benefit expense | 29,383.00 | 29,383.00 | |
| Finance costs | 92,165.00 | 92,165.00 | |
| Depreciation, depletion and amortisation expense | 3,040.00 | 3,040.00 | |
| Fees and commission expense | 0.00 | 0.00 | |
| Net loss on fair value changes | 0.00 | 0.00 | |
| Net loss on derecognition of financial instruments under amortised cost category | 1,976.00 | 1,976.00 | |
| Impairment on financial instruments | 35,357.00 | 35,357.00 | |
| (f) | Other expenses | ||
| 1 | Other expenses | 30,645.00 | 30,645.00 |
| Total other expenses | 30,645.00 | 30,645.00 | |
| Total expenses | 1,92,566.00 | 1,92,566.00 | |
| 3 | Total profit before exceptional items and tax | 41,126.00 | 41,126.00 |
| 4 | Exceptional items | 0.00 | 0.00 |
| 5 | Total profit before tax | 41,126.00 | 41,126.00 |
| 7 | Tax expense | ||
| 8 | Current tax | 11,452.00 | 11,452.00 |
| 9 | Deferred tax | (1,097.00) | (1,097.00) |
| 10 | Total tax expenses | 10,355.00 | 10,355.00 |
| 11 | Net Profit Loss for the period from continuing operations | 30,771.00 | 30,771.00 |
| 12 | Profit (loss) from discontinued operations before tax | 0.00 | 0.00 |
| 13 | Tax expense of discontinued operations | 0.00 | 0.00 |
| 17 | Net profit (loss) from discontinued operation after tax | 0.00 | 0.00 |
| 14 | Share of profit (loss) of associates and joint ventures accounted for using equity method | 0.00 | 0.00 |
| 15 | Total profit (loss) for period | 30,771.00 | 30,771.00 |
| 16 | Other comprehensive income net of taxes | (738.00) | (738.00) |
| 17 | Total Comprehensive Income for the period | 30,033.00 | 30,033.00 |
| 18 | Total profit or loss, attributable to | ||
| Profit or loss, attributable to owners of parent | |||
| Total profit or loss, attributable to non-controlling interests | |||
| 19 | Total Comprehensive income for the period attributable to | ||
| Comprehensive income for the period attributable to owners of parent | |||
| Total comprehensive income for the period attributable to owners of parent non-controlling interests | |||
| 20 | Details of equity share capital | ||
| Paid-up equity share capital | 17,516.00 | 17,516.00 | |
| Face value of equity share capital | 2 | 2 | |
| 21 | Reserves excluding revaluation reserve | ||
| 22 | Earnings per share | ||
| i | Earnings per equity share for continuing operations | ||
| Basic earnings per share from continuing operations | 3.55 | 3.55 | |
| Diluted earnings per share from continuing operations | 3.54 | 3.54 | |
| ii | Earnings per equity share for discontinued operations | ||
| Basic earnings per share from discontinued operations | 0 | 0 | |
| Diluted earnings per share from discontinued operations | 0 | 0 | |
| ii | Earnings per equity share | ||
| Basic earnings per share | 3.55 | 3.55 | |
| Diluted earnings per share | 3.54 | 3.54 | |
| 23 | Debt equity ratio | 3.8200 | 3.8200 |
| 24 | Debt service coverage ratio | ||
| 25 | Interest service coverage ratio | ||
| 26 | Disclosure of notes on financial results | ||
| 23 | Debt equity ratio | |
|---|---|---|
| 24 | Debt service coverage ratio | |
| 25 | Interest service coverage ratio |
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| Whether results are audited or unaudited | Unaudited | Unaudited | |
| Nature of report standalone or consolidated | Standalone | Standalone | |
| 1 | Segment Revenue (Income) | ||
| (net sale/income from each segment should be disclosed) | |||
| Total Segment Revenue | |||
| Less: Inter segment revenue | |||
| Revenue from operations | |||
| 2 | Segment Result | ||
| Profit (+) / Loss (-) before tax and interest from each segment | |||
| Total Profit before tax | |||
| i. Finance cost | |||
| ii. Other Unallocable Expenditure net off Unallocable income | |||
| Profit before tax | |||
| 3 | (Segment Asset - Segment Liabilities) | ||
| Segment Asset | |||
| Total Segment Asset | |||
| Un-allocable Assets | |||
| Net Segment Asset | |||
| 4 | Segment Liabilities | ||
| Segment Liabilities | |||
| Total Segment Liabilities | |||
| Un-allocable Liabilities | |||
| Net Segment Liabilities | |||
| Disclosure of notes on segments | |||
| Particulars | 3 months/ 6 month ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2026 | 01-04-2026 |
| B | Date of end of reporting period | 30-06-2026 | 30-06-2026 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| Other comprehensive income [Abstract] | |||
| 1 | Amount of items that will not be reclassified to profit and loss | ||
| 1 | Remeasurements of the defined benefit plans | -26600000 | -26600000 |
| Total Amount of items that will not be reclassified to profit and loss | -26600000 | -26600000 | |
| 2 | Income tax relating to items that will not be reclassified to profit or loss | (67.00) | (67.00) |
| 3 | Amount of items that will be reclassified to profit and loss | ||
| 1 | Financial instruments through other comprehensive income | 7300000 | 7300000 |
| 2 | Effective portion of gain/(loss) on designated portion of | -79300000 | -79300000 |
| Total Amount of items that will be reclassified to profit and loss | -72000000 | -72000000 | |
| 4 | Income tax relating to items that will be reclassified to profit or loss | (181.00) | (181.00) |
| 5 | Total Other comprehensive income | (738.00) | (738.00) |
| Mode of Fund Raising | QIP |
|---|---|
| Description of mode of fund raising (Applicable in case of others is selected) | |
| Date of Raising Funds | 16-01-2026 |
| Amount Raised | 2,50,000.00 |
| Report filed for Quarter ended | 30-06-2026 |
| Monitoring Agency | Applicable |
| Monitoring Agency Name, if applicable | Crisil Ratings Limited |
| Is there a Deviation / Variation in use of funds raised | No |
| If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders | |
| If Yes, Date of shareholder Approval | |
| Explanation for the Deviation / Variation | Not Applicable |
| Comments of the Audit Committee after review | Not Applicable |
| Comments of the auditors, if any | Not Applicable |
| Sr. | Original Object | Modified Object, if any | Original Allocation | Modified allocation, if any | Funds Utilised | Amount of Deviation/Variation for the quarter according to applicable object | Remarks if any |
| 1 | Augmenting our Company's AUM and for leanding towards various financing activities of our Company , as per applicable laws/regulations for NBFC. | Not Applicable | 2,32,152.00 | 0.00 | 2,32,152.00 | 0.00 | |
| 2 | Repayment or prepayment , of all or portion , of existing borrowings of our Company including working capital demand loans /working capital loans, including interest thereon | Not Applicable | 10,000.00 | 0.00 | 10,000.00 | 0.00 | |
| 3 | General Corporate Purposes | Not Applicable | 1,000.00 | 0.00 | 1,000.00 | 0.00 |
| Name of signatory | Sanjay Miranka |
| Designation of person | Chief Financial Officer |
| Place | Mumbai |
| Date | 17-07-2026 |