INTEGRATED FILING — NBFC



General information about company

Scrip code 511754
NSE Symbol SAHLIBHFI
MSEI Symbol NA
ISIN INE861D01011
Name of company Shalibhadra Finance Limited
Type of company Main Board
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 28-05-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 15-05-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited for the quarter ended Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Single segment
Description of single segment Two Wheeler Finance NBFC
Start date and time of board meeting 28-05-2026   17:30:00
End date and time of board meeting 28-05-2026   21:25:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public NA
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. No
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? No
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 31-03-2026
Indicate Company website link for updated RPT policy of the Company https://www.shalibhadrafinance.com/wp-content/uploads/2021/02/1.-Related-Party-Transaction-Policy.pdf
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
There is no default on Loans and Debt securities


Financial Results — NBFC

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-01-2026 01-04-2025
B Date of end of reporting period 31-03-2026 31-03-2026
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Standalone Standalone
1 Income
Revenue from operations
(i) Interest Income 1,083.00 4,058.00
(ii) Dividend Income 0.00 0.00
(iii) Rental Income 0.00 0.00
(iv) Fees and commission Income 0.00 0.00
(v) Net gain on fair value changes 0.00 0.00
(vi) Net gain on derecognition of financial instruments under amortised cost category 0.00 0.00
(vii) Sale of products (including Excise Duty) 0.00 0.00
(viii) Sale of services 14.00 32.00
(ix) Other revenue from operations
1 Capital Gain 0.00 15.00
Total other revenue from operations 0.00 15.00
Total Revenue From Operations 1,097.00 4,105.00
Other income 1.00 5.00
Total income 1,098.00 4,110.00
2 Expenses
Cost of materials consumed 0.00 0.00
Purchases of stock-in-trade 0.00 0.00
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0.00 0.00
Employee benefit expense 121.00 479.00
Finance costs 169.00 515.00
Depreciation, depletion and amortisation expense 3.00 13.00
Fees and commission expense 0.00 0.00
Net loss on fair value changes 0.00 0.00
Net loss on derecognition of financial instruments under amortised cost category 0.00 0.00
Impairment on financial instruments 0.00 0.00
(f) Other expenses
1 Administrative & Other Expenses 101.00 544.00
Total other expenses 101.00 544.00
Total expenses 394.00 1,551.00
3 Total profit before exceptional items and tax 704.00 2,559.00
4 Exceptional items 0.00 0.00
5 Total profit before tax 704.00 2,559.00
7 Tax expense
8 Current tax 191.00 611.00
9 Deferred tax 0.00 0.00
10 Total tax expenses 191.00 611.00
11 Net Profit Loss for the period from continuing operations 513.00 1,948.00
12 Profit (loss) from discontinued operations before tax 0.00 0.00
13 Tax expense of discontinued operations 0.00 0.00
17 Net profit (loss) from discontinued operation after tax 0.00 0.00
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 0.00 0.00
15 Total profit (loss) for period 513.00 1,948.00
16 Other comprehensive income net of taxes (98.00) (51.00)
17 Total Comprehensive Income for the period 415.00 1,897.00
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent
Total profit or loss, attributable to non-controlling interests
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent
Total comprehensive income for the period attributable to owners of parent non-controlling interests
20 Details of equity share capital
Paid-up equity share capital 3,089.00 3,089.00
Face value of equity share capital 10 10
21 Reserves excluding revaluation reserve 0.00
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 1.66 6.31
Diluted earnings per share from continuing operations 1.66 6.31
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 1.66 6.31
Diluted earnings per share 1.66 6.31
23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio
26 Disclosure of notes on financial results Textual Information(1)


