NBFC details

Scrip code	533398
NSE Symbol	MUTHOOTFIN
MSEI Symbol	NOTLISTED
ISIN	INE414G01012
Name of company	Muthoot Finance Limited
Type of company	Main Board
Class of security	Equity
Date of start of financial year	01-04-2025
Date of end of financial year	31-03-2026
Date of board meeting when results were approved	12-02-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange	27-01-2026
Description of presentation currency	INR
Level of rounding used in financial results	Lakhs
Reporting Type	Quarterly
Reporting Quarter	Third quarter
Nature of report standalone or consolidated	Standalone
Whether results are audited or unaudited for the quarter ended	Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended	Unaudited
Segment Reporting	Single segment
Description of single segment	Financing
Start date and time of board meeting	12-02-2026 10:15:00
End date and time of board meeting	12-02-2026 15:30:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification	Not applicable
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter?	Yes
No. of times funds raised during the quarter	9
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity?	No
The Company has not defaulted in payment of interest / installment obligations on loans, including revolving facilities like cash credit, from banks / financial institutions and unlisted debt securities.

Particulars	3 months/ 6 months ended (dd-mm-yyyy)	Year to date figures for current period ended (dd-mm-yyyy)
A	Date of start of reporting period	01-10-2025	01-04-2025
B	Date of end of reporting period	31-12-2025	31-12-2025
C	Whether results are audited or unaudited	Unaudited	Unaudited
D	Nature of report standalone or consolidated	Standalone	Standalone
1	Income
	Revenue from operations
(i)	Interest Income	7,11,377.80	19,01,047.70
(ii)	Dividend Income	286.00	365.60
(iii)	Rental Income	0.00	0.00
(iv)	Fees and commission Income	0.00	0.00
(v)	Net gain on fair value changes	6,857.00	20,788.10
(vi)	Net gain on derecognition of financial instruments under amortised cost category	0.00	0.00
(vii)	Sale of products (including Excise Duty)	0.00	0.00
(viii)	Sale of services	296.20	1,155.50
(ix)	Other revenue from operations
1	Service Charges	5,459.70	14,475.70
	Total other revenue from operations	5,459.70	14,475.70
	Total Revenue From Operations	7,24,276.70	19,37,832.60
	Other income	2,017.50	6,544.90
	Total income	7,26,294.20	19,44,377.50

2	Expenses
	Cost of materials consumed	0.00	0.00
	Purchases of stock-in-trade	0.00	0.00
	Changes in inventories of finished goods, work-in-progress and stock-in-trade	0.00	0.00
	Employee benefit expense	57,555.80	1,59,966.40
	Finance costs	2,64,666.80	7,07,844.80
	Depreciation, depletion and amortisation expense	2,787.50	7,710.90
	Fees and commission expense	0.00	0.00
	Net loss on fair value changes	0.00	0.00
	Net loss on derecognition of financial instruments under amortised cost category	0.00	0.00
	Impairment on financial instruments	11,088.60	26,821.70
(f)	Other expenses
1	Other expenses	32,030.00	94,175.10
	Total other expenses	32,030.00	94,175.10
	Total expenses	3,68,128.70	9,96,518.90
3	Total profit before exceptional items and tax	3,58,165.50	9,47,858.60
4	Exceptional items	0.00	0.00
5	Total profit before tax	3,58,165.50	9,47,858.60
7	Tax expense
8	Current tax	93,883.00	2,45,063.80
9	Deferred tax	(1,359.70)	(1,994.30)
10	Total tax expenses	92,523.30	2,43,069.50
11	Net Profit Loss for the period from continuing operations	2,65,642.20	7,04,789.10
12	Profit (loss) from discontinued operations before tax	0.00	0.00
13	Tax expense of discontinued operations	0.00	0.00
17	Net profit (loss) from discontinued operation after tax	0.00	0.00
14	Share of profit (loss) of associates and joint ventures accounted for using equity method	0.00	0.00
15	Total profit (loss) for period	2,65,642.20	7,04,789.10
16	Other comprehensive income net of taxes	252.70	6,072.20
17	Total Comprehensive Income for the period	2,65,894.90	7,10,861.30

