INTEGRATED FILING — NBFC



General information about company

Scrip code 540691
NSE Symbol ABCAPITAL
MSEI Symbol NOTLISTED
ISIN INE674K01013
Name of company Aditya Birla Capital Limited
Type of company Main Board
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 04-05-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 21-04-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Fourth quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited for the quarter ended Audited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Audited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 04-05-2026   12:00:00
End date and time of board meeting 04-05-2026   14:00:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results — NBFC

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-01-2026 01-04-2025
B Date of end of reporting period 31-03-2026 31-03-2026
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Income
Revenue from operations
(i) Interest Income 5,51,618.00 20,58,029.00
(ii) Dividend Income 2.00 147.00
(iii) Rental Income 0.00 0.00
(iv) Fees and commission Income 25,821.00 90,951.00
(v) Net gain on fair value changes (26.00) 15,938.00
(vi) Net gain on derecognition of financial instruments under amortised cost category 12,134.00 38,047.00
(vii) Sale of products (including Excise Duty) 0.00 0.00
(viii) Sale of services 104.00 243.00
(ix) Other revenue from operations
1 Policyholders' Income from Life Insurance Operations 7,56,272.00 23,47,543.00
Total other revenue from operations 7,56,272.00 23,47,543.00
Total Revenue From Operations 13,45,925.00 45,50,898.00
Other income 1,649.00 10,841.00
Total income 13,47,574.00 45,61,739.00
2 Expenses
Cost of materials consumed 0.00 0.00
Purchases of stock-in-trade 0.00 0.00
Changes in inventories of finished goods, work-in-progress and stock-in-trade 0.00 0.00
Employee benefit expense 57,878.00 2,15,782.00
Finance costs 3,10,059.00 11,62,219.00
Depreciation, depletion and amortisation expense 8,188.00 30,663.00
Fees and commission expense 1,835.00 6,709.00
Net loss on fair value changes 0.00 0.00
Net loss on derecognition of financial instruments under amortised cost category 0.00 0.00
Impairment on financial instruments 38,171.00 1,66,821.00
(f) Other expenses
1 Policyholders' Expense from Life Insurance Operations 7,47,446.00 23,28,963.00
2 Other expenses 47,097.00 1,63,209.00
Total other expenses 7,94,543.00 24,92,172.00
Total expenses 12,10,674.00 40,74,366.00
3 Total profit before exceptional items and tax 1,36,900.00 4,87,373.00
4 Exceptional items 1,365.00 (5,394.00)
5 Total profit before tax 1,38,265.00 4,81,979.00
7 Tax expense
8 Current tax 23,408.00 1,29,975.00
9 Deferred tax 16,069.00 10,769.00
10 Total tax expenses 39,477.00 1,40,744.00
11 Net Profit Loss for the period from continuing operations 98,788.00 3,41,235.00
12 Profit (loss) from discontinued operations before tax 0.00 0.00
13 Tax expense of discontinued operations 0.00 0.00
17 Net profit (loss) from discontinued operation after tax 0.00 0.00
14 Share of profit (loss) of associates and joint ventures accounted for using equity method 17,684.00 45,145.00
15 Total profit (loss) for period 1,16,472.00 3,86,380.00
16 Other comprehensive income net of taxes (9,052.00) (9,535.00)
17 Total Comprehensive Income for the period 1,07,420.00 3,76,845.00
18 Total profit or loss, attributable to
Profit or loss, attributable to owners of parent 1,12,916.00 3,76,449.00
Total profit or loss, attributable to non-controlling interests 3,556.00 9,931.00
19 Total Comprehensive income for the period attributable to
Comprehensive income for the period attributable to owners of parent 1,12,077.00 3,75,331.00
Total comprehensive income for the period attributable to owners of parent non-controlling interests (4,657.00) 1,514.00
20 Details of equity share capital
Paid-up equity share capital 2,61,961.00 2,61,961.00
Face value of equity share capital 10 10
21 Reserves excluding revaluation reserve 31,80,350.00
22 Earnings per share
i Earnings per equity share for continuing operations
Basic earnings per share from continuing operations 4.31 14.41
Diluted earnings per share from continuing operations 4.26 14.24
ii Earnings per equity share for discontinued operations
Basic earnings per share from discontinued operations 0 0
Diluted earnings per share from discontinued operations 0 0
ii Earnings per equity share
Basic earnings per share 4.31 14.41
Diluted earnings per share 4.26 14.24
23 Debt equity ratio 5.200 5.200
24 Debt service coverage ratio 0.0 0.0
25 Interest service coverage ratio 0.0 0.0
26 Disclosure of notes on financial results