Remarks

23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio


Text Block

Textual Information(1) Notes: 1 The above financial results of the Company have been prepared in accordance with Indian Accounting Standard ('Ind AS) notified under the Companies (Indian Accounting Standards) Rules, 2015 as amended by the Companies (Indian Accounting Standards) Rules, 2016 and accordingly, these financial results together with the results for the comparative reporting period have been prepared in accordance with the recognition and measurement principles laid down in Indian Accounting Standard 34 Interim Financial Reporting (Ind AS 34), prescribed under Section 133 of the Companies Act, 2013 (the Act), and other recognized accounting practices generally accepted in Indian and in compliance with Regulation 33 of the SEBI (Listing Obligation and Disclosure Requirements) Regulations, 2015, as amended (the Listing Regulations). Any application guidance/ clarifications/ directions issued by the Reserve Bank of India or other regulators are implemented as and when they are issued/ applicable. 2 The above financial results have been reviewed by the Audit Committee and subsequently approved by the Board of Directors of the Company at its meeting held on 28th May, 2026. The Statutory auditors have expressed an unmodified opinion. 3 The above Financial results have been prepared in accordance with the recognition and measurement principles laid down in Ind AS notified under section 133 of Companies Act, 2013 read with relevant Rules issued thereunder and other accounting principles generally accepted in India. 4 The Board of Directors has recommended a higher dividend of 5% (i.e., Rs. 0.50 per equity share of face value Rs. 10/- each) for the financial year ended March 31, 2026. The said dividend shall be payable on the increased share capital pursuant to the Bonus Issue in the month of June 2025, subject to the approval of the shareholders at the ensuing Annual General Meeting. 5 In the opinion of the Board Of Directors,there is only one Major segment ie. Retail Finance, hence, no disclosure of segment reporting is required as per Ind-AS - 108, Operating Segments. 6 The company has issued Listed Debentures of Rs.1950 lakhs on 15th April, 2026, carrying interest rate of 12% p.a. 7 In accordance with Ind As 33 - Earnings per share., the figures of earnings per share for the all the earlier periods have been restated accordingly 8 The figures for the corresponding previous period have been regrouped/reclassified wherever necessary to make them Comparable. 9 The aforesaid Audited financial results will be uploaded on the company's website www.shalibhadrafinance.com and will also be available on the website of stock exchanges for the benefit of shareholders and investors.


Cash flow statement, indirect

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2025
B Date of end of reporting period 31-03-2026
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Standalone
Statement of cash flows
Cash flows from used in operating activities
Profit before tax 2,559.00
Adjustments for reconcile profit (loss)
Adjustments for finance costs 515.00
Adjustments for decrease (increase) in inventories (3,963.00)
Adjustments for decrease (increase) in trade receivables, current (24.00)
Adjustments for decrease (increase) in trade receivables, non-current 0.00
Adjustments for decrease (increase) in other current assets 0.00
Adjustments for decrease (increase) in other non-current assets 0.00
Adjustments for other financial assets, non-current 0.00
Adjustments for other financial assets, current 0.00
Adjustments for other bank balances 0.00
Adjustments for increase (decrease) in trade payables, current (3.00)
Adjustments for increase (decrease) in trade payables, non-current 0.00
Adjustments for increase (decrease) in other current liabilities 0.00
Adjustments for increase (decrease) in other non-current liabilities 0.00
Adjustments for depreciation and amortisation expense 13.00
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 0.00
Adjustments for provisions, current 55.00
Adjustments for provisions, non-current 0.00
Adjustments for other financial liabilities, current 0.00
Adjustments for other financial liabilities, non-current 0.00
Adjustments for unrealised foreign exchange losses gains 0.00
Adjustments for dividend income 0.00
Adjustments for interest income 0.00
Adjustments for share-based payments 0.00
Adjustments for fair value losses (gains) 0.00
Adjustments for undistributed profits of associates 0.00
Other adjustments for which cash effects are investing or financing cash flow 0.00
Other adjustments to reconcile profit (loss) 0.00
Other adjustments for non-cash items 0.00
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0.00
Total adjustments for reconcile profit (loss) (3,407.00)
Net cash flows from (used in) operations (848.00)
Dividends received 0.00
Interest paid 515.00
Interest received 0.00
Income taxes paid (refund) 611.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) operating activities (1,974.00)
Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0.00
Cash flows used in obtaining control of subsidiaries or other businesses 0.00
Other cash receipts from sales of equity or debt instruments of other entities 0.00
Other cash payments to acquire equity or debt instruments of other entities 0.00
Other cash receipts from sales of interests in joint ventures 0.00
Other cash payments to acquire interests in joint ventures 0.00
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0.00
Cash payment for investment in partnership firm or association of persons or limited liability partnerships (538.00)
Proceeds from sales of property, plant and equipment (108.00)
Purchase of property, plant and equipment 0.00
Proceeds from sales of investment property 0.00
Purchase of investment property 0.00
Proceeds from sales of intangible assets 0.00
Purchase of intangible assets 0.00
Proceeds from sales of intangible assets under development 0.00
Purchase of intangible assets under development 0.00
Proceeds from sales of goodwill 0.00
Purchase of goodwill 0.00
Proceeds from biological assets other than bearer plants 0.00
Purchase of biological assets other than bearer plants 0.00
Proceeds from government grants 0.00
Proceeds from sales of other long-term assets 0.00
Purchase of other long-term assets 0.00
Cash advances and loans made to other parties (50.00)
Cash receipts from repayment of advances and loans made to other parties 0.00
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0.00
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0.00
Dividends received 0.00
Interest received 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) investing activities 480.00
Cash flows from used in financing activities
Proceeds from changes in ownership interests in subsidiaries 0.00
Payments from changes in ownership interests in subsidiaries 0.00
Proceeds from issuing shares 0.00
Proceeds from issuing other equity instruments 0.00
Payments to acquire or redeem entity's shares 0.00
Payments of other equity instruments 0.00
Proceeds from exercise of stock options 0.00
Proceeds from issuing debentures notes bonds etc 0.00
Proceeds from borrowings 0.00
Repayments of borrowings (1,864.00)
Payments of lease liabilities 0.00
Dividends paid 124.00
Interest paid 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) financing activities 1,740.00
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes 246.00
Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0.00
Net increase (decrease) in cash and cash equivalents 246.00
Cash and cash equivalents cash flow statement at beginning of period 382.00
Cash and cash equivalents cash flow statement at end of period 628.00