18	Total profit or loss, attributable to
	Profit or loss, attributable to owners of parent
	Total profit or loss, attributable to non-controlling interests
19	Total Comprehensive income for the period attributable to
	Comprehensive income for the period attributable to owners of parent
	Total comprehensive income for the period attributable to owners of parent non-controlling interests
20	Details of equity share capital
	Paid-up equity share capital	40,146.80	40,146.80
	Face value of equity share capital	10	10
21	Reserves excluding revaluation reserve
22	Earnings per share
i	Earnings per equity share for continuing operations
	Basic earnings per share from continuing operations	66.16	175.55
	Diluted earnings per share from continuing operations	66.16	175.55
ii	Earnings per equity share for discontinued operations
	Basic earnings per share from discontinued operations	0	0
	Diluted earnings per share from discontinued operations	0	0
ii	Earnings per equity share
	Basic earnings per share	66.16	175.55
	Diluted earnings per share	66.16	175.55
23	Debt equity ratio	3.6900	3.6900
24	Debt service coverage ratio
25	Interest service coverage ratio
26	Disclosure of notes on financial results

23	Debt equity ratio
24	Debt service coverage ratio
25	Interest service coverage ratio

Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars		3 months/ 6 month ended (dd-mm-yyyy)	Year to date figures for current period ended (dd-mm-yyyy)
A	Date of start of reporting period	01-10-2025	01-04-2025
B	Date of end of reporting period	31-12-2025	31-12-2025
Whether results are audited or unaudited		Unaudited	Unaudited
Nature of report standalone or consolidated		Standalone	Standalone
1	Segment Revenue (Income)
	(net sale/income from each segment should be disclosed)
	Total Segment Revenue
	Less: Inter segment revenue
	Revenue from operations
2	Segment Result
	Profit (+) / Loss (-) before tax and interest from each segment
	Total Profit before tax
	i. Finance cost
	ii. Other Unallocable Expenditure net off Unallocable income
	Profit before tax
3	(Segment Asset - Segment Liabilities)
	Segment Asset
	Total Segment Asset
	Un-allocable Assets
	Net Segment Asset
4	Segment Liabilities
	Segment Liabilities
	Total Segment Liabilities
	Un-allocable Liabilities
	Net Segment Liabilities
	Disclosure of notes on segments

Other Comprehensive Income

Amount in (Lakhs)

Particulars		3 months/ 6 month ended (dd-mm-yyyy)	Year to date figures for current period ended (dd-mm-yyyy)
A	Date of start of reporting period	01-10-2025	01-04-2025
B	Date of end of reporting period	31-12-2025	31-12-2025
C	Whether results are audited or unaudited	Unaudited	Unaudited
D	Nature of report standalone or consolidated	Standalone	Standalone
	Other comprehensive income [Abstract]
1	Amount of items that will not be reclassified to profit and loss
1	Remeasurements of defned benefit plans	-59900000	-179690000
2	Fair value changes on equity instruments through other comprehensive income	-66800000	78600000
3	Changes in value of forward element of forward contract	-218200000	-32600000
4	Income tax relating to items that will not be re-classified to profit or loss	86810000	33650000
	Total Amount of items that will not be reclassified to profit and loss	-258090000	-100040000
2	Income tax relating to items that will not be reclassified to profit or loss	0.00	0.00
3	Amount of items that will be reclassified to profit and loss
1	Effective portion of gain /(loss) on hedging instruments in cashflow hedges	378660000	945130000
2	Income tax relating to items that will not be reclassified to profit or loss	-95300000	-237870000
	Total Amount of items that will be reclassified to profit and loss	283360000	707260000
4	Income tax relating to items that will be reclassified to profit or loss	0.00	0.00
5	Total Other comprehensive income	252.70	6,072.20

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (1)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	16-10-2025
Amount Raised	99,200.00
Report filed for Quarter ended	31-12-2025
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation
Comments of the Audit Committee after review
Comments of the auditors, if any

        Sr.
        Original Object
        Modified Object, if any
        Original Allocation
        Modified allocation, if any
        Funds Utilised
        Amount of Deviation/Variation for the quarter according to applicable
            object
        Remarks if any
    