Remarks

23 Debt equity ratio
24 Debt service coverage ratio
25 Interest service coverage ratio


Cash flow statement, indirect

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2025
B Date of end of reporting period 31-03-2026
C Whether results are audited or unaudited Audited
D Nature of report standalone or consolidated Consolidated
Statement of cash flows
Cash flows from used in operating activities
Profit before tax 4,81,979.00
Adjustments for reconcile profit (loss)
Adjustments for finance costs 0.00
Adjustments for decrease (increase) in inventories 0.00
Adjustments for decrease (increase) in trade receivables, current (15,933.00)
Adjustments for decrease (increase) in trade receivables, non-current 0.00
Adjustments for decrease (increase) in other current assets 0.00
Adjustments for decrease (increase) in other non-current assets 0.00
Adjustments for other financial assets, non-current 0.00
Adjustments for other financial assets, current (52,23,485.00)
Adjustments for other bank balances 0.00
Adjustments for increase (decrease) in trade payables, current 52,393.00
Adjustments for increase (decrease) in trade payables, non-current 0.00
Adjustments for increase (decrease) in other current liabilities 2,33,476.00
Adjustments for increase (decrease) in other non-current liabilities 0.00
Adjustments for depreciation and amortisation expense 44,123.00
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 0.00
Adjustments for provisions, current 670.00
Adjustments for provisions, non-current 0.00
Adjustments for other financial liabilities, current 0.00
Adjustments for other financial liabilities, non-current 0.00
Adjustments for unrealised foreign exchange losses gains 0.00
Adjustments for dividend income 0.00
Adjustments for interest income 0.00
Adjustments for share-based payments 15,474.00
Adjustments for fair value losses (gains) 12,820.00
Adjustments for undistributed profits of associates 0.00
Other adjustments for which cash effects are investing or financing cash flow 0.00
Other adjustments to reconcile profit (loss) 0.00
Other adjustments for non-cash items 8,65,571.00
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0.00
Total adjustments for reconcile profit (loss) (40,14,891.00)
Net cash flows from (used in) operations (35,32,912.00)
Dividends received 0.00
Interest paid 0.00
Interest received 0.00
Income taxes paid (refund) 1,21,500.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) operating activities (36,54,412.00)
Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0.00
Cash flows used in obtaining control of subsidiaries or other businesses 0.00
Other cash receipts from sales of equity or debt instruments of other entities 0.00
Other cash payments to acquire equity or debt instruments of other entities 0.00
Other cash receipts from sales of interests in joint ventures 0.00
Other cash payments to acquire interests in joint ventures 0.00
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0.00
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0.00
Proceeds from sales of property, plant and equipment 3,219.00
Purchase of property, plant and equipment 39,355.00
Proceeds from sales of investment property 0.00
Purchase of investment property 0.00
Proceeds from sales of intangible assets 0.00
Purchase of intangible assets 0.00
Proceeds from sales of intangible assets under development 0.00
Purchase of intangible assets under development 0.00
Proceeds from sales of goodwill 0.00
Purchase of goodwill 0.00
Proceeds from biological assets other than bearer plants 0.00
Purchase of biological assets other than bearer plants 0.00
Proceeds from government grants 0.00
Proceeds from sales of other long-term assets 11,136.00
Purchase of other long-term assets 1,59,963.00
Cash advances and loans made to other parties 0.00
Cash receipts from repayment of advances and loans made to other parties 0.00
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0.00
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0.00
Dividends received 31,115.00
Interest received 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash (2,00,594.00)
Net cash flows from (used in) investing activities (3,54,442.00)
Cash flows from used in financing activities
Proceeds from changes in ownership interests in subsidiaries 0.00
Payments from changes in ownership interests in subsidiaries 0.00
Proceeds from issuing shares 0.00
Proceeds from issuing other equity instruments 0.00
Payments to acquire or redeem entity's shares 0.00
Payments of other equity instruments 0.00
Proceeds from exercise of stock options 11,679.00
Proceeds from issuing debentures notes bonds etc 0.00
Proceeds from borrowings 66,70,466.00
Repayments of borrowings 28,85,066.00
Payments of lease liabilities 18,485.00
Dividends paid 0.00
Interest paid 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 37,514.00
Net cash flows from (used in) financing activities 38,16,108.00
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes (1,92,746.00)
Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0.00
Net increase (decrease) in cash and cash equivalents (1,92,746.00)
Cash and cash equivalents cash flow statement at beginning of period 4,33,079.00
Cash and cash equivalents cash flow statement at end of period 2,40,333.00