Statement of Asset and Liabilities

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2025
Date of end of reporting period 31-03-2026
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Standalone
Assets
1 Finanical Asset
Cash and cash equivalents 126.00
Bank Balance other than (a) above 502.00
Derivative financial instruments 0.00
Receivables
(I) Trade Receivables 51.00
(II) Other Receivables 0.00
Loans 21,526.00
Investments 308.00
Other Financial assets
1 Other Financial assets 277.00
Total of Other Financial assets 277.00
Total Financial Assets 22,790.00
2 Non Financial Asset
Inventories 0.00
Current tax assets (Net)
Deferred tax Assets (Net)
Investment Property
Biological assets other than bearer plants
Property, Plant and Equipment 433.00
Capital work-in-progress
Intangible assets under development
Goodwill 0.00
Other Intangible assets 0.00
Other non-financial assets
Total of Other non-financial assets
Total Non Financial Assets 433.00
Total assets 23,223.00
Equity and liabilities
1 Equity
Equity attributable to owners of parent
Equity share capital 3,089.00
Other equity 14,109.00
Total equity attributable to owners of parent 17,198.00
Non controlling interest
Total equity 17,198.00
2 Liabilities
2.1 Financial Liabilities
(a) Derivative financial instruments
(b) Payables
(I)Trade Payables
(i) total outstanding dues of micro enterprises and small enterprises
(ii) total outstanding dues of creditors other than micro enterprises and small enterprises 4.00
II) Other Payables
(i) total outstanding dues of micro enterprises and small enterprises
(ii) total outstanding dues of creditors other than micro enterprises and small enterprises
(C ) Debt Securities
(d) Borrowings (Other than Debt Securities) 5,609.00
(e) Deposits
(f) Subordinated Liabilities
Other financial liabilities
1 Other financial liabilities 40.00
Total of Other financial liabilities 40.00
Total Financial Liabilities 5,653.00
2.2 Non-Financial Liabilities
(a) Current tax liabilities (Net)
(b) Provisions 368.00
(C ) Deferred tax liabilities (Net) 4.00
Other non-financial liabilities
Total of Other non-financial liabilities
Total Non Financial Liabilities 372.00
Total liabilities 6,025.00
Total equity and liabilites 23,223.00
Disclosure of notes on assets and liabilities


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-01-2026 01-04-2025
B Date of end of reporting period 31-03-2026 31-03-2026
Whether results are audited or unaudited Audited Audited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
Total Segment Revenue
Less: Inter segment revenue
Revenue from operations
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
Total Profit before tax
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax
3 (Segment Asset - Segment Liabilities)
Segment Asset
Total Segment Asset
Un-allocable Assets
Net Segment Asset
4 Segment Liabilities
Segment Liabilities
Total Segment Liabilities
Un-allocable Liabilities
Net Segment Liabilities
Disclosure of notes on segments