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (2)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	16-10-2025
Amount Raised	1,75,000.00
Report filed for Quarter ended	31-12-2025
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation
Comments of the Audit Committee after review
Comments of the auditors, if any

        Sr.
        Original Object
        Modified Object, if any
        Original Allocation
        Modified allocation, if any
        Funds Utilised
        Amount of Deviation/Variation for the quarter according to applicable
            object
        Remarks if any
    

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (3)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	07-11-2025
Amount Raised	50,000.00
Report filed for Quarter ended	31-12-2025
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation
Comments of the Audit Committee after review
Comments of the auditors, if any

        Sr.
        Original Object
        Modified Object, if any
        Original Allocation
        Modified allocation, if any
        Funds Utilised
        Amount of Deviation/Variation for the quarter according to applicable
            object
        Remarks if any
    

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (4)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	07-11-2025
Amount Raised	1,00,000.00
Report filed for Quarter ended	31-12-2025
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation
Comments of the Audit Committee after review
Comments of the auditors, if any

        Sr.
        Original Object
        Modified Object, if any
        Original Allocation
        Modified allocation, if any
        Funds Utilised
        Amount of Deviation/Variation for the quarter according to applicable
            object
        Remarks if any
    

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (5)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	20-11-2025
Amount Raised	75,000.00
Report filed for Quarter ended	31-12-2025
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation
Comments of the Audit Committee after review
Comments of the auditors, if any

        Sr.
        Original Object
        Modified Object, if any
        Original Allocation
        Modified allocation, if any
        Funds Utilised
        Amount of Deviation/Variation for the quarter according to applicable
            object
        Remarks if any
    

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (6)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	20-11-2025
Amount Raised	40,000.00
Report filed for Quarter ended	31-12-2025
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation
Comments of the Audit Committee after review
Comments of the auditors, if any

        Sr.
        Original Object
        Modified Object, if any
        Original Allocation
        Modified allocation, if any
        Funds Utilised
        Amount of Deviation/Variation for the quarter according to applicable
            object
        Remarks if any
    

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (7)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	28-11-2025
Amount Raised	63,500.00
Report filed for Quarter ended	31-12-2025
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation
Comments of the Audit Committee after review
Comments of the auditors, if any

        Sr.
        Original Object
        Modified Object, if any
        Original Allocation
        Modified allocation, if any
        Funds Utilised
        Amount of Deviation/Variation for the quarter according to applicable
            object
        Remarks if any
    

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (8)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	15-12-2025
Amount Raised	49,500.00
Report filed for Quarter ended	31-12-2025
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation
Comments of the Audit Committee after review
Comments of the auditors, if any

        Sr.
        Original Object
        Modified Object, if any
        Original Allocation
        Modified allocation, if any
        Funds Utilised
        Amount of Deviation/Variation for the quarter according to applicable
            object
        Remarks if any
    

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (9)

Amount in (Lakhs)

Mode of Fund Raising	Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds	22-12-2025
Amount Raised	29,250.00
Report filed for Quarter ended	31-12-2025
Monitoring Agency	Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised	No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation
Comments of the Audit Committee after review
Comments of the auditors, if any

        Sr.
        Original Object
        Modified Object, if any
        Original Allocation
        Modified allocation, if any
        Funds Utilised
        Amount of Deviation/Variation for the quarter according to applicable
            object
        Remarks if any
    

Signatory Details

Name of signatory	Rajesh A
Designation of person	Company Secretary and Compliance Officer
Place	Kochi
Date	12-02-2026

INTEGRATED FILING — NBFC

General information about company

Financial Results — NBFC

Amount in (Lakhs)

Remarks

Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Other Comprehensive Income

Amount in (Lakhs)

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (1)

Amount in (Lakhs)

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (2)

Amount in (Lakhs)

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (3)

Amount in (Lakhs)

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (4)

Amount in (Lakhs)

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (5)

Amount in (Lakhs)

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (6)

Amount in (Lakhs)

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (7)

Amount in (Lakhs)

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (8)

Amount in (Lakhs)

Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (9)

Amount in (Lakhs)

Signatory Details