Statement of Asset and Liabilities

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2025
Date of end of reporting period 31-03-2026
Whether results are audited or unaudited Audited
Nature of report standalone or consolidated Consolidated
Assets
1 Finanical Asset
Cash and cash equivalents 2,40,333.00
Bank Balance other than (a) above 2,32,665.00
Derivative financial instruments 1,18,502.00
Receivables
(I) Trade Receivables 84,334.00
(II) Other Receivables 976.00
Loans 1,95,33,075.00
Investments 79,60,603.00
Other Financial assets
1 Assets held to cover Linked Liabilities of Life Insurance Business 40,41,760.00
2 Other Financial assets 4,60,637.00
Total of Other Financial assets 45,02,397.00
Total Financial Assets 3,26,72,885.00
2 Non Financial Asset
Inventories 0.00
Current tax assets (Net) 20,059.00
Deferred tax Assets (Net) 42,736.00
Investment Property 1,307.00
Biological assets other than bearer plants 0.00
Property, Plant and Equipment 37,069.00
Capital work-in-progress 1,147.00
Intangible assets under development 10,221.00
Goodwill 55,483.00
Other Intangible assets 46,397.00
Other non-financial assets
1 Right of Use Assets 59,498.00
2 Investment in Associate and Joint Venture Companies 5,09,252.00
3 Other Non Financial Assets 83,258.00
Total of Other non-financial assets 6,52,008.00
Total Non Financial Assets 8,66,427.00
Total assets 3,35,39,312.00
Equity and liabilities
1 Equity
Equity attributable to owners of parent
Equity share capital 2,61,961.00
Other equity 31,80,350.00
Total equity attributable to owners of parent 34,42,311.00
Non controlling interest 23442900000
Total equity 36,76,740.00
2 Liabilities
2.1 Financial Liabilities
(a) Derivative financial instruments 1,26,512.00
(b) Payables
(I)Trade Payables
(i) total outstanding dues of micro enterprises and small enterprises 6,250.00
(ii) total outstanding dues of creditors other than micro enterprises and small enterprises 1,77,967.00
II) Other Payables
(i) total outstanding dues of micro enterprises and small enterprises 0.00
(ii) total outstanding dues of creditors other than micro enterprises and small enterprises 0.00
(C ) Debt Securities 70,13,301.00
(d) Borrowings (Other than Debt Securities) 99,25,014.00
(e) Deposits 0.00
(f) Subordinated Liabilities 9,49,650.00
Other financial liabilities
1 Lease Liabilites 65,810.00
2 Policyholders Liabilities 1,07,37,759.00
3 Other financial Liabilities 7,09,615.00
Total of Other financial liabilities 1,15,13,184.00
Total Financial Liabilities 2,97,11,878.00
2.2 Non-Financial Liabilities
(a) Current tax liabilities (Net) 36,777.00
(b) Provisions 36,950.00
(C ) Deferred tax liabilities (Net) 43,248.00
Other non-financial liabilities
1 Other non-financial liabilities 33,719.00
Total of Other non-financial liabilities 33,719.00
Total Non Financial Liabilities 1,50,694.00
Total liabilities 2,98,62,572.00
Total equity and liabilites 3,35,39,312.00
Disclosure of notes on assets and liabilities