Other Comprehensive Income

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-01-2026 01-04-2025
B Date of end of reporting period 31-03-2026 31-03-2026
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Standalone Standalone
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
Total Amount of items that will not be reclassified to profit and loss
2 Income tax relating to items that will not be reclassified to profit or loss 98.00 51.00
3 Amount of items that will be reclassified to profit and loss
Total Amount of items that will be reclassified to profit and loss
4 Income tax relating to items that will be reclassified to profit or loss
5 Total Other comprehensive income (98.00) (51.00)




Amount in (Lakhs)

Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)

Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of the related party transaction ratified by the audit committee Date of Audit Committee Meeting where the ratification was approved Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 Shalibhadra Finance Limited Mr. Vatsal M Doshi KMP Remuneration 13.50 Approved 13.50 29-05-2025 13.50 0.00 0.00
2 Shalibhadra Finance Limited Mr. Vatsal M Doshi KMP Any other transaction Rent 1.08 Approved 1.08 29-05-2025 1.08 0.00 0.00
3 Shalibhadra Finance Limited Mr. Vatsal M Doshi KMP Any other transaction Rent Deposite 25.00 Approved 25.00 29-05-2025 25.00 25.00 25.00
4 Shalibhadra Finance Limited Mr. Dhruvil M. Doshi KMP Remuneration 7.00 Approved 7.00 29-05-2025 7.00 0.00 0.00
5 Shalibhadra Finance Limited Mr. Dhruvil M. Doshi KMP Any other transaction Rent 1.08 Approved 1.08 29-05-2025 1.08 0.00 0.00
6 Shalibhadra Finance Limited Mr. Dhruvil M. Doshi KMP Any other transaction Rent Deposite 50.00 Approved 50.00 29-05-2025 50.00 50.00 50.00
7 Shalibhadra Finance Limited Mrs. Darshana Chauhan KMP Remuneration 0.89 Approved 0.89 29-05-2025 0.89 0.00 0.00
8 Shalibhadra Finance Limited Mr. Amit M Doshi Promoter Group Interest paid 3.13 Approved 3.13 29-05-2025 3.13 0.00 0.00
9 Shalibhadra Finance Limited Mr. Amit M. Doshi HUF Promoter Group Interest paid 5.56 Approved 5.56 29-05-2025 5.56 0.00 0.00
10 Shalibhadra Finance Limited Mrs. Heena A. Doshi Promoter Group Interest paid 10.07 Approved 10.07 29-05-2025 10.07 0.00 0.00
11 Shalibhadra Finance Limited Mr. Mukund H.Doshi HUF Promoter Group Interest paid 0.81 Approved 0.81 29-05-2025 0.81 0.00 0.00
12 Shalibhadra Finance Limited Ms. Nishita A Doshi Promoter Group Interest paid 0.07 Approved 0.07 29-05-2025 0.07 0.00 0.00
13 Shalibhadra Finance Limited Mr. Minesh M. Doshi KMP Interest paid 1.39 Approved 1.39 29-05-2025 1.39 0.00 0.00
14 Shalibhadra Finance Limited Mr. Minesh M Doshi (HUF) Promoter Group Interest paid 0.16 Approved 0.16 29-05-2025 0.16 0.00 0.00
15 Shalibhadra Finance Limited Ms. Ayushi M. Doshi Promoter Group Interest paid 1.25 Approved 1.25 29-05-2025 1.25 0.00 0.00
16 Shalibhadra Finance Limited Mrs. Sheetal M. Doshi Promoter Group Interest paid 0.90 Approved 0.90 29-05-2025 0.90 0.00 0.00
17 Shalibhadra Finance Limited Ms. Miloni A Doshi Promoter Group Interest paid 1.74 Approved 1.74 29-05-2025 1.74 0.00 0.00
18 Shalibhadra Finance Limited Financial Analysts & Investment Rating Ltd Promoter Group Any other transaction Rent 0.84 Approved 0.84 29-05-2025 0.84 0.00 0.00
19 Shalibhadra Finance Limited Financial Analysts & Investment Rating Ltd Promoter Group Interest received 66.22 Approved 66.22 29-05-2025 66.22 0.00 0.00
20 Shalibhadra Finance Limited Financial Analysts & Investment Rating Ltd Promoter Group Loan 1,036.23 Approved 1,036.23 29-05-2025 1,036.23 989.00 1,036.23
Total value of transaction during the reporting period 1,226.92