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-01-2026 01-04-2025
B Date of end of reporting period 31-03-2026 31-03-2026
Whether results are audited or unaudited Audited Audited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Lending (Excluding Housing Finance) 4,57,060.00 17,14,852.00
2 Housing Finance 1,12,227.00 4,06,557.00
3 Life Insurance 7,69,003.00 23,97,411.00
4 Asset Management 42,414.00 2,05,616.00
5 Stock and Securities Broking 12,980.00 46,859.00
6 Health Insurance 2,03,235.00 6,43,704.00
7 Other Financial Services 5,453.00 19,389.00
8 Inter Segment Elimination 0.00 0.00
Total Segment Revenue 16,02,372.00 54,34,388.00
Less: Inter segment revenue 14,706.00 47,248.00
Revenue from operations 15,87,666.00 53,87,140.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Lending (Excluding Housing Finance) 1,10,584.00 4,02,324.00
2 Housing Finance 25,485.00 83,226.00
3 Life Insurance 10,378.00 25,699.00
4 Asset Management 21,940.00 1,26,556.00
5 Stock and Securities Broking 2,572.00 7,871.00
6 Health Insurance 21,452.00 3,053.00
7 Other Financial Services (11,295.00) (37,132.00)
8 Inter Segment Elimination 0.00 0.00
Total Profit before tax 1,81,116.00 6,11,597.00
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax 1,81,116.00 6,11,597.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Lending (Excluding Housing Finance) 1,62,69,143.00 1,62,69,143.00
2 Housing Finance 44,71,792.00 44,71,792.00
3 Life Insurance 1,19,57,191.00 1,19,57,191.00
4 Asset Management 4,39,594.00 4,39,594.00
5 Stock and Securities Broking 3,62,377.00 3,62,377.00
6 Health Insurance 6,99,674.00 6,99,674.00
7 Other Financial Services 2,27,309.00 2,27,309.00
8 Inter Segment Elimination (3,47,156.00) (3,47,156.00)
Total Segment Asset 3,40,79,924.00 3,40,79,924.00
Un-allocable Assets 65,126.00 65,126.00
Net Segment Asset 3,41,45,050.00 3,41,45,050.00
4 Segment Liabilities
Segment Liabilities
1 Lending (Excluding Housing Finance) 1,41,62,569.00 1,41,62,569.00
2 Housing Finance 38,74,963.00 38,74,963.00
3 Life Insurance 1,14,50,113.00 1,14,50,113.00
4 Asset Management 31,777.00 31,777.00
5 Stock and Securities Broking 3,16,594.00 3,16,594.00
6 Health Insurance 5,26,921.00 5,26,921.00
7 Other Financial Services 2,98,642.00 2,98,642.00
8 Inter Segment Elimination (3,47,156.00) (3,47,156.00)
Total Segment Liabilities 3,03,14,423.00 3,03,14,423.00
Un-allocable Liabilities 85,630.00 85,630.00
Net Segment Liabilities 3,04,00,053.00 3,04,00,053.00
Disclosure of notes on segments


Other Comprehensive Income

Amount in (Lakhs)

Particulars 3 months/ 6 month ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-01-2026 01-04-2025
B Date of end of reporting period 31-03-2026 31-03-2026
C Whether results are audited or unaudited Audited Audited
D Nature of report standalone or consolidated Consolidated Consolidated
Other comprehensive income [Abstract]
1 Amount of items that will not be reclassified to profit and loss
1 Items that will not be reclassified to profit or loss -290600000 180300000
Total Amount of items that will not be reclassified to profit and loss -290600000 180300000
2 Income tax relating to items that will not be reclassified to profit or loss (346.00) 317.00
3 Amount of items that will be reclassified to profit and loss
1 Items that will be reclassified to profit or loss -527100000 -995100000
Total Amount of items that will be reclassified to profit and loss -527100000 -995100000
4 Income tax relating to items that will be reclassified to profit or loss 1,221.00 1,070.00
5 Total Other comprehensive income (9,052.00) (9,535.00)




Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Audited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M M Nissim & Co LLP Yes 31-03-2028
2 KKC & Associates LLP Yes 31-03-2027